The PRWIRE Press Releases https:// 2020-01-28T23:53:28Z Balance Internet one of Australia’s first Magento Commerce Specialised Partners 2020-01-28T23:53:28Z balance-internet-one-of-australia-s-first-magento-commerce-specialised-partners Melbourne, AUSTRALIA — Balance Internet is pleased to announce that they have achieved Magento Commerce Specialisation in the Adobe Solution Partner Program for the APAC region; one of the first Australian eCommerce agencies to earn this status.  Balance Internet has been operating for over a decade in the eCommerce space as an Enterprise-level Magento partner, delivering seamless and engaging shopping experiences for a wide range of complex organisations such as Bupa, Monash University, Total Tools, Fairfax, and the Australian Government Department of Human Services. The company has offices across Asia Pacific and Europe, 44 team members certified in Magento 2, and hundreds of successful builds.  “Earning this specialisation is proof of the consistent hard work and attention to detail we pride ourselves on at Balance Internet,” said James Horne, Director of Strategy at Balance Internet. “It is a great credential to carry into 2020 as we work on developing ground-breaking new functionality for our clients.” To achieve the Magento Commerce specialisation, partners must have a critical mass of Adobe Certified Experts and demonstrate a strong track record of successful implementation through multiple customer references. Outi Greve, Senior Director, Commercial Partner Sales, Americas, EMEA & APAC at Adobe, said, “We’re pleased to see Balance Internet building on their long track record of successful Magento implementations with the addition of the Adobe solution specialization and formally joining the ranks of Adobe’s global partner ecosystem.” – ENDS – About Balance Internet Balance Internet is an award-winning Australian eCommerce solutions provider, specialising in building and supporting seamless integrations for large organisations. Balance Internet has offices in Melbourne, Sydney, Canberra, Auckland, Brisbane, Ha Noi and Kharkiv; giving clients a global footprint with local acumen. The company delivers innovative, high-performing solutions that have been recognised globally. They are one of the most experienced eCommerce solutions providers in Asia Pacific, with members of the core team working in the space since 1996.  www.balanceinternet.com.au  New Round of Forex Trading Workshops to Be Held in Australia in February 2020-01-28T05:38:35Z new-round-of-forex-trading-workshops-to-be-held-in-australia-in-february SYDNEY, AUSTRALIA – 28 January, 2020 – Learn to Trade, the world-renowned trading education company with a large presence in Australia, is once again hosting a series of free forex trading workshops around the country. Throughout January and February, trading workshops will be organized in Sydney, Brisbane, Adelaide, and Melbourne, the company recently announced. As usual, seats are available on a first-come, first-served basis. And judging from experience, the seats fill up fast. Interested individuals are therefore encouraged to sign up as soon as possible to secure a seat at one of the free events. The current course schedule announced by Learn to Trade is: 28 January 2020: Adelaide 8 February 2020: Sydney CBD 9 February 2020: West Sydney 15 February 2020: Melbourne 22 February 2020: Brisbane A track record of success As one of the biggest names in the industry, Learn to Trade has a track record of success that stretches all the way back to its humble beginnings in London in 2003. Since then, more than 250,000 people have been through the company’s introductory forex trading course on a worldwide basis, with the number growing quickly. Unlike other trader education companies, Learn to Trade has chosen to focus on teaching ordinary people with no prior experience from finance how to generate profits from the forex market. Among the people who have graduated successfully from the program are teachers, nurses, and even retirees. According to the company, many new traders first learn about the forex market from various sources online. However, they often struggle to make sense of everything they have learned, including figuring out how to apply the theory to a live trading environment. In this sense, Learn to Trade is unique in that it gives its students the chance to trade in a live trading environment with proper supervision, while also learning to carefully manage risks.  Today, Learn to Trade has offices in the UK, South Africa, the Philippines, and Australia, with Australia being one of the company’s key growth areas. Learn to Trade was originally founded in London by the legendary British forex trader Greg Secker, before the concept was later brought to Sydney, Australia. Since then, Mr. Secker has made numerous public appearances in Australia, with the latest one being the Success Resources event in Sydney in late 2019. For people interested in learning more about what Mr. Secker and Learn to Trade has to offer, and to sign up for one of their free events, visit learntotrade.com.au, send an email to info@learntotrade.com.au, or call one of their friendly representatives at (02) 8412 6000. American Video Teleconferencing Corp. Announces Termination of iB2BGlobal.com Agreement with Crown Equity Holdings, Inc. 2020-01-27T21:56:02Z american-video-teleconferencing-corp-announces-termination-of-ib2bglobal-com-agreement-with-crown-equity-holdings-inc LAS VEGAS, NV / January 27, 2020 / American Video Teleconferencing Corp. ("the Company") (OTC PINK: AVOT), today announced its decision not to continue and complete the all-stock transaction involving the purchase of iB2BGlobal with Crown Equity Holdings, Inc. Brian Colvin, Chief Executive Officer of American Video Teleconferencing Corp., said, "Since we are changing our strategy towards Real Estate Industry, we are pleased to have reached an agreement involving the return of iB2BGlobal.com to Crown Equity Holdings". About American Video Teleconferencing Corp. The company is changing its corporate strategy from an international e-commerce web portal to facilitate e-commerce between manufacturers, wholesale