The PRWIRE Press Releases https:// 2019-01-16T22:54:21Z Capify secures $135 million credit facility from Goldman Sachs 2019-01-16T22:54:21Z press-release-capify-secures-135-million-credit-facility-from-goldman-sachs Alternative SME finance provider Capify secures $135 million credit facility from Goldman Sachs  Investment expands Capify’s financing capacity to meet increasing customer demand and grow its SME lending business Capify, a leading Australian alternative SME finance provider has secured a $135 million credit facility from Goldman Sachs Private Capital (“Goldman Sachs”) to support its future growth plans and provide working capital to thousands of Australian SMEs over the coming years. The Sydney-based fintech company will use the new facility to accelerate the growth of its lending business to Australia SMEs through its business loan and merchant cash advance (MCA) products.  Capify has been active in Australia since 2008, executing over 7,500 transactions for Australian SMEs seeking business financing and most recently celebrated its ten-year anniversary.  “This is a landmark achievement for Capify and we are very pleased that we have secured this financing with Goldman Sachs, one of the premiere capital providers in the world.” said David Goldin, Founder and CEO of Capify. “This new multi-year credit facility allows us to deliver on our own growth plans, whilst providing much needed access to capital for Australian SMEs to help them to grow, to boost the economy and to create jobs.” “The credit facility validates our company as a leader in the marketplace and underlines the strength of our business model to provide simple, affordable and smart financial options to Australian SMEs.” Pankaj Soni, Executive Director at Goldman Sachs Private Capital, said: “Capify is one of the leading SME finance providers in Australia. We have been impressed with the management team, business model and innovative finance solutions for SMEs. We look forward to supporting their growth in the years ahead.” “We are extremely excited about our future relationship with Goldman Sachs,” added John DeBree, Managing Director - Australia at Capify. “The credit facility will enable us to continue on our growth trajectory while offering even more attractive and innovative solutions to thousands of small businesses in need of capital.”  ENDS   About Capify   Capify provides flexible financing solutions to SMEs seeking working capital to sustain or grow their business. The company places a high focus on transparency and provides businesses with fast, personalised small business loans and merchant cash advances.  Capify has been operating in the Australia  market for over 10 years and also has a sister company, Capify UK, which provides similar services in the United Kingdom to British SMEs for over 10 years. The company has over 120 employees across both its offices. For more details visit: http://www.capify.com.au. About Goldman Sachs Private Capital  Goldman Sachs Private Capital is Goldman Sachs' investment platform dedicated to providing long term capital to growth and middle-market companies throughout the US, Europe and Israel. The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world. Capify Media Contact: Kelly Fitzgerald on 0434 277 955 or kfitzgerald@capify.com.au Goldman Sachs Media Contact: Joseph Stein on +44 0207 774 4080 or email joseph.stein@gs.com First ever National Survey of what lawyers actually charge for fixed fee services 2019-01-10T01:16:55Z first-ever-national-survey-of-what-lawyers-actually-charge-for-fixed-fee-services First ever National Survey of what lawyers actually charge for fixed fee services FOR IMMEDIATE RELEASE Sydney, Australia, January 10, 2018 – New Law CLE is surveying thousands of lawyers around Australia to benchmark what they actually charge for fixed-fee services. Participants will get access to the final report and find out for themselves where their fixed-fee pricing sits relative to other firms. New Law CLE provides education and training to the legal sector on New Law operating models. Their survey is possible thanks to sponsorship from legal-tech company Smarter Drafter, a document creation tool powered by Artificial Intelligence, used by more than 140 law firms in Australia. Adam Long, CEO of Smarter Drafter, says “The legal sector is under pressure to switch to fixed-fees, but this raises some questions for lawyers. What should they charge? What are other lawyers charging? Are they charging enough? We’re going to find out.” The survey asks lawyers to provide the range of prices they’d typically charge their clients, providing information on how they choose to charge higher or lower rates. Participants are also asked about their firm’s size and location, to further help benchmark the range of prices. Smarter Drafter CEO, Adam Long, says “We know a law firm in Tennant Creek is unlikely to charge the same amount as a Melbourne CBD law firm, so the survey will dive into these regional differences.” All participants in this survey will be registered for a free copy of the report when it is released. The report will be available to non-participants from New Law CLE in early 2019 for $3,500. Smarter Drafter CEO, Adam Long, says “I’ve spoken to lawyers who swear til they are blue in the face that no one will ever pay more than $199 for a will. I’ve spoken to others that won’t write a will for less than $1000. We’re expecting participants will get new clarity – learning the median prices charged by firms like theirs will enable lawyers to know if  they are overcharging or missing out on profit.”   The survey is now open for all participants until 30 January 2019.   