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Top 4 Benefits of Having Builders Insurance

Announcement posted by Rural and General Insurance 21 Jan 2014

Rural and General Insurance Brokers are the leading business insurance brokers in the building, trades and construction fields, with over 2,500 clients.

business insurance

Rural and General Insurance Brokers are the leading business insurance brokers in the building, trades and construction fields, with over 2,500 clients. They are nation-wide across Australia and New Zealand, offering a wide range of services from business liability insurance to contractors insurance to farm insurance. Below are the top 4 benefits of having builders insurance to protect themselves and their families.

Public Liability Insurance

Public liability insurance will cover builders for damage to someone else’s property or equipment. Additionally, and most importantly, liability insurance will provide financial cover in the event of an injury, or even death, of another person. It is important that builders obtain a business liability insurance quote and make sure they are covered.

Tool of Trade Insurance

Tools are a costly investment and an important income earning asset for any builders’ business. Finding the right cover is imperative. Owner builder insurance should cover for lost and stolen tools, as well as any damage to tools.

Income Protection

Adequate business insurance for builders should also include income protection. This will protect against any financial risk should you have an accident or become ill and aren’t able to work. Business insurance brokers are able to get the best possible cover from leading insurers.

Life Insurance

Finally, business insurance brokers are able to find the best life insurance covers, to suit your individual situation. This will protect you and your family against the financial impact of your death, or if you’re diagnosed with a terminal illness. Rural and General are also able to provide builders indemnity insurance for further peace of mind.

In summary, insurance policies are as varied as tradespeople and finding the right fit can be difficult, time consuming, and costly. Rural and General covers all sectors of the building, trades and construction industries, from self employed tradesmen to large scale developers. On top of this they provide club insurance, beauty insurance, cafe insurance and restaurant insurance. Their aim is to provide professional, efficient and timely services, on the best available terms. Lastly, Rural and General offer free online business insurance quotes.

To find out more about the products offered by Rural and General Insurance Broking Pty Ltd, visit:

Rural & General Insurance Broking

Level 1, Rural & General House
3 Victoria Road, Parrammatta NSW 2150
1300 620-520
ruralandgeneral.com.au