businesses and buyers to the real estate marketplace. Forward-Looking Statement This news release contains "forward-looking statements" as that term is defined in Section 27A of the United States Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended. Statements in this press release which are not purely historical are forward-looking statements and include any statements regarding beliefs, plans, expectations or intentions regarding the future. Such forward-looking statements include, among other things, the development, costs and results of new business opportunities. Actual results could differ from those projected in any forward-looking statements due to numerous factors. Such factors include, among others, the inherent uncertainties associated with new business opportunities and development stage companies. These forward-looking statements are made as of the date of this news release, and we assume no obligation to update the forward-looking statements, or to update the reasons why actual results could differ from those projected in the forward-looking statements. Although we believe that any beliefs, plans, expectations and intentions contained in this press release are reasonable, there can be no assurance that any such beliefs, plans, expectations or intentions will prove to be accurate. Investors should consult all of the information set forth herein and should also refer to the risk factors disclosure outlined in our annual report on Form 10-K for the most recent fiscal year, our quarterly reports on Form 10-Q and other periodic reports filed from time-to-time with the Securities and Exchange Commission. Contact: Brian Colvin, President/CEO info@avotconf.com SOURCE: American Video Teleconferencing Corp. Why do you need to seek Commercial Pest Control Services? 2020-01-24T06:25:36Z why-do-you-need-to-seek-commercial-pest-control-services The commercial business like the restaurant has more chance of pest growth as like humans they also like to eat food. And that’s the reason before it gets late and creates arises is essential to hire professional Pest Control Adelaide services to keep the area clean and hygienic. You know how Commerical business should have an excellent reputation to stand firm and alive among competitors.  Why do you need to seek Commercial Pest Control Services? Reputation is everything when it comes to business because, without it, there’s no meaning of doing business. Having growth or presence of the pest in the premise can set the wrong image in your client's mind, and that’s the reason that can demotivate others about you and your brand, which is nothing but a less reputation. Hence, having pest and Termite Control by time is essential to keep the place hygienic and client happy. The second and foremost thing you need to seek pest control services is a healthy environment. You never like to offer an unhygienic place to your client as it can set the wrong image in their mind and especially in case of new and potential clients and that’s why having professional pest control service is ease to keep healthy environment and offer a good place as it helps you to increase the leads. A successful business is a game of winning hard battle among competitors, whether small or big. You cannot give access to your competitors to win by lowering oneself, and that’s why to stand strong it essential to have a good image and that you can avail easily by representing brand blast. You know some commercial business owner impress their client by offering appealing space, and that’s why commercial pest control service is necessary. Pest Control Adelaide Services – “Ensure Healthy Environment for Restaurant.” As above said restaurant have the major problem of pest growth just because of the wasted food and that’s the reason create problem in environment. You know it’s tough to live in unhealthy environment as bad smell and unhealthy air can create problem in health and that’s why having such services are beneficial. Bathroom and kitchen are the main areas where pest grows tremendously, and that’s why pest control service clean such area to execute complete removal. Hence, you will get a healthy and fresh environment which help you to get peace mind. Bottom Lines!! Is your restaurant have growth of pest? Then hire Pest Control Adelaide services and get a clean and fresh environment. Also, get advice from professionals to keep the restaurant clean all the time. Track’em awarded 12-month Downer Contract 2020-01-24T01:42:02Z track-em-awarded-12-month-downer-contract Date: 21 Jan 2020 Trackem Pty Ltd (Track'em), leader in cloud-based tracking technology in the resource sector, announced today that they have been awarded a 12-month contract by Downer to utilise Track’em’s award-winning software.  Track’em will provide its Materials Tracking and Stores Management Solutions to support Downer’s operations on an LNG Asset in the north of Western Australia. CEO and founder of Track’em, Kashif Saleem said Track’em was very pleased to have the opportunity to expand Track’em’s relationship with Downer. “Downer seeks to improve visibility within their value chains for consumables, tooling and materials by selecting Track’em, and we are honoured to provide them with our industry leading tracking solution,” Mr Saleem said. “After successfully using Track’em’s solutions on other projects, we are very excited and pleased with the value it delivers. We look forward to empowering our people in the field with innovative solutions so they can do their jobs more effectively. Track’em helps us deliver this,” says James Hopping, Contract Manager at Downer. About Track'em Track’em is the leading provider of cloud-based tracking software in the resources and construction industries. By tracking assets, materials and time, Track'em provides control and drives efficiency during construction and maintenance projects. Headquartered in Perth, Australia, Track'em has tracked over 10 million items in engineering and construction projects across the world’s largest mining, and oil and gas projects, helping assets owners, engineering companies and contractors deliver projects on time and budget. Track’em wins contract with Monadelphous on major mining project 2020-01-24T01:38:45Z track-em-wins-contract-with-monadelphous-on-major-mining-project Date: 6 Jan 2020 Trackem Pty Ltd (Track'em), leader in cloud-based tracking technology in the resource sector, today announced that engineering company Monadelphous Group Limited (ASX:MND) has selected Track'em to track their construction materials across some of their major mining and mineral projects. Track'em will assist Monadelphous by giving them continuous visibility and control over construction materials required for the delivery of specific projects.  “Through our materials tracking software, Monadelphous will have continuous insight into the location, status and custodian of their materials,” says Kashif Saleem, founder and CEO, Track'em. “Track'em is committed to delivering powerful and data-driven intelligence and we look forward to working closely with Monadelphous to drive successful delivery. Besides managing materials across locations and custodians, the engineering company will also use Track’em’s patented BIM integration to enrich their BIM models with a digital twin of construction progress and material status.  “With our technology, engineers and planners will have visibility on progress in real-time, without having to be physically present on-site,” says Saleem. “On top of our industry leading technology, Monadelphous will be able to leverage our highly valued 24/7 local phone support, providing further peace of mind.” About Track'em Track’em is the leading provider of cloud-based tracking software in the resources and construction industries. By tracking assets, materials and time, Track'em provides control and drives efficiency during construction and maintenance projects. Headquartered in Perth, Australia, Track'em has tracked over 10 million items in engineering and construction projects across the world’s largest mining, and oil and gas projects, helping assets owners, engineering companies and contractors deliver projects on time and budget. About Monadelphous Monadelphous Group Limited (ASX: MND) is a leading Australian engineering group providing construction, maintenance and industrial services to the resources, energy and infrastructure sectors. The Company has two operating divisions − Engineering Construction, providing large-scale multidisciplinary project management and construction services, and Maintenance and Industrial Services, specialising in the planning, management and execution of mechanical and electrical maintenance services, shutdowns, fixed plant maintenance services and sustaining capital works. Monadelphous is headquartered in Perth, Western Australia, with a major office in Brisbane, Queensland, and projects, facilities and workshops across Australia and in New Zealand, China, Mongolia, Papua New Guinea and the United States of America. Microsoft and Genesys expand partnership to help enterprises seize the power of the cloud for better customer experiences 2020-01-23T23:16:20Z microsoft-and-genesys-expand-partnership-to-help-enterprises-seize-the-power-of-the-cloud-for-better-customer-experiences Microsoft Corp. and Genesys have expanded their partnership to provide enterprises with a new cloud service for contact centres that enables them to deliver superior interactions for customers. With the omnichannel customer experience solution, Genesys Engage™, running on Microsoft Azure, enterprises have the security and scalability they need to manage the complexities involved with connecting every touchpoint throughout the customer journey. Genesys Engage on Microsoft Azure will be available in late 2020. To accelerate adoption, the companies are providing Genesys Engage on Microsoft Azure through a joint co-selling and go-to-market strategy. Customers will benefit from a streamlined buying process that puts them on a clear path to the cloud. The power of Genesys Engage on Microsoft Azure With its multi-tenant architecture, Genesys Engage on Microsoft Azure gives customers the ability to innovate faster and improve their business agility. In addition, by running the Genesys customer experience solution on this dependable cloud environment, enterprises will be able to maximise their investment in Microsoft Azure through simplified management and maintenance requirements, centralised IT expertise, reduced costs and more. These solutions make it easier for enterprises to leverage cloud and artificial intelligence (AI) technologies so they can gain deeper insights and provide tailor-made experiences for their customers. Nemo Verbist, Senior Vice President of Intelligent Business and Intelligent Workplace at NTT Ltd., one of the top five global technology and services providers for the world’s largest enterprises and a partner of both Microsoft and Genesys, sees great value in the partnership. Verbist said, “Many of our customers have standardised on Microsoft solutions, and Genesys Engage on Microsoft Azure gives them an additional opportunity to take advantage of their investment. Together, these solutions provide enterprises a secure and powerful foundation to communicate with their customers in creative and meaningful ways.” “Large contact centres receive an exceptionally high volume of inquiries across a growing list of channels and platforms. One of the biggest challenges is connecting the details of every interaction across all channels to ensure each customer has a seamless experience,” said Kate Johnson, President, Microsoft U.S. “By leveraging Microsoft’s Azure cloud and AI technologies, Genesys is helping enterprises create a seamless customer journey with Microsoft’s trusted, secure, and scalable platform.” “We are thrilled to give large enterprises the opportunity to run their mission-critical customer experience platform in the cloud environment they already know and trust — Microsoft Azure,” said Peter Graf, Chief Strategy Officer of Genesys. “Together, we’re making it simpler for even the most complex organisations to transition to the cloud, enabling them to unlock efficiencies and accelerate innovation so they can build deeper connections with customers.” The companies are also exploring and developing new integrations