The PRWIRE Press Releases https:// 2019-08-18T23:44:30Z Macau to host 2019 World Chinese Business & Economic Summit – flagship event celebrates 11th year 2019-08-18T23:44:30Z macau-to-host-2019-world-chinese-business-amp-economic-summit-flagship-event-celebrates-11th-year Tan Sri Dr Michael Yeoh, co-chairman of the World Chinese Business & Economic Summit (WCBES) and President, Kingsley Strategic Institute (KSI) has announced that Macau will host this year’s Summit on 17 – 18 October 2019 at the Venetian Macau Resort Hotel.       This year WCBES celebrates its 11th anniversary and will be held in conjunction with the World Summit of Chinese Entrepreneurs.    The Summit’s theme is Enhancing Partnerships & Shared Prosperity Through the BRI.   Commenting further on the announcement, Tan Sri Dr Michael Yeoh said the WCBES is acknowledged as the flagship event on the economic benefits of doing business with China.  “Since the first Summit in Kuala Lumpur, the event has grown in stature and importance”.   “The Summit program is structured to facilitate business linkages that connect the East and West and the global Chinese diaspora”.    “Furthermore, reflecting the internationality of the Summit, it has been held in Chongqing, China, Hong Kong, London, Melbourne, and last year in Malacca Malaysia”, added Tan Sri Dr Michael Yeoh.    It was both apt and timely that the 2019 WCBES is held in Macau in conjunction with The World Summit of Chinese Entrepreneurs as Macau, Hong Kong and Guangdong has been designated as a Greater Bay Area, a megapolis consisting of 9 cities and 2 Special Administrative Regions.   The Greater Bay Area will provide more business and investment opportunities for entrepreneurs and investors.   2019 also marks the 20th anniversary of the establishment of the Macau Special Administrative Region and the 70th anniversary of the establishment of the People’s Republic of China.  It is also the 45th anniversary of the establishment of diplomatic relations between Malaysia and China.   A key objective of the Summit’s program is to facilitate a ‘meeting of the minds’ for the delegates that comprise business leaders, high ranking government officials, academics, entrepreneurs and economic strategists.    “As well as promoting global and regional dialogue on China’s importance as the world’s second largest economy, it also acknowledges the important role of the worldwide Chinese diaspora in the promotion of B2B connectivity, entrepreneurship and innovation through networking and sharing of knowledge and best practices”.   Over 300 delegates from across the globe are expected to attend the 2019 WCBES drawn by the Summit’s program that promotes entrepreneurship, smart partnerships, the digital economy, connectivity and green / sustainable growth.    The highlight of this year’s main platform program will be sessions on –   - The Greater Bay Area – Connecting Hong Kong, Macau and Southern China, Enhancing Collaboration and Partnership with Southeast Asia - The Future of Asia – Enhancing Connectivity, Strengthening Peace, Prospering Together - Enhancing the Digital Silk Road – Gearing Up for Digital Disruption and the 4th Industrial Revolution - Promoting Start Ups, Entrepreneurship and Social Enterprises – New Drivers of Growth & Philanthropy - The Role of the Global Chinese Diaspora in Investments and Innovation - Revisiting the Maritime Silk Road – Strengthening Connectivity and Inclusiveness for Belt and Road Cooperation   Tan Sri Dr Michael Yeoh concluded, “With each Summit, the WCBES has gone from strength to strength in achieving its goal of promoting bilateral trade engagement with China.  Furthermore, the Summit has facilitated the forging of friendships and connections with dynamic individuals and entrepreneurs during the social and networking activities”.   “I am confident the Summit in Macau will attract a record number of delegates from across the globe to participate in a program of international speakers and China experts of the highest calibre providing visionary keynotes, insightful panel discussions and roundtables”.    For registration and information about the 2019 World Chinese Business & Economic Summit program, speakers, venue, sponsors and partners – please visit the Summit website www.wcbes.org   ENDS   Issued by       Kingsley Strategic Institute     www.kasi.asia     www.wcbes.org                                           Media Enquiries:       Mr. Joe Perri, Joe Perri & Associates Pty Ltd                                     Mob:  +61 412 112 545     Email:  jperri@joeperri.com.au  ASB Bank takes a stake in early-stage supply chain tech company TradeWindow 2019-08-13T05:16:56Z asb-bank-takes-a-stake-in-early-stage-supply-chain-tech-company-tradewindow SYDNEY, Aug 12, 2019. An investment from ASB into a newly launched technology company, TradeWindow, will fast-track development of its visionary Distributed Ledger Technology (DLT) trade platform. ASB is a subsidiary of Commonwealth Bank of Australia, and there is interest in the DLT platform across the Australian market. TradeWindow Founder and CEO, AJ Smith, says the company is one of the first technology companies in New Zealand to receive direct funding from a New Zealand bank. “The decision by ASB to invest in TradeWindow is a great vote of confidence. The bank is committed to accelerating the progress of New Zealand’s trade environment using new technology and recognises the potential our product has to streamline trading between Kiwi exporters and the rest of the world,” says Smith. ASB Bank’s Executive General Manager of Corporate Banking, Nigel Annett, will join the company’s board, with ASB Bank taking a significant stake in the business. “What began as collaboration through ASB’s innovation programme to solve a customer problem, is now a fully-fledged business ready to launch,” says Annett. “TradeWindow has the potential to truly transform the way our customers experience the international trade process. By digitising the trade process, businesses will be able to operate more efficiently with trust and security across the globe." Last year ASB successfully piloted the TradeWindow platform, executing a trade between a Korean importer and a major Kiwi meat exporter, Greenlea Premier Meats. TradeWindow uses DLT to create a ‘single trading window’ accessible by all parties involved in the transaction from the importer to the exporter. It significantly reduces the risk of fraud and cyber security threats as edits can only be made with the consensus of the majority of the network. However, Smith says the primary benefit where immediate cost savings and efficiencies are realised is the “instantaneous sharing of documentation that is currently couriered at significant cost between the various parties, including exporters, importers, banks, certifiers, and insurance companies. With 12,000 registered exporters in New Zealand it represents a major market opportunity. TradeWindow allows all relevant documents – from certificates to invoices – to be exchanged digitally using one touchpoint”. “With cyber security threats on the rise many exporters are looking to future-proof their trading procedures. By using TradeWindow, exporters can prevent revenue loss from criminal activity and provide increased traceability through the supply chain.” Smith says TradeWindow is growing quickly and has secured key exclusive partnerships with two other New Zealand export-related companies, Prodoc and a division of IVS (Independent Verification Services). It also has several pilot projects planned and underway with other Kiwi exporters in different sectors, including one with Fiordland Lobster Company, New Zealand’s largest lobster exporter. Prodoc is an export documentation compliance company that creates digital documentation for over 60% of New Zealand’s exports. IVS assists New Zealand exporters in the forestry, timber and horticultural industries with product certifications