The PRWIRE Press Releases https:// 2019-09-16T11:38:26Z News: Web design Craigieburn for business dummies. 2019-09-16T11:38:26Z news-web-design-craigieburn-for-business-dummies I can provide you with a huge list but it'll get boring, so I'll keep it simple.  According to the statistics of Wikipedia in Australia 86% of the population using the Internet so why not have a website and get that exposure to your local business. I think this can be the only reason to build a website, but trust me there are more reasons to have a website. Give Credibility By having a website your business will gain credibility, as people will see your contact information publically means that they can reach out to you at any time they want even for after service.  This will give them the confidence to jump over the fence and use your service or buy your product over other people who don't have a website. It saves you money in the long term It can help you to save time, meaning you don't have to keep explaining same information about your product or services again and again over the phone or in-person as your website will do that for you.  Saving time means saving money! well we all agree on that, isn't it? Customers can be kept informed When you have a website you can start building an email address list from the people who are accessing your website. And later we can use that list to run an email marketing campaign to get more conversions from your business website also you can keep them informed of your next promotion or the service offer. A website is always accessible 24/7 This is why website development is very important as it can make sales 24/7 for your customer or also gives access to information from anywhere in the world. It provides a medium to showcase your work A perfectly planned website design can help you to attract more and more clients by allowing you to showcase your past works. By using a web developer who knows what they are doing you can even get the website linked with a social platform like Instagram and start showcasing your recent jobs as you complete them. All you have to do is take a snap using your mobile and post it on Instagram and it will sync with the website straightaway. A website can improve customer service Certainly, A website can improve customer service in many ways. For starters, the website can be used to publish your contact information, services or products also you can educate your customers about the application of your products or services. Which will vastly improve your chances of getting a customer conversion from your website means it will improve customer service. Lastly for business dummies: without having a website how can you get the Google exposure to your business? So web design Craigieburn is a much-needed service for your local business. Therefore as the first step get a single page website for your business today and list it on Google My Business Places and get found online.  Please note: web design Craigieburn campaign launched by Web Design OWL team can help you achieve this for you.   LEADING BUSINESSES FOCUS ON PERINATAL MENTAL HEALTH AND WELLBEING 2019-09-16T01:52:52Z leading-businesses-focus-on-perinatal-mental-health-and-wellbeing The teams at Centre of Perinatal Excellence (COPE) and Transitioning Well are proud to announce their partnership with four key businesses through the rollout of the Perinatal Workplace Wellbeing Program (PWWP). Funded by WorkSafe’s WorkWell Mental Health Improvement Fund, the pilot program is designed to support and make a difference to the mental health and wellbeing of expectant and new parents (*perinatal period) in Victorian workplaces. Bunnings, Target, Multiplex and Probuild have been named as the first organisations to experience and implement the program, with the initial stages currently underway. With studies showing 1 in 7 new mums¹ and 1 in 10 new dads suffer from postnatal depression² and 74% of parents do not seek help until crisis point³, COPE and Transitioning Well are excited to see key Australian businesses focusing their attention on such an important, but often overlooked, aspect of employee mental health and wellbeing. Dr Nicole Highet, founder of COPE says, “Perinatal stress and mental health issues impact on all aspects of a person’s life - home, social and work. Working with organisations provides us with an invaluable opportunity to reach and connect with parents, ensure they have access to information and support that they need outside of clinical or healthcare services. It also enables us to work to provide organisations with the tools and resources to support employees at the time they need it.” Dr Sarah Cotton, co-founder of Transitioning Well says, “Through comprehensive workplace training, assessment, and package support, we’ll be able to equip these organisations with the knowledge they need to promote cultural change throughout this significant work-life transition.” The four businesses currently working through the PWWP program are looking forward to the impact it will have on their employees. Jacqui Coombes, Bunnings Director of HR commented, “Our team members are our greatest strength and any way that we can show support is very important to us. We hope this work will help improve the overall wellbeing of expectant and new parents at Bunnings.” Probuild’s Group People and Culture Manager, Tanya Cook says, “Construction has an (accurate) reputation for long hours. By understanding the impact of the perinatal transition on our people better, we can enhance our support for them at work and in the community. This initiative will have a positive effect on not only our own culture, but that of the industry’s.” Danni Dodgson, Head of HR Operations Australia at Multiplex says, “Multiplex is taking the support of working parents very seriously. We have taken a number of steps towards improving our support in this important area including our involvement in the Perinatal Workplace Wellbeing Project (PWWP). We feel very excited about the difference that this innovative project will have upon not just expectant and new parents within Multiplex, but across the construction industry more broadly.” Target’s Head of Organisational Capability, Jane Colt says, “We’re very pleased to have taken part in the research phase of this program. A cross section of our team members provided valuable insights into their own experiences which has started a fantastic dialogue in our business.” *Perinatal Period - prior to birth, through pregnancy and the first year of a child’s life. -ENDS- For further information, or to organise and interview with COPE and Transitioning Well, or any of the PWWP partners, please get in touch. Megan Chambers || megan@moderncurrency.com.au New report from RIMS and ISACA Helps Organisations Bridge the Digital Risk Gap 2019-09-16T01:18:23Z new-report-from-rims-and-isaca-helps-organisations-bridge-the-digital-risk-gap Sydney, Australia, (16 September 2019)– IT and risk management professionals must speak the same language to more effectively incorporate the benefits and uncertainties associated with data and technology into the organisations’ overall strategy and to add value, according to a newly published, complimentary white paper from ISACA and RIMS, “Bridging the Digital Risk Gap: How Collaboration Between IT and Risk Management Can Enhance Value Creation.” The white paper can be found on ISACA’s website: here and RIMS website: here. Technology has long been integral to the success of any organisation, but as the range of business applications and the pace of innovation have increased, so has the risk. The “Bridging the Digital Risk Gap” white paper outlines how the changing digital risk landscape, new regulatory requirements, and greater understanding of commonalities between IT and risk management make a strong case for aligning the two in order to realise significant benefits. These benefits to an organisation include being: Transparent, nimble and timely Clearly defined in roles, accountability and decision-making authority Forward-looking in its risk assessment and benefit analyses (and not primarily resource based) Aligned to broader mission and strategy objectives Additionally, the report highlights ISACA’s Risk IT Framework and how to integrate both IT and risk management frameworks that each department uses, such as the U.S. National Institute of Standards and Technology (NIST) Cybersecurity Framework into the technology life cycle. “Because of expanding digital risk landscapes, risk management and cybersecurity capabilities are also evolving as a corresponding horizontal competency. Lack of, or poorly thought out, digital enterprise strategies can torpedo an organisation’s mission and overall objectives.” stated Carol Fox, RIMS VP of strategic initiatives and