https:// 2019-03-22T22:00:40Z 2019-03-22T22:00:40Z financial-wealth-management-property-acquisition-accountant-kingsgrove-reveals-renovation-ato-tax-benefit

Renovations Help you Up the Rent Says TLK Partners Property Expert Matthew Mousa Well-kept properties can result in better rent, but owners shouldn’t over-spend on renovations. Property Acquisition specialist Matthew Mousa of TLK Partners advises on improvements that will be both easy on the budget, and show extra return on investment. Some rental property investors might be unsure of where and how to invest renovation dollars for maximum return. “As a property investor myself, it’s easy to spend a fortune and over-capitalise on the property,” warns Matthew. “Rather invest in cost-effective upgrades on key areas, known to attract tenants. Not only will you draw people who are prepared to pay a little extra, but they are also more likely to care for it during their stay.” Bathrooms and kitchens are two of the major areas – one represents the heart of the home, because it is where food and nourishment originate, while the other is a haven for relaxation and de-stressing. These two rooms could easily become a ‘wow’ factor. However, most importantly, they should be spotless, and leave a squeaky-clean impression. Sprucing Up The Kitchen Representing the heart of the home, a tatty kitchen will turn away potential tenants. It should be spotless, and leave a squeaky-clean impression. A full-blown kitchen renovation is a costly exercise, but there are ways of improving the space and creating a ‘wow’ factor without blowing the bank. Matthew recommends looking at and changing the small details. Add a splash back behind the stove or sink or replace the existing ones with fresh tiles. Splash backs serve a double function in protecting the wall from damage, but can also be a striking feature with clever tiling choice. Do the counter-tops and cabinet doors look tired? A granite top will make an impressive feature, while new doors with fresh hinges and modern handles will transform old cupboards. Another practical improvement is the addition of clever lighting, to brighten the space and improve its function. Cleaning Up The Bathroom “Keep good design and classic style in mind when you consider renovating the bathroom of the rental property,” advises Matthew. He warns against overly-modern or trendy fittings as they can easily date in a few years’ time. Owners could, however, add contemporary touches with modern towel bars and vanity shelves. Once again, the importance of a brilliantly clean look cannot be overemphasised. Light Up With Flair Dark and dingy is a definite no-no if you are looking for a higher rent. Apart from lights being an expression of style, it is most important that your rental property is well lit. “Remember to open blinds and switch the lights on where necessary when you’re showing the property, as light and airy looking properties hold much more appeal,” says Matthew. Lighting and light fittings can create ambiance in any room, and the variety of styles of lighting available is infinite. It can be used to create any look and feel of your choice, from rustic to industrial. Just be careful not to go too way out there – tenants want to add their own personal touches to make the rental property their home, and they don’t necessarily have the same taste in décor as the owner does. So choose something functional, classy, tasteful and fairly neutral. When faced with dark corners or rooms, skylights or installed windows are a wonderful source of light and sun, and can often make all the difference in bathrooms and kitchens by lighting them naturally. Choose energy efficient long-lasting lighting, not only to reduce tenant’s electricity bills but also to care about the environment. Happy Tenants Stay Longer Renovating rental properties from time to time not only holds the bonus of collecting more rent each month during the tenant’s lease period, but could save other costs in the long run. "Remember, if tenants love their home, they will stay longer, so investors will save on advertising and screening costs. It really is best to show it off the property its best light," Matthew concludes. TLK Partners are real people just like you with hobbies like property investment; Wealth Management Companies Kingsgrove, Beverly Hills | Tax Accountant & Agent | Property Adviser are wealth advisers serving enterprises and private individuals who hope to take care of their future through sound financial management. Visit their website or contact them at (02) 8090 4324 for an appointment to discuss your financial management and investment needs. This material is of a general nature only, it does not take into consideration your financial circumstances, needs or objectives. Before making any decision based on this content, you should assess your own circumstances, seek professional advice or contact our office to be directed to the appropriate professional. Whilst all care has been taken in presenting the material neither TLK Partners or its associated entities guarantee that the material is free of error and, the information may have changed since being published. Syndicated by Baxton Media.

2019-03-22T21:00:07Z sydney-investors-aged-care-financial-income-protection-tax-expert-and-wealth-planner-matthew-mousa-from-tlk-partners