and quality assurance. “The addition of these companies’ services within the TradeWindow eco-system will create significant synergies in verification and documentation compliance for Kiwi producers, and significantly simplify the export process,” says Smith. Prodoc Director, Steve Cox, says “We are excited to be joining forces with TradeWindow, which we believe will become the go-to platform for exporters who need to meet critical deadlines. It will offer competitive advantage by improving turnaround times and lift customer service levels for demanding export partners.” Smith says the bank funding and a recent Callaghan Innovation grant will further the research and development of TradeWindow, helping ready the platform for commercialisation. “We aim to announce the release of our first commercial version of the product very shortly.” About TradeWindow TradeWindow www.tradewindow.io was developed by VerifyUnion NZ Ltd, a distributed ledger technology (DLT) specialist with a focus on creating innovative commercial solutions to supply chain problems. VerifyUnion NZ Ltd has gained ISO 9001 and 27001 accreditations. Albertus ‘AJ’ Smith is a successful entrepreneur with a background in financial technology for insurance and personal loans. He has previously founded two fintech companies both of which he successfully sold including one to a Swiss Venture Fund. For more information David Frost Holly Ryan PR Deadlines ASB Corporate Communications +61 (0) 0408 408 210 +64 (0) 21 234 7865 davidf@prdeadlines.com.au holly.ryan@asb.co.nz Leading specialty risk advice businesses MBS Insurance & Complete Risk Analysis join forces 2019-08-13T04:03:43Z leading-specialty-risk-advice-businesses-mbs-insurance-amp-complete-risk-analysis-join-forces Leading specialty risk advice businesses MBS Insurance (MBS) and Complete Risk Analysis (CRA) have announced they are joining forces in a merger that will position the new group for growth and success in the new era of professional advice.   In a market that proclaims a future of challenges for risk insurance, Sydney headquartered MBS and Melbourne based CRA are confident that benefits of merged expertise, increased scale and improved efficiencies will be the foundation for new business growth underpinned by a compelling marketplace and client service offering.   Commenting on the announcement, MBS co-partners Kris Mason and Drew Burden, together with CRA founding partner Glenn Kerr said the new merged entity will make the company one of the industry’s largest risk insurance advisory businesses.   "In combining the two organisations that are leaders in personal / business risk protection, expert risk advice and ongoing support – the merger has brought two specialist businesses together with common values, cultures and a shared commitment to put clients first," they said.   "Putting MBS and CRA together makes us far larger, gives us better scale and will deliver better benefits and reassurance to clients”.   In contrast to all the doom and gloom, it also reaffirms that there is a future for risk insurance advice and advisory businesses.   Risk insurance clients want to deal with specialists that have deep knowledge, expertise and experience.  They also demand reassurance and comfort that the advisory business will be operating successfully to support their long-term protection needs and strategies.    From that perspective, the combination of MBS and CRA addresses those two key issues.    The combined risk advisory business will have approximately $55 million in premiums under management, 18 authorised financial advisers and 40 administrative staff members.   Two new equity partners have also been confirmed.  CRA insurance adviser Nicholas Brian and MBS general manager Carolyn Clark.   In addition, the group has 10 formalised JVs.  The opportunity to expand this offering via further strategic alliances and JV partnerships is regarded as a key driver of future business growth.   Initially the two businesses will operate under their own brands whilst a new corporate identity and image is developed.  In addition, they will continue to operate from their Sydney and Melbourne offices, run by their own management but guided by a common board of directors.   The new brand and identity are expected to be announced before the end of the year.   “Looking to the future, we will continue to provide our clients and JV partners the highest standards of professional financial advice, service and support.  However, the main benefit is that the merger will enhance our national presence and footprint”, said Drew Burden.   ENDS   Issued jointly by    MBS Insurance and Complete Risk Analysis Pty Ltd                     www.mbsinsurance.com.au     www.craaustralia.com.au     Media Enquiries:    Mr. Joe Perri, Joe Perri & Associates Pty Ltd                               Mob:  +61 412 112 545     Email:  jperri@joeperri.com.au   Legally Reduce Your Tax and Protect Your Wealth 2019-08-09T02:43:46Z legally-reduce-your-tax-and-protect-your-wealth A new book has just been published that will simplify today’s very complicated tax system and help individuals and businesses understand the process of reducing taxes. “Legally Reduce Your Tax” is being touted as the one-and-only book of its kind, offering tax and financial advice, tips and information gained over decades of practice as an accountant. According to author Ed Chan, when he finished University in 1981, one could carry the Tax Act in one hand. However, as the years rolled on, the Tax Act grew larger and larger and in the end, one would need a wheelbarrow to carry it in. Everyone has a responsibility to pay his or her share of tax but many people pay more than they need to simply because they didn’t know the rules. “Legally Reduce Your Tax” hopes to help every Taxpayer ensure they don’t innocently pay more than they need to. In this book, Ed documents his knowledge for the benefit of others and has gone to great lengths to ensure that the language used is not too technical so the average person can understand it. Readers say it is difficult to get good information about Australia’s tax system despite many other books written about it. The book’s strength and point of difference is its simplicity. “There is a saying that ‘people don’t know what they don’t know’ and I hope after reading this book they can appreciate and be educated on how our tax system works,” Ed says. “I hope the readers will be able to structure their affairs intelligently and not end up paying more tax than they need to.” “Legally Reduce Your Tax” aims to give the readers a better sense of control over their finances and taxes and bring them a sense of comfort and reassurance by knowing that they are not paying more than they have to.  Ed Chan is the Non-Executive Chairman of the Chan & Naylor Group, whose goal is to educate their clients and everyday Australians to be successful financially and in business. He has published two other books entitled “Small to Great” and “Wealth for Life.” A successful business requires the use of a variety of resources that help the business operate smoothly, project revenue from different revenue streams and the costs associated with them, manage payroll and marketing, and organize the costs of business for the development of the financials. These books can help readers effectively grow and protect their wealth creation.    Grab an ebook copy today! You can also download the first few chapters here for free!   