Tarek Omar warns entrepreneurs: building a business and keeping its wealth require different habits

MELBOURNE, 22 October 2026 — Tarek Omar, CEO of Royce Stone Capital, is urging successful entrepreneurs to reconsider how they make financial decisions once the challenge shifts from creating wealth to looking after it.

In his new article, Why a lot of successful entrepreneurs lose it all, published on 21 October, Omar argues that the willingness to take risks and pursue the next opportunity can become a liability when applied without limits to an established pool of family capital.

His central point is not that entrepreneurs should stop being ambitious. It is that success in building a business does not, by itself, create the rules and responsibilities needed to manage the wealth it produces.

From building a business to looking after capital

Omar describes a change in role: the person who fought to build an enterprise must also become a custodian of resources that may support a family, employees and future generations.

That requires a different test for the next decision. An opportunity may offer growth, but it also needs to be considered against existing commitments and the consequences if it fails. The question is no longer only what the entrepreneur could gain, but what they would put at risk to pursue it.

The article challenges short-term decisions made for the satisfaction of another win. Omar instead calls for a longer view of what the money is meant to achieve and which responsibilities should take priority.

"Wealth is built over years, decades and generations, it isn't built over days, weeks or months," he writes.

Accountability needs to apply to the owner too

Omar places particular emphasis on family governance: clear roles, agreed obligations and accountability for the people making decisions about businesses and money.

He points to formal budgets, performance expectations for family members running businesses, and documented arrangements for loans within a family. These are presented as ways to make responsibilities explicit, rather than relying on informal understandings because the people involved are related.

The same principle applies to the entrepreneur. In Omar's account, accountability cannot stop with employees or the next generation; the person who created the wealth also needs to be answerable for how it is used.

"The moral of the story is that if you've got money, you need to create accountability," Omar writes.

Keep new opportunities in proportion to the existing wealth

The article proposes distinguishing the capital and businesses intended to provide a long-term financial foundation from money allocated to higher-risk opportunities. Omar discusses using income generated by that foundation for riskier investments, rather than repeatedly putting the underlying capital behind the next venture.

This is a proposed approach to managing exposure, not a guarantee that principal or income will be preserved. Diversification, liquidity needs and the possibility of loss still matter. Restricting access to an investment does not make it safe, and the appropriate mix depends on the investor's circumstances and objectives.

Omar's broader argument is that lasting wealth requires a purpose beyond accumulating more of it. The article asks entrepreneurs to consider what their capital should support over time, including family responsibilities, business development and wider contributions.

Read Tarek Omar's full article

About Royce Stone Capital

Royce Stone Capital is a Melbourne-based private-capital and corporate-advisory business led by Tarek Omar. Its work includes private lending, business funding and investment structuring.

Website: https://www.roycestonecapital.com.au/

Media enquiries: enquiries@roycestonecapital.com.au | +61 477 363 612

This release provides general information, not personal investment advice.