Part-Year Rentals Affect Property Investors Tax Claims Says TLK Partners Expert Matthew Mousa Tax rental income statements record every dollar received on investment properties, but it doesn’t reflect how many dollars an investor actually takes home. Rental property investors, will have had to settle a lot of bills in order to receive the dollar bills listed as income – without doing so, they would have received a lot less. But what happens if an investment property is only rented out for part of the year? TLK Partners’ property specialist, Mr Matthew Mousa, looks at the tax implications. Sam and Jane were looking for tenants, but made it way too difficult for anyone to rent their property. They asked for references even for short term tenants, and barred children and pets. And they also demanded final approval, despite advertising their premises through an agent. To top it all, not one prospective tenant earned that approval. In Steven and Sally’s case, they advertised their “rental” through an agent, but restricted it to being only available outside school holidays, when there was no demand for renting a property in a remote location with difficult access. They also had no tenants during that year. Both couples had their expenses claims rejected immediately by the tax office. “If the Australian Tax Office has cause to believe the property was not truly ‘available to rent’, it will not sanction expenses claims, because owners made it too difficult for tenants to rent their property,” Mousa warns. “While it is sometimes hard to believe it, the tax authorities are trying to play fair – they only want their share of the rental money you have actually pocketed.” But they want investors to play fair, too, by claiming deductions only on expenses directly related to earning it. So expenses that investors incurred for personal use of the house don’t cut it as far they are concerned. Every homeowner has expenses running their properties and they can’t claim them against tax. The overall principle is that investors can only claim expenses with regard to costs while your property was actually rented out, or while real intention was being shown to make an income out of the property, which is when, as tax authorities term it, it was genuinely “available to rent”. Stating entire income and then claiming the costs of earning it, changes the gross income to a nett income, giving a far more valid picture of what profit was made, not just your bank account balance. It is from this final clean figure that the tax authorities slice their share of the pie in the form of taxes, Mr Mousa explains. However, the final figure changes, because the claimable expenses do, if a rental property does not operate all year through. The taxman also accepts that there are good years and bad years for rental property owners, when they simply don’t have many tenants. Yet, as an owner, investors go on having expenses involved in trying to attract tenants, so some expenses involved are still claimable even when rental income is low. Apportion Expenses If either of the above couples had indeed managed to land a tenant, even for a short period, they would fall into the category of those rental property owners who have to apportion expenses according to how much of the year the premises were rented out, or were honestly available for rent. Joining them are owners who openly rent out their houses for a short period of the year, using it themselves the rest of the year, and those who do the opposite, using it themselves for a short holiday, and making it available for rent the rest of the year. Any expenses that come up while used personally or by friends are enjoying the property privately, can’t be claimed. So these taxpayers will also have to do apportionment claims. Apportionment means that those costs directly tied to rental income can only be claimed in proportion to how much of the year tenants helped you generate it. If tenants rented your property for 35 weeks of the year, the expenses would be multiplied by 35/52 to determine the claimable share of the year’s expenses. Some Exceptions To The Rule Exceptions are those expenses brought about during the course of the rental process. These include estate agents’ commission, advertising for tenants, phone calls to fix damage tenants caused, and the cost of removing any rubbish they left behind. Matthew Mousa is a partner at TLK Partners, a company that takes care of the wealth management and accounting needs of ordinary folk, small and medium businesses, and high value individuals. TLK Partners, Chartered Accountants and Wealth Management Company website, or call (02) 8090 4324. This material is of a general nature only, it does not take into consideration your financial circumstances, needs or objectives. Before making any decision based on this content, you should assess your own circumstances, seek professional advice or contact our office to be directed to the appropriate professional. Whilst all care has been taken in presenting the material neither TLK Partners or its associated entities guarantee that the material is free of error and, the information may have changed since being published. Syndicated by Baxton Media.

2019-03-22T00:28:55Z harmony-is-more-important-than-ever-this-week

Harmony Week in Australia coincided with important dates this week, including the International Day of the Elimination of Racial Discrimination, World Social Work Day and the aftermath of the devastating terrorist attack in Christchurch. AASW National President Christine Craik said, “These events remind us that ‘harmony’ within our communities and across society rests on recognising the dignity of every person, while welcoming diversity. “That is how we promote the human rights of everyone. “This year’s Harmony Week shows us how important it is that we all promote inclusion and end discrimination based on differences in heritage, culture or belief.” This year’s AASW World Social Work Day events took time to reflect on the tragedy in Christchurch and how important social work values are in countering racism. Ms Craik said, “Social workers are passionate advocates for justice and helping families, communities and societies to build relationships based on solidarity and mutual respect. “This is how we will eliminate racial discrimination in our country. We need to reflect on the culture that can make politicians believe that there are votes to be gained by blaming refugees, immigrants or Indigenous people for issues that are not related to them, such as pressure on health care, crowded cities or welfare spending. It’s the same culture that led to the terrible act of violence last Friday.” “Social workers are dedicated to creating a society which is just and inclusive in which it is possible for everyone to flourish and thrive. Eliminating racial discrimination is fundamental to our vision. “Now is the time when we look to our leaders to set an example and we call on politicians, business and community groups to commit to join us in eliminating all forms of discrimination.” Christine Craik is available for interview.

2019-03-21T03:46:11Z water-licence-sold-at-tandou-station-farming-equipment-now-up-for-auction

Asset auctioneer specialist, Manheim is holding a remote agricultural and dispersal online only auction at large historical property, Tandou Station in Menindee, NSW. Commencing Friday, March 29 at 4:00pm AEDT, this BidNow unreserved online auction will finish on Thursday, April 4 at 7:30pm AEDT. Manheim is auctioning off a large amount of plant and equipment to the public.The auction is an opportunity for the public to get their hands on trucks, agricultural equipment and machinery.    Some highlight assets from the auction include tractors, trucks, utes, ATV bikes, irrigation equipment, cotton tillage equipment, containers, transportable buildings, spray tanks and machinery – with lots more on offer. Don’t miss out on the chance to secure quality assets for a great price! The online timed auction will take place via the Manheim website from Friday, March 29 at 4:00pm to Thursday, April 4 at 7:30pm AEDT. People will be able to view assets on Monday, April 1 through to Thursday, April 4 from 9:00am to 4:00pm AEDT at Tandou Station, Menindee NSW. For more details, please click here or contact Bryan McNeilly on 0438 840 201. Ends/.. For further information, please contact: Mathew McAuley – Manheim Public Relations | Mobile: +61 419 333 696 Email: mathew.mcauley@manheim.com.au About Manheim (www.manheim.com.au) As an Australian market leader in the provision of automotive and industrial remarketing services, Manheim offers a comprehensive range of asset management and disposal services. With almost 60 years of experience across a broad range of industry sectors, Manheim delivers high quality services on a national basis to help customers meet their fleet and asset management business objectives. Manheim sells assets such as passenger and commercial vehicles, trucks, trailers, machinery, motorcycles, plant and equipment and written off vehicles in regular weekly and monthly auctions open to both trade and public buyers. Manheim works with dealers, manufacturers, federal and state government agencies, local government, insurers, financiers, rental companies and fleet and leasing companies across Australia and New Zealand. For more information on the company, please visit – www.manheim.com.au

