The PRWIRE Press Releases https:// 2020-02-19T23:34:08Z Phishing attacks and government surveillance concerns top new Ponemon Institute cyber report by Yubico 2020-02-19T23:34:08Z phishing-attacks-and-government-surveillance-concerns-top-new-cyber-report-by-yubico Yubico, the leading provider of hardware authentication security keys, today announced results of the company’s second annual State of Password and Authentication Security Behaviors Report, conducted by the Ponemon Institute. Ponemon Institute surveyed 2,507 IT and IT security practitioners in Australia, France, Germany, Sweden, United Kingdom, and United States, as well as 563 individual users.  One of the key findings from Australia is that organisations are most concerned about the privacy and security of personal data.  The Report found that IT security practitioners and individuals are both engaging in risky password and authentication practices, yet expectation and reality are often misaligned when it comes to the implementation of usable and desirable security solutions. The tools and processes that organizations put in place are not widely adopted by employees or customers, making it abundantly clear that new technologies are needed for enterprises and individuals to reach a safer future together. “IT professional or not, people do not want to be burdened with security — it has to be usable, simple, and work instantly,” said Stina Ehrensvard, CEO and Co-Founder, Yubico. “For years, achieving a balance between high security and ease of use was near impossible, but new authentication technologies are finally bridging the gap. With the availability of passwordless login and security keys, it’s time for businesses to step up their security options. Organizations can do far better than passwords; in fact, users are demanding it.” Key Australian findings from this research include: ·       All individuals surveyed (globally) are especially concerned when it comes to government surveillance (65%) and protecting details of their health status (53%).  ·        Almost half of Australian organisations surveyed have experienced a phishing attack (47%) or ransomware attack (13%), with 52% saying their organisation changed their password practices following an attack.  ·       64% of Australian organisations have a password policy for their employees however only 36% said this policy was strictly enforced.  Global findings included: ·       Individuals report better security practices in some instances compared to IT professionals. Out of the 35% of individuals who report that they have been victim of an account takeover, 76% changed how they managed their passwords or protected their accounts. Of the 20% of IT security respondents who have been a victim of an account takeover, 65% changed how they managed their passwords or protected their accounts. Both individuals and IT security respondents have reused passwords on an average of 10 of their personal accounts, but individual users (39%) are less likely to reuse passwords across workplace accounts than IT professionals (50%). ·       Fifty-one percent of IT security respondents say their organisations have experienced a phishing attack, with another 12% of respondents stating that their organisations experienced credential theft, and 8% say it was a man-in-the-middle attack. Yet, only 53% of IT security respondents say their organisations have changed how passwords or protected corporate accounts were managed. Interestingly enough, individuals reuse passwords across an average of 16 workplace accounts and IT security respondents say they reuse passwords across an average of 12 workplace accounts. ·       Additionally, mobile use is on the rise. Fifty-five percent of IT security respondents report that the use of personal mobile devices is permitted at work and an average of 45% of employees in the organisations represented are using their mobile device for work. Alarmingly, 62% of IT security respondents say their organisations don’t take necessary steps to protect information on mobile phones. Fifty-one percent of individuals use their personal mobile device to access work related items, and of these, 56% don’t use 2FA. ·       Given the complexities of securing a modern, mobile workforce, organisations struggle to find simple, yet effective ways of protecting employee access to corporate accounts. Roughly half of all respondents (49% of IT security and 51% of Individuals) share passwords with colleagues to access business accounts. Fifty-nine percent of IT security respondents report that their organisation relies on human memory to manage passwords, while 42% say sticky notes are used. Only 31% of IT security respondents say that their organisation uses a password manager, which are effective tools to securely create, manage, and store passwords. ·       IT security respondents say they are most concerned about protecting customer information and personally identifiable information (PII). However, 59% of IT security respondents say customer accounts have been subject to an account takeover. Despite this, 25% of IT security respondents say their organisations have no plans to adopt 2FA for customers. Of these 25% of IT security respondents, 60% say their organisations believe usernames and passwords provide sufficient security and 47% say their organisations are not going to provide 2FA because it will affect convenience by adding an extra step during login. When businesses are choosing to protect customer accounts and data, the 2FA options that are used most often do not offer adequate protection for users. ·       IT security respondents report that SMS codes (41%), backup codes (40%), or mobile authentication apps (37%) are the three main 2FA methods that they support or plan to support for customers. SMS codes and mobile authenticator apps are typically tied to only one device. Additionally, only 23 percent of Individuals find 2FA methods like SMS and mobile authentication apps to be very inconvenient. A majority of Individuals rate security (56 percent), and affordability (57 percent), and ease of use (35 percent) as very important. ·       It is clear that new technologies are needed for enterprises and individuals to reach a safer future together. Across the board, passwords are cumbersome, mobile use introduces a new set of security challenges, and the security tools that organisations have put in place are not being widely adopted by employees or customers. In fact, 49% of individuals say that they would like to improve the security of their accounts and have already added extra layers of protection beyond a username and password. However, 56% of individuals will only adopt new technologies that are easy to use and significantly improve account security. Here’s what is preferred: biometrics, security keys, and password-free login. ·       A majority of IT security respondents and individuals (55%) would prefer a method of protecting accounts that doesn’t involve passwords. Both IT security (65%) and individual users (53%) believe the use of biometrics would increase the security of their organisation or accounts. And lastly, 56% of individuals and 52% of IT security