The PRWIRE Press Releases https:// 2019-11-10T03:41:10Z Rates Update: More than 100 home loans under 3.5% pa 2019-11-10T03:41:10Z rates-update-more-than-100-home-loans-under-3-5-pa MEDIA RELEASE Sunday 10 November 2019 Rates Update: ·       100 VHL rates under 3.5% ·       One new bank still way out in front of TD market ·       Savers must compare rates outside of big four   More than 100 variable rate home loans under 3.5 per cent There are now many more than 100 variable home loan products with comparison rates under 3.5 per cent pa, now listed on InfoChoice’s database of 145 institutions and 1800 home loans. Most of these are owner-occupier home loans requiring principal and interest repayments but there are some interest-only loans and investor loans among the low-rate leaders now with rates under 3.5 per cent pa.   Twenty lowest (variable comparison rate) home loans listed on InfoChoice for owner occupiers (10/11/19) Institution Title Product Title Account - Repayment Options Rate - % Rate - Comparison % Reduce Home Loans Rate Slasher |PI| 2.69 2.7 Reduce Home Loans Low Rider Variable |PI| 2.69 2.71 Reduce Home Loans Rate Buster |PI| 2.77 2.78 Reduce Home Loans Rate Lovers |PI| 2.77 2.79 Freedom Lend Owner Occupied Variable P&I 80% |PI| 2.79 2.79 G&C Mutual Bank First Home Premium Package - Owner Occupied (P&I) |PI| 2.79 2.79 Athena Home Loans Owner Occupier Principal & Interest |PI| 2.84 2.8 UBank Discount Offer for Owner Occupied Variable P&I Rate (>$700,000) |PI| 2.84 2.84 UBank Discount Offer for Owner Occupied Variable P&I Rate over $200,000 |PI| 2.84 2.84 Freedom Lend Owner Occupied Variable IO 80% |IO| 3.09 2.88 loans.com.au Smart Home Loan |PI| 2.88 2.9 Well Home Loans Well Balanced (Standard) |PI| 2.92 2.96 UBank Discount Offer for Owner Occupied Variable P&I Rate (<$200,000) |PI| 2.99 2.99 Athena Home Loans Owner Occupier Interest Only |IO| 3.34 2.99 Bank of Sydney BOSBasic Home Loan - Owner Occupier |PI| 2.96 3.01 ING Mortgage Simplifier ($1m+ where LVR <=80% - O/Occ) - Principal & Interest |PI| 2.99 3.02 Mortgage House The Essentials Low Rate Home Loan |PI| 2.99 3.02 Freedom Lend Owner Occupied Variable P&I 90% |PI| 3.04 3.04 ING Mortgage Simplifier ($150k - $499 where LVR<=80% - O/Occ) P&I |PI| 3.03 3.06 ING Mortgage Simplifier ($500k-$1m where LVR <=80% - O/Occ) - Principal & Interest |PI| 3.03 3.06     “Switching from a loan charging 4.5 per cent to a loan charging 3.5 per cent can reduce your repayments by around $50,000 in total over the life of the loan,” said Vadim Taube, CEO of leading Australian financial comparison site InfoChoice.com.au. According the InfoChoice refinancing calculator, a switch from a 4.5% pa, 25-year, $300,000 loan to a 3.5 % pa loan could reduce repayments by $49,688.02 in total and $160 immediately every month.   Monthly repayments could come down $165.63, from $1,667.50 to $1,501.87.   One new bank still way in front of term deposit market Brand new entrant to the banking scene in Australia, Judo Bank is a lender to small and medium business. For retail consumers, Judo bank offers market-leading term deposit rates. In the 12-month TD market, Judo is offering 2.0 per cent pa, 0.2 per cent more than the next highest rate listed on InfoChoice today (10/11/19). The highest term deposit rate now on offer from a big four bank (listed on InfoChoice today) is ANZ Bank’s 1.6 per cent pa for 7-month term. Institution Title Minimum Tier $ Rate - 1 Year Paid Annually % Judo Bank 1000 2 SCU 100000 1.8 Bank of Sydney 25000 1.75 MyLife MyFinance 5000 1.75 Teachers Mutual Bank 5000 1.75 UniBank 5000 1.75 ME 5000 1.72 Qudos Bank 5000 1.7 SCU 50000 1.7 Suncorp Bank 1 1.7   Commonwealth Bank is paying up to 1.45 per cent pa for a 12-month term. Westpac and NAB are paying 1.20 per cent pa on 12-month term deposits. “CPI inflation is now 1.7 per cent pa so savers really need to be comparing rates and be prepared to move their money to a new banking institution,” said Vadim Taube. “All authorised deposit taking institutions in Australia are covered by the Commonwealth government’s deposit guarantee scheme, for amounts up to $250,000. “So Australian can have confidence in switching deposits between banks to get the best rates,” sad Vadim Taube.   Go straight to the latest rates information from individual banks and other institutions here.   For more information on Savings account rates, data and commentary, please contact:   Jason Bryce, Media Manager on 0428 777 727 jason.bryce@infochoice.com.au   For more comments, please contact: Vadim Taube, Chief Executive on 0403 580 794   * listed on InfoChoice’s database of 1800 home loans and 145 institutions in Australia. InfoChoice compares financial products from 145 banks, credit unions, authorised deposit-taking institutions, non-bank lenders and other financial product providers in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible.   Comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan   InfoChoice is a leading Australian comparison website for retail banking and personal finance products. We’ve been helping Aussies find great offers on credit cards, home loans, savings accounts, term deposits, personal loans and car loans for over 25 years. Our mission is to help consumers make an informed purchasing by bringing together the most comprehensive list of financial products on the market today. At InfoChoice, we strive to be: •           Comprehensive. We compare more than 3500 individual products from 145 providers within Australia to offer you the best value. •           Informative. We know how important it is for you to crunch the numbers before buying. Our calculators help you understand the cost of different products over the long term and show you the potential savings. Beam promotes jobs growth in South Australia 2019-11-10T02:16:49Z economic-development-amp-jobs-growth-beams Sunday 10 November 2019 Media Release  Beam promotes jobs growth in South Australia New jobs created and new industries boosted by e-scooter company Beam Getting an affordable and easy ride on an electric scooter is not the only benefit the growing industry has delivered to South Australia says the e-scooter company, Beam.  Since its success in being chosen to operate e-scooters in March of this year, the company has made Adelaide home and created brand new jobs in specialised functions uncommon in Adelaide’s tech industry. It says it is also attracting new talent to South Australia, helping to arrest the historical trend of negative migration.  Since launching in South Australia, Beam has created 25 new jobs - a mix of full-time and part-time team members. This does not include the additional flexible economic opportunities to a group of ‘Chargers’ who are independent contractors that assist to charge the scooters. Beam’s Head of Public Affairs Brad Kitschke says that Beam is having a significant positive impact on jobs growth and that this is especially important when South Australia has one of the highest unemployment rates in the country.  “We have created new jobs in the following areas; General Management, Operations Specialists and Analysts, Marketing and Community Engagement, Warehouse Management, Mechanics, Marshalls and Logistics Specialists. “ “Roles like these don’t often come about in the start-up and tech spaces based in Adelaide. Many of these functions are usually conducted in a satellite fashion from Sydney or Melbourne. We have chosen to sink roots into the community and ensure that our team is always local.” “A few weeks ago, I attended an event where the Premier spoke about his vision for South Australia’s economy with a focus on four important areas; Exports, Technology, Migration to the State, and Job Creation. Our business ticks three of those four categories.  