Catholic Super’s bank hits $100 million in deposits 2019-08-09T01:27:40Z catholic-super-s-bank-hits-100-million-in-deposits Catholic Super’s bank, MyLife MyFinance, is stamping its credentials as an alternative to the big banks by attracting more than $100 million in deposits, with competitive savings and term deposit rates. Its customers are largely teachers, nurses and community sector people who care for and educate millions of Australians every day in hospitals, schools and aged care services. The profit-for-member bank is 100% owned by Catholic Super. The bank is enjoying strong growth year on year with its competitive home loans, car loans, investment loans, personal loans, term deposits and savings accounts. The bank’s General Manager, Mark Sawyer said: “The strength of our business model has resulted in the bank quickly reaching this milestone. Customers are looking for financial alternatives to the big banks and the personal banking experience we offer. They like that the same place where they invest their super is a one-stop-shop for their banking needs too. “Our sharp interest rates will appeal to customers who want good rates for savings and term deposits and some of the best priced home loans on offer. We’re very much a savings and loan bank and one of the few that offers a competitive interest rate simply for parking everyday savings. MyLife MyFinance General Manager, Mark Sawyer “The MyLife MyFinance bank offers fee-free banking through our mobile app and internet banking. We also cover our customers’ refinancing costs saving them over $1,000* when they bring their home loan to our bank. There are no catches. No hidden fees. No surprises. It’s banking like it should be.” To learn more about our sharp term deposit rates and competitive savings, call us on 03 9629 4484 or email info@mylifemyfinance.com.au * Saving of $1,004 calculated from a sample of home loan applications In deciding whether this product meets your needs, we recommend that you read this page in conjunction with our Product Disclosure Statement, Supplementary Product Disclosure Statement (Interest Rates), Supplementary Product Disclosure Statement (Schedule of Fees and Charges), and our General Terms and Conditions. A copy of these documents are available on our website. You can also obtain a copy of these by contacting our office on 03 9629 4484. MyLife MyFinance Limited Trading as MyLife MyFinance. ABN 54 087 651 750. AFSL/Australian Credit Licence Number 245606. Top MC Professional Emcee Master of Ceremonies Australia's Rob Doorey Is YourMC 2019-08-08T22:00:09Z top-mc-professional-emcee-master-of-ceremonies-australias-rob-doorey-is-yourmc The 'conductor' that never turns his back on the audience is Australia's premier emcee, master of ceremonies, Rob Doorey... YourMC Professional emcee Rob Doorey may not wave an orchestra conductor’s baton during his presentations as an event host, but his role as an emcee can be construed as sharing some similarities with that of conductors of orchestral performances. While these two styles of events differ in multiple respects, there are some similarities into qualities needing to be possessed by those chiefly responsible for guiding these performances. For instance, both types of “performances” require sensitive guidance and direction of their respective participants by a super-responsive other: in one case a music conductor, in the other: a professional emcee. In making this comparison, consider the role of a musical conductor, as defined in Wikipedia: “The primary responsibilities of the conductor are to unify performers, set the tempo, execute clear preparations and beats, listen critically and shape the sound of the ensemble, and to control the interpretation and pacing of the music”. Indeed, many people would agree that the rightform of sensitive guidance from the most suitableconductor (or emcee) will more likely achieve the desired outcome of successful performance (or event). With decades of experience as a professional emcee hosting a range of successful events from corporate conferences and product launches, to gala dinners and business awards nights, Rob’s personal insights into this domain assuredly have merit. Some conductor-like attributes Rob has and uses in his profession include precision-timing, careful pacing and an ability to pay close attention to subtle nuances that well might be missed by other participants. Rob credits his ability to pick up on such nuances and to act appropriately on them to his many years of experience in the profession. His career in commercial radio has undeniably contributed to his sharp sense of timing on-stage and during interviews, helping him to effectively “read” and respond to audiences and to interviewees while at the same time often responding to feedback/requests by production crew or other managers who make requests (or commands) into his headpiece. As well as having to ‘build rapport quickly” with a range of people, Rob lists many other functions of the role of an event host. Time-keeping is a critical one, with this including “cueing people - so they are ready to go” and “getting performers both on and off-stage efficiently”. On this note, Rob recalls doing stage-interviews with Western Sydney Wanderers football players in a shopping venue which he describes as challenging as he had to manage sets of players both on and off the stage “and at both ends” at once - while at the same time tuning-in to the assembled mall crowd and responding accordingly. “I see myself as a conductor of sorts,” he said. “I do bring this to my role as an emcee. And I am organised, good at bringing calm to what can be a stressful situation.” One of Rob’s clients, Adam Farmer, of MG MY GATEWAY, attests to Rob’s conducting abilities while event-hosting in his comment: "Rob was the ultimate professional (emcee) - Great voice, was easy to work with, understood what we were about and kept the evening moving along." At times there is also a need for an emcee to “run interventions” or “fill in gaps” with appropriate improvisations (usually dialogue). Rob agreed and added: “I am able to quickly analyse a situation and take action fast. And I am quick-witted and energetic," which most certainly helps! Rob’s effectiveness in his many roles as an emcee has been amply demonstrated by the many years of “repeat custom” he has had as a professional event-host, including to high-end corporate events and to a wealth of other events around the country. Corporate realtor functions are one sector he enjoys catering to, with corporate Raine and Horne and Elders clients seeking him out in particular. Another annual event that Rob has hosted for several years and that is especially close to his heart is the Kids of Macarthur Health Foundation Ball -- which is a major fundraising event for the Children’s’ Ward of Campbelltown Hospital, a part of Sydney’s Westmead Children’s Hospital. Rob Doorey is Australia's premier emcee. Sydney, Melbourne, Brisbane, Hobart, Perth, Adelaide, Darwin and everywhere in between. For more information visit YourMC Master of Ceremonies website or book Rob by calling +61 410 438 003. Syndicated by Baxton Media, the Market Influencers. Sequoia announces acquisition of national licensee Libertas Financial Planning 2019-08-06T06:12:39Z sequoia-announces-acquisition-of-national-licensee-libertas-financial-planning Sequoia Financial Group Ltd (Sequoia) CEO Garry Crole has announced the successful acquisition of Sydney headquartered national licensee Libertas Financial Planning Pty Ltd (Libertas).    Under the arrangement, Libertas will remain separate from Interprac and continue to operate under its own AFSL, brand and identity.   Commenting further on the announcement, Garry Crole said Libertas is a successful and well-established financial advice dealer group that was founded by industry stalwart Mark Euvrard in 2012.    Today, Libertas has an extensive, Australia-wide network of approximately 70 authorised representatives, predominantly on the eastern seaboard.    “The acquisition provides Sequoia with further scale in the advice marketplace and based on the latest Money Management dealer group survey makes Sequoia the 3rd largest non-bank owned financial adviser group in the country”, said Garry Crole.   Libertas’ Managing Director Mark Euvrard said, “Our business was highly sought after and I wanted to ensure our advisers will be a part of a quality organisation.  