contributor. “Likewise, failed implementations that do not deliver expected value to the organisation, whether due to scope creep, budget overages or unrealistic expectations can damage the viability of organisations, as much as security risks related to data breaches and expropriation of intellectual property.” “When enterprises examine the evolving risk environment and the benefits that can come from integrating risk management and IT, it becomes very clear that this collaboration is important to the overall business-risk portfolio,” said Paul W. Phillips, III, CISA, CISM, technical research manager at ISACA and a contributing author to the white paper. “This kind of strategic coordination can bring many positive outcomes, including better incident response and improved information protection.” The report also includes RIMS’ Enterprise IT Risk Management Responsibility Assignment Matrix that shows organisations how they can visualise the roles within the IT ecosystem and the cross-functional expertise required, as well as a map for ISACA’s Risk IT Framework and the RIMS Maturity Model (RMM). The map emphasises the alignment between each domain in ISACA’s Risk IT Framework and the seven attributes of the RMM. “Collaboration between IT and risk management professionals facilitates strategic alignment of resources and promotes the creation of value across an enterprise. Understanding one another’s world is the first step for building a constructive and symbiotic relationship,” added Fox. “In doing so, IT and risk management professionals can leverage their knowledge and resources to better inform decision makers on how business strategies and objectives can benefit from IT capabilities, and spur investment in new technology.” To read the free white paper, visit www.isaca.org/digital-risk-gap or RIMS Bridging the Digital Risk Gap. More information about IT and risk management can be found at www.isaca.org/Knowledge-Center/ and https://www.rims.org/resources/strategic-enterprise-risk-center. About ISACA Now in its 50th anniversary year, ISACA® (isaca.org) is a global association helping individuals and enterprises achieve the positive potential of technology. Today’s world is powered by information and technology, and ISACA equips professionals with the knowledge, credentials, education and community to advance their careers and transform their organisations. ISACA leverages the expertise of its 460,000 engaged professionals—including its 140,000 members—in information and cyber security, governance, assurance, risk and innovation, as well as its enterprise performance subsidiary, CMMI® Institute, to help advance innovation through technology. ISACA has a presence in more than 188 countries, including more than 220 chapters worldwide and offices in both the United States and China. Twitter: www.twitter.com/ISACANews LinkedIn: www.linkedin.com/company/isaca Facebook: www.facebook.com/ISACAHQ Instagram: www.instagram.com/isacanews/ About RIMS As the preeminent organisation dedicated to promoting the profession of risk management, RIMS, the risk management society®, is a global not-for-profit organisation representing more than 3,500 industrial, service, nonprofit, charitable and government entities throughout the world. Founded in 1950, RIMS is committed to advancing risk management capabilities for organisational success, bringing networking, professional development and education opportunities to its membership of more than 10,000 risk management professionals who are located in more than 60 countries. For more information on RIMS, visit www.RIMS.org. Twitter: www.twitter.com/rimsorg LinkedIn: www.linkedin.com/company/rimsorg Facebook: www.facebook.com/rimsorg Instagram: www.instagram.com/rimsorg Contact: Julie Fenwick, +61 468 901 655 jfenwick@daylightagency.com.au New study looks at whether your business writing is effective 2019-09-13T02:44:10Z new-study-looks-at-whether-your-business-writing-is-effective An Australian business, Typeset, has commissioned global research to study the effectiveness of writing across all functions in business. Co-founders Sarah Mitchell and Dan Hatch are working with Mantis Research from the USA to learn how companies are using writing and how they can improve writing skills for internal and external communications. The pair intends to conduct the State of Writing research every year to see how businesses are improving their writing effectiveness over time. Everyone who takes part in the study will receive a free copy of the findings.   PERTH, Western Australia  - Writing is something that happens in every business every single day, but have you stopped to think about how effective that writing is and whether it could be better? Editorial services provider Typeset has commissioned global research from US-based Mantis Research to find out exactly that.   Co-founder Sarah Mitchell said the study will uncover how organisations tackle all of the writing they need for their marketing activity, in a bid to help improve writing skills across the business.  “The ultimate goal is to provide businesses with insights to help them achieve even more success with future writing and marketing projects,” Mitchell said.   “We understand the difference good writing can make to a business; we see it every day. So everyone who takes part in the study will receive a free copy of our findings.  “We want to understand how companies are using writing, what works for them, and what doesn’t,” she said. “We want to uncover where businesses are winning, where they’re falling down, and where they can improve, when it comes to writing.”  Co-founder Dan Hatch said while many organisations have a corporate style guide, and even rules around tone of voice, Typeset’s State of Writing Survey will dig deeper.  “We’re interested in the quality control measures companies take, what systems they have in place, and how they actually evaluate whether a piece of written content has worked for them,” he said.  “We’re committed to helping businesses improve their writing skills for internal and external communications. Our intention is to do the research annually, so we can see how businesses are improving their writing effectiveness over time.”  You can take part in the State of Writing Survey here. All answers are anonymous.   New Report: Expats returning home are key to unlocking Corporate Australia’s competitive edge 2019-09-13T02:36:09Z new-report-expats-returning-home-are-key-to-unlocking-corporate-australia-s-competitive-edge Sydney, Australia | 13 September 2019 – Australian expats returning home are an untapped talent pool for recruiters and businesses, a report by Indeed, the #1 job site in the world and Advance, the organisation that celebrates and connects members of Australia’s global diaspora, reveals.   The report, ‘They Still Call Australia Home’ explores the attitudes of Australian business and recruitment decision-makers towards Australians who have travelled and worked abroad. It also captures the job-seeking experiences of Australians who have worked, or are working, overseas and navigating their return to Australia. A key highlight from the report’s findings is the need for Australian businesses and recruiters to broaden their search to include expats returning home to Australia.   According to the findings, nearly three quarters of respondents (71%) reported a positive experience from hiring a returned expat while almost 3 in 5 (57%) of recruiters identified that recruiting returned Australians has a longer-term strategic benefit.   While recruiters expressed concerns that expat candidates who recently returned home lacked strong Australian business networks, in fact nearly half (49%) of those returning from a stint overseas reported eventually finding employment through their own networks. This demonstrated that expats returning to Australia are indeed benefitting from maintaining strong connections back home.   By overlooking Australian talent in global markets, employers are limiting their options. In fact, 65% of the survey respondents believe Australian businesses are creating an environment that discourages Australians working overseas from returning.   When looking for work back home, a third (34%) of expats who recently returned home reported not being successful in landing an interview for a potential role where their skills precisely matched the job requirements. And while almost a quarter (24%) of those surveyed were successful in landing interviews for various roles, they still reported missing out on job offers. According to the report it takes those returning home 2.1 months longer than the average job seeker to secure a job.   When it comes to the skillsets that they can offer corporate Australia, the ability to manage culturally diverse staff and stakeholders, global leadership and strategy, international regulation, and knowledge of emerging technologies are among them.   