We have attracted talent, with members of our team who hail from overseas specifically choosing Adelaide, owing to the availability of these kinds of employment opportunities. We have created specialist tech roles not usually seen in Adelaide and we have a pathway to create many more if we are permitted to, Mr Kitschke said.   Operations Specialists, Nicole Ricciardi and Belle Lim examine use patterns in Adelaide CBD.  Nicole Ricciardi is American born and has previously held roles with PepsiCo and Mitsubishi but she says she jumped at the chance to take on a data-driven role at Beam. “Jobs like this don’t come around that often in the tech industry in South Australia. To run the business every day we are knee-deep in data, analysing trends with a focus on the most efficient ways to use our vehicles”  Belle Lim, a Singapore native, says that it's fantastic to be part of a growing company with a positive focus. “I love it when I talk to my friends both overseas and interstate and tell them about what we are doing in Adelaide. It has definitely increased the interest that people in startups and tech have about moving to Adelaide, and it’s awesome that these opportunities will be available for people who grew up here who won’t need to move if they want to work in these fields.”  Jobs growth and economic activity do not just come from the roles Beam employ directly. One such significant partnership Beam is focussing on is with Specialised Solar Solutions. The two companies are working together to design and build prototype solar-powered charging stations for e-scooters.  Mr Kitschke says that Specialised Solar Solutions had a background in designing furniture for playground and leisure areas like park benches. The two companies got together recognising the opportunity and need to incorporate solar charging in existing furniture for e-scooters, and promote new concepts for scooter charging. “Specialised Solar Solutions already had a track record of designing new and innovative street furniture that is solar powered so that is a great start because in the future they should all be able to plug an e-scooter in and charge it.  We are also leading the industry by designing a prototype e-scooter charger that could work with our preferred parking stations. It makes sense that if we incentivise someone to leave the scooter in a specific location to keep the streets clean, they should also be able to plug it into a charger which has renewable energy as a power source.”  “This focus is really about industry leadership. While the industry says it is sustainable, some companies are charging scooters with electricity generated from non-renewable sources and scooters have to be collected and transported which increases carbon emissions. If we can charge scooters on-site with dollar there is a dual benefit and we are living up to our sustainability promise.” As someone who grew up in South Australia, I know all too well the devastation that the closure of Mitsubishi South Australian manufacturing had on the economy and the impact it had on families.   We are really excited to be working with Bronte and his team at Specialised Solar Solutions to create new jobs in green industries for South Australian manufacturers. While at this stage we are just designing and developing prototypes, we hope that this is the start of a partnership that drives more economic growth and sees Bronte and companies like his export his designs and intellectual property as interstate and overseas jurisdictions look at the role of solar in the e-scooter industry. Mr Kitschke concluded.  Media Enquiries  Brad Kitschke Head of Public Affairs 61 403 809 630 Brad@ridebeam.com  Australia's Oldest Online Pet Supply Retailer Turns 20! 2019-11-08T00:02:58Z australia-s-oldest-online-pet-supply-retailer-turns-20 The year was 1999. The world was worried about Y2K, eBay had just launched in Australia and brothers Mark and Steven Perissinotto were preparing to launch Australia’s first online pet supplies business. Now twenty years and over 2.5 million orders later, VetShop Australia will celebrate over 100 dog years of business on the 17th of November. Like many great businesses, Steven says it all started over the table at a big family lunch. “We came up with the idea over lunch and were able to launch VetShopAustralia three months later,” Mr.Perissinotto said.  The brothers saw the huge opportunity the internet provided, and started the business part-time out of the back of veterinarian Mark’s Nambour clinic.  “We were working fifty hours a week at our original jobs and then putting in another twenty or so hours to only be getting ten orders per day,” Mark Perissinotto said.  “Success didn’t come to us overnight, running your own business is always ninety percent perspiration, ten percent inspiration” said Steven.  The breakthrough came in 2001 when, recognising high levels of interest from US buyers, the international website changed its currency to USD and sales instantly grew around 10-12% month-on-month between 2001-2006. This success enabled Mark to leave his veterinary practice in 2005 and saw Steven leave law in 2007 to allow them to concentrate on the business full time. In 2009, the business moved from Image Flat to a larger premises at Forest Glen where it remains today, shipping orders to over 1 million customers in over 70 countries. Over the years, the business has picked up a number of awards including a Telstra Business People’s Choice Award in 2011, Power Retail Top 100 Retailer in 2017 and the Top 150 in 2018. Both Mark and Steven have also been nominated for a variety of awards. Mark was a finalist in the EY Entrepreneur of the Year awards in 2015 and Steven was recently named as one of the Top 50 People in E-Commerce by Internet Retailing. VetShop Australia has also been the sponsor of the Surfing Dog Championships, held as part of the Noosa Festival of Surfing, since 2012. About VetShopAustralia VetShopAustralia is an online pet retailer that has been proudly serving Australian pet owners since 1999.  With its head office and distribution centre located in Forest Glen, on Queensland’s Sunshine Coast, VetShop Australia stock a huge range of over 1000 pet-related products; including international brand name animal health products such as NexGard, Bravecto, Revolution, Advocate, Hills and Royal Canin.  Awards 2009 – AIMIA Online Retailer of The Year 2011 – QLD Telstra Business Award People’s Choice 2013, 2014, 2016 & 2017 – Word of Mouth Service Award - Queensland 2015 – EY Entrepreneur of The Year Finalist (Mark) 2016 – St. George Business Champion 2017 – Power Retail Top 100 Retailer 2017 – Golden Brontos Most Successful Campaign Finalist 2017 – Google Regional Online Heroes (Steven) 2018 – Power Retail Top 150 Retailers 2019 – Internet Retailing Top 50 in e-Commerce (Steven) Sponsorship 2012 - 2020 -Sponsor of the largest Surfing Dog Competition in the world, VetShopAustralia Surfing Dog Championships, part of the Noosa Festival of Surfing   Regional Events Held For Rural Doctors by Geelong Plastic Surgery Clinic 2019-11-07T05:49:32Z regional-events-held-for-rural-doctors-by-geelong-plastic-surgery-clinic In addition to this, Doctors in regional areas struggle to keep up with demand. The combination of the two calls for action and Geelong Plastic Surgery Clinic Australian Skin Face Body is rising to the occasion.  The Australian Medical Association also states it is crucial to provide a dedicated and quality training pathway with the right skill mix to ensure doctors are adequately trained to work in rural areas. But this isn't always easy. Statistics show that rural medical practitioners work longer hours than those in major cities. In 2012, GPs in major cities worked 38 hours per week on average, while those in inner regional areas worked 41 hours, and those in remote/very remote areas worked 46 hours. It is not always easy to leave regional areas to learn or train in additional skills. Medicine is a technologically progressing profession and offers new and exciting treatments rural doctors may not access with ease.  