2019-03-21T01:40:39Z amhsws-are-experts-in-complexity-new-report-published-today-says

Accredited Mental Health Social Workers (AMHSWs) provide a vital service to those experiencing mental health disorders according to its new report Accredited Mental Health Social Workers: Qualifications, Skills and Experience. AASW National President Christine Craik said, “This report will be an important resource in the Association’s advocacy for greater recognition of AMHSWs under Medicare, other programs, and private health funds. “In documenting the breadth of skills and experience, high standard of qualification of AMHSWs, this report demonstrates that AMHSWs are truly experts in complexity.” AMHSWs are one of the few designated allied health professional groups eligible to provide private mental health services to people with diagnosable mental health conditions or people ‘at risk’ of developing mental health conditions under the Commonwealth Medicare initiative. There are currently more than 2,200 AMHSWs working across major cities, regional, rural and remote regions. As a group of providers, AMHSWs are the second largest after the combined group of Clinical Psychologists and Registered Psychologists. This report provides an overview of the skills, knowledge and services provided by AMHSWs, and is based on extensive analysis of AASW data, including 2013 and 2018 member surveys. According to the report: More than 40 per cent of AMHSWs provide services in rural and remote areas More than 60 per cent of AMHSWs have postgraduate qualifications More than 75 per cent of AMHSWs have over 10 years’ practice experience AMHSWs use a wide range of therapeutic interventions, including cognitive behavioural therapy, strengths-based approach and mindfulness People can access the service of AMHSWs through several programs including Medicare, NDIS, DVA and some private health funds. To further illustrate the contribution of AMHSWs, illustrative case studies are included throughout. The AASW is responsible for the accreditation of AMHSWs and is committed to maintaining the high standard of practice of the profession in this sector. Read the complete report. Access the infographic that summarises the report. Christine Craik is available for interview. An interview with an Accredited Mental Health Social Worker is also available.

2019-03-20T21:00:18Z aged-care-property-investors-and-financial-wealth-acquisition-tax-expert-mathew-mousa-from-tlk-partners-kingsgrove

Private Investors Property Income Has Tax Implications Whether in money or in kind, anything investors are given that’s linked to their rental property, is considered to be income, and the Australian Taxation Office wants to know about it. Property and tax expert TLK Partners’ Matthew Mousa runs through some of the less well-known forms of “rental income” from the Australian Taxation Office. So for tax purposes, rental income only refers to a tenant’s weekly or monthly cheque, right? Wrong, says Matthew. “If investors are renting out a property to earn a return on their investment, any payment received is considered part of their income, whether cash or in kind. And what comes in, must go out – in the form of information on your tax return.” Disclosing straight-up rental payments is par for the course, but what are the other forms of income associated with a rental property? These equally relevant, but less obvious forms of rental income are the ones to be mindful of, he cautions. Payments in kind If an investor let young Joe live on their rental property for free, as long as he keeps the garden looking good and the swimming pool clean, as well as doing small maintenance jobs, their tax situation could be complicated, Matthew explains. The same applies when someone like Chloe, who has parents on a farm, agrees to pay part of her rent in fresh potatoes. Or perhaps Sam, who’s in the premier league, gives the investor season tickets for rugby, in return for accommodation. According to the Australian Tax Office this "income" must be disclosed in these instances. “Investors will have to put a market value on any of these, from the rental value of Joe’s accommodation, to what the spuds or season ticket would have cost and add it to the rental income. Investors may be entitled to deduct some of the young man’s “rent” in terms of the legally deductible parts of the services he performs. But as far as income goes, his “rental” does need to be included to balance the tax books.” Bond monies and tenant insurance pay-outs If investors keep part of a tenant’s security bond because they didn’t pay the rent, or because you have had to repair damage after a tenant moved out, it classifies as income. The same applies if insurance company pays out for rental lost because a tenant left. Reimbursements There are times when the investor receives money in lieu of damage to get repair work done to their property. "If a tenant gives money towards the cost of the repair, again that money must be recorded as income," Matthew says. "This is especially important if the investor wants to claim the repair cost as a deduction," Matthew continued. Government rebates The same principle applies for rebates as it does for reimbursements. If the investor installs a solar system to supply hot water, for instance, the government may provide a rebate. “As the solar system is a depreciating asset for which the investor will want to claim tax relief over a period of some years, they can’t claim for the entire value, if they didn’t actually pay the full amount because of the rebate received,” Matthew says. When the amount claimed exceeds the amount spent In some more complicated cases, as with limited recourse debt arrangements, financing, refinancing and notional loans, investors may not end up paying the full cost of the initial capital expenditure either. However, they may well want to claim deductions for this expenditure on a depreciating asset. In a similar way to the rebate situation, they could end up claiming for money they have not spent. The unpaid section has to be recorded as income, in order to balance a claim for the full expenditure. TLK Partners Wealth Management Companies Kingsgrove, Beverly Hills | Tax Accountant & Agent | Property Adviser are wealth advisers serving enterprises and private individuals who hope to take care of their future through sound financial management. Visit their website or contact them at (02) 8090 4324 for an appointment to discuss your financial management and investment needs. This material is of a general nature only, it does not take into consideration your financial circumstances, needs or objectives. Before making any decision based on this content, you should assess your own circumstances, seek professional advice or contact our office to be directed to the appropriate professional. Whilst all care has been taken in presenting the material neither TLK Partners or its associated entities guarantee that the material is free of error and, the information may have changed since being published. Syndicated by Baxton Media.