professionals believe a hardware token would offer better security. Data for this survey was collected by Ponemon Institute on behalf of Yubico. Ponemon Institute was responsible for data collected, data analysis and reporting. Ponemon Institute and Yubico collaborated on the survey questionnaire. All survey responses were captured October 24 to November 15, 2019. To download the complete report and associated infographic, visit New ISACA Resource Guides Organisations in Overcoming Challenges to Build Effective Data Governance Program 2020-02-19T22:27:37Z new-isaca-resource-guides-organisations-in-overcoming-challenges-to-build-effective-data-governance-program Sydney, Australia (20 February 2020) – Effectively harnessing data can bring new value to businesses through better strategic planning and decision-making. Starting a data governance program or improving an existing program, however, comes with challenges. Enterprises can find best practices for overcoming these barriers and creating effective programs in a new paper from ISACA, “Rethinking Data Governance and Management: A Practical Approach for Data-Driven Enterprises.” Some of the key challenges in data governance that enterprises need to address include: Enterprises often cannot easily perceive the value of data governance because the benefits are difficult to quantify, resulting in a lack of management commitment. Data ownership is often not clearly defined due to the misconception that data management is technical work, and therefore, the IT department’s responsibility. Siloed department and organisational structures result in disaggregated datasets and data analytics challenges. As a solution to these challenges, organisations can employ a phased, five-stage approach to data management. The paper details the process, which starts with establishing a data governance foundation and concludes with a focus on data analytics. “Having an effective data governance program in place is valuable for gaining meaningful insights from data,” says Mais Barouqa, CISA, CGEIT, CRISC, IT Risk & Assurance Manager, Deloitte & Touche, and an expert reviewer for the white paper. “The five-stage approach will provide enterprises with a clear and structured path for building a program that will ultimately create value for their stakeholders while minimising risk.” “Rethinking Data Governance and Management” also offers guidance on building a foundation for data governance, as well as insights into data architecture, data quality and cleansing, data democratisation and data analytics. Professionals can gain practical insight in assessing their own data governance approaches by following a detailed hypothetical case study about a consumer product company looking to make better use of its data. To access the complimentary white paper, visit Gain access to additional educational resources from ISACA at About ISACA For more than 50 years, ISACA® ( has advanced the best talent, expertise and learning in technology. ISACA equips individuals with knowledge, credentials, education and community to progress their careers and transform their organisations, and enables enterprises to train and build quality teams. ISACA is a global professional association and learning organisation that leverages the expertise of its 145,000 members who work in information security, governance, assurance, risk and privacy to drive innovation through technology. It has a presence in 188 countries, including more than 220 chapters worldwide. Twitter: LinkedIn: Facebook: Instagram: Contact: Julie Fenwick, +61 468 901 655 Lauren Graham, +61 432 614 401 New Usage-based Pricing for Genesys Cloud Gives Organisations Ultimate Flexibility 2020-02-19T22:20:43Z new-usage-based-pricing-for-genesys-cloud-gives-organisations-ultimate-flexibility Genesys®, the global leader in cloud customer experience and contact centre solutions, has rolled out new hourly pricing for Genesys Cloud. Now, organisations can pay only for time spent using the company’s all-in-one solution, which is also the world’s leading public cloud contact center platform. Customers can choose from Genesys Cloud’s multiple pricing options — the flexible usage-based pricing that starts at just $0.68 USD per user hour or the existing named and concurrent models. While competitors with similar pricing structures charge additional fees for use of IVRs, data storage and API requests, Genesys Cloud includes this functionality in its flat rate. This makes it one of the most inclusive hourly pricing offers in the industry. “The new Genesys Cloud usage-based pricing is simple, transparent and enables organisations to pay only for what they use,” said Olivier Jouve, executive vice president and general manager of Genesys Cloud. “With this additional pricing option, we’re giving organisations the ultimate flexibility to choose how they’ll consume Genesys Cloud. We’re making Experience as a ServiceSM attainable for any organisation so they can lead with empathy in every customer interaction, resulting in more personalised connections.” Visibility and control down to the millisecond While many organisations are well-served by monthly user pricing, others benefit from the cost savings of time-based subscriptions, such as those with numerous part-time employees or seasonal spikes. Genesys hourly billing also lets customers achieve volume-based discounts through up-front commitments. In addition, customers now have by-the-millisecond visibility into consumption by user and by day, so they know the costs they have incurred. Depending upon the organisation’s needs, customers can choose from three convenient usage-based Genesys Cloud packages: $0.68/hour or $75/month – Genesys Cloud 1 includes the traditional features such as inbound and outbound voice $0.99/hour or $110/month – Genesys Cloud 2 builds upon Genesys Cloud 1 to include additional channels, such as email and chat, and AI-powered customer engagement $1.26/hour or $140/month – Genesys Cloud 3 adds to Genesys 2 with support for SMS, messaging apps and Workforce Engagement Management “The usage-based pricing from Genesys gives organisations a new opportunity to reconcile the tension between managing costs and delivering remarkable customer experiences,” said Mary Wardley, program vice president, Customer Care and CRM of IDC. “This important addition to Genesys Cloud pricing is yet another way the company is being responsive to the needs of customers and providing new operating models that are enabled by the cloud.” Learn why analysts and users agree Genesys Cloud is a leading contact centre platform. About Genesys Every year, Genesys® delivers more than 70 billion remarkable customer experiences for organisations in over 100 countries. Through the power of the cloud and AI, our technology connects every customer moment across marketing, sales and service on any channel, while also improving employee experiences. Genesys pioneered Experience as a ServiceSM so organisations of any size can provide true personalisation at scale, interact with empathy, and foster customer trust and loyalty. This is enabled by Genesys CloudTM, an all-in-one solution and the world’s leading public cloud contact