Australian Skin Face Body has an extensive team of highly qualified practitioners that are taking an active role in educating medical professionals via regular information sessions, interactive workshops and white papers in areas including: Plastic, Reconstructive & Cosmetic Surgery Hand Surgery & Microsurgery (Mr Rafael Acosta-Rojas) Skin Cancer Detection, Diagnosis and Treatment Fat Transfer Dermal Fillers & Anti-wrinkle Injections Skin Rejuvenation Treatments Anti-ageing Medicine PICO genesis Enlighten III Laser Many of the ASFB team have travelled the world, assisting in and training others in complex cases. Encompassing third world countries and extreme rural areas, the team are enthusiastic about sharing this extensive medical experience. One such example is Dr Ian Holten, whom has extensive experience and has saved lives and completed many hours of surgical training. For more than 20 years Dr Holten has run training workshops for GP’s, GP Trainees and practice Nurses.  In addition to the workshops, GP’s are invited to sit in on surgery cases or telemedicine any cases for free advice and training.  Australian Skin Face Body is a team of specialist trained surgeons, nurses and therapists. The organisation provides guidance and support. They combine experience, personal attention and the most modern technology to achieve realistic results. Dr Ian Holten, lead Plastic Surgeon at ASFB encourages people to always see a skin care professional to ensure you are receiving the best and latest treatment for your condition. To find out more about these events go to: https://www.asfb.com.au/category/for-doctors/ ACT Health CIO receives global Leadership Award 2019-11-07T03:30:04Z act-health-cio-receives-global-leadership-award Some of the world’s leading experts on global data standards for healthcare have recognised ACT Health’s Chief Information Officer, Peter O’Halloran, with an international Leadership Award for his leadership in digital data management over the past decade. The awards are organised by the GS1 Global Healthcare Provider Advisory Council, which comprises key decision makers and early adopters of GS1 standards in the global healthcare industry. The ability to scale up or down digital solutions for the healthcare sector is one of the most challenging aspects to any country’s health sector. GS1 Australia’s Industry Manager Healthcare, Catherine Koetz, said Peter’s comprehension of the benefits of global data standards has been outstanding and noticed worldwide. “In addition, Peter’s leadership and commitment to driving improvements within the Australian healthcare system have been transformative.” Amongst his many achievements, Peter successfully designed and implemented traceability for all fresh and manufactured blood products across Australia and now he leads the ten-year digital transformation occurring at ACT Health. Peter O'Halloran said he’s humbled by this award. “It’s really great to be acknowledged for your work generally, but to be recognised internationally just takes it to a level I certainly didn’t expect,” he said. “What is really pleasing about this opportunity is that I get to share my expertise and knowledge with more people world-wide as we all work to improve health systems around the world. “Digital technology knows no barriers and so global awards such as these don’t just recognise an individual, they also work well to promote the incredible work that is being done by many amazing people globally,” Mr O'Halloran added. ACT Health Director-General, Michael De’Ath said having such a highly qualified and high-achieving digital expert at ACT Health and at the helm of our digital journey is tremendous. “This international recognition is absolutely well-deserved because every day we are benefiting from Peter’s expertise in the digital space, which means our broader ACT community is also getting the benefits,” Mr De’Ath said. For more information on GS1 standards in healthcare visit www.gs1au.org/healthcare or email the GS1 Australia Healthcare team About the ACT Health Directorate The ACT Health Directorate is responsible for the stewardship of the health system in the Australian Capital Territory (ACT). ACT Health provides a strong policy and population health capability based on a foundation of world-leading health and medical research. ACT Health develops strategies and sets the direction to ensure services meet community needs and expectations, delivers improved health outcomes, and that the health system is innovative, effective and sustainable now and in the future. This includes managing a portfolio of digital and infrastructure programs to ensure the ACT has world class, sustainable, fit for purpose clinical and patient care facilities. More information at www.health.act.gov.au About GS1 Australia GS1 Australia is the Australian member of GS1, a not-for-profit global organisation that develops and maintains the most widely-used supply chain standards in the world. GS1 Australia currently serves 22 industry sectors, including healthcare, and supports around 20,000 member organisations nationally to improve supply chain efficiency, enable traceability and for healthcare improve patient safety by adopting best practice GS1 global standards. For more information visit www.gs1au.org or follow us on LinkedIn and Twitter For more information: Wendy McWilliams, WMC Public Relations Pty Ltd. Tel: 03 9803 2588 / 0421 364 665. Email: wendy@wmcpr.com.au Caption for photo: Marianne Timmons, President, Industry Engagement & Standards Development, GS1 Global, presents the Leadership Award to Peter O’Halloran, CIO of ACT Health at the 36th GS1 Global Healthcare conference held in New Delhi, India. Schools need social workers: AASW welcomes call for improved wellbeing in schools 2019-11-06T08:54:34Z schools-need-social-workers-aasw-welcomes-call-for-improved-wellbeing-in-schools The AASW welcomes the interim report on mental health by the Productivity Commission, and its emphasis on schools as places where young people’s mental health concerns can be addressed early and effectively. AASW National President Christine Craik said the call by the Commission to have ‘wellbeing teams’ in schools aligns with the Association’s long-term advocacy for social workers in all schools. “Social workers in schools is a well-established specialist area of social work practice and an example of the unique contribution that social work can make to the mental wellbeing of young people. We agree with the Productivity Commission’s conclusion that schools are an ideal place to provide services for young people because they can be as general or as specialised as the students require. “Social workers specialise in mental health as it is a core part of their professional training. “For example, they provide early intervention measures which identify and deal with risk factors and deliver early support and treatment. And they also provide specialist, targeted counselling and support for students with ongoing mental health issues.” Ms Craik said that services located in schools are sufficiently unobtrusive to enable young people to approach them with confidence. She said, “Many young people are reluctant to use services within a mainstream service, or may not have the independence necessary to access these. Alongside issues facing young people in their homes and communities, school social workers can focus on the