I am very pleased to be working with Garry Crole and the well-respected Sequoia team of industry professionals”.   “I’m confident the Libertas planners will benefit immensely from being part of a larger, well-regarded licensee focussed on the provision of highly compliant advice and client service”.   The financial adviser market is undergoing major changes in the wake of the Royal Commission and Sequoia is well placed to attract quality planning groups and advice practitioners.    Sequoia’s leading regulatory and compliance framework, technology and product access makes us a highly attractive partner affirmed Garry Crole.   The acquisition of Libertas will be Sequoia’s 8th AFSL business that operate under their own identity and license within the Sequoia Group.  These include – InterPrac Financial Planning Pty Ltd      InterPrac General Insurance Pty Ltd Insurance Finance Services Pty Ltd       Libertas Financial Planning Pty Ltd Morrison Securities Pty Ltd                    My Own Super Fund Pty Ltd Sequoia Asset Management Pty Ltd     Sequoia Wealth Management Pty Ltd   Each Sequoia owned licensee is a separate AFSL holder and supported by an extensive service offering and framework of compliance, education and support services.    In addition, Sequoia also assists financial advisers and practice owners to acquire and operate under their own AFSL.   Prior to the acquisition, Sequoia had been providing some of these services to Libertas over the last 5 months.    Garry Crole concluded, “Libertas will provide Sequoia with additional scale in financial advice with immediate financial benefit to the Group and is highly EPS accretive”.    “We are actively recruiting financial advisers where they fit with our culture and client service objectives and are delighted to be working with the Libertas team”.   ENDS   Issued by Sequoia Financial Group Ltd        www.sequoia.com.au            Media enquiries:            Mr Joe Perri    Joe Perri & Associates Pty Ltd Mobile:        +61 412 112 545    Email:  jperri@joeperri.com.au                FUNERALS, PROFITS AND MARKET SHARE 2019-08-05T23:25:59Z funerals-profits-and-market-share In Australia, there are almost 900 funeral businesses that will handle more than 170,000 deaths, this year. Most of these deaths bring not just grief to many, but also profit to others.  With 290 funeral homes and 16 cemeteries, InvoCare is by far Australia’s largest death-care corporation, claiming an overall market share of more than 34 percent (and growing). For funeral homes in some capital cities, like Sydney, Melbourne, Perth and Brisbane, their market share is even higher. They own most of the common funeral brands like White Lady Funerals, Guardian Funerals and Simplicity Funerals – which means that if you’ve ever searched for a funeral director, you’ve probably come across one of their funeral brands. But unlike major corporations in other industries, InvoCare tends to charge more than most of its competitors. One study from the University of Sydney: It's your funeral: An investigation of death care and the funeral industry in Australia, found that InvoCare prices were  up to $1500 more per service. And in a recent story by the ABC 7.30 Report (10/6/2019), it was also reported that on average, InvoCare funeral brands are up to 22 per cent more expensive, than at independent rivals. A mystery shop by CHOICE (31 July 2019) also found InvoCare brands to be more expensive than smaller independent and family owned funeral homes.   'Although exorbitantly high costs for services might price most businesses out of the market, this is not the case with InvoCare and the funeral industry.'   There is a common story here. But here is the sting. Although exorbitantly high costs for services might price most businesses out of the market, this is not the case with InvoCare and the funeral industry.  That’s partly because customers treat death with a different mentality when grieving. “Most people, when they’re making that purchase, either go where their family has always gone, or they just go somewhere close because they’re in a moment of grief,” said Peter Erceg, owner of eziFunerals. “They’re just not shopping around.” While funeral planning websites like eziFunerals has facilitated a greater awareness of the funeral industry and a rise in consumers shopping around for funeral directors, it isn’t foolproof.  ‘The big funeral chains still maintain majority market share through limited competition and continue to keep their prices high because an uniformed customer, is an easier customer to exploit,” he said. They have become immensely powerful and use this power and economies of scale to further benefit themselves and gain even more power, at the expense of grieving consumers and smaller funeral businesses. “It is easier for them to sell a more expensive funeral to a customer who has no idea of what the competition is charging and no idea what the final cost of the funeral will be, until they actually show up.”   'InvoCare has become so successful, it’s investors believe InvoCare stocks will never die.'   That is hardly a surprise. Invocare has become so successful, it’s investors believe InvoCare stocks will never die. “The reality is that the grieving people who go to the InvoCare funeral homes and pay for funerals, are not InvoCare’s customers,” Erceg said. “InvoCare’s customers are their investors.” Let’s face it. Few consumers, after all, have probably ever heard of InvoCare. When the company acquires an independent funeral home or cemetery, it keeps the original name, so consumers often mistake it for a local, family-run business. “For other corporations such as Propel Funeral Partners, that are trying to get you to come in the door, it’s all about brand recognition,” says Erceg. “They keep the name of the family funeral home so people think that they’re dealing with this family that’s owned a funeral home for more than 30 years.”  Market consolidation isn’t the only reason the big funeral chains have been able to profit from Australia’s bereaved. It’s the very business model these companies have adopted, targeting grieving people who don’t take the time to contact multiple funeral homes the same way they would for buying a new car.  "People at their time of grief should at least know their range of options", says Erceg. Best MC Professional Emcee Master of Ceremonies Australia's Rob Doorey Is YourMC 2019-08-05T22:00:30Z best-mc-professional-emcee-master-of-ceremonies-australias-rob-doorey-is-yourmc “The challenge... The buzz... The reactions of an audience... The occasional ambience of glitz and glamour... Intangible rewards…" (including the personal rewards for emcees of having participated in successful events in meaningful and often invisible ways). To polished emcee Rob Doorey these are some of the alluring qualities of the winsome world of emceeing. But while he thrives on what can be fleeting associations, Rob has put in long hours over a sustained period of time in the entertainment industry to hone his talents. Most assuredly, he has done the hard yards. "In the lyrics of ACDC, 'it's a long way to the top'," Doorey said. For instance, in the early years of what has now evolved into more than a couple of decades for him in the commercial broadcasting industry, Doorey's first foray was as a team-driver ofthe Black Thunder vehicles for 2DayFM Radio in Sydney (the Black Thunders were the station’s promotion vehicles). During this stretch, Doorey and 5 other drivers took six cars allaround the streets of Sydney, from the beaches to the bush. Their station promotions saw them generating listeners and attracting patrons through a wealth of activities - among them: running contests, dishing out promo prizes - large and small, and interviewing multiple fans and various guests sponsored by the station for featured promotional events designed to rev-up the station’s fan-base. Doorey