Black Friday No Cost Eftpos

Payee Launches Black Friday No-Cost EFTPOS Solution with Competitive 1.4% Rate

Australian businesses can now eliminate merchant fees while accepting all major payment types

AUSTRALIA - November 19, 2025 - Payee, a leading Australian payment solutions provider, today announces its revolutionary No-Cost EFTPOS offering, enabling businesses across Australia to accept card payments without incurring traditional merchant fees. Through an innovative automated surcharging model capped at just 1.4%, businesses can redirect thousands of dollars previously spent on transaction fees back into their operations.

Zero Merchant Fees, Maximum Savings

The Payee No-Cost EFTPOS solution eliminates transaction fees by implementing a compliant, transparent surcharge system that passes the cost directly to customers who choose card payments. With surcharging capped at 1.4%,(See Conditions) businesses maintain complete payment flexibility while protecting their profit margins.

"Many Australian merchants are losing $5,000 to $15,000 annually to payment processing fees," said a Payee spokesperson. "Our No-Cost EFTPOS solution returns those funds to business owners, allowing them to invest in growth, staffing, inventory, or simply improve their bottom line."

Key Features and Benefits

• Zero merchant fees through automated surcharging (capped at 1.4% for turnover of $20,000 or more)
• No terminal rental fees for businesses with turnover exceeding $10,000 per month
• No lock-in contracts - freedom to choose with no setup, cancellation, or exit fees
• Accept all payment types - Visa, Mastercard, EFTPOS, American Express, UnionPay, Alipay, WeChat, Apple Pay, Google Pay
• Next-day settlement into business bank accounts
• Free receipt rolls and included SIM cards (dual SIM available)
• 24/7 Australian-based support
• Integration with 450+ Point of Sale systems
• Payment Link functionality included with every account

Eligible Businesses

The No-Cost EFTPOS solution is available to a wide range of Australian businesses, including:

Retail & Hospitality

• Cafés, restaurants, and food service establishments
• Retail stores and boutiques
• Hair salons and beauty services
• Bars and entertainment venues

Mobile & Trade Services

• Plumbers, electricians, and tradespeople
• Mobile service providers
• Home services and delivery businesses
• Field technicians and contractors

Service Industries

• Professional services
• Health and wellness providers
• Pet services and mobile groomers
• Event vendors and market stallholders

Conditions and Requirements

To qualify for No-Cost EFTPOS:

• Minimum monthly turnover of $10,000 to waive terminal rental fees
• Business must display clear surcharging signage for customer transparency
• Merchants must comply with Australian card scheme surcharging regulations
• Standard business verification and merchant agreement required
• Additional merchant agreements may be required for American Express and JCB cards

Important Terms:

• Automated surcharge rate capped at 1.4% applied to card transactions
• 30-day notice period for contract termination (no penalties)
• Standard terms apply for chargebacks, lost/stolen terminals, and hardware accessories
• Settlement times vary by card type: same-day for Visa, Mastercard, EFTPOS, and UnionPay (processed before 9pm AEST); three business days for Alipay+ and WeChat
• Actual fund availability determined by merchant's banking institution

Equipment Options

Payee offers multiple terminal solutions to suit diverse business needs:

• Fixed terminals for counter-based businesses with 4G, broadband, and Wi-Fi connectivity
• Mobile terminals (PAX A77) for trades and mobile services with built-in 4G and Wi-Fi backup
• Integrated POS solutions for seamless payment processing
• Payment Link functionality for remote invoicing via email and SMS

Seamless Implementation

Installation and setup are designed for simplicity. Payee's plug-and-play terminals integrate directly with existing business systems, with comprehensive training and support provided throughout the implementation process. The merchant portal delivers real-time visibility of all transactions, allowing businesses to track their savings immediately.

About Automated Surcharging Compliance

Payee's automated surcharging system ensures full compliance with Australian regulations while maintaining transparency. The system automatically calculates the appropriate surcharge based on card type, with clear disclosure on receipts and signage. Research shows that most Australian consumers readily accept minimal surcharges as standard practice in the current payment landscape.

Get Started Today

Australian businesses interested in eliminating merchant fees can contact Payee for a no-obligation consultation and discover how much they could save annually.

For more information:

• Visit: www.payee.net.au/no-cost-eftpos
• Email: office@payee.net.au
• Phone: 1800 357 911

About Payee

Payee is an Australian payment solutions provider specializing in EFTPOS and ecommerce payment processing. With integration across 450+ Point of Sale systems and support for all major payment types, Payee delivers tailored payment solutions designed to maximize profitability for Australian businesses of all sizes.