school’s culture and environment to remove barriers or inequities, and to develop safe and inclusive school communities. Ms Craik said, “We recommend a minimum of one school social worker per 500 students.” Speaking about the other points made in AASW’s submission to the Productivity Commission, Ms Craik said, “One of the reasons that stigma persists for people living with mental health issues is that we, as a society, don’t do enough to acknowledge and address the role that poverty, family violence, lack of affordable housing, and a lack of resourcing in education, that enables the conditions for mental health issues to arise in the first place. “These factors greatly influence a person’s sense of belonging and stability and are known as the ‘social determinants of health’. People need to be confident that their basic needs for nutrition, shelter, safety and security are met before they can attain the state of overall wellbeing, as outlined by the World Health Organization in its definition of health. In our rush to treat the symptoms, we often forget the causes. Paying attention to and dealing with the enablers, is the great strength of social work in the mental health arena.” The AASW looks forward to working in and with all sections of the service system to implement the improvements recommended by this inquiry and thanks the Productivity Commission for this opportunity. Challenging Inequality: Working together for a just society: AASW Conference 2019 comes to Adelaide 2019-11-06T08:24:30Z challenging-inequality-working-together-for-a-just-society-aasw-conference-2019-comes-to-adelaide The theme of Australian Association of Social Work Conference 2019 is Challenging Inequality: Working together for a just society. It will be held in Adelaide for two days from tomorrow afternoon. AASW CEO Cindy Smith said, “The conference is an incredible opportunity to highlight and recognise the work of multiple sectors and the profession of social work in challenging inequality.” The conference will be held at the Adelaide Convention Centre, between 7-9 November 2019 at the Adelaide Convention Centre. It will be opened by the Hon Rachel Sanderson MP, Minister for Child Protection. Ms Smith said, “With more than 450 delegates, including from across Australia and internationally, this is the largest conference we have ever had. This is a significant opportunity to highlight the knowledge and skills we possess with about 140 papers being presented, including in practice, research, education and policy. “The conference will also focus on the very pertinent issue of child protection and the registration of social work as a profession. An expert panel will discuss the future of social work registration and in particular, the local developments.” To name a few of the subjects to be covered, these will include mental health, family violence and trauma, disability, human rights and many more. Ms Smith said, “Our pre-eminent Keynote Speakers will be Natasha Stott Despoja AO, Professor Tom Calma AO and Debbie Kilroy will be our Dinner Speaker. They will each be giving us a unique perspective on how we can work together for a just society. “Now is the time to be Challenging Inequality. The professional development event of the year is happening this weekend in Adelaide.” Cindy Smith is available for interview. If you are a member of the media and would like to cover this event, please contact Angela Yin on 0413 532 954. IRENE FALCONE IS WWW.NOURISHEDLIFE.COM.AU "QUEEN OF CLEAN" 2019-11-06T03:41:45Z irene-falcone-is-www-nourishedlife-com-au-queen-of-clean “QUEEN OF CLEAN” MUM TURNS $100 INTO $20 MILLION IN 5 YEARS! # Retailer to the stars including Miranda Kerr, Elle Macpherson & Olivia Newton-John # All her products are clean, green, free from harsh chemicals, free from “green washing”, natural and toxin free. # Self-confessed dag, tech geek and eco-warrior is Australia’s natural beauty pioneer!   In 2012 working mum of 4, Irene Falcone started her natural beauty product online retailer  nourishedlife.com.au as a side hustle in her garage with $100. Five years later it was worth $20 million and Irene now stocks over 7,000 products, has 120,000 reviews and 5,000 items go in and out of the warehouse every day with one item sold every 6 seconds.    Irene is a natural beauty provocateur and Australia’s pioneer of the movement that has become the natural beauty phenomenon. A self-confessed “dag” Irene only sells natural, organic and clean beauty products. No toxins or harsh chemicals are present in any of the products she makes or sells.    Olivia Newton John’s entire product range launched exclusive on Nourishedlife.com.au and Irene also sells Miranda Kerr, Elle Macpherson and the Bindi Irwin designed zero waste haircare range. Nourished Life is a one-stop-shop for natural skincare, body care, hair care, makeup, sun care and eco-friendly homewares and clothing brands.    “I was shocked to discover I was putting up to 500 chemicals on my body every day so I threw away thousands of $$ worth of products and went completely organic. Then I started a blog. I never intended to start a store. I only wanted to help other women find natural and organic alternatives, but I soon realised how confusing the process was. Now at NourishedLife.com.au every product is vetted by our team, every ingredient on every label is checked so you don’t have to! “ says Irene.    “ It all started from there. I was always into tech, I’m a tech geek. Now I blog, use social media and have my “ Talking Clean with Irene the new clean living podcast” that shot straight to number 7 on Apple Itunes. I’m an eco-warrior with a real passion for the planet, and for Australian women. I want to nourish the planet, animals and people, one lipstick or beauty product at a time!” concludes Irene.   TO INTERVIEW IRENE FALCONE and give away Nourished Life gift vouchers as prizes email max@marksonsparks.com or call Max Markson 0412 501 601   PS: Irene can also put on her GREEN CROWN & talk about sustainability in the home, Sunscreen Wars dispelling the myth about natural v chemical sunscreen, the efficacy of natural insect repellent, Fake Tan and so much more!       JOHN MCAFEE TO SPEAK AT STARTCON.COM IN SYDNEY ON NOVEMBER 23 2019 2019-11-06T03:31:27Z john-mcafee-to-speak-at-startcon-com-in-sydney-on-november-23-2019 UNITED STATES 2020 PRESIDENTIAL CANDIDATE, FAMED COMPUTER SECURITY ENTREPRENEUR AND LIBERTARIAN JOHN MCAFEE TO SPEAK AT STARTCON ON NOVEMBER 23 John McAfee to speak live via video on freedom, privacy and technology including cryptocurrency, computer security, blockchain and his new decentralised currency exchange McAfeeDex.  Freelancer CEO Matt Barrie to interview McAfee on his political campaign and how innovation can win back privacy and freedom.    United States 2020 Presidential Candidate John McAfee will be a keynote speaker at StartCon, Australia’s leading technology, startup, corporate innovation & growth conference to be held at Royal Randwick Racecourse on Friday 22nd and Saturday 23rd November 2019.  At StartCon, McAfee will discuss topics of freedom, privacy and technology including cryptocurrency, computer security, blockchain and his new decentralised currency exchange McAfeeDex. He will join over 55 global leaders in technology including Australia’s 29th Prime Minister Malcolm Turnbull and experts from eBay, Lyft, Airbnb, Airwallex, Uber, The Iconic, and more, during the two day event, with 4000+ attendees, 160 exhibitors and hundreds of startups in attendance. A lifelong advocate of personal freedom, McAfee now applies his passion, energy and vision to evangelising blockchain and cryptocurrency adoption. He uses his reach to encourage individuals to look beyond investing at all of the positive social change made possible by the blockchain.  