centre platform, designed for rapid innovation, scalability and flexibility. Visit ©2020 Genesys Telecommunications Laboratories, Inc. All rights reserved. Genesys, the Genesys logo, Genesys Cloud and Experience as a Service are trademarks, servicemarks and/or registered trademarks of Genesys. All other company names and logos may be registered trademarks or trademarks of their respective companies. Contacts: Yvette Schlegelmilch Account Manager ZADRO +61 0 9212 7867 Elizabeth Williams Group Account Director ZADRO +61 411 201 354 Budget Tyres Burleigh Gold Coast Premium Brands New & Cheap Second-Hand Recycled 2020-02-19T21:00:53Z budget-tyres-burleigh-gold-coast-premium-brands-new-cheap-second-hand-recycled Can Used Tyre Sales Help Solve Major Waste Disposal Threat? Around the world, efforts are being made to take on the huge problems caused by dumping end-of-life tyres with recycling efforts. And the piles of thousands of used car tyres are growing a little smaller. However Australian tyre expert Chris Lett claims that a good way to cut down the number of dumped tyres would be to avoid disposal of tyres that have not yet reached the end of their road and are still safe and functional. And the owner of veteran Burleigh Heads and Southport tyre company Branigans says this can safely be done with controlled re-sale of still functional tyres. End of Life Tyre Dumping Has Caused Chaos As it stands, Lett says an estimated 1.5 billion used vehicle tyres are discarded globally every year. Around 50 million of them are in Australia. These have created havoc and hazards at landfills as a result of the threat some of their components pose to the environment, their size, and their resilience. This chaos has lead to many countries and US states slapping a ban on their being disposed of at landfills and led to calls for recycling instead. RELATED ARTICLE: Best Affordable Quality Premium Brand New & Second Hand Budget Tyres Gold Coast Lett views himself as a recycler. But unlike other recyclers currently seeking ways to re-use the rubber in the production of new tyres, burn them to derive fuel for use chiefly in cement manufacture, and to determine its suitability as an alternative material for roads, Chris Lett has for the past 15 years chosen his own brand of recycling. This takes the form of reselling slightly-used premium tyres for far less than their original cost. Call to Cut Back on Unnecessary Dumping “Dumping tyres which are still perfectly good for further use is adding to the waste disposal problem, and is contrary to general efforts to counteract the environmental impact of waste,” Lett said. “Tyres do eventually degrade in a landfill after a period of 50 to 80 years. But during that period their bulk, resilience and the fire risk they create, make them strong threats.” He said trying to deal with the situation by making it illegal to dump tyres at landfills, is not an ideal solution. Instead it has created a scenario in which tyres are now simply being dumped on the side of the road or in remote areas. This lessened the tyre disposal load on controlled landfills by shifting it elsewhere to areas which are not controlled by waste management. Why Throw Away Good Tyres? Chris Lett, who has been in the tyre industry for about 15 years, said buying recycled used tyres did have its problems, as was the case with any second-hand deal. But provided the buyer uses only established outlets like Branigans which have solid reputations and which test and grade tyres carefully, these tyres should be serviceable for a few years. For further information, visit or call Chris and his team for Second Hand Tyres Gold Coast |Branigans Budget Tyres Service Centre at either Burleigh Heads (07) 5535 2660 or Southport (07) 5591 8633. Syndicated by Baxton Media, The Market Influencers, Your Digital Marketing Agency. New research shows the majority of business writing isn't successful 2020-02-19T12:22:36Z new-research-shows-the-majority-of-business-writing-isn-t-successful The majority of business communicators say they know what successful writing looks like, but less than half consider their writing to be extremely or very effective. This is a key finding in Typeset’s State of Writing 2020, a global survey of 238 business communicators produced with the help of Mantis Research.  You can find the full report here: State of Writing 2020 set out to discover where business communicators ­– marketers, communications professionals and small-business owners – were experiencing success and where they were falling down in their writing projects. The purpose of the research was to learn what separated the best writers from those experiencing less than satisfactory results and to report those findings to the wider business community.  “We wanted to go beyond an academic understanding of good or bad writing and get to the bottom of what makes writing effective in a business context,” Sarah Mitchell, co-founder of Typeset says. “Writing requires an investment of time and budget, so we were interested to find out what was needed to improve the return on that spend.”  Typeset partnered with USA-based Mantis Research to conduct the global survey.   "Businesses also need to get realistic about the investment they need to make with their writing," Michele Linn, co-founder of Mantis Research, says. "Our data shows business communications have plans to create more content, but they aren't putting the budget behind it, which is a disconnect. "  Other stand-out findings from the research include: – Business communicators lack quality control in their writing process. – Nearly half of all communicators find it difficult to know what their audience wants to read. – Communicators are too focused on increasing quantity. – Despite publishing the majority of their writing online, communicators are struggling with (or not prioritizing) SEO.  Subscribe to The Write Fit newsletter to receive regular updates from Typeset on writing effectiveness.   About Typeset® Typeset® is a specialist editorial and content marketing services company headquartered in Australia, with offices in the UK and the USA.  The Typeset mission is to make the world a better place for readers everywhere.   About Mantis Research Mantis Research helps marketers tell data-driven stories. Mantis offers a range of research services – from research strategy and data science to data journalism and amplification. MedAdvisor appoints Former Xero MD and Tech Investor Chris Ridd as Board Chair 2020-02-19T01:09:27Z medadvisor-appoints-former-xero-md-and-tech-investor-chris-ridd-as-board-chair For Immediate Release  Melbourne February 2020 -- MedAdvisor Limited, Australia’s leading digital medication management company, is pleased to announce the appointment of Chris Ridd as a Non-Executive director of the company and its new Chair of the Board. Chris replaces Mr Peter Bennetto who will continue to support the transition as a Non-Executive Director of MedAdvisor.  