was also involved at this time in the introduction of special characters such as “Bladerunner” and in new night-radio promotions that proved very popular. Doorey's launch into full-time on-air broadcasting came in his hometown of Gosford at Coast Rock FM, where his solid work ethic came into focus. Working from midnight to dawn, Doorey delivered the night broadcast program and soon after dawn took the Gosford station’s promo vehicle out onto the streets for the breakfast show promotions.He also began doing guest DJ work at local nightclubs in the evenings - all this time still driving the Black Thunders in Sydney as well. While Doorey's work commitments didn’t leave much time for rest, the varied and busy roles sufficiently cut his teeth in the industry. Live promotional events for radio, for instance, could see Doorey interviewing and introducing live bands on stages in front of crowds on beachfronts or in shopping centres and seamlessly handling all the unseen variables involved in these styles of productions, where “multiple things are happening at a time”. Such events even came to include televised events on football fields with new sets of multiple variables and similarly pressured environments with strict production deadlines, all of which Doorey learnt to adeptly handle. After the early periods in Sydney and Gosford, Doorey headed north -- working for several radio stations, including 4CA - Cairns and Triple M Brisbane; as well as hosting for The Sky Radio network, The Super Radio network, Talk Australia, C91.3FM and Breeze FM. Doorey's years in radio clearly equipped him for unexpected challenges in fast-paced, pressured situations and gave him the knack to calmly deal with split-second changes that may arise at any moment. Doorey describes himself as a calm and organised person who does his homework and is not averse to problem-solving. These are real assets in his current profession and of real benefit to his clients. As he says: “I am able to make the (event/presentation) process easy and comfortable for those around me. While we may be working on the most important event in our (clients’) lives, I will bring a calm to the event,” comments Doorey. Rob Doorey is Australia's premier emcee. Sydney, Melbourne, Brisbane, Hobart, Perth, Adelaide, Darwin and everywhere in between. For more information visit YourMC Master of Ceremonies website or book Rob by calling +61 410 438 003. Syndicated by Baxton Media, the Market Influencers. Wealth Connexion wins back-to-back top national business award 2019-08-05T02:21:02Z wealth-connexion-wins-back-to-back-top-national-business-award Wealth Connexion managing director Alexander (Xan) Kitchin has announced that the Brisbane headquartered leading financial planning business has won Sentry Advice’s (Sentry) prestigious national financial advisory Practice of the Year award for the second consecutive year.   The national annual award recognises Sentry’s most successful and exemplary role model business in the provision of best practice financial advice and client service.    In addition, the award acknowledges success in building a resilient and sustainable advisory practice of the future.   Commenting further on the achievement Xan Kitchin said he was immensely proud of the Wealth Connexion team as it reflected their collective dedication to business and client service excellence. “Most importantly, the back to back winning of the award is an important affirmation of our business strategy and direction”, added Xan Kitchin.   “It encompasses providing the highest standards of financial advice, exemplary client service and employee engagement (including ongoing training, personal and professional development), business sustainability and operational efficiency through the utilisation of modern processes, technology and innovation”.   “Business goals and strategies are not a ‘set and forget’ undertaking, hence the engagement of leading business improvement consultancy Peloton Partners to assist us with this process”.   Xan also affirmed Wealth Connexion’s six core drivers of performance that are constantly reviewed and fine-tuned are –   1. Professionalism – continuously and objectively challenging the status quo i.e. doing things better. 2. Client – providing peace of mind, value and confidence in the informed financial decisions they have made. 3. Client service – the keystone of good business and longevity. 4. Compliance – the most important undertaking of advice businesses. 5. Expertise Education Experience – requires constant investment. 5. Continuous Improvement – the only way for a business to remain relevant.    All nominations for Sentry’s Practice of the Year Award are assessed by an independent panel that considers each practice rigorously against an industry benchmark criterion that compasses the foundation pillars of good advice businesses – Commercial, Marketing, Operations, Client Management and People. In congratulating Wealth Connexion, Sentry’s Head of Advice, David Newman commended the practice for ‘not standing’ still after winning the award in 2017.    “Wealth Connexion’s systems and processes are excellent.  Their well-established culture of planning and accountability has helped them to successfully adapt to the changing industry, as well as changes within their business”, affirmed David Newman.   In keeping with Wealth Connexion’s core drivers of business success, Xan Kitchin confirmed that growth was an objective for the coming year and this included the potential expansion of an additional office in South East Queensland.   Depending on ‘cultural fit’, strategic acquisition or alliances would be considered too.   Two associate advisers are currently being mentored by Xan Kitchin and fellow director Stuart Engel in readiness to support the client advisory and engagement activities of Wealth Connexion.   Xan Kitchin concluded, “Wealth Connexion’s success didn’t just happen as the result of good luck.  From inception, it has been underpinned by a very clear vision of the future and a robust strategic plan and corporatised operational framework”.    “Our values are simple – the provision of the highest standards of comprehensive holistic financial planning advice and an uncompromising commitment to the highest standards of service”.   “Above all we take immense pride in being a relationship-based business that provides clients the confidence to make informed financial decisions.  This in turn is reflected by our clients readily recommending Wealth Connexion to family, friends and business associates.”    Issued by Wealth Connexion Pty Ltd    www.wealthconnexion.com.au                    Wealth Connexion is a Corporate Authorised Representative of Sentry Advice Pty Ltd ABN 77 103 642 888. Sentry Advice holds an Australian Financial Services Licence (AFSL) No. 227 748 (Sentry).   