for Genesys and Microsoft Teams, Microsoft Dynamics 365 and Azure Cognitive Services to streamline collaboration and communications for employees and customers. More information will be released about these upcoming integrations later this year. Register for the upcoming webinar, Genesys + Microsoft Azure: Transform Your Customer Experience in the Cloud, on March 4, to learn more. About Genesys Every year, Genesys® delivers more than 70 billion remarkable customer experiences for organisations in over 100 countries. Through the power of the cloud and AI, our technology connects every customer moment across marketing, sales and service on any channel, while also improving employee experiences. Genesys pioneered Experience as a ServiceSM so organisations of any size can provide true personalisation at scale, interact with empathy, and foster customer trust and loyalty. This is enabled by Genesys CloudTM, an all-in-one solution and the world’s leading public cloud contact centre platform, designed for rapid innovation, scalability and flexibility. Visit http://www.genesys.com/anz. ©2020 Genesys Telecommunications Laboratories, Inc. All rights reserved. Genesys and the Genesys logo are trademarks and/or registered trademarks of Genesys. All other company names and logos may be registered trademarks or trademarks of their respective companies. About Microsoft Microsoft (Nasdaq “MSFT” @microsoft) enables digital transformation for the era of an intelligent cloud and an intelligent edge. Its mission is to empower every person and every organisation on the planet to achieve more. For more information: Microsoft Media Relations WE Communications for Microsoft +1 (425) 638-7777 rrt@we-worldwide.com Genesys Media Relations: Elizabeth Williams |Group Account Director ZADRO elizabeth@zadroagency.com +61 411 201 354 Yvette Schlegelmilch | Account Manager ZADRO yvette@zadroagency.com +61 423 954 224 Note to editors: For more information, news and perspectives from Microsoft, please visit the Microsoft News Centre at http://news.microsoft.com. Web links, telephone numbers and titles were correct at time of publication but may have changed. For additional assistance, journalists and analysts may contact Microsoft’s Rapid Response Team or other appropriate contacts listed at https://news.microsoft.com/microsoft-public-relations-contacts. Practifi Completes A$24M Series B Funding Round with US-Based Updata Partners to Accelerate Growth 2020-01-21T04:27:17Z practifi-completes-a-24m-series-b-funding-round-with-us-based-updata-partners-to-accelerate-growth “I’m tremendously proud of how much we’ve accomplished in revolutionising the technology available to Australian advisers, superannuation funds and trustees, but this is only the beginning. Our continued partnership with EVP and our new partnership with Updata will help us drive even more growth. Our vision is to create the most efficient business management platform possible for financial advice firms and the most comprehensive trustee office platform for superannuation funds,” stated Glenn Elliott, co-founder and chief executive officer of Practifi. Adrian Johnstone, co-founder and chief commercial officer, added, “With so much pressure across both advice and super, we are deeply committed to extending our platform to add even more value. Whether our clients are looking to improve client, member or employer relationships or they’re wanting to reduce the burden of compliance, we’re right there.” Driven by a passion for the client experience, Practifi’s collaborative platform connects the tools needed to drive efficient operations so our clients can concentrate on building trust and positive relationships with their clients. Carter Griffin, general partner of Updata, added, “In a competitive market, Practifi has created a tool that enables growth, compliance, and efficiency for financial advice firms and superannuation funds. We invested in Practifi because they have a genuine vision for an industry that needs revolutionising. We‘re excited to be partnering with them as they build exciting new features and create a more innovative financial services solution.” About Updata Partners Updata Partners is a leading technology growth equity firm based in Washington, DC. Led by an investment team averaging more than 25 years of technology experience, Updata invests in high-growth software and software- driven businesses where the combination of its capital and operating experience will help accelerate success. To learn more, visit updata.com. About Practifi More than a CRM, Practifi is a business management platform designed for growing financial advice businesses around the world. Practifi allows financial advisors, family offices and broker dealers to effortlessly manage their client relationships, monitor compliance and automate workflows, all through an easy-to-use interface. To learn more, practifi.com. Why do organisations need a crisis to understand they have a problem? 2020-01-20T01:34:33Z why-do-organisations-need-a-crisis-to-understand-they-have-a-problem Shareholders, customers, employees, suppliers and stakeholders have grown weary of seeing scandalous headlines condemning large businesses and institutions as they lurch from one crisis to another.  From a royal commission about child sexual abuse, to misconduct in the financial sector, age care quality and safety, exploitation of disabled people and so on and on... Why do organisations need to have fires and Royal Commissions in order to understand that there is a problem?    What is it that leads executives and workers alike down a destructive path of bad behaviour and notoriety that destroys businesses, financial wellbeing, shareholder value and reputations in the process?   The answer is an appreciation regarding the neuro-processes of leadership decision making.   Decision making is difficult!  Especially when the outcomes are far into the future and it is hard to calculate what would have happened had a different decision been made.   All decisions are affected by inherent biases of the individuals and teams involved in making them.  We are all biased…it’s how our brain is wired!   