As MedAdvisor forges ahead with its global expansion plans and growth, the board has decided to bring in new capabilities to support this phase of growth. With more than 30 years working in the technology sector, including 15 years at Microsoft and Australian Managing Director at cloud accounting company, Xero, Ridd has the right skills to help the company navigate its next phase of growth. Including scaling the platform, attracting talent and driving performance.  Robert Read, CEO of MedAdvisor, said: “MedAdvisor is growing internationally with a strong tech platform. Having great people around who have highly relevant experience is critical to our ability to execute on the strategy we have set. We are ecstatic to have Chris appointed to our board and lead the company as Chairman. He brings with him extensive experience as a tech leader with a track record scaling high growth businesses. We are looking forward to working with Chris to take MedAdvisor’s health tech platform through its next stage of growth on a much larger, global scale.” Chris Ridd – Non- Executive Director and Chair (Incoming), commented: “My passion for backing Australian-built technology and helping it reach its full potential is what I’ve built my career on and it’s what has drawn me to MedAdvisor. I’m excited to be joining MedAdvisor as the Chair of the Board and intend on guiding the business as it scales globally, working closely with the management and the board to execute and expand the company’s growth in the global health market.” MedAdvisor thanks Peter for his contribution to the company’s growth. He has been instrumental in steering MedAdvisor from a small start-up in 2015 to now where the company has achieved 60% of the pharmacy market share. Under his tenure as Chairman, the Company has made significant advances in its world leading technology and has achieved growth in total revenues of 73% (CAGR) since FY2016.  Peter Bennetto – Chairman (Outgoing) and Non-Executive Director stated: “I am delighted that Chris will join us and Chair MedAdvisor. I have thoroughly enjoyed leading a business that helps people every day and I am looking forward to working closely with Chris along with the leadership team at Medadvisor and my fellow board members as MedAdvisor expands internationally.”  Ridd currently holds Non-Executive Director positions with private equity backed technology businesses, Compass Education, SalesPreso, Moula and myprosperity.   ---ENDS---For more information   Jennifer Duraisingam Corporate Communications Manager Tel: +61 3 9095 3036   About  About MedAdvisor MedAdvisor is a world class medication management platform focused on addressing the gap and burden of medication adherence. Founded with a desire to simplify medication management, the highly automated and intuitive Australian software system connects patients to medication related tools and education materials from their community pharmacy. Available free on mobile and internet devices, the platform also incorporates a variety of valuable and convenient features including reminders, pre-ordering of medications and medicines information, which together has been shown to improve adherence to chronic medications by ~20%. Since launching in 2013, MedAdvisor has connected over one million users through ~ 60% of Australian pharmacies and a network of thousands of GPs across Australia, and in 2018 was recognised in the AFR Fast 100. CVENT UNVEILS NEW MEETINGS AND EVENTS INDUSTRY RESEARCH AT AIME 2020-02-19T00:30:14Z cvent-unveils-new-meetings-and-events-industry-research-at-aime Cvent, a market-leading meetings, events, and hospitality technology provider, shared the results of their latest research into the Australian and New Zealand events industry today, at AIME, in Melbourne. The comprehensive study gives MICE professionals insights into event budgeting, planning, marketing, and ROI trends, while highlighting the still-nascent role event technology has in the region. Despite the evolution of technology and rising attendee expectations, the results from the study show that the problems faced by event planners and marketers remain the same – from obscurity in meetings and events budgets, difficulty proving ROI and overall event success, to dealing with inefficiencies in manual processes. Speaking about the low adoption of technology in the ANZ region, Jack Ukil, Director of Sales, Cvent Australia said, “Over 60 per cent of event professionals in Australia and New Zealand are still largely dependent on manual processes when it comes to their event management and marketing needs. What is most concerning about this finding is that they are missing out on crucial data and insights that event technology can offer – giving them the ability to compile more accurate event reporting. “On an even more basic level, technology alleviates the added stress and time that manual processes consume, helping them automate and streamline their tasks, while also providing a more secure way to collect attendee information. With expanding data-privacy concerns and regulations, it is imperative that MICE professionals address these concerns.” Low technology adoption at events: 68 per cent of respondents check-in attendees manually using Excel spreadsheets or via paper sign-in. These processes are not only inefficient and time consuming but are not a secure way to collect attendee data. Nearly 60 per cent of respondents stated they are using Excel spreadsheets, email responses, or walk-in registration tactics to register attendees. These tactics hinder an event organiser’s ability to scale their events or attract new attendees. Only 12 per cent of respondents preferred using mobile apps over other engagement tactics, indicating the nascent stage of mobile event app adoption in the ANZ region. Education is required to apprise event professionals of its benefits. 65 per cent of respondents stated they were either not tracking session attendance at all or tracking it manually with paper sign-in sheets, while only 12 per cent of the respondents use the data gathered onsite to improve the onsite execution and attendee experience of the event itself. Budget and ROI insights: Only 29 per cent of respondents expected to see an increase in their event budget, while 62 per cent said it would remain the same – which underpins their dependence on more cost-effective, yet inefficient and problematic, manual processes. 50 per cent of respondents cited ROI to be the most influential factor behind their event decisions. Despite ROI being the most important factor behind event decision making, nearly 60 per cent of total respondents have trouble proving it. Manual process burdens: 61 per cent of event professionals are still handling most of their tasks using manual tools like Excel spreadsheets and email. 