Media enquiries:  Mr Joe Perri, Joe Perri & Associates Pty Ltd T:  +61 3 9324 0362   M:  +61 412 112 545  E:  jperri@joeperri.com.au   Chartered Kingsgrove Accountant Thomas Mousa Says Cryptocurrency Is Changing Australian Capital Raising 2019-08-04T21:59:24Z chartered-kingsgrove-accountant-thomas-mousa-says-cryptocurrency-is-changing-australian-capital-raising What you need to know about cryptocurrency changing capital raising What we value and how we value it can change a lot over time. As American stock investor Phillip Fisher said, “The stock market is filled with individuals who know the price of everything, but the value of nothing.” At a time when a lot of interest and money is flowing into the cryptocurrency sector, it is important to consider where you should invest your time, resources and money. Thomas Mousa, is an Australian chartered accountant, and well-known local financial expert, from Sydney-based TLK Partners, his take on the topic is interesting. "The internet changed the way we transfer information. Blockchain technology could well change how we transfer value (and raise capital). Don Tapscott, in his book Blockchain Revolution, says that matching investors with entrepreneurs is one of the areas of financial services most likely to be disrupted by the blockchain," Mousa said. "The process of raising working capital, until recently, hadn’t changed a great deal in more than 50 years. Crowdfunding started to change this trend, but initially, it didn’t provide for buying equity. We now see equity crowdfunding in many jurisdictions around the world, but these typically require an intermediary (such as Equitise in Australia) and a conventional payment method (such as a bank transfer) to participate," Mousa confirmed. The blockchain takes the concept further, allowing companies to raise funds on the blockchain by issuing tokens, or crypto securities, of some value in the company or that provide utility. Anyone in the world can now become an investor, with minimum subscription amounts. The average amount invested per person in Australia’s first completed equity crowdfunding campaign was ~$1,800. In his opening remarks on the state of blockchain at Consensus 2018, Nolan Bauerle, Director of Research at CoinDesk said that ~89% of investors in ICOs were “unaccredited” or retail investors. If a revolution is defined as a fundamental change in power and organisation that occurs relatively quickly, the blockchain revolution for capital raising might well be upon us! CoinDesk’s Q1 2018 State of Blockchain report, released at the Conference, noted that ICO funding in Q1 hit $6.3 billion (from 202 ICOs). This means that ICOs in Q1 raised more than the whole of 2017. Over the same quarter, VCs invested $885 million, representing only 12% of this total funding. Anyone close to the market will appreciate the feeling being described as optimistic but tempered given the volatility (and general bear market) of the last few months. There is a lot of debate about ICOs at the moment, from issues of governance to whether they are securities (or as some argue utility tokens). Without getting into those debates in this article, ICOs are changing the investment dynamic. ICOs are used by founders who want to pre-fund the building of a technology that could be useful to others, while ideally at the same time obtaining a support base of early users. In this way, a key problem ICOs solve is that it is relatively hard to raise early stage capital, and existing venture capital approaches are geographically concentrated. Another problem is that many people who want to support and invest in new blockchain projects are not considered “qualified investors” under existing regimes and are therefore unable to participate. In this regard, ICOs offer a more direct route to accessing and deploying funds, and for matching founders and investors of all types. While ICOs solve some real problems, they have also created a real issue. Every investment boom in history has seen its share of bad ideas, scams and weak governance. The full effects of ICOs and coins/tokens more generally are hard to predict. This makes them difficult to handle and it will take time for regulations to catch up. Some fundamental issues such as privacy will need to be addressed, along with other areas such as meaningful disclosures and reporting. While these issues are real, they are addressable and a move towards self-regulation is already underway. "Even though there has been a lot of speculation in the market and we have already seen a boom and bust cycle, I believe the blockchain revolution will change the way capital is raised and that regulations will catch up," Mousa concludes. TLK Partners Wealth Management Companies Kingsgrove, Beverly Hills | Tax Accountant & Agent | Property Advisers are financial management, retirement planning and wealth advisers serving enterprises and private individuals who hope to take care of their future through sound financial management. Visit their website or contact them at (02) 8090 4324 for an appointment to discuss your financial management and investment needs. This material is of a general nature only, and it does not take into consideration your financial circumstances, needs or objectives. Before making any decision based on this content, you should assess your own circumstances, seek professional advice or contact our office to be directed to the appropriate professional. Whilst all care has been taken in presenting the material neither TLK Partners or its associated entities guarantee that the material is free of error and, the information may have changed since being published. Syndicated by Baxton Media, the Market Influencers. Raising Capital For A Business Venture Is Strategic Says Accountant Thomas Mousa 2019-08-03T21:57:09Z raising-capital-for-a-business-venture-is-strategic-says-accountant-thomas-mousa New business ventures require capital, and sometimes, lots of it Success breeds success, or so they say. ‘They’ probably weren’t running a successful business while trying to capital-raise for a second one at the same time. A strong track record as a business owner might open a few doors in the investment community, but nothing will stop you from having to do the legwork needed to source the right deal for your new business, all while keeping your existing operation rolling. Thomas Mousa, Australia's 'goto' financial expert, is a director and senior partner of Sydney-based TLK Partners, says "without the correct amount of capital a business venture will be over before it begins." Cam Northway has been in the drinks and hospitality space for close to twenty years and started his first business, Sweet&Chilli Australia, a drinks experience and consultancy company, back in 2011 and since it has grown across to NZ and as far as LA. "With about 90 full-time staff across three countries, so it’s fair to say that keeps me pretty busy," Northway said. "But I love a challenge, especially when I spot an opportunity, and that’s where Cocktail Porter comes in. The ‘premiumisation’ of the drinks industry has been happening for more than a few years now and combined with the rise in at-home entertaining, Cocktail Porter is a premium subscription service for cocktails.” But with any new business, capital is required and to raise it in order to get the idea out of the head and into people’s hands is what Northway proclaims he did. RELATED ARTICLE: Sydney Aged Care Property Acquisition Tax Expert Explains Why Property Owners Claim On Borrowing Expenses Matthew Mousa of TLK Partners Sydney Mousa says, "Even if you have a strong track record of business success, sourcing funding that fits your needs and goals isn’t easy. Doubly so if you are already running a business that absorbs your attention around the clock. You simply don’t have the time to play games or make rookie errors." Northway says "Having applied a lot of the lessons I’ve learned along the way, I’m happy to say that Cocktail Porter has just launched as a one-off or subscription service that delivers either pre-made, ready-to-drink bottled cocktails, or a box of high-quality ingredients that you easily assemble at home." Mousa comments on Northway's top seven tips for keeping all the balls in the air while you raise capital quickly and efficiently. Plan to succeed. Having a clear and concise business and marketing plan is vital. Show the exact nature of the business, what it’s trying to achieve, and how it is different from the others. Mousa agrees, "The operative word here is 'Concise', a business and marketing plan is crucial, and waffle must be removed." See the big picture. Investors are primarily trying to make money, not help the business grow, so you need to consider that before embarking on fundraising and know-how investors share capital will be returned. Some investors have more risk-and-reward appetite than others, while others may be happy to offer mentorship. Understand the terms of engagement before you start and know the endpoint. "Remove an investors risk, and