Given two-thirds (67%) of recruiters say they have struggled to find candidates to fill roles because of skill shortages or a lack of relevant experience, those returning home present as valuable talent and offer a potential solution to Australia’s skills deficit.   Paul D'Arcy, SVP Marketing at global job site Indeed, commented: “It’s clear Australia has pull-factors that attract its diaspora back to the country and, as the report identifies, these skilled workers present a significant opportunity for recruiters and businesses.   “While most (83%) recruiters said they are cautious about recommending expats who recently returned home for Australian-based roles, we know diverse workforces are more successful than homogeneous ones, which is why employers and recruiters are missing out on an untapped pool of returning workers whose skills and experiences could positively impact their company.   “In order to reap the rewards of expats returning home, employers and recruiters could embrace a change in mindset to one that looks beyond its own borders to one that prioritises ability and skill. Businesses would do well to abandon any preconceived ideas they have about what a candidate needs to handle a job and adopt policies that make the hiring process more objective.   “This will mean that in the global battle for talent, Australia has the opportunity to secure the best and brightest talent in the market.”    Yasmin Allen, Chairman of Advance believes that professional networks are critical to helping professionals coming home to reintegrate into Australia’s workforce and government policy is also key to supporting their return home to draw on their specialist knowledge and expertise.   She comments: “As a country, we derive value and benefits from encouraging our expats to remain connected with Australia and to come home to share their experience and bring their intellectual property with them. This in turn fuels innovation and benefits the entire nation economically.   “Additionally, expats themselves need to be prepared and mindful that things may have changed in their home country during their absence. Events might have taken place that have shaped Australia that may have eluded them, and they may have achieved a level of seniority that does not exist here.   “We know Australia can benefit overall from better connection with our diaspora and through Advance we help facilitate that, by celebrating and engaging our expats and encouraging them to remain connected, to each other and to Australia.”     — ENDS — About the survey The research was commissioned by Indeed and conducted by Lonergan Research in accordance with the ISO 20252 standard. Lonergan Research surveyed 440 Australian returned or returning expats and 331 recruitment decision-makers aged 18+. Surveys were distributed throughout Australia and to Australians abroad. The survey was conducted online amongst members of a permission-based panel and Advance’s internal database, between 29 April and 30 May 2019. Read the full report here: au.indeed.com/hire/returning-expats-report/ Key Findings   Australians who believe that working overseas will be to their advantage when returning to Australia may need to think again. Research shows the opposite is true. In fact, they might struggle to gain work back in Australia – and will probably have to take a pay-cut.   Businesses and recruitment decision-makers’ unintentional disregard is effectively locking expats out of returning to the Australian jobs market. In fact, 65% of all respondents believe that Australian businesses are creating an environment that discourages Australians working overseas from returning.   A third (34%) of returned or returning expats aren’t even landing an interview for a potential role where their skills precisely match the job requirements. A quarter (24%) are landing multiple interviews for various roles, and yet miss out on being offered the job.   While nine in 10 (89%) of recruitment decision-makers consider that managing projects across multiple countries is a positive experience on a job application, a third (32%) of them are reluctant or cautious to hire a returned expat for an Australian-based role on the basis of perceived cultural difficulties, most commonly the potential delay in ‘settling in’ to a role.   Three in 10 recruiters (31%) prioritise a candidate with Australian-only work experience, favouring their knowledge of recent Australian history, the political climate and culture over candidates who have been out of the country for a period of time.   A third of recruiters (33%) think that returned expats misjudge their earning power in Australia and the perception that they have a self-inflated sense of skills and experience is the most commonly held belief among half (45%) of recruiters, who think returned expats expect a higher salary.   The situation for some is so challenging, that some returned expats are packing their bags and returning overseas because their international experience is not valued (67%), or because there are fewer suitable roles in Australia (65%).   Seven in 10 returned expats (70%) said their self-esteem was impacted by the difficulties associated with returning to work in Australia, while a third (32%) of returned expat Australians and rebound expats regret having come back to Australia.   Two-thirds (67%) of returned expat Australians have considered packing up their bags and leaving Australia again to get the right role.   About Indeed More people find jobs on Indeed than anywhere else. Indeed is the #1 job site in the world and allows job seekers to search millions of jobs in over 60 countries and 28 languages. More than 250 million people each month search for jobs, post resumes, and research companies on Indeed. For more information, visit indeed.com. About Advance Advance is the only organisation to identify, engage and empower members of the global Australian diaspora. We keep them connected and help bring ideas and IP home for the benefit of all Australians. With a community spanning 110 countries, Advance fosters connections with more than one million Australians living and working offshore, and 2.5 million student alumni, drawing on their experience and networks to open doors and opportunities for Australia, Australian companies and Australians around the globe.   MEDIA ENQUIRIES Indeed                        Chloe Tran M: +61 405 955 025  chloe@thatcomms.com Bridie Mackay M: +61 425 886 615 bridie@thatcomms.com   Cvent Expands its Exclusive For Dummies® Series with Strategic Meetings Management For Dummies® and Event Marketing Strategy For Dummies® 2019-09-13T02:07:17Z cvent-expands-its-exclusive-for-dummies-r-series-with-strategic-meetings-management-for-dummies-r-and-event-marketing-strategy-for-dummies-r Sept 12, 2019 – Cvent today announced the availability of two new Special Edition For Dummies® guides, Strategic Meetings Management (SMM) For Dummies and Event Marketing Strategy For Dummies. SMM For Dummies outlines how organisations can successfully implement an SMM program – allowing them to reduce costs, regulate and centralise all meetings processes, reduce litigation risks, and improve service to customers – and explains how to scale the program globally and measure its effectiveness. Event Marketing Strategy For Dummies addresses how to deliver more impactful events, drive leads, and generate revenue through intelligent event strategy, targeted promotion, and data capture. The guides expand on Cvent’s successful For Dummies® series which includes Event Management Technology For Dummies and Growing Your Hospitality Group Business For Dummies. “Strategic meetings management and event marketing are two key areas that, when executed properly, can make event programs world-class and drive significant ROI,” said Patrick Smith, chief marketing officer at Cvent. “However, many organisations struggle to implement successful SMM and event marketing programs because they don’t know where to start. By leveraging the easy-to-consume For Dummies® format, we developed clear and concise guides that will help readers better understand the importance of SMM and event marketing and offer unique insights on how to utilise technology to maximise the value of their event programs. We know these guides will be valuable resources that event professionals and marketers will reference time and time again across their organisations.” “We’re proud to partner with Cvent once again and expand on their already comprehensive For Dummies series,” said Michael Friedberg, senior marketing manager, Wiley. “Offering Special Editions like these allows us the opportunity to offer in-demand topics to our global audience and further