Our thinking process is performed using two systems: 1. the automatic thinking (system 1) – fast, automatic and effortless; and   2. the systematic (system 2) – the slow, controlled, rule based, effortful process.   When a new skill is being learned, system 2 is being applied.  By practicing the skill and becoming proficient, we transition to using system 1.   For example, when driving an unfamiliar road, we are usually using system 2.   This is also why so many car accidents happen near home (when we are driving the same way every day we are using system 1).   Yesterday in an interview, one of the fire fighters combatting the bushfire disasters mentioned that they had so many practices and drills over the years, that when the fire near his hometown erupted, they all acted fast as if on ‘auto pilot’.      That is the power of using system 1.   System 1 is based on the heuristic thoughts, our biases.  Using this system saves us time and energy.  Using system 2 all the time is simply not feasible.   The problem within organisations arises when senior executives and staff are using system 1 instead of system 2 for making important decisions.   Adding to this complexity is that we are often unaware which system we are using at a certain time.  So, we find ourselves believing that we are using system 2, while actually we are basing our decisions on our inherent biases.   We cannot see through our neuro-processes and sometimes make decisions without knowing what actually lead to them...what influenced us.   There are over 175 biases and each affects us differently.  Some explain more than others the failures in decision making at management, board and policy making levels.   For example: WYSIATI is when our brain convinces us that What we (You) See Is All There Is.   This means that we are convinced that there is no need to look for further information and hence make decisions based on current knowledge, which causes us to consult with people who think like us, look for the information that supports our beliefs and ignore contradicting information and opinions.   The good news is that there are diagnostic tools that can help decision makers in business understand the inherent biases that they tend to use individually and as a team and learn how to design decision-making environments that mitigates these biases.  The diagnostic tools are based on Decision Science, which is a relatively new field combining behavioural economics, psychology and neuroscience.   In short, it could be the solution for those organisations seeking to ensure 2020 is not another year of lost productivity, goodwill and value.  Executives, teams and employees should be proactive and learn how to design a decision-making environment that shields from these biases and facilitates better decision-making outcomes and results.   Issued by DifferenThinking      www.differenthinking.com.au           Media Enquiries:     Mr. Joe Perri, Joe Perri & Associates Pty Ltd Mob:  +61 412 112 545     Email:  jperri@joeperri.com.au     Genesys appoints Gwilym Funnell as head of APAC 2020-01-19T23:30:52Z genesys-appoints-gwilym-funnell-as-head-of-apac-2 Genesys the global leader in omnichannel customer experience and contact centre solutions, has announced Gwilym Funnell as Senior Vice President of Asia-Pacific. Previously, Funnell served as Vice President of Genesys Australia and New Zealand, where he was integral in driving a triple-digit revenue increase for Genesys Cloud™ since taking up the role in 2016. In his new role, Funnell is charged with managing and executing on an accelerated growth strategy in the Asia-Pacific region for Genesys Cloud, the company’s leading all-in-one contact centre solution. He is also charged with overseeing more than 1,600 Genesys employees based in the region, representing every business function including engineering, IT, finance, sales, marketing and more. Funnell offers more than 20 years’ experience in IT and telecommunications and proven commercial acumen building sustainable business growth. He has worked at start-ups and emerging technology companies, including serving as Managing Director of Mitel Networks and March Networks. Prior to joining Genesys, he held the position of Director of the Collaboration and Contact Centre practice at Telstra, where he led growth through acquisitions, portfolio changes and migration. Genesys Chief Executive Officer Tony Bates said, “Organisations all over the world are eager for cloud-based contact centre solutions that deliver highly personalised customer experiences supported through artificial intelligence (AI). With Gwilym’s solid track record and market expertise, we are confident that Genesys is well-positioned to help even more businesses in Asia-Pacific capitalise on our technologies so they can build trust and loyalty with their customers.” The company also announced today Sales Director, Mark Buckley, has been promoted to Vice President of Australia and New Zealand (ANZ) and will serve as Country Manager. In this new role, Buckley is primarily responsible for growing the company’s market share and directing its operational strategies in ANZ, which includes oversight of a team of 175 ANZ-based employees. Before serving in various sales roles at Genesys for the past seven years, Buckley was Vice President of Enterprise at Alcatel-Lucent. Funnell commented, “I’m thrilled to step into a broader regional position to help accelerate the growth of our company’s cloud and AI solutions across the Asia-Pacific market. We are investing in new innovations, building a world-class team and working more closely than ever with our strong ecosystem of partners to enable businesses in APAC to deliver the world’s best customer experiences.” -ENDS- NOTES TO EDITORS About Genesys Every year Genesys® delivers more than 70 billion remarkable customer experiences for organisations in over 100 countries. Through the power of the cloud and AI, our technology connects every customer moment across marketing, sales and service on any channel, while also improving employee experiences. Genesys pioneered Experience as a ServiceSM so organisations of any size can provide true personalisation at scale, interact with