In 2016 McAfee ran for President of the United States on a platform of Freedom, Privacy and Technology. He is running again in 2020, this time to draw public attention to the blockchain and cryptocurrency revolution."  "Cryptocurrencies will either free us or further enslave us depending on the choices that we make now," he says.  Matt Barrie, Chief Executive and Founder of Freelancer.com says, “John McAfee is a world renowned technology entrepreneur, having founded McAfee Antivirus. His fame has only grown since then, running as a US Presidential Candidate and he is now universally known as a vocal activist for privacy and freedom through technology. John’s tweets constantly hit global headlines and move entire markets.  I look forward to debating the escalating battlefield for privacy and freedom as technology facilitates both a creeping infringement and increasing ability to protect one’s rights, and new missions including his presidential campaign and McAfeeDex, with John at StartCon.”  StartCon brings together the world’s best experts to provide actionable insights into how to start and growing world class technology driven businesses. Whether you are an entrepreneur, corporate innovator, working at a startup or are thinking about starting a business - if there is one event you must attend this year - it’s StartCon.  StartCon 2019 will feature expert workshops, a tech expo, hackathon, masterclasses, a FinTech stage, a Disruption stage, VIP lounge and an artificial intelligence (AI) stage. Guests can also attend networking events, experience live gaming and visit a startup alley that includes some of the most innovative businesses in the local market and across Asia.  You can follow John McAfee on Twitter at https://t.co/hmSjOeLAry.  Joining John McAfee at StartCon 2019 on November 22-23 will be speakers including: International Speakers   Malcolm Turnbull, 29th Prime Minister of Australia Jenny Arden, Director of Design @ Lyft, formerly AirBnb Joe Fahed, Global Products Operations Manager @ Uber Tony Aug, CTO & VP, Technology & Strategy, Digital @ Arrow Petra Hofer, Technology Leadership Advisor, fmr eBay Director of Technology Dan Lok, Founder, Influencer @ Closers.com Eric Siu, Owner and CEO @ Single Grain Alberto Antinucci, Digital Innovation Strategist & China Expert @ Antinucci Consulting Katie Burke, Chief People Officer @ Hubspot Amy Peck, Senior Director of Enterprise Content @ Vive Studios and more!   Local Speakers include Fred Schebesta, CEO & Co-founder @ Finder Ashik Ahmed, CEO, CTO & Co-founder @ Deputy Vivek Bharadwaj, Marketing Science @ THE ICONIC Dr Jemma Green, Executive Chairman & Co-founder @ Power Ledger Chris Smith, Founder & Director @ BIG Esports Craig Rees, VP & Head of Engineering @ AirWallex Taryn Williams, CEO & Founder @ theright.fit James Spencely, VC Investor & Mentor @ Jamesspencely.com Greg Cross, Serial Entrepreneur @ Soul Machines Alex Moss, CEO & Head Designer @ Canaria Daniel Wearne, Head of Design @ Up Banking Alex McCauley, CEO @ StartupAus Sarah Tang, VP, Enterprise @ Freelancer.com Helen Souness, CEO @ RMIT Online Randall Noble, COO @ Hive Gaming Dr Michelle Perugini, CEO & Co-founder @ Presagen Simon Banks, Managing Director & SVP @ HyperWallet  Ali Anderson, Manager of Outreach Programs @ Australian Institute for Machine Learning and more!   More StartCon 2019 speakers will be announced in the coming weeks.   StartCon 2019 features multiple tracks for startups, marketing and growth professionals, designers, engineers, tech experts and corporate innovators and is jam-packed with:   Expert workshops Tech expo Hackathon Masterclasses FinTech stage  Disruption stage  Artificial intelligence stage VIP lounge  Multiple networking events Live gaming  Kids coding camp Startup alley that includes some of the most innovative businesses across Asia   ENDS   About StartCon  StartCon (formerly SydStart) is the largest Australian startup and growth conference, expo and entrepreneur community, established in 2009. Thousands of technology startup professionals, investors and ecosystem participants have already experienced StartCon events. This year’s conference will be held on November 22nd & 23rd at Royal Randwick Racecourse, with world-class international speakers in entrepreneurship and growth marketing, high quality workshops and an expo showcasing the biggest tech names and high-growth startups in Asia Pacific. http://www.startcon.com   Submissions for Pitch for $1 Million - Submissions can be made online with entries encouraged from startups in all sectors including, but not limited to, Advanced Manufacturing, Robotics, Blockchain, AI, Big Data, Adtech, Digital Media, Edtech and more.   Ethics is good for business - at last the message is getting through says Dr Zivit Inbar 2019-11-06T00:10:53Z ethics-is-good-for-business-at-last-the-message-is-getting-through-says-dr-zivit-inbar The message that ethical behaviour and making decisions based on what is best in the long-term for an organisation’s reputation, financial welfare and sustainability is getting through said Dr Zivit Inbar founder and CEO of DifferenThinking a boutique consulting firm specialising in strategic people, culture, ethics, leadership and performance services.   Commenting further Dr Inbar said recent high-profile cases of unethical behaviour together with changes in community expectations makes every business vulnerable and it jeopardises their financial viability when they are exposed.  This means that culture, ethics, innovation and decision making – the core pillars of leadership are more important than ever.   As a general observation, people and businesses are not unethical – however, problems arise if ethical behaviour is not ingrained in an organisation’s DNA and decisions made at all levels are unable to ask the fundamental questions ‘what is the right thing to do and by whom’ affirmed Dr Inbar.   “Companies love to extol the merits of their corporate culture and virtuousness of managers and staff that are collectively dedicated to maximising shareholder returns, the environment, inclusiveness, equality, etc.”, said Dr Inbar.   “But the word ‘ethics’ is very different with a far deeper meaning and implications.  Even a business that adheres steadfastly to the rule of law can still be operating unethically”.   Warren Buffett once said “It takes 20 years to build a reputation and five minutes to ruin it”.    Dr Inbar continued, “Once unethical practices and behaviours are exposed and trust is lost – the momentum of the irrevocably damaged reputation accelerates the decline and ultimate destruction of the business”.   “This very sobering realisation is why organisations can no longer rely on the mantra that ‘this is how we do things here’ as a shield or excuse for unethical behaviour.  They need to keep improving from within and the key to strengthening processes and behaviour can only come from the top”.   Hence the primary theme and purpose of DifferenThinking workshops ‘Culture Ethics & Innovation – are led from the top’ that provide practical tools for managers to develop ethic-first cultures within their businesses.   These tools, coupled with Dr Inbar’s own research about the role of boards in corporate ethics, provide a unique resource and service for the business community.    Dr Inbar concluded, “It is heartening to observe that business leaders in growing numbers appreciate that a reputation for ethical behaviour builds trust both internally and externally with organisation’s stakeholders who rely on the business to conduct itself ethically in all dealings.    “I’m also confident DifferenThinking workshops and programs will continue to be supported by organisations keen to reduce risks and empower their human capital”.   