capital won't be an issue," Mousa stated. RELATED ARTICLE: Millennials Investment Property Advisor Chartered Accountant TLK Partners Kingsgrove Sydney Know your own game. Knowing the history and all the latest news in the related industry will give investors peace of mind. Make sure detailed questions about industry trends, competitive activity, and opportunities or threats can be answered. "I fully agree," Mousa said. Do your homework. Create a list of prospective investors and gather information to prioritise them. If it’s a firm, know who gets the deals done and find out the best way to reach them. "There are many ways to build a list of prospective investors, and some firms can introduce professional investors, for seed funding" Mousa stated. Perfect your pitch. Plan a 20-minute pitch that covers the who, what, when, where, why and how of your startup. Keep it concise, be honest, and engage with questions asked. Identify the uniqueness of the product or service, but also be prepared for detailed questions about competitors. "I'd start with the why. Once you know why you're doing something you can convey it to your audience. From that audience, investors will come who understand and believe in your why. The rest will be easy," Mousa stated. Have your numbers ready. Prepare financials and make them available and show revenue streams. Track every expense and be prepared to explain any aspect of the balance sheet. "As a numbers man, there'll not be any disagreement from me," Mousa quipped. Network, network, network. Find others who have successfully raised, and learn from them, whether they’re in your industry or not. Form relationships and garner any tips you can. Be passionate. "Passion breeds passion. Engaging with others who have been in your shoes will trigger their passion and propensity to assist you," Mousa suggests. TLK Partners Wealth Management Companies Kingsgrove, Beverly Hills | Tax Accountant & Agent | Property Advisers are financial management, retirement planning and wealth advisers serving enterprises and private individuals who hope to take care of their future through sound financial management. Visit their website or contact them at (02) 8090 4324 for an appointment to discuss your financial management and investment needs. This material is of a general nature only, and it does not take into consideration your financial circumstances, needs or objectives. Before making any decision based on this content, you should assess your own circumstances, seek professional advice or contact our office to be directed to the appropriate professional. Whilst all care has been taken in presenting the material neither TLK Partners or its associated entities guarantee that the material is free of error and, the information may have changed since being published. Syndicated by Baxton Media, the Market Influencers. Knowing How To Sell Your Business Is Essential Says Thomas Mousa, Finance Expert 2019-08-02T22:00:59Z knowing-how-to-sell-your-business-is-essential-says-thomas-mousa-finance-expert Pointers for maximising value when selling your business Getting the best price when selling your company is a little like selling a property or vehicle – you should prepare your business before you exit and consider who will make the best potential buyer. With forethought and planning, it's possible to attract more purchasers and maximise the sale price. Identify the risks new owners might perceive in your business and manage them. This will enable you to cast your net more widely for potential buyers and increase their understanding of your business’ value. Thomas Mousa, is revered as Australia's foremost financial expert authority and he says, "One of the ways to value a business is by a simple equation: earnings x multiple = value. The multiple is the variable you are trying to influence through preparation and is a function of perceived growth and perceived risk. Although it’s likely to take some time, preparing will help to reduce risk and increase the multiple." RELATED ARTICLE: Millennials Investment Property Advisor Chartered Accountant TLK Partners Kingsgrove Sydney Once you have determined what you want to achieve through preparing, you can set out the steps needed to get the business ready for sale. Some points are easier to achieve than others. For example, if there is a risk that the business’ clients will be disrupted by a sale, it may be necessary to exit your business more gradually while preparing someone else to take over. "Thinking about the best potential buyers for the business and the way to sell it is an essential part of the preparation process," Mousa says. There are three main ways of selling: trade sale, sale to management or stock exchange listing. Trade Sale. Selling the company to a competitor or complementary business is often the best way to maximise its value for reasonable sales costs. Benefits:Trade buyers are often willing to pay a higher price as they understand the standalone value of the business and may pay extra for potential synergy gains by linking the company with their operations. These might include cutting costs by sharing back-office functions and opportunities to increase sales by selling the products in wider markets. Risks:Trade sales generally require the release of confidential information to prospective buyers, which may be too risky for some sellers. Purchasers may also wish to change the business fundamentally. For example, potential buyers may want the business merely for its customers or brand name and have no need for its management or employees. Sellers may be forced to decide between the highest price and a lower one that protects their employees. RELATED ARTICLE: Private Investors Property Income Has Tax Implications Says TLK Partners Expert Matthew Mousa Management buy-outs and buy-ins (MBOs and MBIs) are valid sales strategies with considerable advantages, including investment flexibility and the ability to protect employee interests. In an MBO, the company’s executive team and outside financiers purchase the sellers' stake, while in an MBI, an outside management team leads the purchase. In both methods, most of the funding is provided by a mix of bank debt and private equity from a third-party investor. MBOs and MBIs best suit relatively stable businesses with consistent low-risk growth opportunities. Banks and private equity financiers are unlikely to finance riskier high-technology or high-growth companies. A major attraction of private equity is the flexibility it permits in how much equity is sold. Floating a business on the share market through an initial public offering (IPO) may get a higher price for the business by tapping large, liquid equity markets, but comes with considerable costs and risks. IPO’s suit companies that: Have existing managers and owners who wish to stay involved in the business Have high growth and need additional capital for expansion and acquisitions Need to motivate and attract managers and directors Wish to raise their public profile Have a significant capitalisation to ensure appropriate attention of institutional investors (preferable to have a market value in excess of $50 million after the float). Whether making a clean break or are exiting by stages from the company, selling a business is not only about getting the right price but managing the change in your lifestyle. Keep personal goals in plain sight when running through the options. "Clever Companies do not standstill. They are dynamic and constantly challenge the status quo,” Mousa concluded. TLK Partners Wealth Management Companies Kingsgrove, Beverly Hills | Tax Accountant & Agent | Property Advisers are financial management, retirement planning and wealth advisers serving enterprises and private individuals who hope to take care of their future through sound financial management. Visit their website or contact them at (02) 8090 4324 for an appointment to discuss your financial