35 per cent of event professionals in ANZ are using technology in some form – highlighting the fact that while some MICE professionals recognise the value that technology brings to their event management processes, there is still work to be done to showcase its benefits. “There is a general lack of awareness about the benefits event technology can bring – not just to the event organiser, but to the overall attendee experience,” Ukil continued. “The slow transition to technology is hindering event professionals from making important data-driven decisions, which will help them truly maximise the impact of their events and grow ROI and attendance year after year. This presents an opportunity for event technology providers to ramp up their educational offerings and provide additional thought-leadership studies and insights to support better technology adoption in the region.” Cvent will present the full results of the research at AIME 2020, in the session: Survey Says! Event Technology Trends in Australia and Globally on Wednesday, 19 February 2020, 11:30am - 11:50am in the Ideas Academy. To view the full report, visit: -ENDS- For media enquiries please contact: Debbie Bradley, Group Account Director, Zadro | +61 2 9212 7867 | +61 420 761 189 Yvette Schlegelmilch, Account Manager, Zadro | +61 2 9212 7867 About Cvent, Inc. Cvent is a leading meetings, events, and hospitality technology provider with more than 4,300 employees, 27,000 customers, and 300,000 users worldwide. The Cvent Event Cloud offers software solutions to event planners and marketers for online event registration, venue selection, event management and marketing, onsite solutions, and attendee engagement. Cvent’s suite of products automate and simplify the planning process to maximize the impact of events. The Cvent Hospitality Cloud partners with hotels and venues to help them drive group and corporate travel business. Hotels use the Cvent Hospitality Cloud’s digital marketing tools and software solutions to win business through Cvent’s sourcing platforms and to service their customers directly, efficiently and profitably – helping them grow and own their business. Cvent solutions optimize the entire event management value chain and have enabled clients around the world to manage millions of meetings and events. For more information, please visit, or connect with us on Facebook, Twitter or LinkedIn. To find out more about Cvent, visit: Connect with Cvent on social media via: Facebook: /Cvent Twitter: /Cvent YouTube: /CventVideo Interviews are available upon request with: Jack Ukil, Director of Sales, Cvent Event Cloud, Australia and Oceania Jack has been with Cvent since 2006 and has overseen the whole sales and account management division of Cvent Australia since 2017. He has over a decade’s worth of experience in the meetings and events industry and is responsible for all revenue across all products in Australia and New Zealand. Chela Evans, Director of Sales for Cvent Hospitality Cloud, Australia and Oceania Chela has established a successful career with her passion for travel and experiences. Chela was appointed the sales leader for Cvent’s Hospitality Cloud APAC and EMEA in 2012. She relocated from India to Australia in 2015 to drive sales in the Australian and Oceanian market. Best E-Liquids of 2019 2020-02-17T20:40:16Z best-e-liquids-of-2019 The following article will have a look into the best e-liquids of 2019. We no that not everyone has the same opinions when it comes to e-liquids, however we will be choosing our top 3 best e-liquids for 2019 by looking into our statistics of the most sold brands and flavours. The best e-liquid of 2019 is Adam Bomb. This brand is professionally mixed in the USA. They have amazing flavours that will be sure to become one of your favourite all day vape ejuices. Adams Bomb offers a wide selection of flavours. The top seller is Strawberry Lemonade, this flavour and others are also available on our website. The runner up to the best e-liquid of 2019 is Pachamama E-juices. Professionally mixed in the USA. There are a variety of flavours. The top selling flavour in Pachamama E-juices is Strawberry Guava Jackfruit, this flavour and others are available to purchase from our website. The final e-liquid best seller for 2019 is Candy King E-liquids. They are professionally mixed in the USA. They have a vast range of amazing flavours that suit everyone. The most popular flavour of Candy King E-liquids is Sour Worms. This flavour and many others are available on our website. Online Personal Development Summit Takes Flight on Leap Day 2020-02-17T06:32:52Z online-personal-development-summit-takes-flight-on-leap-day LOS ANGELES, Feb. 29, 2020: A group of renowned personal development speakers and leaders from around the world will gather online for a special four-hour event. The What Else is Possible? summit is a unique one-stop-shop for personal empowerment, and will feature experts in ten different fields including business and entrepreneurism, finances and personal wealth, communication and expression, parenting and kids, and authentic living. What Else is Possible? is a special event by Access Consciousness, a set of personal development tools that has enhanced the lives of individuals for more than 30 years, in over 170 countries worldwide. Throughout the day, attendees will be treated to a wide range of specialty programs and over 40 interactive experiences, each one unique in its ability to empower people to make positive changes, and create the life they desire and deserve.  According to Access Consciousness founder, Gary Douglas, the aim of the event is to help attendees expand their view of what is possible, in every aspect of their lives. “Each individual has an innate awareness of what decisions will bring them the best of love, life, health, finance and business. The trick to revealing this unconscious wisdom is to keep your mind open to every possibility – especially those that you have never considered before”, Douglas explains. Attendees will explore: ·       The power of asking questions ·       How to put joy back into your business ·       The art of authentic communication ·       Why changing your point of view around money can change everything ·       The adventure of truly being YOU ·       The power of horses to enhance and heal your life ·       ‘X-men’ powers ·       Practical tools and advice that can create more possibility in your life The What Else is Possible? summit is running for one date only: Date: Saturday, 29 February 2020 Link: Time: 12 noon – 4pm (USA Pacific Time)   Access Consciousness is a set of practical and pragmatic tools, techniques and processes designed to empower people to create the life they desire. Founded by world renowned speaker and entrepreneur, Gary Douglas, the organisation has been transforming the lives of tens of thousands of people for more than 30 years, providing them with the means to alter any aspect of their life. Originating in the USA, Access Consciousness facilitators are now located in more than 170 countries around the world. La Trobe Financial appoints Dr Bob Edgar AM to its Board 2020-02-17T03:20:49Z la-trobe-financial-appoints-dr-bob-edgar-am-to-its-board 17 February 2020 – The $10 billion diversified Australian wealth manager La Trobe Financial has announced Dr Bob Edgar is to join its board. With an extensive career in Australian banking and finance covering 30 years, Dr Edgar retired as the deputy Chief Executive of ANZ in May 2009. During his time at ANZ, Dr Edgar was Chief Economist, Managing Director Strategic Planning (including acquisitions and divestments), Chief Executive of Grindlays for South Asia, Managing Director of Esanda (finance company subsidiary), Managing Director Corporate Banking and Managing