empower our customers to reach their unique goals, helping them turn ‘I can’t’ into ‘I can.’” In conjunction with the release of Strategic Meetings Management and Event Marketing Strategy For Dummies, Cvent also is offering two educational webinars that will dive more deeply into the key topics covered in the books. The Strategic Meetings Management webinar covers key topics such as understanding the value of an SMM program, how to create an effective meetings policy, and how to track and measure your program’s success. The Event Marketing Strategy webinar will help attendees understand what event marketing means, what an integrated marketing program looks like, and which event types are best suited to enhance each phase of the buyer and customer journeys. Download Strategic Meetings Management For Dummies here. Download Event Marketing Strategy For Dummies here. -ENDS- About Cvent Cvent is a leading meetings, events, and hospitality software company with more than 4,000 employees, 27,000 customers, and 300,000 users worldwide. The Cvent Event Cloud offers software solutions to event planners and marketers for online event registration, venue selection, event management and marketing, onsite solutions, and attendee engagement. Cvent’s suite of products automate and simplify the planning process to maximise the impact of events. The Cvent Hospitality Cloud partners with hotels and venues to help them drive group and corporate travel business. Hotels use the Cvent Hospitality Cloud’s digital marketing tools and software solutions to win business through Cvent’s sourcing platforms and to service their customers directly, efficiently and profitably – helping them grow and own their business. For more information, please visit Cvent.com, or connect with us on Facebook, Twitter or LinkedIn. Media Contact Debbie Bradley, Group Account Director, Zadro | debbie@zadroagency.com.au +61 2 9212 7867 | +61 420 761 189 Yvette Schlegelmilch, Account Manager, Zadro | yvette@zadroagency.com.au +61 2 9212 7867 DBOS Brings the Joy of Clean Water to Beton 2019-09-12T01:51:56Z dbos-brings-the-joy-of-clean-water-to-beton DBOS believes in the value of exercising our corporate shared responsibility. We understand the impact it could make to our people, the company, and everyone outside of it. Giving back to the communities and encouraging our staff to do the same has been a regular practise since the company started. Not only it gives our employees a sense of meaning, but also the feeling that they are contributing, not just to their organisation but also to the communities outside of it. It also makes them better colleagues with a more attuned sense of empathy and understanding toward others. Our CEO and Founder, Jacqui Miller always make sure that the company’s anniversary celebration includes a charity event or any form of giving back to the people. She empowers and encourages her people to practise giving back — it is a vital part of how she operates a business. To celebrate the 4 fruitful years of DBOS in the business, we aim to pursue our corporate shared responsibility with a bigger range. Just when we were looking for the right moment to do so, WWF-Philippines reached out to us and presented the “Let’s Bring Water to Beton” project which aims to build two rainwater collecting tanks to suffice the resident’s need for clean water. After careful deliberation and planning, finally, on May 6, 2019, Dynamic Business Outsourcing Solutions and WWF-Philippines officially launched the “Let’s Bring Water to Beton” fundraising project. The Fundraising Raising the funds for the two (2) rainwater tanks amounting to PHP100,000 was not easy. With 3 months on our hands, numerous ideas came to mind to fulfil the total cost. Together with our think tanks, we came up with a fundraising competition for the staff by selling WWF notebooks and raffle tickets – that comes with a chance to win a 32″-inch smart TV. Extending our efforts, we also set up a gofundme campaign to reach the international audience, which in the end, we raised a total of $935. It is caused by the endless support and cooperation of all staff, their families, friends, and the clients, that we raised a huge amount of donations, with DBOS filling up the remaining balance. And after 3 months of a collective effort from everyone, the official fundraising activity successfully concluded on August 17. The Awarding of Donation/Top Fundraisers On the same day, after the DBOS annual sports fest, a simple handing over ceremony was held. The full amount of PHP100,000 for building the two rainwater tanks was handed over to the representatives of WWF-Philippines. Representatives of WWF-Philippines receiving the PHP100,000 cheque from DBOS.Still, with high spirits from the recent sports activities, the staff of DBOS gathered around to hear the message of appreciation from WWF-Philippines. To further express their gratitude for making the project possible, they brought special gift sets for the top 3 fundraisers. The top 3 fundraisers from DBOS with the representatives of WWF-Philippines.On the same event, the lucky winner of a 32″-inch smart TV was drawn and announced. (3rd from left) Maris Stella Miguel, the winner of the 32″-inch Smart TV with her family.Jean Geraldine Gatus, the top DBOS fundraiser gathered a total of PHP11,760 by selling the notebooks and raffle tickets also won the all-expenses-paid special trip to Beton for 3 days and 2 nights. She was set to experience the life of the locals, as well as take part in the construction of the rainwater tanks. The DBOS Team Goes to Beton Less than a month after the fundraising event, the DBOS team, together with a WWF representative, was set to visit the island of Beton. On the morning of September 6, their 1-hour flight was bound to Puerto Princesa. From the airport, they travelled 4 hours by land to mainland Taytay. After that, another 5-minute tricycle ride to the port. From there, a final 40-minute boat ride to the island of Icadambanaua sailed to where Barangay Beton is located. From afar, the first thing that you’ll notice is the vibrant-coloured fishing boats that were carefully lined up on the coast of the island. Those are owned by the residents of Beton as they rely on fishing alone to feed their families and also as a source of income. But, some of them farm sea cucumbers and sell it on the mainland for additional profit. Living in Beton appears to be quite simple when you look on the outside. However, diving deeper in the community will give you a better insight into how the people get by every single day. As we live with the locals for 3 days and 2 nights, we learned that the electricity only reached their island just before Christmas last year. But, it is not a 24-hour supply yet. They only have at least 8 hours of electric consumption every day that lasts from 3:00 pm to 11:00 pm. But it is a good thing that they were given solar lamps to light up their houses from the wee of the night until the morning comes. Electricity is one thing, but their major problem is the stable and cleaner source of potable water. Households in Beton has no faucets. On this modern day and age, the lack of a stable water source is a battle that they continue to face every day. Fetching water from the well on the mountain is a routine for most of the residents. However, the water on the well is still undrinkable. They only use it for cleaning their toilets, the school, and watering the plants. As for the clean water for bathing, drinking, and toothbrushing, they have no other choice but to get it from the mainland which requires an hour and 20 minutes to go back and forth. The Rainwater Collecting Tanks To provide the community with easier and cleaner access to drinking water, the DBOS fundraising project in partnership with WWF-Philippines made it possible to build two rainwater collecting tanks for people of Beton. Each water tank costs around PHP50,000 including the labour and materials needed. One rainwater collecting tank is expected to store 3,000 litres or 15 drums of water which when multiplied twice is just enough supply for the community to use during the dry season. The construction of the rainwater tanks started on September 2 and was completed on September 9, under the supervision of Geoffrey Aidula, WWF’s community coordinator for the “Let’s Bring Water to Beton” project. With his help, some of the residents of Beton skillfully learned how to build, clean, and maintain the rainwater tanks. The skillset that they’ve earned could also be another source of income for them. According to him, the rainwater tanks will last for at least a decade, guaranteed that it is well taken care of. He also mentioned how these rainwater tanks would hugely impact the community’s shortage of clean water. The Beton Elementary