Issued by DifferenThinking      www.differenthinking.com.au           Media Enquiries:     Mr. Joe Perri, Joe Perri & Associates Pty Ltd                               Mob:  +61 412 112 545     Email:  jperri@joeperri.com.au       About Dr Zivit Inbar    Dr Zivit Inbar is the founder and CEO of DifferenThinking, a consulting practice that specialises in people, culture, leadership & ethics.   Dr Inbar has over 17 years of experience and expertise with building high-performance teams, driving high-level strategies and processes at the board and executive levels, spanning private and listed local and global organisations (China, APAC, Europe and the US).    Her Board portfolio includes roles as a Chairwoman, Non-Executive-Director, Company Secretary and Advisory Board Member. Zivit is a member of Standards Australia AI trustworthiness and governance committees. She is also the founder of WELeaders.ai, a unique program that aims at developing and growing a community of women leading AI.   Dr Inbar is an Adjunct Professor at Deakin University’s MBA program, a Graduate of Harvard Kennedy School Executive Program, a Graduate of the Australian Institute of Company Directors and a Fellow Certified member of the Australian Human Resources Institute.    Her PhD is focused on Strategic Thinking and Strategy Implementation by Western companies operating in China and she is the author of "The Ethical Kaleidoscope: Values, Ethics and Corporate Governance" (with Doug Long), 2017, Routledge Publishing, UK.         Churchill Fellowship recipient to help Australian primary industry and national food traceability 2019-11-05T23:00:51Z churchill-fellowship-recipient-to-help-australian-primary-industry-and-national-food-traceability Peter Carter, Director of Business Development and Innovation at GS1 Australia, has been awarded a highly-esteemed Churchill Fellowship, which will benefit agriculture exports. Mr Carter will investigate one of the most pressing challenges for Australian primary industry: traceability for the modern supply chain to ensure export market access. To support ongoing operations and achieve the National Farmers’ Federation goal of $100B worth of primary production in the next 10 years, an increased awareness of methods and techniques for traceability and quality assurance in other parts of the world is necessary. The consequences and costs for Australian industry are likely to be significant if compliance with importing country requirements are not met. Mr Carter’s farming background and his passion for digital transformation of agricultural supply chains has led to his investigations. He is firmly focused on supporting Australian agriculture with enhanced national traceability through a better understanding of the best practices and capabilities being developed abroad. In 2020, Mr Carter will travel to Vietnam, China, Ireland, the United Kingdom, Belgium, Italy, Canada and the United States exploring commodities including eggs, milk, oranges, red meat and wine. Visits with international producers and processors will provide a first-hand understanding of the measures and traceability processes that are in place, how effective they are, how markets are changing and what export market customers are expecting. “Through the Fellowship, I hope to learn from others and intend to bring back techniques and methods used in other parts of the world to address challenges being faced by Australian industry. For example, a smart way of identifying eggs to enhance traceability and provide customers with confidence,” Mr Carter said. Mr Carter has already championed CSIRO and industry efforts to improve traceability and regulatory aspects to help make Australian industry more competitive. He has also been actively engaged with Federal Government agencies such as the Department of Agriculture and Water Resources, and industry bodies including Food Standards Australia New Zealand, to address national traceability challenges. “When I return, I am looking forward to taking part in industry discussions and experimentation with new ideas identified through the investigation,” he added. Mr Carter is one of 115 recipients from across the country who have this year received the prestigious award worth some $3.35 million collectively. “Being recognised as a Churchill Fellow is a celebration of curiosity. They are ordinary Australians with extraordinary abilities and aspirations,” said Adam Davey, CEO of the Churchill Trust. To find out more about the Churchill Trust visit www.churchilltrust.com.au. For more information on GS1 Traceability visit www.gs1au.org/traceability. ends About GS1 Australia: GS1 is a neutral, not-for-profit organisation that develops and maintains the most widely used global standards for efficient business communication. We are best known for the barcode, named by the BBC as one of “the 50 things that made the world economy”. GS1 standards and services improve the efficiency, safety and visibility of supply chains across physical and digital channels in 25 sectors. With local Member Organisations in 114 countries, 1.5 million user companies and 6 billion transactions every day, GS1 standards create a common language that supports systems and processes across the globe. For more information visit the GS1 Australia website or follow us on LinkedIn, Twitter and our YouTube channel. History of Churchill Fellowships and The Winston Churchill Memorial Trust Five decades ago, just four weeks after the death of Sir Winston Churchill on 28 February 1965, the “Churchill Memorial Sunday” doorknock appeal was held across Australia. The doorknock was to raise funds for an unusual type of memorial to Sir Winston - something like Rhodes Scholarships, but more egalitarian, and available to all people and on a much wider basis. The concept, endorsed by Churchill before he died, was Fellowships, bearing his name, for ordinary people - providing a unique opportunity to travel, learn, and bring knowledge back to their country. Such was the admiration and respect that Australian fighting men and women of World War II held for Churchill, that this became the greatest one-day doorknock in Australian history. Funds collected from everyday Australians together with donations from Government and Australian companies totalled the princely sum of 2,206,000 Pounds ($4,412,000). That laid the foundation for an incredible opportunity – Fellowships offered annually and worth on average $27,000 each, available to Australians who want to make a difference. The Winston Churchill Memorial Trust was established to administer not only the total funds raised by the 1965 Appeal, but also the Churchill Fellowship award scheme. Since the inception of the Churchill Trust, more than 4,400 Australians have identified projects where overseas research allowed them to bring back vital networks and skills. Further information: Tracey Kelly-Jenkins, GS1 Australia 03 8581 5982. Julia George, Churchill Foundation 02 6247 8333. Caption 1: Peter Carter receives his Churchill Fellowship certificate from Her Excellency the Honourable Margaret Beazley AO QC, Governor of New South Wales at Government House. Caption 2: Peter Carter from GS1 will use his Churchill Fellowship to investigate export market access for food commodities and wine. Golden Guitar winner Graeme Connors Victoria shows 2019-11-04T05:18:10Z golden-guitar-winner-graeme-connors-victoria-shows Fourteen-time Golden Guitar Award winner, Graeme Connors is bringing his ‘from the backcountry’ album tour to Victoria this month, performing at Caravan Music Club on Friday, November 22, Bendigo’s Capital Theatre on Saturday, November 23 and a sold-out Burke and Wills Winery show on Sunday, November 