Director Institutional Banking. He was also a member of the Bank’s senior management board. Dr Edgar is highly regarded for his deep management expertise and experience. Dr Edgar is also no stranger to Asian markets. A long-term advocate of ANZ’s expansion into Asia, he presided over the bank’s relationship with PT Panin Bankin Indonesia, among other key roles in Asia. Dr Edgar joins the board with more than a decade of experience on public company boards, including Transurban and Djerriwarrh Securities. La Trobe Financial’s President & CEO, Greg O’Neill OAM, congratulated Dr Edgar on his appointment to the board, noting that his outstanding career at ANZ as Deputy CEO, combined with his leadership track record over many years, have established him as one of Australia’s pre-eminent bankers. “We are pleased to welcome Dr Edgar to our board. His extensive experience will prove invaluable as the company seeks to capture the growth opportunities that will be presented to us over the coming years. Our management team, business partners, staff and customers will benefit greatly from the skills and experience Dr Edgar brings to the board,” said Mr O’Neill. Dr Edgar commented, “La Trobe Financial is a great Australian success story. I am delighted to join the company’s board of directors and look forward to playing a part in its future success.” Dr Edgar earned his PhD in economics from the Ohio State University. He also holds a Bachelor of Economics (Hons.) from the University of Adelaide. Current board members of La Trobe Financial are Chairman John Marriott (former Senior Executive and veteran corporate banker National Australia Bank and Westpac Banking Corporation – Melbourne), Gerard Parlevliet (former Chief Investment Officer Commonwealth Bank staff Superannuation Fund – Sydney), Kishore Moorjani (Senior Managing Director Blackstone and leader of Blackstone’s Tactical Opportunities Division in Asia – Singapore); Christopher Tynan (Senior Managing Director – Blackstone Real Estate Debit Strategies (BREDS), Sydney), Gautam Banerjee (Senior Managing Director Blackstone, and previous ASIAN Chairman of PricewaterhouseCoopers – Singapore), and Greg O’Neill (President and CEO – Melbourne) with 35 years’ experience at La Trobe Financial. About La Trobe Financial La Trobe Financial is an Australian diversified wealth manager with $10 billion of assets under management. Since 1952, it has been providing funding and investment solutions to more than 150,000 customers. A proven and trusted investment partner, La Trobe Financial operates Australia’s largest retail Credit Fund and is 80 per cent owned by Blackstone, the world’s largest alternative asset manager. La Trobe Financial is regulated by the Australian Securities & Investments Commission and holds the requisite regulatory AFSL and ACL licences.  Best Affordable Quality Premium Brand New & Second Hand Budget Tyres Gold Coast 2020-02-16T22:56:14Z best-affordable-quality-premium-brand-new-second-hand-budget-tyres-gold-coast Australians, Check Your Car Tyres' Health! Australians regularly text the question RUOK to check up on how friends are doing almost every day. But how often do they ask if their car tyres if they’re okay, or even take a look to see for themselves. According to tyre recycling expert Chris Lett, what happens when it has been raining in Queensland for a while indicates that Australians don’t do so often enough. The owner of Branigans Tyres high quality used tyre retail outlet said that when the elements intervene and steady rains cause the roads to become wet and slippery, a flood of car owners queue up at his Burleigh Heads and Southport Superstores in search of tyres which will make it easier to navigate the road home in the rain. Motorists Aren’t Checking Their Tyres Often Enough Lett said this showed the failure of the average driver to keep a regular check on their car tyres and whether or not they were still safe enough for travel. Instead, possibly through unawareness, lack of knowledge, negligence, or in order to avoid the high price of new tyres, it appeared many motorists were prepared to take the chance that their ageing tyres would carry them and their cars for just a little bit longer. “It’s a huge chance to take. If the road is wet and the tyres are smooth, there’s a strong chance of losing control. And if the road is dry, an old tyre with worn down tread could lead to a blow-out. Both could result in serious accidents, injuries, or even death, depending on where and how they happen,” Lett said. Possible Consequences of Low Tyre Tread However, Lett said these are not the only situations to be considered when it comes to driving on worn tyres. The major problem lies in any unexpected situations, where immediate driver response is vital but very difficult to implement because of poor tyres. This included unexpected actions by other motorists which called for swift braking or swerving; as well as poor road conditions, including driving on sand roads, encountering potholes, and driving into large unexpected puddles. “Poor tread cuts back a good deal of the the car’s traction, so lessening its contact with the road and making it difficult for the driver to control it. Where there is water involved, whether it's in the form of a flash flood, steady rain or in a large puddle that’s collected in a dip, the car’s ability to connect with the road is diminished by the poor tread, and the car will plain like a boat,” he said. Constant checking was the only way to avoid the dangers inherent in badly worn tyres. And replacing them did not have to break the budget, according to Lett. Nearly new and good quality second hand tyres without much mileage and with plenty of tread like those sold at Branigans could well provide up to four years of safe driving, while costing far less than they did when new. For further information, visit or call Chris and his team for Second Hand Tyres Gold Coast |Branigans Budget Tyres Service Centre at either Burleigh Heads (07) 5535 2660 or Southport (07) 5591 8633. Syndicated by Baxton Media, The Market Influencers, Your Digital Marketing Agency. Behavioural Optometrist Myopia Prevention Children Eye Care Clinic Mosman Sydney 2020-02-16T22:00:43Z behavioural-optometrist-myopia-prevention-children-eye-care-clinic-mosman-sydney Optometrist Calls for More Focus on Vision in Children’s Eye Tests Many optometrists, and Australian parents, are missing a very important factor when testing children’s eyes, according to Australian behavioural optometrist Gary Rodney. By focusing exclusively on eyesight and eye health and ignoring vision skills in scheduled screenings at schools, hospitals and eye clinics, this vital part of the total vision experience was being lost, and this could impact negatively on children’s learning skills, behaviour, and their reaction to the world around them. Rodney said vision, the cognitive and interpretive part of sight which connects what the eyes see with the brain and thought patterns, goes beyond simply what children see. Instead, it revolves around how they see it, react to it, understand it, and interpret its relevance and position in their lives. Changing an Image into a Vision “Each new object or situation a child ‘sees’ is like a picture, but it comes without a frame. It means nothing more than the flashcards sometimes used to teach a child to read. The picture has a name, but nothing more. There’s no taste of the apple, or indication of how much fun it could be to climb a tree. Basically there is no sensory input, just an ‘A’ or a ‘T’, a drawing and the word ‘apple’ or ‘tree’. There is no explanation of why it, or it’s name matter, or how to use it. And some children, with no reference point they can use to measure it by, tend to just learn the name and bury it in their memory. There is no thought, perception or perspective involved which would change their seeing the word into a vision of what the apple or tree really are,” Rodney said. The founder of the Smart Vision group of optometrists in Sydney said this lack of connection between eyesight and vision in traditional eye tests could result in changes in children’s behavioural patterns and self-image, as well as possible reading and learning difficulties, going undetected. Eye Tests are About Sight Not Vision He said that many parents, presented with 20/20 eyesight results following regular eye tests and screenings, remain unaware that their children could be battling to cope with learning, or confused by their inability to blend into their environment and see the world as others do. Both the children and their parents simply do not realise that the 20/20 refers purely to the child's ability to see a group of meaningless letters at a distance. And while this is important in terms of the eyes' functionality, it has no reference to the perceptual and interpretive aspects of sight, and this perfect eyesight may be totally unconnected to their vision of the world. “People are not aware that seeing something clearly is not enough. What is important is to not only to see it, but to know from looking at it what it is, what it means and how you should react to it,” Rodney said. To deal with these anomalies, Smart Vision’s three convenient clinical operations in Sydney, address this problem with tests based on comprehensive vision skills and a training programme aimed at correcting any visual issues that may be present. For further information, visit Optometrists Sydney: Optometry Services For Children and Adults | Smart Vision or call Bondi (02) 9365 5047, Mosman (02) 9969 1600 or Pennant Hills (02) 9481 0449. Syndicated by Baxton Media, The Market Influencers, Your Digital Marketing Agency. Cannabis Cultivation regulation compliance in Australia 2020-02-14T02:36:19Z cannabis-cultivation-regulation-compliance-in-australia Starting a medicinal cannabis business in Australia can be a daunting process. Investors and operators need to have access to technical and engineering expertise to produce healthy, sustainable and saleable cannabis crops, pharmaceutical products and source materials.   There are complex documentation requirements for licence applications, including site selection studies/soil tests, seed sourcing, crop planning programs, supplier audits, environmental monitoring, and mandated personnel training and security programs. Cost-effective climate controls are also necessary to avoid negative net incomes/declining profit margins.  Meeting national and international regulations, e.g., GACP, GMP requirements, can be challenging for individuals accustomed to working in less-regulated sectors. Globally, significant volumes of rejected cannabis crops and recalled medicines have had to be destroyed due to quality and safety concerns. These are some of the key factors that have impacted the industry’s profit margins and share prices.  Instability of corporate boards and/or management teams is also an issue for this industry, often initiated after a lack of profits and/or a steep decline in profit margins, over time. But like all businesses, start-up investment costs will take time to generate a return.  Despite unprecedented growth rates in demand --- in some regions, exceeding 200% to 400% a year – operational efficiencies are a necessity for sustainability. The fact is, it’s a lucrative industry, but an increasingly competitive field as more licences are granted across the world. Capital investment decisions and future expansion plans must be built into these businesses in the earliest stages of development, by experts in the sector. To reduce industry confusion about what’s required to meet stringent government and health product regulations for medicinal cannabis production and exportation, the 2nd Australian Medicinal Cannabis Conference is being held in Melbourne, over 2 days, 23 to 24 March 2020. For more information visit: …. or Kemp unveils ISV and service provider-optimised load balancer and product licensing 2020-02-13T03:01:35Z kemp-unveils-isv-and-service-provider-optimised-load-balancer-and-product-licensing SYDNEY, Feb. 13, 2020 – Kemp, the leader in powering always-on application experience [AX], today announced multiple load balancer product and licensing changes that provide increased value and tighter alignment with independent software vendor (ISV) and service provider use cases for optimising and securing applications across hybrid infrastructures. The new product and licensing offerings extend the Kemp AX™ Fabric with the following additions: The new LoadMaster X1 hardware appliance is optimised for embedding into ISV and OEM solution stacks where large numbers of individually-isolated customer pods are required to meet workload availability and security requirements. Combined with Kemp’s management and automation capabilities, more scalable and extensible partner ecosystems can easily be built. Unlimited capacity licensing and x86 optimisation with the Virtual LoadMaster MAX (VLM-MAX) enables dynamic scalability of hypervisor platform resources as private cloud applications scale. New service provider licensing as low as $71 AUD per month enables profitability on new services quicker with limited upfront investment. Extended virtual load balancer subscription offerings starting at 500 Mbps throughput with embedded identity and access management (IAM) provide the ideal solution for customers migrating from Microsoft Forefront Threat Management Gateway (TMG). Recent research has shown that 8 out of 10 organizations manage between 50 and 400 applications on a single load balancer. Additionally, trends such as micro-services architecture have led to an explosion in the number of endpoints that need to be published and proxied. This leads to the role of the load balancer being more critical for delivering an optimised application experience in modern infrastructures. “Today, ISVs and service providers are continuously challenged to offer differentiated, dedicated and managed hybrid cloud offerings,” said Peter Melerud, Kemp’s co-founder and chief strategy officer. “Load balancers are key to this equation. With the Kemp LoadMaster X1 and VLM-MAX, ISVs and service providers are now empowered to deliver a better application experience for their customers in a more economical, purpose-built framework.” LoadMaster X1 dedicated, lightweight hardware The LoadMaster X1 is a small form-factor load balancer