School Aside from the households as major beneficiaries of clean water from the tanks are the children of Beton Elementary School. Before the rainwater tanks, the students are required to bring at least one litre of water every day to school for flushing their toilets. To comply, the kids went as far as daily going up the mountains to fetch water on the well. And although they are used to this routine, the risk of an accident is still unforeseen. Now, one of the rainwater tanks is strategically placed at the back of the school and is connected to the faucets for the school’s handwashing program. The school’s headteacher, Mr Ricknel Herman is planning to implement better hygiene programs for the students. One of those is to teach the kids how to properly wash their hands. Also, on behalf of their school, he did not forget to extend his grateful heart to DBOS and WWF for helping their community. Beton Elementary School adorns their small community as it occupies the centre of the island. The colourfully painted tires which were used as decorations and the clean school grounds bring life to the remote island. Also surrounded by luscious greenery, the students get to enjoy the serenity of their environment and focus on learning. When the current is strong, some of them needs to walk through the mountains to reach the school and attend their classes. However, when it rains, most parents don’t allow their kids to go to school because the mountain becomes slippery which is risky for them. Nonetheless, the students of Beton Elementary School appreciate the opportunity of getting a good education. Their lack of proper school uniforms and shoes does not affect their willingness to learn. Takeaway Witnessing and experiencing the life of the residents is a lesson learned a motivation to continue the meaningful practice of the corporate shared responsibility. Not only it is fulfilling to do so, but just imagine how many lives you’ll get to touch by being a part of a collective effort like such. So in behalf of the whole DBOS family, we would like to send our utmost gratitude to Barangay Beton for the warm welcome to our team and we are very much happy to be of service to the community. And even if the project has already been concluded, Barangay Beton is surely a place we’ll never forget. New website for Prestige Properties on the Redcliffe Peninsula 2019-09-11T02:26:40Z new-website-for-prestige-properties-on-the-redcliffe-peninsula Waterfront Properties Redcliffe, a leading luxury real estate firm on the Redcliffe peninsula, announce the launching of a new website exclusively for “Prestige” Real Estate in Redcliffe. The new website can be located at prestigepropertiesredcliffe.com.au and will be launched today. "We've been fortunate to have been trusted to sell many of Redcliffe’s premier homes," says Waterfront Properties Redcliffe CEO Kevin Bostock. "However, it's clear that the landscape is changing and becoming more competitive. So we set out to accomplish a place where premium Redcliffe properties can be shown exclusively to potential purchasers .” "It is always very exciting to launch a new website. Waterfront Properties Redcliffe definitely takes great pride in our online presence, and the way we focus on marketing luxury properties and providing a fast and seamless user experience on any device," said Kevin Bostock, CEO of Waterfront Properties Redcliffe. "Simply go to PrestigePropertiesRedcliffe.com.au and see for yourself," Bostock added. The launch is part of a dynamic strategy to provide Waterfront Properties Redcliffe and their clients an exclusive portal to display their luxury properties to an audience of potential purchasers, within Queensland, Australia and the rest of the world.  This website is only available exclusively for the clients of Waterfront Properties Redcliffe, and provides a significant advantage for sellers of prestige real estate on the Redcliffe Peninsula.   The entire Waterfront Properties Redcliffe team of Prestige Property real estate agents are available to guide you through the process of achieving the maximum price on your property. About Waterfront Properties Redcliffe Established in 2013, Waterfront Properties Redcliffe Real Estate is one of the largest and most respected independent real estate firms on the Redcliffe Peninsula. As a locally-owned company, we can offer our clients the highest level of service through our attractive and modern marketing programs, our extensive Redcliffe Experience, and our experienced team of agents. To learn more, visit https://wpr.net.au/ JTB Asia Pacific and Cvent Announce Strategic Partnership 2019-09-11T01:00:24Z jtb-asia-pacific-and-cvent-announce-strategic-partnership Singapore – September 11, 2019 – JTB Asia Pacific, the regional headquarters for one of the largest travel companies in the world, and Cvent, a market leading meetings, events, and hospitality technology provider, are pleased to announce a strategic partnership for the Asia Pacific region (excluding China, Japan and Korea). This ‘Platinum Partnership’ is in addition to the successful collaboration between JTB India and Cvent which began in 2014 and became a ‘Gold Partnership’ in February 2019. Commenting on the partnership, Toru Ikuta, President and CEO of JTB Asia Pacific Headquarters said, “As leaders of our respective industries, JTB and Cvent’s services complement each other to bring a complete event management solution to the Asia Pacific market for the first time. We look forward to our collaboration with Cvent to power events for organisations of all sizes be it MNCs or SMEs throughout the region to streamline workflows and increase efficiency.” According to a report released by Allied Market Research in April 2019*, a surge in the presence of corporate industries all around the globe has increased the frequency of business activities such as client meetings, brand promotions, and employee training activities and has supplemented the growth of the global MICE industry. The research indicates that event technology will be increasingly necessary to keep up with demand. Cvent will provide JTB with its comprehensive suite of event management solutions including online registration, onsite badging and check-in, mobile event apps, and reporting capabilities to provide event organisers and key stakeholders with a 360-degree view of their entire event lifecycle and overall business impact. Speaking on the partnership, Sandeep Nagpal, Vice President of Marketing at Cvent said, “After establishing a strong relationship in India with JTB, we’re thrilled to expand our partnership to Asia Pacific and help further support their mission to deliver unique experiences to customers. This partnership brings our industry-leading efforts together to elevate the MICE industry in the region. At Cvent, we believe in transforming meetings and events, and JTB’s regional reach and local expertise will help us introduce our market-leading platform to new customers.” Under the partnership, which is exclusive until end 2020, JTB will be extending three management solutions to the market; event management, MICE agency and lead agency. Event management is the straightforward usage of Cvent’s event management technology to deliver events for clients. The next level, MICE agency, is management of the entire suite of Cvent technology offerings including the venue sourcing platform, Cvent Supplier Network. As a lead agency, JTB will develop, implement and manage a bespoke SMM (Strategic Meetings Management) program for an organization utilising Cvent’s solutions. All of JTB Asia Pacific’s branch offices are able to utilize Cvent’s event management technology immediately with support from the operations team. Speaking on delivery of Cvent product management, Hideki Takaoka, Senior Manager for MICE Business at JTB Asia Pacific said, “Initially, JTB will have a centralized operations team running product management for our clients. Other operation centres will be launched in specific countries once needs based on business volume is determined.” Sales and marketing for MICE agency and lead agency will be spearheaded by Mizuho Hara, Manager for Events & Promotions Business and Cvent Strategic Partnership from JTB Asia Pacific headquarters in Singapore. “In order to have a realistic approach to penetrating the market throughout the region, the sales initiative will be rolled out in three phases. The first phase, which will commence in 2019, includes Hong Kong, Indonesia, Singapore and Thailand. In Q1 of 2020, we will activate sales in Australia, Malaysia, New Zealand, Philippines and Vietnam, after which phase three will be launched for the remaining countries. We’re excited to bring our solution to the market so we can work with organizations of all sizes to bring meetings management