2019-03-19T02:44:28Z camp-quality-convoy-victoria-returns-to-the-road-again-for-childrens-cancer

I hope you're having a good day. We're reaching out to you today to see if you can help us generate interest for a very valuable children's charity... Camp Quality. The charity is once again hosting its Camp Quality Convoy Victoria to raise much funds to help children and families touched by cancer. Can you help us spread the word and generate some registrations amongst truck drivers and motorcyclists? A full press release is below (and attached). Below the press release is a dropbox link for images, and associated captions. If you need any of these images compressed and emailed direct please don't hesitate to ask. Kind regards, Alison Treloar Senior Account Manager Seftons 0422 093 639 alison.treloar@seftons.com.au Issue date: 19 March 2019 Camp Quality Convoy Victoria returns to the road again for children’s cancer It’s back! The Camp Quality Convoy Victoria will hit the road again on Sunday 7 April after a year off, with dozens of trucks and motorbikes expected to join the fun at Avalon Airport. Australia’s leading provider of aftermarket truck and trailer parts, Truckline has announced it will continue its generous support of the event and is also entering a special guest in the Convoy. The new International Pro-star demonstration truck will take a break from its tour around Victoria to feature in the day’s activities and is expected to draw a lot of interest from truck enthusiasts. For Truckline’s Territory Business Manager (VIC/TAS) Casey Stewart, this event holds special meaning for her and her family, after sadly losing her niece to childhood cancer at just five years of age. “I’m proud that Truckline is continuing their support of and involvement in this event and to see it back again after a hugely successful 2017 Convoy. It was a terrible tragedy for my family when we lost my niece, so I’m keen to do anything I can to support other families living with cancer,” Casey said. “Camp Quality is an incredible organisation that does so much for children growing up with cancer and their families. The programs and services offered to these children and their parents and siblings have a lasting impact and are such a great help through such a difficult time.” Camp Quality State Manager for Victoria, Tasmania and South Australia, Kendra Overall acknowledged that continued support from Truckline and other sponsors allowed the event to return and focus on raising as much money as possible. “With the ongoing support from Truckline and principal partner Viva Energy, we wouldn’t be able to hold an event like the Convoy and raise the money we do. Having corporate sponsors means all the funds raised by the truck drivers, the motorbike riders and the community at large supports Victorian kids to help children 0-13 deal with their own diagnosis, or the diagnosis of someone they love, like a brother, sister, mum or dad. We are there for them through the daily ups and downs of cancer. We create opportunities for the kids to be kids again: in-hospital, at home, at school and away from it all.,” Kendra said. “In the words of a family member: Camp Quality provides us with the opportunity to escape the daily treadmill of everyday life. To have smiles and laugher in the midst of a dark time is priceless.” Kendra told us. After a year off, this year’s Convoy will proceed slightly differently from earlier events, including the introduction of a Show and Shine following previous feedback. Registration fees for trucks and motorbikes in the Convoy are also substantially reduced this year, making the convoy accessible for participants, with all Convoy entrants encouraged to use the event to drive fundraising from their own networks. The Convoy will start from Avalon Airport at 8:00am on April 7, arriving back at the airport around midday where the Show and Shine and a range of family-friendly events will take place, including face painting for the kids, courtesy of sponsor Truckline. General entry is a gold coin donation, which includes the family activities on-site, and a raffle will be conducted to support the fundraising initiative. The day will conclude at 3pm. To register for the Convoy, go the website convoy.org.au ENDS About Truckline Truckline is Australia’s largest retailer of aftermarket truck and trailer parts, supporting all makes and models of North American, European and Japanese commercial vehicles. During the company’s 60 years servicing the Australian trucking industry, Truckline has built an extensive network of 22 company owned stores nationally, all with warehousing facilities. Owned by CNH Industrial, Truckline sources renowned products from leading suppliers around the world to cater for Australia’s unique conditions and climate. With a catalogue of more than 25,000 competitively priced parts and accessories, Truckline caters for all road transport needs. Whatever the age, make or model of the truck or trailer, Truckline’s highly skilled team is dedicated to providing parts to fulfil each customer’s requirement. Truckline is committed to keeping its customers moving. PHOTOS A dropbox link for photos is here: https://www.dropbox.com/sh/b03o5kzh1imzddx/AAAgtw51eknvp4dInvpXWE2na?dl=0 Captions are as follows (easily referenced with filenames): 1. Sponsor Truckline will be entering the new International ProStar demonstration truck in the convoy 2. Truckline’s Casey Stewart whose family has experienced their own childhood cancer tragedy 3. Truckline VIC TAS Territory Business Manager Casey Stewart with Truckline Hallam Manager Ian Miles 4. Truckline's Casey Stewart with the International ProStar demonstration truck which will join the Convoy 5. On the road at past Camp Quality Convoys 6. The line up from past Camp Quality Convoys 7. All parked up at previous Camp Quality Convoys 8. Truck drivers and motorbike riders alike gather for Convoy

2019-03-18T20:34:43Z world-social-work-day-promoting-the-importance-of-human-relationships