24. Recognised as one of Australia’s most eclectic singer/songwriters, Graeme has received numerous awards during his more than 40-year career for his contribution to Country Music. Golden Guitars, ARIA, PPCA and APRA Awards line his shelves, with his most recent prestigious accolade, 2016 inductee to the Roll of Renown (Australia’s Country Music Hall of Fame). During his much-anticipated two-hour shows, fans will enjoy the hits that made him a household name, favourites from his 19-album catalogue and songs from his new album ‘from the backcountry’, which was released in August and features his latest singles ‘One Life’ and ‘Kimberley Frontier’ – all performed with the backing of an incredible band: Gary Carruthers (banjo, guitar, mandolin, vocals), Jeff Camilleri (bass, vocals) and Scott Hills (percussion, drums, vocals). ‘from the backcountry’ debuted at #4 on the ARIA Country Albums chart and #6 on the ARIA Australian Artists Albums (all genres) chart. It was recorded with multi-award winning Australian Producer Matt Fell at his Sydney studio and combines Graeme’s signature modern country sound with elements of rock, blues and roots. Says Connors, “This album enters new terrain for me as both a singer and songwriter. I’m growing with my fans and diversifying my sound. “Australian Country is who I am… and always will be. I’m constantly trying to capture the Australian story in my music and naturally I draw inspiration from regional communities and the vast and diverse landscape that is our backyard.” ‘from the backcountry’ is Connors’ first album of all new material in seven years, since the release of At the Speed of Life in 2011. The album is essentially a lyrical journal of Graeme’s explorations over the past few years. “I’m still amazed and excited to find, with all my years of travel and experience there are places from the backcountry, both in the physical landscape and my subconscious world, that inspire me to write – to capture life in all its mystery and wonder,” Connors says. For ticket information and where to purchase Graeme Connors’ music, go to graemeconnors.com. STREAM FROM THE BACKCOUNTRY OFFICIAL MUSIC VIDEO – ONE LIFE MEDIA CONTACT: Erin Jameson – erin(at)jamesonandco(dot)com +61 419 323 663 LISTINGS INFO: Friday, November 22 Graeme Connors (18+) Caravan Music Club, 1 Victor Road, East Bentleigh Phone: 03 9579 4512 Doors: 8pm Show time: 8.30pm Finish: 10.30pm Tickets: $40/53/56+bf; $45 on the door (if available) through Caravan Music Club Saturday, November 23 Graeme Connors (18+) Capital Theatre, 50 View St, Bendigo Phone: 03 5434 6100 Doors: 7pm Show time: 7.30pm Finish: 9.30pm Tickets: $69+bf through Capital Theatre More lenders go under 3% 2019-11-03T05:01:12Z more-lenders-go-under-3 More lenders have trimmed variable and fixed home loan rates to under three per cent. “There are now 18 variable home loan rates for owner-occupiers starting with a 2,” said Vadim Taube, CEO of leading Australian financial comparison site InfoChoice.com.au, “If your loan is charging you three and half or four per cent per annum, you are not getting anywhere near the lowest rate deal now available. “Borrowers can now lock in sub-3 per cent home loan rates until 2024 with more long fixed-rate deals now coming down into the 2 per cent zone,” said Vadim Taube.   Low fixed-rate home loan rates now listed on InfoChoice 3/11/19 Lender Fixed Term Rate % pa Comparison rate % pa UBank 1 year UHomeLoan Fixed (OO, P&I) 2.74 3.33 Well Home Loans 2 year Well Balanced Fixed 2.68 2.84 UBank 3 years UHomeLoan Fixed (OO, P&I) 2.69 3.19 St George / Bank of Melb 4 years Fixed rate Advantage (LVR< 60%, OO, P&I) 2.84 3.63 Citibank 5 years Fixed Rate Loan OOC 2.74 3.26   Ten low-rate variable (P&I,OO) home loans now listed on InfoChoice 3/11/19 Lender Loan Type Rate Comparison rate Reduce Home Loans Rate Slasher Variable 2.69 2.7 Reduce Home Loans Low Rider Variable Variable 2.69 2.71 Reduce Home Loans Rate Lovers Variable 2.77 2.79 Reduce Home Loans Rate Buster Variable 2.77 2.78 Freedom Lend Owner Occupied Variable P&I 80% Variable 2.79 2.79 G&C Mutual Bank First Home Premium Package - Owner Occupied (P&I) Variable 2.79 2.79 Athena Home Loans Owner Occupier Principal & Interest Variable 2.84 2.8 UBank Discount Offer for Owner Occupied Variable P&I Rate (>$700,000) Variable 2.84 2.84 UBank Discount Offer for Owner Occupied Variable P&I Rate over $200,000 Variable 2.84 2.84 loans.com.au Smart Home Loan Variable 2.88 2.9   “Currently, savers can’t get an ongoing rate significantly above inflation from the big four banks, in either at-call accounts or term deposits.” “Savers really need to be looking at some of the easy-to-open, online accounts to get the most competitive rates in the market,” said Vadim Taube, CEO of leading Australian financial comparison site InfoChoice.com.au. “Judo Bank has market leading rates in the term deposit market and Greater Bank, ME, UBank, Bank Australia and BoQ are among the leaders in the at-call ongoing incentive saver market.   At-call incentive saver account market, excluding intro rates, now listed on InfoChoice. Institution Title Product Title Base Rate <$1,000 Max Rate - <$1000 Bank of Queensland Fast Track Starter Account (for 14-24 years old) 0.35 3.15 Community First Credit Union Matrimoney 2.5 2.5 Greater Bank Limited Life Saver 2.35 2.35 Bank Australia mySaver 0.1 2.25 MyState Bank Bonus Saver 0.55 2.25 Up Up Saver Account 0.5 2.25 86 400 Save 0.4 2.25 Illawarra Credit Union Wildlife Saver 0.05 2.2 ME ME Online Savings Account (with ongoing bonus) 0.5 2.2 Bank of Queensland Fast Track Saver Account 0.35 2.15 UBank USaver Ultra Base rate 1.04%p.a. +1.06% p.a. = 2.10%p.a (Ts & Cs apply) 1.04 2.1 Bank Australia Bonus Saver Account 0.05 2 Commonwealth Bank Future Home Saver 0.5 2 CUA eSaver Reward 0.05 2 Easy Street Financial Services Bonus Saver 0.01 2 RAMS RAMS Saver (Earn 2.00% p.a, 1.15% p.a. when you deposit $200, make no withdrawals 1.15 2  Go straight to 1800 home loan rates from 145 institutions listed on InfoChoice here. Go straight to the latest rates information from individual banks and other institutions here. For more information on Savings account rates, data and commentary, please contact:   Jason Bryce, Media Manager on 0428 777 727 jason.bryce@infochoice.com.au   For more comments, please contact: Vadim Taube, Chief Executive on 0403 580 794     * InfoChoice compares financial products from 145 banks, credit unions and other financial institutions in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible.   Comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan InfoChoice is a leading Australian comparison website for retail banking and personal finance products. We’ve been helping Aussies find great offers on credit cards, home loans, savings accounts, term deposits, personal loans and car loans for over 25 years. Our mission is to help consumers make an informed purchasing by bringing together the most comprehensive list of financial products on the market today. At InfoChoice, we strive to be: •           Comprehensive. We compare more than 3500 individual products from 145 providers within Australia to offer you the best value. •           Informative. We know how important it is for you to crunch the numbers before buying. Our calculators help you understand the cost of different products over the long term and show you the potential savings. Original Piece of the Berlin Wall Travels from Blacktown to Woollahra For Commemoration 2019-11-01T02:53:27Z original-piece-of-the-berlin-wall-travels-from-blacktown-to-woollahra-for-commemoration An authentic piece of the Berlin Wall hiding away in a storehouse in Blacktown, Sydney for over a decade, is to be transported to the German Cultural Centre, the Goethe-Institut in Woollahra, for permanent public display.    