in the region to the next level,” she said. * Allied Market Research - MICE Industry About JTB JTB traces its roots back to Japan Tourist Bureau, an agency formed in 1912 for the purpose of servicing the ticketing needs of foreign tourists in Japan. It has since evolved into a travel and tourism industry leader with an unparalleled line-up of tour products and services as well as addressing the needs of the corporate, education and MICE markets. JTB has redefined itself as a “solutions provider” to create opportunities for people all over the world by defying conventional industry paradigms and boundaries and delivering results through out-of-the-box thinking and solutions. With its global network and multidisciplinary expertise stretching across 39 countries, JTB puts the world in reach whilst helping clients save time and money. JTB stands by its commitment to create and deliver “Perfect moments, always”. About Cvent, Inc. Cvent is a leading meetings, events, and hospitality technology provider with more than 4,000 employees, 27,000 customers, and 300,000 users worldwide. The Cvent Event Cloud offers software solutions to event planners and marketers for online event registration, venue selection, event management and marketing, onsite solutions, and attendee engagement. Cvent’s suite of products automate and simplify the planning process to maximize the impact of events. The Cvent Hospitality Cloud partners with hotels and venues to help them drive group and corporate travel business. Hotels use the Cvent Hospitality Cloud’s digital marketing tools and software solutions to win business through Cvent’s sourcing platforms and to service their customers directly, efficiently and profitably – helping them grow and own their business. Cvent solutions optimize the entire event management value chain and have enabled clients around the world to manage hundreds of thousands of meetings and events. For more information, please visit Cvent.com, or connect with us on Facebook, Twitter or LinkedIn -ENDS- Enhance your sense of wellbeing with this solar-powered Buddha - he looks great by day and spectacular by night! 2019-09-10T06:30:10Z enhance-your-sense-of-wellbeing-with-this-solar-powered-buddha-he-looks-great-by-day-and-spectacular-by-night Dear xx We could all use a little peace and serenity in our busy lives. So let our Solar Buddha Statue be your inspiration. Ideal as either a decor piece indoors or for creating a sense of tranquility in the garden. If you place him outdoors during the day, the solar panel will charge the rechargeable Ni-MH battery so that, by night, the 5 LEDs around the Buddha illuminate automatically. The perfect reminder to stop, take a deep breath and enjoy your surroundings. Once installed, all that is left to do is sit back and enjoy the ambience. High-res images available to download here Automatically turns on at dusk and off at dawn. Up to 8 hours of light each night when fully charged. Rechargeable, replaceable Ni-MH batteries 2x AA 1.2v 600mAh No wiring, simply install and enjoy. No operating costs. For more information visit: https://smartlivinghg.com.au/product/solar-buddha-statue/ STARTCON 2019 THE FUTURE OF WORK COMES TO SYDNEY! 2019-09-10T03:46:16Z startcon-2019-the-future-of-work-comes-to-sydney STARTCON 2019 THE FUTURE OF WORK COMES TO SYDNEY! #AUSTRALIA’S LARGEST START UP CONFERENCE & EXPO # UBER, Ebay, AirBnB INTERNATIONAL SPEAKERS COMING DOWN UNDER # THOUSANDS EXPECTED FOR STARTUP EXPO & CONFERENCE # DOZENS OF INTERNATIONAL & LOCAL SPEAKERS   StartCon THE FUTURE OF WORK ,Australia’s largest startup and growth conference, will return to Sydney for its 10th year to inspire and unite the entire ecosystem of  thousands of potential new rich listers, entrepreneurs, investors, media and corporate innovation teams in Australia. Dozens of international and local keynote speakers will feature at the two day annual event at Sydney’s Royal Randwick racecourse on Friday and Saturday November  22 & 23 2019. The first international speakers to be announced are UBER’s Product Operations Manager Joe Fahed from the US and Dan Lok, the Chineses-Canadian business magnate, global educator, founder of Closers.com and best-selling author of FU Money and his new book Unlock It. Local speakers signed up include Canaria founder Alex Moss whose unobtrusive continuous biometric monitoring systems are being used by NASA and are a hit across Australia and worldwide and Daniel Wearne, Head of Design at Up Banking the digital bank that’s giving you super powered banking, sorry, super powered living! Lana Vickridge-Smith, Startcon CEO says “ We are really excited to explore the theme The Future Of Work for StartCon. We live in an increasingly digital, automated, and data-driven world which is displacing and disrupting almost every industry around the globe. Work does more than just provide a means to live; it provides a source of identity, security, community, and meaning. I truly believe this is the most important challenge of our lifetimes. We can let technology determine the future for us — or we can reimagine it ourselves. With over 75 speakers, 4,000 attendees, 160 exhibitors and 750 startups in attendance this year’s Startcon will comprehensively answer that question for a lot of people.” “StartCon 2019 will also feature expert workshops, a tech expo, hackathon, masterclasses, a FinTech stage, a Disruption stage, VIP lounge and an artificial intelligence (AI) stage. Guests can also attend networking events, experience live gaming and visit a startup alley that includes some of the most innovative businesses in the local market and across Asia” concludes Lana. StartCon 2019 early bird tickets are on sale now from $295 for the full two days. Tickets can be bought here. ABOUT STARTCON StartCon  is the largest Australian startup and growth conference, expo and entrepreneur community. Established in 2009, thousands of technology startup professionals, investors and ecosystem participants have already experienced StartCon events. StartCon features international keynotes, expert workshops, tech Expo & Startup Alley, Pitch Competition, Australasian Startup Awards, FinTech Stage, Hackathon, Networking & Parties, and many more. Freelancer Limited, which owns StartCon is listed on the ASX (ASX:FLN) also owns Freelancer.com, the world’s largest freelancing and crowdsourcing marketplace by total number of users (35 MILLION)and jobs posted. This year’s conference will be held on November  22 & 23 2019 at Royal Randwick Racecourse in Sydney, with world-class international speakers in entrepreneurship and growth marketing, high quality workshops and a 160-booth expo showcasing the biggest tech names and high-growth startups in Australia. ABOUT UBER’S JOE FAHED. Based in San Francisco, Joe Fahed leads global rollout of products and features at Uber, focusing on the driver partner app and the on-trip experience. He works closely with Regional Operations Leads to surface insights and issues to the product team in HQ, and prepare global markets for new launches. Joe advises product and engineering teams in HQ on the feasibility of their products in various markets throughout the development lifecycle, taking into account local nuances and regulatory environments. ABOUT DAN LOK. Dan Lok is a Chinese-Canadian business magnate and global educator best known for being the founder and chairman of Closers.com-the world’s #1 virtual-closers network,Copywriters.com, and SalesCalls.com. Beyond his businesses, Mr. Lok has led several global movements to redefine modern education where Mr. Lok has taught men and women from 150+ countries to develop high income skills, unlock true financial confidence and master their financial destinies. ABOUT UP BANK’S DANIEL WEARNE. Up is a next-gen digital bank that soared past 100,000 users in it's opening 7 months. Over the last 10 years, Daniel has worked at tech startups at all stages and is relishing the opportunity to apply progressive design thinking to the digital banking sector. ABOUT ALEX MOSS CEO & Head Designer of Canaria Technologies, Alex Moss is a passionate role-model for women in technology; regularly mentoring and running events to promote female leadership in STEAM fields. In 2017 the BBC noted Alex as ‘the model changing the future of space medicine’. She has been recognised by The Australian as one of the leading 3 inventors working in Brisbane, and by Vogue Australia as one of the world's top young innovators in technology. Alex has also won numerous awards for her ground-breaking work in predictive biometric medical devices including: Global Winner Best Use of Hardware 2016 NASA International Space Apps, Sir Richard Branson’s Worldwide Top 10 Tech Start-ups Extreme Tech Challenge 2017, Global Aerospace Summit 2018 Young Space Leader and Komatsu Top 4 Tech Innovators to Watch Out For in 2018. Tillpoint POS & Business Management Software Partners with MailChimp 2019-09-09T12:11:24Z tillpoint-pos-amp-business-management-software-partners-with-mailchimp The collaboration between Tillpoint (tillpoint.com) and MailChimp (mailchimp.com) enables business owners to automate their marketing emails through a seamless integration between the two platforms. Tillpoint’s Customers app, which functions as a complete CRM module, allows users to add, manage and contact their customers. All customers added to Tillpoint automatically sync to a MailChimp mailing list, facilitating growth through targeted email marketing.  