World Social Work Day is held each year on the third Tuesday of March to celebrate the profession of social work and the role of social workers in the community. This year’s theme is Promoting the Importance of Human Relationships. This year, it is held on 19 March. The Australian Association of Social Workers, as the professional body representing more than 11,000 social workers, is marking World Social Work Day with celebrations throughout Australia. AASW National President Christine Craik said human relationships are at the essence of what social workers do, in the diversity of settings in which they work. Ms Craik said, “The vital work of social workers can be seen in a wide variety of settings. Whether we work in health, mental health, schools, child protection, aged care, disability, family violence, academia or management, we bring the values of our profession to wherever we work.” In a world dominated by individualism and the changing nature of community, it is necessary to emphasise the importance of our relationships to one another and the role that this plays in creating an inclusive and supportive society. Ms Craik said, “This is at the heart of the work we do. Promoting the importance of human relationships means recognising the rights and dignity of fellow human beings and treating them and their ways of knowing, with respect and compassion. “Promoting the importance of human relationships for social workers means more than just that phrase. As social workers, we work to identify, name and change the systems and attitudes in our society that impact, diminish and work against healthy relationships. “For example, in promoting the importance of human relationships, we need to call out and advocate against the discriminatory and abusive policies and structures that continue to oppress some of the most vulnerable groups in society. “These include our welfare, housing, legal, medical, political and many of our religious systems – that often disregard the importance and crucial nature of ‘relationship’ in this work.” The large scope of social work practice can be seen in the diversity of the celebrations taking place across Australia. The Association is hosting celebrations in every state and territory through its branches. The complete list of events, resources, posters and social media frames are available on the AASW website. Ms Craik said, “I encourage everyone to engage with this year’s theme of Promoting the Importance of Human Relationships. On 19 March, join our Twitter campaign and tweet us using #WSWD19, with a photo depicting human relationships. “So join social workers all over the world in celebrating the amazing work that we do, and have a happy World Social Work Day.” Christine Craik is available for interview. You can view Ms Craik’s World Social Work Day video on Facebook.

2019-03-14T21:50:21Z racing-and-footy-collaboration-puts-sydneys-west-first

It took the love of Sydney’s West to close the divide between Horse Racing, AFL and the NRL. In a first for the region, the Australian Turf Club (ATC), AFL club GWS Giants and NRL club Wests Tigers have come together to cross-promote their stellar line-up of events all occurring on the 23 and 24 March, to help drive visitation to the area. Spearheaded by Western Sydney Business Connection (WSBC) and funded by the NSW Government via its tourism and major events agency Destination NSW (DNSW), the campaign leverages the united influence of the three powerhouse sporting organisations to deliver the message about what is available in Sydney’s West. With Longines Golden Slipper Day at Rosehill Gardens on 23 March and then GWS Giants playing Essendon Bombers at Sydney Showground Stadium, as well as Wests Tigers playing the New Zealand Warriors at Campbelltown Stadium on 24 March, the stage was set for an innovative collaboration to join forces and pool marketing resources. General Manager of WSBC Amanda Brisot, said as Sydney’s West had three nationally significant events happening on the same weekend, it made sense for all involved to come together. “As a first, the partners needed to think outside the square to collaborate and deliver this project. However, the comradery and enthusiasm across the sporting administrations to work together has been exceptional. “They are all passionate about supporting Sydney’s West, and ensuring that the benefit of these events occurring in the area are shared with as many communities and businesses as possible. The economic impact of this weekend alone will be significant and into the millions,” said Ms Brisot. Carly Reger, Head of Membership & Ticketing, GWS Giants said, joining forces with the ATC and NRL is a creative way of delivering positive results for WSBC, Partners and consumers alike. “We are thrilled to be a part of this initiative and together, our marketing efforts are leveraged to a new level; it is a win-win for us all,” said Ms Reger. Destination NSW CEO Sandra Chipchase said the event provides avid sports fans with the ideal opportunity to enjoy a weekend getaway in Western Sydney. “Racing, AFL and NRL are among Australia’s most popular spectator sports. To have all three in Western Sydney on a single weekend is a major win for the region; turbocharging local economies and driving investment. I strongly urge sports fans and families alike to make the most of this unique opportunity and head to Western Sydney for this blockbuster weekend,” Ms Chipchase said. The Ultimate Weekend brings together the top three sporting events of the 23-24 March weekend being hosted in Sydney’s West, as well as special deals from Featherdale Wildlife Park, PARKROYAL Parramatta, Taste Cultural Food Tours and Rydges Campbelltown. Tickets and offers available at: www.sydneyswest.com -ends- Notes to Editors: Amanda Brisot is available for interviews, please request through the media contacts listed. Media Contacts: Marlise Beasley, Account Director, Zadro | +61 2 9212 7867 | +61 423 624 013 | marlise@zadroagency.com.au Felicity Zadro, Managing Director, Zadro | +61 2 9212 7867 | +61 404 009 384 | felicity@zadroagency.com.au About WSBC The Western Sydney Business Connection (WSBC) is a not for profit member-based organisation. It represents the needs of over 5,000 Western Sydney businesses through collaboration and building strong networks across industry and government. It is the prime facilitator of business engagement and growth in Western Sydney. https://wsbc.org.au/