appliance built for optimising smaller application workloads, and embedding into ISV, OEM and service provider solutions where dedicated lightweight hardware is required. The appliance supports up to 1 Gbps of application throughput, 1,000 SSL TPS (2K keys), and has four 1 Gigabit ethernet ports. Virtual LoadMasters for the largest to smallest infrastructures The Virtual LoadMaster products are for customers who have embraced server virtualisation or cloud-native deployments and need help with simplified sizing and deployment options. The virtual appliances have been simplified based on feedback from our customers. The VLM-500 is a true entry-level offering supporting up to 500 Mbps of application throughput, while the VLM-MAX allows customers with complex scaling needs to build and grow as needed with the underlying hardware. The VLM-3000 sits in the middle with support for up to 3 Gbps of application throughput. Each appliance can also be licensed for use in Amazon Web Services (AWS) and Microsoft Azure hyperscale cloud platforms. “The new pricing models for Kemp’s virtual load balancers give customers of all sizes maximum value for achieving an optimal AX,” said Ron Javis, sales director for Bluechip Infotech. “Kemp makes partnering a snap by enabling customers to select the right delivery option and platform based on their required performance. This ensures they can deliver exactly the right AX for their workload, whether its deployed in the cloud or in their data centre.” Pricing and Availability The Kemp LoadMaster X1, VLM-500, VLM-MAX, and the updated licensing models will be available from Kemp and its global network of channel partners starting on February 18, 2020. List price for the X1 appliance is $4,275 AUD. One-year annual subscription list price for the VLM-500 is $2,941 AUD. One-year annual subscription list price for the VLM-MAX is $13,013 AUD. Kemp provides the most flexible load balancing pricing options with perpetual, subscription, cloud pay-as-you-go, metered, as well as specific licensing for service providers. About Kemp Kemp powers the always-on application experience [AX] that enterprises and service providers need to succeed. Kemp has redefined the load balancer by providing more simplified deployments, more flexible licensing options, and world-class technical support. Kemp is the world’s most-popular virtual load balancer with more than 100,000 deployments in 115 countries. Take control of your AX at Media Contact: David Frost, PR Deadlines, for Kemp Technologies. ATO has a new weapon to counter unauthorised tax debts, SME funder warns business owners 2020-02-12T02:31:04Z ato-has-a-new-weapon-to-counter-unauthorised-tax-debts-sme-funder-warns-business-owners February 12, 2020 - Using the ATO ‘as a bank’ by not paying tax commitments on time comes with new risks for SMEs, national business funder Scottish Pacific has warned. Scottish Pacific senior executive Wayne Smith said many business owners are not yet aware of laws passed late last year allowing the Australian Taxation Office to disclose SMEs’ tax debt to credit reporting bureaus. The new rules allow the ATO to report an SME to credit rating agencies if: that business owes more than $100,000 in tax has an ABN is more than 90 days in arrears  and doesn’t have a payment arrangement in place or being negotiated.  Mr Smith said the new law provides even more incentive for businesses not to run up debts with the ATO. “Traditionally, many SMEs have used the ATO almost like a ‘line of credit’ by not paying their commitments on time,” Mr Smith said. “It’s not the best option but if a business is tight for cash they often make a decision to pay other creditors and delay paying the ATO, thinking they will eventually put a payment arrangement in place.  “This action will now likely have an adverse impact on credit ratings and credit insurance limits, making it harder to maintain or extend credit terms with suppliers.” Details on the new credit reporting law are here. Scottish Pacific’s most recent SME Growth Index research found that more than a quarter of SMEs (27.8%) say meeting tax payments on time would create cash flow difficulties for their business. Mr Smith said during the GFC years the ATO showed leniency in allowing businesses to run up tax obligations, as they didn’t want to be seen as putting SMEs out of business in such a tough economic environment. This leniency is now being systematically reined in. “Years ago, the ATO had one blunt instrument – if you don’t meet obligations and there was no payment arrangement in place, the only option was to wind up the business,” he said. “Then the DPN (Directors’ Penalty Notice) was introduced, effectively making directors personally liable for unauthorised company tax debts. Now, with this new initiative, the message is clear: the ATO is no longer prepared to be viewed as a line of credit.”  “With forecasts for a poor economic outlook in 2020, if ever there was a time to make sure you have a sustainable funding structure in place for your business, that time is now.”   Time to get the right funding in place for SMEs Mr Smith encouraged business owners to use the post-Christmas, pre-February BAS time to take the opportunity to consider their cash flow management and working capital arrangements. “We’d encourage business owners to invest time with their funder, whether it be a non-bank like Scottish Pacific or a bank, or with their broker or accountant, to really consider what is the most appropriate form of funding for their business situation, and get that funding in place so they don’t end up on the wrong side of this credit reporting initiative,” he said. He also encouraged them to access the FitsME Guide (and for their accountants and brokers to access the more detailed Business Funding Guide version) created by the Small Business Ombudsman (ASBFEO) and Scottish Pacific. This free download has comprehensive information on a range of business funding options, as well as handy tips to help SMEs become “finance fit”. Invoice finance as a cash flow solution Mr Smith said that one funding option that works for many Australian and New Zealand SMEs is invoice finance. Invoice finance, also known as debtor finance, offers a line of credit linked to and secured by outstanding accounts receivable. Businesses can access this form of funding as needed or as a long-term working capital solution. “As your business grows, the facility you’ve put in place grows with it, and unlike a traditional bank overdraft there is generally no need for real estate security,” Mr Smith said. “Invoice finance provides a stand-alone facility that can sit alongside your other business borrowings (for example overdrafts, term loans, and asset finance).  “There are no capital repayment requirements and the facility helps you grow your business and increase purchasing power through improved cash flow.”   Scottish Pacific is Australasia’s largest specialist working capital provider, helping thousands of business owners with the working capital they need to succeed. Scottish Pacific lends to small, medium and large businesses ranging from start-ups to SMEs with revenues of more than $1 billion.