Users can build customer bases and increase online visibility with powerful marketing tools made possible through the Tillpoint and MailChimp integration. Customer data collected through Tillpoint will be instantly accessible for targeted email marketing campaigns for a more efficient way to communicate latest offers and marketing material. The integration is available at no cost for all Tillpoint customers.  Tillpoint is available to download for free on the App Store worldwide and is free to use for 30 days while trialling any subscription plan. Requires iOS 8 or later and the newer iPad models are recommended for optimal performance.  Visit the Tillpoint website for further information: https://www.tillpoint.com About Tillpoint Enterprise Ltd: Tillpoint is a startup company based in London, United Kingdom. Founded in 2012, Tillpoint has been focused on creating the perfect solution for all-encompassing, cloud-based business management.  Big banks join low rate mortgage war 2019-09-09T03:07:27Z big-banks-join-low-rate-mortgage-war MEDIA ALERT 9 September 2019 Big banks join low rate mortgage war Westpac announces amazing new low rates and first major regional bank goes under 3%* Westpac slashes home loan rates by up to 1.30%. Westpac has announced out-of-cycle variable and fixed home loan rate cuts for owner-occupiers and investors taking its lowest advertised rate to just 3.24 per cent pa. And Australia’s biggest mutual bank, Heritage Bank, has announced a new fixed rate under 3 per cent. These big cuts follow the growing number of online non-bank lenders announcing extraordinary low home loan rates, many under three per cent p.a. The new lowest advertised home loan rate now listed by InfoChoice is 2.74 per cent pa on a two-year fixed loan (Comparison rate 2.96%) and three-year fixed loan (comparison rate 2.94% pa) from Well Home Loans. “The rates from the online lenders are too low to ignore,” said Vadim Taube CEO of leading Australian financial comparison site InfoChoice.com.au. “And the big banks aren’t ignoring them, they are reacting by cutting their own rates. “Competition in the mortgage market is heating up and borrowers can get amazing low rates by researching the good deals.” Westpac have delivered an effective 0.15 per cent rate cut on their low rate basic mortgage product, the Flexi First Option Loan by increasing an existing discount offer. The new Flexi First Option variable rate (P&I) is 3.43 per cent pa (comparison rate 3.44 per cent pa). For LVRs under 70 per cent, the Flexi Option rate is 3.38 per cent pa (comparison rate 3.39 per cent pa). Westpac’s new 12-month fixed Flexi Option (P&I) rate is 3.29 per cent pa (comparison rate 4.05 per cent pa). That is a 0.80 per cent cut from the previous 12-month fixed rate of 4.09 per cent. Westpac’s 12-month rates now start at 3.24 per cent pa (comparison rate 4.01 per cent) on a packaged loan up to 70% LVR. Westpac’s Will Ranken, General Manager Home Ownership told InfoChoice:   “Today’s changes provide a competitive offering for both property investors and owner occupiers.   “The current low interest rate environment is driving competitive offers for home buyers, which coupled with the new home loan incentives and discounts available may make it an appealing time for Australians to start thinking about purchasing a home.”   Heritage Bank has reduced fixed rate home loan rates by up to 0.30 per cent and some owner occupier rates by up to 0.10 per cent. Investor variable interest rates have come down by up to 0.15 per cent. Heritage’s lowest rate is now 2.99 per cent pa (comparison rate 6.67 per cent pa) on the Home Advantage Package three-year fixed rate for owner-occupied (P&I). How many lenders are offering home loan rates under 3%? Loan type Lenders offering <3% on home loans Lowest rate in market Lowest Big Four bank home loan rate Variable 2 lenders (5 loan products) 2.89% pa (CR 2.90%) from Reduce Home Loans 3.35 % pa (CR 3.39%) NAB Base variable (P&I, 80% P&I) 12m fixed 9 lenders (13 loan products) 2.79% pa (CR 3.95%) from Greater Bank 3.24% pa (CR 4.01%) Westpac First Options (packaged) 2y fixed 13 lenders (21 loan products) 2.74% pa (CR 2.96%) from Well Home Loans 3.09% pa (CR 4.49%) NAB National Fixed Choice (P&I, first home buyer special) Fixed rate loans 3 year fixed 20 lenders (29 loan products) 2.74 % pa (2.94% pa) from Well Home Loans 3.23% pa (CR 3.94%) Westpac Fixed Option (packaged LVR <70%)     For more information, please contact: Jason Bryce, Media Manager on 0428 777 727 jason.bryce@infochoice.com.au   For more comments, please contact: Vadim Taube, Chief Executive on 0403 580 794   Keep up to date with the latest RBA rates outlook at InfoChoice.   * InfoChoice compares financial products from 145 banks, credit unions and other financial institutions in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible.   ** Comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan   ***Excludes accounts with introductory honeymoon maximum bonus rates, notice saver accounts and accounts that are not generally available to all Australian residents   InfoChoice is a leading Australian comparison website for retail banking and personal finance products. We’ve been helping Aussies find great offers on credit cards, home loans, savings accounts, term deposits, personal loans and car loans for over 25 years. Our mission is to help consumers make an informed purchasing by bringing together the most comprehensive list of financial products on the market today.   At InfoChoice, we strive to be: •           Comprehensive. We compare more than 3500 individual products from 145 providers within Australia to offer you the best value. •           Informative. We know how important it is for you to crunch the numbers before buying. Our calculators help you understand the cost of different products over the long term and show you the potential savings. New lowest home loan rate is 2.74% 2019-09-08T04:30:23Z new-lowest-home-loan-rate-is-2-74 MEDIA RELEASE 8 September 2019 Lenders keep cutting rates in September Loans: New lowest home loan rate is 2.74% pa (comparison rate 2.94%)* Online lenders continue to surprise with extraordinary low home loan rates – and comparison rates. Despite no rate cut from the RBA last Tuesday, lenders are continuing slice variable and fixed home loan rates. The new lowest advertised home loan rate now listed by InfoChoice is Well Home Loans’ 2.74 per cent pa on a two-year fixed loan (Comparison rate 2.96%) and three-year fixed loan (comparison rate 2.94% pa). “No wonder more and more borrowers are heading online, rather than travelling to a branch office in business hours to apply for a home loan,” said Vadim Taube CEO of leading Australian financial comparison site InfoChoice.com.au. “The rates from the online lenders are too low to ignore.” “But all lenders are under pressure at the moment and borrowers can get rates just by researching online and asking for a better deal,” said Mr Taube. “Borrowers who are prepared to switch and are armed with information about the best rates in the market can get big rate cuts right now because lenders are scrambling for business. “And you can lock those rate cuts in for up to four years on a fixed rate mortgage if you prefer certainty. The lowest advertised home loan rates currently listed by InfoChoice.com.au are:   Variable rate:* 2.89 per cent p.a. (comparison rate 2.91 per cent p.a.**) from Reduce Home Loan’s Low Rider Variable loan.   Fixed rate:* 2.74 per cent p.a. (comparison rate 2.94 per cent p.a.) for three years from Well Home Loans Well Balanced Fixed Rate Home Loan.   Savings: New ‘Neobanks’ have great savings rates! You don’t need to save $200 with no withdrawals in month to get a good savings rate. Some banks, including the new quick online sign-up banks like UP are offering market leading ongoing bonus interest rates of around 2.50 per cent pa. “Some of the new savings accounts are just asking you to open and use their linked transaction account to get the maximum savings account rate,” said Vadim Taube, Chief Executive of InfoChoice. “Savers need to be getting the bonus maximum rates to stay ahead of inflation, which is 1.6%” The highest savings account rates currently listed by InfoChoice are:   At-call savings accounts:*** 2.50 per cent p.a. max bonus rate (base rate 0.50 per cent) from UP Saver. 