2019-03-14T05:41:55Z sydneys-west-the-winner-of-sporting-collaboration

It isn’t often that different sports cross-promote, however in a first for NSW, the Australian Turf Club (ATC), AFL club GWS Giants and NRL club Wests Tigers have united to promote a new tourism product for Sydney’s West, called The Ultimate Weekend. Spearheaded by Western Sydney Business Connection (WSBC) and funded by the NSW Government via its tourism and major events agency Destination NSW, the campaign is aimed at promoting Sydney’s West as a destination for fun, families, entertainment and sport. With Longines Golden Slipper Day at Rosehill Gardens on 23 March and then GWS Giants playing Essendon Bombers at Sydney Showground Stadium, as well as Wests Tigers playing the New Zealand Warriors at Campbelltown Stadium on 24 March, the stage was set for an innovative collaboration to join forces and pool marketing resources. General Manager of WSBC Amanda Brisot, said Sydney’s West provides such a diverse range of weekend activities, and with three nationally significant events happening on the same weekend, it made sense for all involved to come together. “All the partners have needed to think outside the square to collaborate and deliver this project. However, the comradery and enthusiasm across the sporting administrations to work together has been exceptional. “The success of this partnership lays the foundation for more innovative projects to come for the region,” said Ms Brisot. Scott Kennedy, General Manager Sales Partnerships, ATC says this year’s Longines Golden Slipper Day, which will host the World’s Best Horse, Winx at her very last home ground run is a perfect opportunity to headline The Ultimate Weekend campaign. “We know a lot of our customers come to the region for the weekend and providing them additional links with other events in the area just makes sense. It’s a win-win for all the partners and the communities of Sydney’s West,” said Mr Kennedy. Destination NSW CEO Sandra Chipchase said the event provides avid sports fans with the ideal opportunity to enjoy a weekend getaway in Western Sydney. “Racing, AFL and NRL are among Australia’s most popular spectator sports. To have all three in Western Sydney on a single weekend is a major win for the region; turbocharging local economies and driving investment. I strongly urge sports fans and families alike to make the most of this unique opportunity and head to Western Sydney for this blockbuster weekend,” Ms Chipchase said. The Ultimate Weekend brings together the top three sporting events of the 23-24 March weekend being hosted in Sydney’s West, as well as special deals from Featherdale Wildlife Park, PARKROYAL Parramatta, Taste Cultural Food Tours and Rydges Campbelltown. Tickets and offers available at: www.sydneyswest.com -ends- Notes to Editors: Amanda Brisot is available for interviews, please request through the media contacts listed. Media Contacts: Marlise Beasley, Account Director, Zadro | +61 2 9212 7867 | +61 423 624 013 | marlise@zadroagency.com.au Felicity Zadro, Managing Director, Zadro | +61 2 9212 7867 | +61 404 009 384 | felicity@zadroagency.com.au About WSBC The Western Sydney Business Connection (WSBC) is a not for profit member-based organisation. It represents the needs of over 5,000 Western Sydney businesses through collaboration and building strong networks across industry and government. It is the prime facilitator of business engagement and growth in Western Sydney. https://wsbc.org.au/

2019-03-08T07:08:39Z best-affordable-cryolipolysis-fat-loss-cosmetic-clinic-in-wollongong-uses-clatuu-system-for-great-results-in-the-illawarra

Australians are taking to the idea of using different temperatures to change their appearance and win the battle of the bulge with a growing number of Australians are opting to get really cool in order to look hot by using fat freezing treatments such as those offered by aesthetic clinics like Platinum Face and Body Clinic in Wollongong, NSW.Giving Fat Deposits the Cold ShoulderPlatinum owners Jacinda McKay and highly qualified cosmetic injections specialist and RN Shelley Stevens, have chosen the freezing approach to shape and contour the body. It does this by eradicating stubborn fat cells which don’t disappear easily, even with careful diet and regular exercise. And it does so without surgery, anaesthetics, or too much downtime, using a medical aesthetic device which changes the temperature of fat cells in the body.From a sweet beginning when scientists noticed that eating ice blocks tended to produce dimples in the cheeks of children, further research and development has resulted in a treatment now called Cryolipolysis (or Cryo for short) and the invention of aesthetic machines that can provide far more extensive results than an ice block. More than seven million procedures have since been carried out globally. The procedure works by specifically targeting the fat cells, and freezing them without any damage to the surrounding cells. The cells killed in this way are then collected and processed by the body before being permanently eliminated over a period of time.How Cryolipolysis Devices WorkCryolipolysis devices are aimed at treating specific areas where obvious stubborn fat deposits mar an otherwise almost ideal body contour. These deposits can take the form of unsightly love handles, muffin tops, bulges on the abdomen, outer hips and back bulges, or flabby inner arms and thighs.And it’s important to remember, that not all devices are created equal! If you are considering cryolipolysis, choose high standard technologies that have been clinically proven to have high efficiency. Look for real-life testimonials (by real people not paid celebrities), clinical trials by medical experts (these should be documented and easily available using a Google search), before and after photos and word of mouth as evidence to support the claims of efficiency. The last thing you want is to spend money on inefficient fat freezing treatments that yield no results! The state of the art CLATUU device used at Platinum Face and Body uses the worlds only patented 360 degree cooling applicators, and has two handsets. This can lessen the number of treatments needed through providing more thorough treatment in any given area, or by enabling two areas to be treated simultaneously.Cryolipolysis Aids to Diet ProgrammesCryolipolysis is not intended to be seen as a replacement for weight loss programmes, exercise, or a healthy lifestyle, but rather as a supplemental process which increases their effectiveness by doing away with pockets of fat that are extremely difficult to remove. Nor is it a quick fix, as results can take one to two months before really starting to show, and continue to become even more noticeable for 30-60 days after that. Additional treatments, when required to treat new areas or extend the work already done, are usually carried out at two monthly intervals.Where the strength of this type of treatment lies, according to the Platinum owners, is in Cryo’s long-lasting effects, as the dead fat cells are eliminated from the body permanently. It also involves little or no downtime, and pain levels are restricted to very slight discomfort sometimes felt at the initial stages of the treatment.Further InformationTo find out more about Platinum Face and Body Clinic’s services, reach Shelley and her experienced team by visiting the Non-Surgical, Medical Grade Aesthetic Treatments For The Face and Body | Platinum Face and Body Clinic website to book a consultation online or call +612 4200 9468.Syndicated by Baxton Media.