This rare piece of history is not small. Almost 4 metres tall, made from concrete and weighing 2.4 tonnes, the wall is well-preserved, still displaying original graffiti with the words: ‘Jeder hat Kraft’ - ‘Everyone is powerful’.   The official inauguration of the display on 23rd November 2019 will commemorate the 30th anniversary of the fall of the Berlin Wall in 1989, one of the most notable events of the 20th century.   The piece of the wall has been donated by the current owner and will be installed and displayed at Euroka Reserve, a small public garden in front of the Institut with the support of international freight company Henning Harders.   Organised by the Goethe-Institut and Woollahra Council, the public celebration will include a welcome by the Mayor of Woollahra, Councillor Susan Wynne, the German Consul General Peter Silberberg and the Goethe-Institut Director Sonja Griegoschewski. Guests will have the opportunity to see the poster exhibition “The Power of Emotions” and listen to a panel of witnesses who will share their personal memories of the historic event in 1989. Goethe Institut Director Sonja Griegoschewski shares her excitement about the event: “For almost 50 years the Goethe-Institut in Woollahra has been a cornerstone of German-Australian cultural relations. As a born Berliner, I am deeply touched by the opportunity to share such an important piece of German history with the Australian public.” “What once symbolised division is now a symbol of what brings us together. Having a piece of the Berlin Wall installed in Woollahra on the 30th anniversary of such an iconic event is an important reminder to us not to take for granted the peace and freedom we enjoy,” Woollahra Mayor Susan Wynne comments. “It is well placed at the Goethe-Institut, which is dedicated to fostering international cultural cooperation.”   “The fall of the Berlin Wall marked the beginning of a new era of freedom, not only for East Germans, but also for many other people in Central and Eastern Europe” says the German Consul General, Peter Silberberg. “It was the beginning of the processes which led to the unification of the then two German states less than a year later and paved the way to overcome the trenches that had divided Europe into East and West for more than 40 years.”   Event date: 23 November 2019 Time: 3pm to 6pm Address: Goethe-Institut, 90 Ocean Street, Woollahra 2025 NSW Contact: Sonja Griegoschewski Director Australia Goethe-Institut sonja.griegoschewski@goethe.de Phone: 02 8356 8333   www.goethe.de/australia www.facebook.com/goetheinstitut.australien instagram.com/gi_australien twitter.com/GI_Australien   About the Goethe-Institut The Goethe-Institut is the cultural liaison between Germany and Australia. We are a not for profit, independent cultural organisation with a global reach. Our mandate is to promote the study of the German language abroad, and to encourage and facilitate international cultural exchange. The Goethe-Institut has 158 branches in 98 countries. Our branch in Melbourne was founded in 1972, followed by the Sydney branch in 1974. We work with partners and networks across Australia. MedAdvisor to Offer the Convenience of Medication Delivery to its Pharmacy and Patient Network 2019-11-01T02:24:53Z medadvisor-to-offer-the-convenience-of-medication-delivery-to-its-pharmacy-and-patient-network-1 Melbourne, 1 November 2019 --- MedAdvisor Limited, Australia’s leading digital medication management company, is pleased to announce it has signed an agreement with Kings Transport, one of Australasia’s premier Metropolitan transport and logistics providers, that will enable MedAdvisor’s 3,300 network pharmacies to offer the convenience of medication delivery to their patients. Kings was chosen by MedAdvisor due to their national footprint, extensive experience in the safe and appropriate delivery of medication and endorsement by the Pharmacy Guild of Australia. MedAdvisor and Kings will partner to drive volume of orders in app and through pharmacy. The agreement will allow MedAdvisor to enable a same day medication delivery fulfilment service to its 3,300 network pharmacies for use with their ~12 million Australian customers, including (but not limited to) those who order directly via the MedAdvisor app and SMS.   Of the ~12m Australian customers serviced by its pharmacy network, MedAdvisor has over 1.2m who are digitally connected either through its highly rated consumer app or SMS reminder service.  Over $300m worth of medication orders pass through the integrated MedAdvisor platform each year, and its digitally connected patients are well placed to take advantage of the convenience of integrated medication pre-payment and delivery from their preferred pharmacy. Access to Kings delivery fulfilment service will be provided seamlessly as part of each network pharmacy’s PlusOne subscription and MedAdvisor will receive a share of the delivery fee. Following technical integration, the initial rollout will commence in H2 FY20, focussing on major metropolitan centres. Following the recent activation of Pay in Advance functionality, MedAdvisor will now provide seamless integration and workflow for pharmacies to coordinate deliveries that includes dynamic pricing, payment facilities and now home delivery with driver tracking. Robert Read, CEO of MedAdvisor commented: “Patients are demanding greater convenience in their healthcare experience. MedAdvisor already partners with over 55% of Australian pharmacies to help them deliver unparalleled convenience to their customers. By adding enhanced convenience services like delivery to their customer proposition, community pharmacies can deepen the vital relationship between patients and their regular pharmacist. Having these services activated in readiness for ePrescribing is a huge opportunity and risk mitigation for community pharmacy.” Barry Thompson, CEO of Kings Transport commented: “Kings is proud to partner with MedAdvisor to provide distribution solutions with a commitment to emerging market services and technologies. We have had a long-standing presence within the wellness industry, so we clearly understand the strict guidelines of transporting and delivering medications. Our customer service and driver excellence form a crucial component to our value offering, with technology that provides additional security and inventory management benefits.” ---ENDS--- About MedAdvisor    MedAdvisor is a world class medication management platform that empowers users to more simply manage their medication and improve adherence. MedAdvisor’s highly automated and intuitive software system connects users to tools and education materials from their local/preferred pharmacy. In Australia, MedAdvisor has connected over one million users through ~55% of Australian pharmacies and a network of thousands of GPs. MedAdvisor has recently partnered with Adheris in the US, Zuellig Pharma in Asia and launched into the UK on track to become one of the largest players in the global digital adherence market. In 2018, was recognised in the AFR Fast 100.   About Kings Kings is an Australian owned and operated company established in 1991 offering client customised and on-demand transport and logistics services within the Australasian region. Their strengths lie in the Health, Industrial and Consumer Home Delivery segments; partnering with blue chip clients to develop industry specific knowledge and expertise.  Kings mission is to deliver excellence in logistics with a commitment to People First, Strong Capabilities, Safety Always and Sustainability. Kings launched Australia's first 100% Electric Trucks (OEM) in 2017 and partner with Greenfleet to offset emissions.