5 or more card purchases per month must be made from your Everyday Account. No monthly deposits required.   Top savings accounts - Institution Max Rate<1,000 Bank of Queensland/Greater Bank Limited/MyState Bank/Up 2.50 UBank 2.41 ME/RAMS 2.35 ING 2.30 Rates current as at 6 September 2019 Source: infochoice.com.au   “Term deposit rates continue to slide,” said Vadim Taube, “Now the top TD rates are around 2.20 per cent pa,” said Vadim Taube, CEO of InfoChoice.   “The higher TD rates listed by InfoChoice are from smaller institutions right now but banks change TD rates regularly so TD investors need to be actively managing their money.”   For more information, please contact: Jason Bryce, Media Manager on 0428 777 727 jason.bryce@infochoice.com.au   For more comments, please contact: Vadim Taube, Chief Executive on 0403 580 794   Keep up to date with the latest RBA rates outlook at InfoChoice.   * InfoChoice compares financial products from 145 banks, credit unions and other financial institutions in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible.   ** Comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan   ***Excludes accounts with introductory honeymoon maximum bonus rates, notice saver accounts and accounts that are not generally available to all Australian residents   InfoChoice is a leading Australian comparison website for retail banking and personal finance products. We’ve been helping Aussies find great offers on credit cards, home loans, savings accounts, term deposits, personal loans and car loans for over 25 years. Our mission is to help consumers make an informed purchasing by bringing together the most comprehensive list of financial products on the market today.   At InfoChoice, we strive to be: •           Comprehensive. We compare more than 3500 individual products from 145 providers within Australia to offer you the best value. •           Informative. We know how important it is for you to crunch the numbers before buying. Our calculators help you understand the cost of different products over the long term and show you the potential savings. Australia’s Greenfield MC announces NZ-based Joint Venture to cultivate and research medicinal cannabis 2019-09-06T03:25:20Z australias-greenfield-mc-announces-nz-based-joint-venture-to-cultivate-and-research-medicinal-cannabis-3 The Joint Venture will see Greenfield MC become the first Australianowned company to set up operations to cultivate medicinal cannabis for research purposes in New Zealand. An objective of the JV is to research the safety and efficacy of medicinal cannabis for the treatment of health conditions disproportionately affecting Maori. Greenfield MC, an Australian-owned medicinal cannabis company, has announced a Joint Venture (JV) with Canada’s EPHS Holdings Inc. (STNN:US), a US-listed commercial cannabis producer and New Zealand-based Wepiha Health Co to cultivate medicinal cannabis in New Zealand for research purposes. The JV, to be known as Greenfield MC Limited (NZ), is the first Australian-owned operation to focus on cultivating medicinal cannabis for research purposes in New Zealand. The JV’s initial research project will study the efficacy of growing specific strains of the cannabis plant in various environments in New Zealand, with future research projects likely aiming to examine the effectiveness and safety of medicinal cannabis for certain health conditions that disproportionately affect Maori, such as Type 2 Diabetes Mellitus (T2DM).[1] Greenfield MC and EPHS’ strategic partnership with Wepiha Health Co will ensure that any research projects studying Maori health will be conducted within a Kaupapa Maori framework– that is, a project conducted by Maori, for Maori and with Maori. “In New Zealand, health disparity for Maori is a key area of focus,” explained Greenfield MC Limited (NZ)’s Director of Research, Dr Anna Rolleston, “with disparities in almost all areas of health attributed largely to system-related issues and social determinants of health. Once we have cultivation underway in New Zealand and have completed our initial research project, one of the objectives is to understand how medicinal cannabis could be beneficial to Maori healthcare and how the industry as a whole might support Maori aspirations.” Forming the Greenfield MC Limited (NZ) team are Dr Anna Rolleston as Director of Research, Mariana Hudson as Chief Pharmaceutical Officer and Hans Dirkse as an Advisory Board Member. The company is also consulting with a lead clinical trialist and biostatistician who will support the development of the research project protocol. Dr Anna Rolleston is a Senior Research Fellow at both the University of Auckland and the University of Waikato, and a Director at The Centre for Health Ltd. She specialises in Kaupapa Maori health research, with an emphasis on chronic disease. Mariana Hudson is a Pharmacist who is the Director of Apothecary Limited and the current Vice President of The Maori Pharmacists’ Association, and Hans Dirkse was the inaugural Chair of the Certified Organic Kiwifruit Association and is a leader in organic grow operations who has spent a lifetime working in the agricultural sector. “We are very proud of the New Zealand-based team we have assembled,” said Greenfield MC’s Chief Medical Officer Dr Sree Appu. “They have outstanding experience in their fields of expertise and have an intimate understanding of what is required to ensure that any research projects we conduct are culturally sensitive, empowering and further the case for medicinal cannabis as a form of treatment.” Greenfield MC Limited (NZ)’s New Zealand cultivation operation is anticipated to commence by Q2 2020, with the research projects to commence after the first harvest. The company is working towards lodging its NZ medicinal cannabis licence to cultivate for research and will ultimately look to include NZ importation and distribution licences. “We are passionate about the potential of medicinal cannabis to positively impact patients’ lives,” concluded Nicholas Hanna, Greenfield MC’s CEO, “and we believe that this new Joint Venture in New Zealand will take us one step closer to becoming a leading producer and supplier of medicinal cannabis products in the Asia-Pacific and Oceania regions.” - ENDS - Distributed by Uproar Marketing on behalf of Greenfield MC Media contact: Rachel McDougall | 0401 694 301 | rachel@uproarmarketing.com.au Notes for Editors About Greenfield MC Greenfield MC is a licenced medicinal cannabis importer and distributor in Australia, with expanding operations in cultivation, research and distribution in the Asia-Pacific region. Independent and privately owned, Greenfield MC focuses on medicine, science and results. Formed in 2018, Greenfield MC has a vision to be Asia-Pacific’s leading wholesaler and patient-retailer of medicinal cannabis products. Headquartered in Sydney, Australia, Greenfield MC is also represented across Melbourne and Brisbane in Australia, as well as New Zealand, South Korea and the Philippines. For further information visit www.greenfieldmc.com.au About EPHS Holdings Inc. (STNN:US) EPHS Holdings Inc. is a licensed commercial cannabis cultivator engaging in the cultivation, possession, research, processing, sales, and distribution of medicinal and recreational cannabis under the licensing regime of a Health Canada Licensed Producer. EPHS has an existing grow operation in Montreal and is constructing a second grow operation in Merritt BC, which should scale up to 1.2 million square feet of cultivating greenhouses. EPHS is committed to delivering premium medical cannabis using fully integrated purpose built, intelligently controlled buildings coupled with environmentally friendly low-cost energy and micro grid systems. For further information visit www.ephsholdings.com About Wepiha Health Co. Wepiha Health Co is a newly created entity led by Maori clinical researchers and academics, agriculturalists, and leading pharmacists. Its founders include Dr Anna Rolleston, a Senior Research Fellow at both the University of Auckland and the University of Waikato, and a Director at The Centre for Health Ltd, and Rush Wepiha, who is an internationally recognised indigenous youth mentor and speaker who focuses his platform on the development of better healthcare and medical education in rural and/or Maori communities. [1] Prevalence of T2DM among Maori is estimated to be about twice that of non-Maori https://www.health.govt.nz/our-work/populations/maori-health/tatau-kahukura-maori-health-statistics/nga-mana-hauora-tutohu-health-status-indicators/diabetes