2019-03-08T00:40:31Z aasw-south-australian-branch-calls-for-social-worker-of-the-year-nominations

The Australian Association of Social Workers South Australian Branch is seeking nominations for the Social Worker of the Year Awards to give individuals and groups who work with the state’s most vulnerable populations a chance to shine. AASW South Australian Branch President Patricia Muncey said, “We urge South Australians to nominate an inspiring social worker in their network, to honour and reward those making positive contributions health and well-being and upholding best practice across our community.” The Awards have been recognising social workers who are making a significant contribution across the broad spectrum of practice, since 2016. The categories of the Award are: Agent of Change Head, Heart and Hands Leading the Way in the Workplace Rising Star Rural and Remote Impact Student of the Year. Entries can be submitted by the general public as well as professionals who work alongside social workers throughout South Australia. Nominations close on Wednesday, 13 March 2019 at 5.00pm ACDT. Winners will be announced at an awards ceremony in Adelaide on Thursday, 2 May, providing an opportunity to celebrate the valuable contributions of all nominees. For more information and to nominate a social worker, see the AASW website.

2019-03-07T23:21:33Z balance-for-better-social-workers-call-for-action-on-gender-inequality

The 2019 theme of International Women’s Day is #BalanceforBetter, with the Australian Association of Social Workers (AASW) calling for action on gender inequality. AASW National President Christine Craik said gender equality is vital to health and future of our nation, and to the work of social workers. Ms Craik said, “We need to recognise that when women are disadvantaged, we are all poorer. “Social workers feel the effects of gender inequality both professionally and personally. Professionally, we strive to address the effects of gender inequality with the people and communities we work with at an individual and a systems level. “Personally, social work is also a female dominated profession. It is a highly skilled occupation which can often carry elements of risk in practice. However, like many other female dominated professions, social work is often not paid at the rate of similar male dominated professions, nor does it come with the status of male dominated professions that carry the same risks and the same (or often lower) qualification levels. Social workers well understand the need to Balance for Better. “Australia’s report card for gender equality is not looking good. More women than ever before are being incarcerated around Australia for crimes of poverty and through living lives influenced by trauma, family violence and sexual abuse. “There is an alarming increase in homelessness for women and children as a result of family violence and for women over the age of 55, many of whom find themselves with little in the way of superannuation or savings, due to their years of unpaid and uncounted work of caring and child-rearing. Government policies such as the Centrelink automated debt recovery scheme, robodebt, and the ParentsNext program are punitive, deficit-based and are contributing to increasing numbers of women and children living in poverty. “If we are to Balance for Better this International Women’s Day, then we must address the root causes of inequality and the misogynistic and discriminatory policies which devalue and fail women. If these are not addressed, then the inequitable situation we currently have will continue to enable the unacceptable rates of family violence, sexual violence, poverty, and homelessness that we see now. “This starts with recognising women as equals and that the work women do is of equal value to that of men, whether it is paid or unpaid. It means recognising that women need to be in positions of power, including on boards and in government. “Then we will truly be able to Balance for Better.” Christine Craik is available for interview.

2019-03-06T22:00:26Z superannuation-tax-estate-planning-private-wealth-financial-planning-sydney-tlk-partners

Tax hikes and changes and an ever-rising cost of living paint a gloomy financial picture for all Australians. But it’s even more dismal for current retirees, and those looking at leaving the workforce soon. TLK Partners financial planner, Len Elias, says finding ways for them to keep financially afloat for the rest of their lives is becoming increasingly difficult. And it seems like Superannuation can’t do it alone. How Superannuation Works Australian Superannuation is often considered one of the best government retirement programs globally. Since 1992, it has entitled Australians who earn over $450 a month (before tax) to a mandatory Superfund contribution from their employers for their retirement. The current contribution rate is 9.5% is calculated according to ordinary time earnings, and employees are encouraged to boost it with their own salary sacrifice. Superannuation funds are accessible at 60 (the Commonwealth preservation age) for those who retire permanently, or at 65 for those who still want to work. The funds can be accessed as a lump sum or as an annual pension payout, but many Australians are not rushing to do so. Financial concerns have led to increasing numbers of Australians over the age of 45 are putting off retirement till 70 or later. How Super is the Annuation Fund? ASFA, the Association of Superannuation Funds of Australia claim that, on average, during the 2013/14 financial year, men had a balance of a little under $300,000 in their fund at retirement age. Women had less than $150,000, and households averaged around $355,000. Since then stock markets have been both bearish and bullish, inflation has risen and not come down, and there have been changes in the tax situation. By the 2015/2016 year those average balances had dropped to $270,710 for men and risen to $157,049 for women. These averages fall far short of the 2018 figures AFSA suggests as reasonable starting balances for retirement when, and only when, retirees own their homes. The association puts the amount a single person would need to enjoy a comfortable lifestyle at $545,000 , and couples at $640, 000. And it claims $70,000 should provide a so-called modest retirement assuming that the state’s Age Pension and other supplements take care of most of the usual expenditures. But for how long? How Long Will Your Super Last? AFSA’s calculations set couples’ living costs at just under $61,000 a year, and singles at a little over $43,317, for what AFSA dubs a “comfortable” lifestyle. This allows for some extras like home maintenance and small improvements, as well as an occasional holiday, and it takes into account that retirees’ lifestyles change as they age, and expenses shift from activities and vacations to medical and caring needs. But with that annual budget, the balance AFSA recommends for retirement will see a single retiree’s funds run dry after about 12 years, and that of couples after just over 10 years, if not bolstered by partial Age Pensions or other investments. Len Elias pointed out covering the 22 years between retirement at 60 and the Australian average life expectancy of 82 years, it would appear opening balances would therefore have to sit at over $1,28 million for couples, and about a million for singles. In the so-called modest category, which allows for basics only, the recommended starting capital of $70 000 will only fund the calculated singles’ budget of $27,648 for 2,5 years, and the couple’s $39,775 for less than two. Fortunately, a full Age Pension (just under $24,000 a year for singles, and a combined $36 000 for a couple) would stretch the balances, should the retiree be eligible for it. Clearly, while it provides a base which could support a tightly-budgeted retirement in the short term, planning and saving is needed to stretch that funding over what could be a long retirement. Len Elias is a partner at TLK Partners, a company that takes care of the wealth management and accounting needs of ordinary folk, small and medium businesses, and high value individuals. TLK Partners, Chartered Accountants and Wealth Management Company website, or call (02) 8090 4324. This material is of a general nature only, it does not take into consideration your financial circumstances, needs or objectives. Before making any decision based on this content, you should assess your own circumstances, seek professional advice or contact our office to be directed to the appropriate professional. Whilst all care has been taken in presenting the material neither TLK Partners or its associated entities guarantee that the material is free of error and, the information may have changed since being published. Syndicated by Baxton Media.