empathy, and foster customer trust and loyalty. This is enabled by Genesys CloudTM , an all-in-one solution and the world’s leading public cloud contact centre platform, designed for rapid innovation, scalability and flexibility. Visit http://www.genesys.com/anz. Media contacts Elizabeth Williams, Group Account Director ZADRO elizabeth@zadroagency.com.au +61 2 9212 7867 +61 411 201 354 Yvette Schlegelmilch, Account Manager ZADRO yvette@zadroagency.com.au +61 29212 7867 +61 423 954 224 First home buyers with small deposits can save $10,000 by comparing 2020-01-19T02:22:27Z first-home-buyers-with-small-deposits-can-save-10-000-by-comparing MEDIA RELEASE Sunday 19 January 2020 Interest Rate update: First Home Buyers can save more by comparing rates Up to ten thousand home buyers will be assisted into their first mortgage in 2020 by the federal government’s First Home Loan Deposit Scheme, currently only available through Commonwealth Bank and National Australia Bank. All these borrowers will have low deposits (under 20% LVR, as low as 5% LVR). “First Home Loan Scheme borrowers face higher repayments than borrowers with bigger deposits,” said Vadim Taube, Chief Executive Officer of InfoChoice, a leading Australian financial comparison site since 1993. “So, it’s important to get a good value loan with a competitive rate to ensure you are paying as little as possible in repayments.” “Big banks often give discounts to smart borrowers who have compared the market and know what the best deals are,” said Vadim Taube. “That applies to Commonwealth, NAB and most other major lenders. “If you are applying for a first home loan deposit scheme home loan through CBA, NAB or one of the other lenders who will come on board in February, make sure you have compared their loan rates with the best in the market,” said Vadim Taube.   Fixed rate mortgage market very competitive in January 2020 CBA and NAB have two-year fixed rate specials for first home buyers and owner occupiers. Commonwealth has a 2.99%pa rate (comparison rate 4.47% pa) NAB has a 2.98% pa rate (comparison rate 4.34% pa). Well Home Loans has a 2 year fixed rate of 2.68% pa, (OO, P&I,  comparison rate 2.75% pa) with a maximum LVR of 90%, according to the InfoChoice database of 1800 Australian home loans from 145 institutions.   Variable rate mortgage market: 20 loans < 3% in January 2020 There are 20 variable rate mortgage products now with advertised rates under 3.0 per cent pa, according to InfoChoice (see table below). Most borrowers choose variable rates and the RBA has signalled that rates are heading down in 2020.   FHBs with small deposits can save $10,000 by comparing A first home borrower with just 10 per cent deposit could save $10,000 or more over the life of a 25-year loan by choosing a cheaper loan said Vadim Taube, CEO of InfoChoice. For owner-occupier borrowers wanting a  $500,000, 25-year, variable, P&I loan, the difference between the most competitive rates and the most competitive major lender variable rates is worth over $35 per month in repayments according to the InfoChoice Refinance Calculator. “First home buyers facing higher repayments because of their low deposit can save plenty each month and over the life of their loan by comparing rates,” said Vadim Taube. “Talk to your lender and let them know that you know the best rates in market are less than what they are currently charging you.”     Lender’s cheapest advertised variable loan  on InfoChoice 18/1/20 Variable comparison % Rate (OO, P&I) Approx $ monthly repayments on a $500K, 25-year home loan. $ difference over 25-year loan. Well Home Loans LVR =< 90% 2.96 $2360   NAB 3.09 $2395    ( + $35) +$10,158 CBA 3.23 $2431    (+ $71) + $21, 190     Institution Title  Variable owner ocuupied P&I loan Rate % pa Comparison % pa Reduce Home Loans Rate Slasher 2.69 2.7 Reduce Home Loans Low Rider Variable 2.69 2.71 Reduce Home Loans Rate Lovers 2.77 2.79 Reduce Home Loans Rate Buster 2.77 2.78 Freedom Lend Owner Occupied Variable P&I 80% 2.79 2.79 G&C Mutual Bank First Home Premium Package 2.79 2.79 HomeStar Owner Occupied Loan (P&I) 2.79 2.82 Athena Home Loans Owner Occupier Principal & Interest 2.84 2.8 UBank Discount Offer for Owner Occupied Variable P&I Rate 2.84 2.84 loans.com.au Smart Home Loan 2.88 2.9 Well Home Loans Well Balanced (90) 2.92 2.96 Move Bank First Home Loan - Special Intro Rate 2.94 3.52 Bank of Sydney BOSBasic Home Loan - Owner Occupier 2.96 3.01 Aussie Aussie Select Standard Variable 2.99 3.2 Australian Unity Kick Starter Home Loan 2.99 3.02 HSBC Premier Variable Rate Loan 2.99 3.45 ING Mortgage Simplifier $1m+ where LVR <=80% 2.99 3.02 Morgan Brooks Special Variable Rate 2.99 3.03 Mortgage House The Essentials Low Rate Home Loan 2.99 3.02 UBank Discount Offer for Owner Occupied Variable P&I Rate 2.99 2.99 ING Mortgage Simplifier 3.03 3.06 Freedom Lend Owner Occupied Variable P&I 90% 3.04 3.04 HomeStar Owner Occupied Loan (I/O) 3.04 3.07 ING Orange Advantage $1m+ where LVR <=80% 3.04 3.38 Arab Bank Basics Home Loan 100% Offset - Special Offer 3.05 3.19 Institution Title  Lowest listed Big Four bank variable owner occupied P&I loan Rate % pa Comparison % pa ANZ Bank Simplicity Plus Special Offer LVR not> 80% 3.24 3.28 Commonwealth Extra LVR <= 70% 3.22 3.23 NAB Base Rate Special Offer 3.09 3.09 Westpac First Option Home Loan Promo 3.18 3.19   Compare 1800 home loans from 145 institutions at InfoChoice.   Go straight to the latest rates information from individual banks and other institutions here.   For more information on Savings account rates, data and commentary, please contact:   Jason Bryce, Media Manager on 0428 777 727 jason.bryce@infochoice.com.au   For more comments, please contact: Vadim Taube, Chief Executive on 0403 580 794   * listed on InfoChoice’s database of 1800 home loans and 145 institutions in Australia. InfoChoice compares financial products from 145 banks, credit unions, authorised deposit-taking institutions, non-bank lenders and other financial product providers in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible.   Comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan   InfoChoice is a leading Australian comparison website for retail banking and personal finance products. We’ve been helping Aussies find great offers on credit cards, home loans, savings accounts, term deposits, personal loans and car loans for over 25 years. Our mission is to help consumers make an informed purchasing by bringing together the most comprehensive list of financial products on the market today.   At InfoChoice, we strive to be: •           Comprehensive. We compare more than 3500 individual products from 145 providers within Australia to offer you the best value. •           Informative. We know how important it is for you to crunch the numbers before buying. Our calculators help you understand the cost of different products over the long term and show you the potential savings. Corrective Services NSW Selects Infor to Achieve Critical Workforce Utilisation Efficiencies 2020-01-17T04:34:24Z corrective-services-nsw-selects-infor-to-achieve-critical-workforce-utilisation-efficiencies SYDNEY, Australia – Jan 17, 2020 - Infor, a global leader in business cloud software specialised by industry, announced that Corrective Services NSW (CSNSW) has chosen Infor CloudSuite Workforce Management to future-proof aspects of its scheduled staff rostering needs through a competitive market process.Infor’s comprehensive workforce management solution and associated business process changes will provide efficient and effective staff scheduling procedures, and provide ongoing workforce utilisation efficiencies.Infor’s industry-leading workforce scheduling system will deliver a host of benefits to Corrective Services NSW, including:Providing live scheduling monitors in key locations that enhance staff safety and securityContinually adapting its workforce scheduling approach to new business modelsMitigate the risk of potential compliance errors by ensuring team members are rostered and paid in compliance with their respective Public Sector Awards.The rostering of CSNSW employees is a critical business function that supports 6,885 rostered staff within 109 rostered sites state-wide 24 hours 7 days a week. Rostered staff comprises custodial, industrial, security and intelligence, administration, and clerical employees that attract any form of penalty rate payment during the performance of their duties. These CSNSW employees are situated in correctional centres, courts, operational or support locations across NSW. Infor ANZ Managing Director Jarrod Kinchington said that the complexity of a state-wide workforce demands a flexible and intuitive workforce management system that can be deployed with minimal disruptions to day-to-day activities.“We are thrilled that Corrective Services NSW has chosen Infor for its cloud-based workforce management needs. Our Infor CloudSuite solution will provide the organisation with a central location to easily manage employee resources, as well as the ability to track operational and labour performance and comply with the necessary legislation, regulations and procedures,” Kinchington said. About Corrective Services NSW Corrective Services NSW (CSNSW) is a division of the Department of Communities and Justice. It delivers professional correctional services and programs to reduce re-offending and enhance community safety. As an important element of the criminal justice system, CSNSW manages remand and sen​tenced inmates as well as offenders in the community. About InforInfor is a global leader in business cloud software specialized by industry. With 17,300 employees and over 68,000 customers in more than 170 countries, Infor software is designed for progress. To learn more, please visitwww.infor.com. Infor customers include:The top 20 aerospace companies 9 of the top 10 high tech companies14 of the 25 largest U.S. healthcare delivery networks19 of the 20 largest U.S. cities18 of the top 20 automotive suppliers14 of the top 20 industrial distributors13 of the top 20 global retailers4 of the top 5 brewers17 of the top 20 global banks9 of the 10 largest global hotel brands7 of the top 10 global luxury brands 7 Steps To Creating Your Kick Ass Fitness eBook 2020-01-16T08:14:22Z 7-steps-to-creating-your-kick-ass-fitness-ebook An eBook for your personal training business has a number of benefits; they aid in building a relationship of trust between you and your potential clients, they help to create website visits, they are easy to create and can be sent out countless times to many people. Once it is ready, you have a career asset that is entirely free to distribute! Part of having an eBook in your marketing arsenal, is that all important task of being able to generate quality leads. If you haven’t already, check out our guide to creating effective lead magnets for your business. 1. Choose your topic First and foremost, determine what your eBook will be about. Look at who you want to target and consider topics they will most likely find interesting. ‘Booty Building’ guides are all the rage at the moment, or perhaps your clientele would be more interested in ‘IIFYM’ (If It Fits Your Macros)? Once you’ve decided on a topic, research, research and research some more. At this stage, an idea for a title should be forming. Think of something that neatly sums up your content, yet is catchy enough to entice a reader. Read the other 6 tips on our website: Click Here How to use content marketing to grow your Shopify eCommerce website 2020-01-16T08:12:45Z how-to-use-content-marketing-to-grow-your-shopify-ecommerce-website Why do you want this connection? Because customers who are ‘fully connected’ are over 50% more valuable than just highly satisfied customers. How do you make this connection with your customers? Through creating strong, engaging, content, putting it out there, then closing the sale. Read on for some tips and tricks on how you can use content marketing to turn your ‘maybe’s’  into ‘sales.’ The sales funnel and why your content should be stage-specific. Two-thirds of traffic to your ecommerce website are new visitors who will never visit again. This means the remaining third are returning visitors, trying to learn more and decide whether to buy or not. These consumers can visit up to five times before actually buying. Content creation to compliment your eCommerce website can boost sales and traffic, as 70% of your customers would rather learn about your business from an article than an advertisement. It is a top-of-funnel strategy that will grab your visitors from the moment they come to your online store. People will discover your website, think about the product, think some more, forget completely, see your retargeting ad, and they may finally choose to buy. By understanding the way people buy, you can create specific content tailored to their needs, guiding them further down the sales funnel. The sales funnel has three basic stages: Awareness Consideration Decision Tailored content for each stage is crucial; people still in the awareness stage are not ready to buy, therefore content revolving around a hard-sell strategy will likely fall on deaf ears. Instead, this is the perfect time to inform, educate and build brand awareness. Read the full article: Click Here eMite launches new solutions for Genesys customers 2020-01-15T01:21:43Z emite-launches-new-solutions-for-genesys-customers Sydney—15 January 2020 — Prophecy International is pleased to announce that its subsidiary eMite has launched a new product offering as part of its CX (Customer Experience) Intelligence platform and is a major sponsor at the Genesys Global Sales Kick Off in Orlando, Florida. Brad Thomas, Prophecy CEO said “Product Innovation is one of our key growth pillars and its great to see our team delivering continuous innovation, addressing new markets and adding more value to our customers and partners. We see an acceleration of legacy on premise contact centers migrating to cloud based solutions and we are well placed to help customers seamlessly manage operations through that transition period while they are running both solutions.” To stay closely aligned with the new product naming of our partner, Genesys, to ensure we continue to drive great value for our customers and to continue to be competitive in the marketplace we have rebranded our main product and have introduced 3 new products in time for the Genesys Sales Kick-Off event which is this week (Jan 13-17, 2020) in the US.  Leading Contact Center Analytics solutions for Enterprise-grade customers: Rebrand to Enterprise Contact Center Analytics ·         To be clear on the product, align with our partner’s product which is changing names, and to allow the name to better reflect what the product does, we are renaming our flagship product to “Enterprise Contact Center Analytics for Genesys Cloud”. ·         Same great product, continual improvements.   Enterprise Contact Center Analytics Lite ·         Enterprise Contact Center Analytics Lite – is a slimmed down version of our flagship product.  It allows us to offer the core benefits at an entry level price-point for those customers just getting started. ·         The benefit to the customer is that they get the same core product at a low entry price, while still having a simple and full upgrade path to the power and flexibility of our full-blown product.   Migration Made Easy (Solutions that help large customers globally migrate from legacy platforms to the latest Genesys Cloud platform.) About 80% of large enterprise customers doing these types of migrations will take between 6 months and 36 months to complete their migrations globally.  The business has to continue to run and manage their contact centers during these migrations.  Our solutions below help them do that while giving them access to their real-time and historical data during those migrations. Enterprise Contact Center Analytics for PureBridge ·         Enterprise Contact Center Analytics for PureBridge is a migration tool that helps customers migrating from an on-premises Avaya Aura CMS platform to the Genesys Cloud platform hosted in the cloud. ·         Some benefits to the customer are: o   The ability to have both their Avaya Aura CMS data and their Genesys Cloud data combined and visualized in the same analytics tool from eMite o   The ability to pull reports using both real-time and historical data from both platforms (Avaya Aura CMS and Genesys Cloud) o   The ability to allow agents and contact center managers’ to view data in terms they are familiar with from the Avaya platform.   Enterprise Contact Center Analytics for PureConnect to Genesys Cloud ·         Enterprise Contact Center Analytics for PureConnect to Genesys Cloud migrations helps customers migrating from the on-premises PureConnect platform to Genesys Cloud. ·         Some benefits to the customer are: o   The ability to have both their Genesys PureConnect data and their Genesys Cloud data combined and visualized in the same analytics tool from eMite o   The ability to pull reports using both real-time and historical data o   The ability to allow agents and contact center managers’ to view data in a format they are used to in the PureConnect world.   With over 150 customers world-wide using the eMite platform, we have the proven ability to deliver out of the box functionality for Contact Centre Analytics. Our deep experience in the contact centre market enables us to deliver superior speed to value for customers looking for a fully integrated analytics solution to deliver real insight. About Prophecy International Holdings Limited eMite is a wholly owned subsidiary for Prophecy International. eMite is an award winning SaaS solution that combines data onboarding, analytics, correlation, performance and KPI management into a single, out of the box solution to provide customers with historical and real time insight in a simple, visual appealing format that can be easily customized. eMite has a global technology partnership with Genesys, is a premium Genesys AppFoundry partner and was Genesys AppFoundry partner of the year in 2018 and 2019. Prophecy International Holding Limited is a listed Australian company (ASX:PRO) that has been operating globally since the 1980s. More recently the focus at Prophecy has been on growing the eMite and Snare lines of business in Analytics and Cyber Security respectively. Prophecy operates globally from Adelaide and Sydney in Australia, London in the United Kingdom and in Denver, USA