management and investment needs. This material is of a general nature only, and it does not take into consideration your financial circumstances, needs or objectives. Before making any decision based on this content, you should assess your own circumstances, seek professional advice or contact our office to be directed to the appropriate professional. Whilst all care has been taken in presenting the material neither TLK Partners or its associated entities guarantee that the material is free of error and, the information may have changed since being published. Syndicated by Baxton Media, the Market Influencers. Gye Duncan Stock Market Advisor Norfolk Island of GCR Financial Helping Locals with Share Market Investment Advice 2019-08-02T01:24:36Z gye-duncan-stock-market-advisor-norfolk-island-of-gcr-financial-helping-locals-with-share-market-investment-advice Stock Market Investment Adviser Gye Duncan Norfolk Island When thinking about investing in the stock market and looking for a local investment advisor you can trust, look no further than Gye Duncan from GCR Financial. Gye is considered as an expert stocks and shares investment advisor in Norfolk Island through his local office Norfolk Island Professional Services. His knowledge in stocks, shares, and investment strategies is considerable. Aug 02, 2019 For the uninitiated, learning the ins and outs of stocks investing can sometimes be confusing and quite time consuming. The advantages of hiring an expert share market advisor like Gye Duncan is that he offers unbiased advice, assuring representation free of any conflict of interest. As a financial adviser for more than 25 years, Gye Duncan provides clients his knowledge and strategies in wealth creation through stock investing. Gye Duncan is managing director of firm GCR Financial. He offers a wealth of financial industry knowledge and experience to both new and existing clients. Investing in stocks and shares may be a great way to multiply your wealth and money for future financial success. Stock market investment can be simply understood as the legal ownership in a business venture. By investing in the stocks of a company you are buying a stake in the company's ongoing business and you receive a share of its profits. There are different types of stocks and understanding the right ones for you is where you can get help from a stock market investment advisor. It’s important to work with the right Norfolk Island share market investment advisor because it can mean the difference between ending up in a good financial situation to being left disappointed. Gye Duncan has been successfully trading stocks for clients and has been trading Stocks and options for himself. He is now providing his share market advice in to Norfolk Island locals. There is high demand for good stock investment advisors and strategists, Gye Duncan and his team is available to assist. “If you’re looking to multiply your wealth, I and my team at GCR Financial and Norfolk Island Professional Services offer expert share market investment strategies advice without bias,” commented Gye Duncan. “For anyone looking for a stock market advisor in Norfolk Island, they’ve come to the right place.  We pride ourselves on delivering the best advice with positive results for our clients.” Some highlights of the expertise Gye Duncan offers include; financial planning, estate planning, retirement planning, smsf superannuation, wealth management including stock market investment advice.  Mr. T., from Norfolk, recently said in a five-star review, “I was looking for an stock market investment advisor on Norfolk Island and I’m pleased to have found Gye Duncan at Norfolk Island Professional Services. He helped me with my share market investment portfolio and setup a wealth management program that is preparing me well for retirement. I recommend him.” If you live on Norfolk Island and need stock market investment advice, you can contact Gye Duncan on 1800 854 293. For more information be sure to visit GCR Financial and stay part of the conversation on social media on Facebook and LinkedIn. Gye Duncan is managing Director of GCR Financial  Contact: Office: 1800 854 293 Email: admin@gcrfinancial.com.au Tamworth Share Market Investment Advisor Gye Duncan at John Green Financial Services Tamworth, Celebrates Success Helping Locals Invest in stock market 2019-08-02T00:37:36Z tamworth-share-market-investment-advisor-gye-duncan-at-john-green-financial-services-tamworth-celebrates-success-helping-locals-invest-in-stock-market Tamworth Share Market Investment Advisor If you reside in Tamworth NSW and you’re planning to invest in the stock market and need a Tamworth investment advisor you can trust, look no further than Gye Duncan at John Green Financial Services. Gye is considered the go-to expert stocks and shares investment advisor in Tamworth. His knowledge in stocks, shares, and investment strategies is considerable.  Aug 02, 2019 When considering investing in stocks and shares you have a choice, go it alone, or seek expert guidance. Investing in shares and stocks can be daunting, time consuming, and confusing for some. The advantages of hiring an expert share market adviser like Gye Duncan is that he has more than 25 years financial industry experience plus his company GCR Financial is an Australian owned and operated family business that is not owned or contracted by any bank, insurance company, fund manager or superannuation provider. Being a privately owned company allows Gye to provide advice without bias or restriction. In Tamworth at John Green Financial Services, Gye Duncan offers his stock investing advice to both new and existing clients. Investing in stocks or shares can be a great way to multiply your wealth and money for future financial gain. Stock market investment can be simply understood as the legal ownership in a business venture. There are different types of stocks and understanding the right ones for you is where you may need help from an expert Tamworth stock market investment advisor. It’s important to work with the right Tamworth share market investment advisor because it can mean the difference between ending up in a good financial situation to being left disappointed. Gye Duncan has been trading stocks for clients and has been trading Stocks and options for himself. He is now providing his expert share market advice in Tamworth. There is high demand for stock investment advisors and strategists. Gye Duncan at John Green Financial Services Tamworth is there to help you increase wealth. “If you’re looking to multiply your wealth, I and my team at John Green Financial Services in Tamworth offer share market investment advice without bias in your best interest,” commented Gye Duncan. “For anyone looking for a stock market advisor in Tamworth, they’ve come to the right place.  We pride ourselves on delivering the best advice with positive results for our clients.” Some highlights of the expertise Gye Duncan offers at John Green Financial Services include; financial planning, estate planning, retirement planning, smsf superannuation, wealth management including stock market investment advice Bundaberg. Mrs. R., from Tamworth, recently said in a five-star review, “I was seeking out an expert stock market investment advisor in Tamworth and I am happy to have found Gye Duncan at John Green Financial Services. He helped me with my stock market investment portfolio and setup an investment wealth creation plan that is preparing me for retirement. I highly recommend him.” If you live in Tamworth and need expert stock market advice, look no further than Gye Duncan at John Green Financial Services - 9/459 Peel St, Tamworth NSW 2340. For more information be sure to visit and stay part of the conversation on social media on Facebook and LinkedIn.  John Green Financial Services Tamworth is part of the GCR Financial Group Contact:  Phone: 0411 406 890 Email: john.green@gcrfinancial.com.au