2019-03-05T22:02:19Z adrenaline-pumping-gold-coast-holiday-activities-from-cheap-and-affordable-gold-coast-airport-car-hire-rentals-companies-in-queensland

With holiday time almost here, thousands of Australians will be streaming to the Gold Coast. Some may just want to chill on the beaches or stroll through stores, but an increasing number are set on letting adrenaline pump out the cobwebs after a year at the office desk, according to Darryl Essington-Wilson, CEO of Gold Coast Family Car Rentals. He sees the Gold Coast adrenaline and extreme activities, already very popular, becoming increasingly so during the Gold Coast’s current tourism industry boom, and the venues and areas where they take place may well be the most visited destinations for those driving his rental cars this holiday season. Choosing the Hard Way Visitors can enjoy their holidays the hard way, or the easy way, says Darryl. They can take in dramatic views of scenic islands and beaches from hot air balloons as the sun rises or sets, or take scenic flights in seaplanes or helicopters. They can also go the kayaking route, take exhilarating hikes and participate in many other outdoor activities. However, more visitors are tending to go for the challenge of high speeds, scary heights or super physical activity, whether it’s on or in the water, up in the sky, on solid ground or somewhere in-between. And, according to Darryl, the Gold Coast is making sure that the toughest challenge for visitors will be in choosing which of the many options available to enjoy first. Up, Up and Away Rather than settling for a seaplane or balloon, those chasing the adrenaline buzz may choose to accept the challenge of tandem sky-diving (the first minute of which consists of free-fall) from 14,000ft above Kirra Beach at Coolangatta; or see what it’s like free-falling the whole way in an indoor wind tunnel at Surfers Paradise. For those who want to hang around between sky and ground, Darryl suggests heading for the trees. The Canyon Flyer guided tour at Mt Tamborine sees brave travellers suspended on zip lines 60m high above the Cedar Creek Canyon, and zipping along at speeds of up to 70km/h. The Tree Top Challenge at Currumbin Wildlife Sanctuary can occupy up to 3.5 hours of adrenaline pumping time for the adventurous ones in the family, whilst others spend their time enjoying the many animal encounters that the Sanctuary is famous for. Darryl says travellers can alsoget the feeling of being suspended in the air by going parasailing (tandem or alone) behind a powerful boat while surrounded by the views of Surfers Paradise and the Gold Coast Islands. Hitting the Water A high-speed Jet-Boat ride will certainly add a splash of excitement to the day. It starts at Surfers Paradise and speeds along the Gold Coast Broadwater, complete with 360-degree spins and other adrenaline-inducing tricks. There’s also the chance to fly about 10m off the water and at a speed of up to 45km/h while powered by a jetpack or enjoy the jet-propelled Flyboard experience both on and above the water. Don’t Forget the Kids The Gold Coast has plenty of activities for kids, says Darryl. Many of the theme parks that are becoming synonymous with Gold Coast tourism, like Sea World, Movie World, Dreamworld, andWet‘n’Wild water world, and Game Over offer a selection of rides, thrills and activities both outdoors and indoors. Youngsters can also go whizzing around on wheels on dry ground; or walk, turn, run and slide across the water inside giant water balls at the Royal Pines Resort in Benowa, near Surfers Paradise. These adrenaline-pumping activities found at Surfers Paradise, Coolangatta and Mt Tamborine are all within easy reach of Gold Coast city in a rental car from Gold Coast Family Car Rentals, with travelling times of no more than 30 minutes. And booking one of Darryl’s cars is just as easy - To find one to travel in the Gold Coast area, and particularly from Coolangatta to Surfers Paradise, and including the Gold Coast Airport, make sure to book onlinewith Car Hire Gold Coast or Gold Coast Airport Car Rental, or call + 61 7 5508 3333. Pick up and drop off at the Gold Coast Airport can be arranged. Syndicated by Baxton Media.