Who should complete the survey: It is recommended this survey be completed primarily by the business owner or principal of your business. Alternatively, it may also be completed by any employee that administers accounts and billing for the firm. Time required: 10 minutes   Participants can complete  the survey here: https://newlawcle.com.au/survey/   If you would like more information or to schedule an interview please contact Smarter Drafter CEO Adam Long, 0421 498 170, adam@smarterdrafter.com.au Crown Equity Holdings Inc. Announces Changes to its Board of Directors and Principal Officers 2019-01-09T13:05:55Z crown-equity-holdings-inc-announces-changes-to-its-board-of-directors-and-principal-officers LAS VEGAS, NV / January 9, 2019 - Crown Equity Holdings Inc. (OTC PINK: CRWE) today announced the resignation of Steven A. Cantor as its Chairman of the Board, and Deborah Robinson as one of its directors, and Chief Marketing Officer. Mike Zaman has been appointed to Chairman of the Board. The Board will reduce from Seven (7) to five (5) members. “I would like to thank both Steven Cantor and Deborah Robinson for their contributions“stated Mike Zaman, President of Crown Equity Holdings Inc. About Crown Equity Holdings Inc. Crown Equity Holdings Inc. (OTC PINK: CRWE) is a vertically integrated, global media and financial services company which provides powerful solutions to enhance worldwide visibility and universal relevance, enabling companies to achieve accelerated growth and rapid results that spans all the stages of a company's life cycles. Additionally, Crown Equity Holdings' is developing its CRWE WORLD (www.crweworld.com) and related digital properties into a global online community which will launch, manage and own select businesses and projects. For more information regarding Crown Equity Holdings Inc., please visit: http://www.crownequityholdings.com. Forward-Looking Statements This news release contains "forward-looking statements" as that term is defined in Section 27A of the United States Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended. Statements in this press release which are not purely historical are forward-looking statements and include any statements regarding beliefs, plans, expectations or intentions regarding the future. Such forward-looking statements include, among other things, the development, costs and results of new business opportunities. Actual results could differ from those projected in any forward-looking statements due to numerous factors. Such factors include, among others, the inherent uncertainties associated with new business opportunities and development stage companies. These forward-looking statements are made as of the date of this news release, and we assume no obligation to update the forward-looking statements, or to update the reasons why actual results could differ from those projected in the  forward-looking statements. Although we believe that any beliefs, plans, expectations and intentions contained in this press release are reasonable, there can be no assurance that any such beliefs, plans, expectations or intentions will prove to be accurate. Investors should consult all of the information set forth herein and should also refer to the risk factors disclosure outlined in our annual report on Form 10-K for the most recent fiscal year, our quarterly reports on Form 10-Q and other periodic reports filed from time-to-time with the Securities and Exchange Commission. CONTACT: Mike Zaman, President/CEO702-683-8946info@crownequityholdings.com SOURCE: Crown Equity Holdings Inc. Parramatta Accountants Matches Business Owners with Top Accounting Professionals 2019-01-09T10:58:08Z parramatta-accountants-matches-business-owners-with-top-accounting-professionals Accountants are a necessity for business owners and entrepreneurs and while the professionals all work with numbers, accountants also have areas in which they specialize. Parramatta Accountants provides a free matching service to connect individuals with the accountant they need for specific tasks. The process is quick, easy and can be completed online. It’s completely free to use and no sign-up or registration is required. Individuals simply answer a few questions about their business to help ascertain what type of accountant is needed. Parramatta Accountants match the individual’s criteria against its network of more than 80 local accountants in multiple specialties. The service then notifies the three top accounting services to contact the potential client. After speaking with the top accountants, individuals can then select the best accounting professional that fits their needs. Locating an accountant can be a confusing endeavor. The professionals do more than simply prepare and file taxes. There are different types of accountants and each work within their own specialty. Certified Public Accountants (CPAs) are experts with taxes and accounting, and they also provide consulting and act as a trusted advisor in fiscal matters. The investigators of the accounting world are forensic accountants that ensure clients are in compliance with standards and laws. They also work to uncover fraud and errors. Auditors are accountants that are accuracy experts, performing annual audits and ensuring records are accurate and precise. They typically specialize within a specific industry. Management accountants are responsible for providing information on the financial health of a business. They’re risk management and analysis specialists. Project accountants oversee projects on a case-by-case basis and oversee factors that affect the cost of the project, planning and budgets. Investment accountants typically work in brokerage offices and within management agencies. They specialize in maintaining client investments and are extremely knowledgeable about stocks and bonds, precious metals, currencies and ETFs. Parramatta Accountants can help individuals find the specialized accounting professionals they need. The company has streamlined the process of finding an accountant and made the service available online. With more than 80 available accounting specialists, business owners can quickly and easily find the accounting services they require. About Parramatta Accountants The Parramatta Accountants website was formed by a group of accountants so that you can find the best accountant for your needs, completely free. Each person who searches on the site is matched to the best accountants for the job to save business owners and accountants time to focus on what makes them great. Media Contact Parramatta Accountants Address: 7 Toombul Road Virginia QLD 4014 Website: www.parramatta.accountants 2018 a momentous year ending with industry divided into ‘receptors’ & ‘rejectors’ says Mentor’s Dr Sinclair 2018-12-20T03:04:36Z 2018-a-momentous-year-ending-with-industry-divided-into-receptors-amp-rejectors-says-mentor-s-dr-sinclair As possibly the most momentous year to date in the history of Australian financial services comes to an end, advice practitioners are being divided into two very distinct groups said Mentor Education Group (Mentor) founder and managing director Dr Mark Sinclair.   Commenting further, Dr Sinclair said by every account, the financial services sector has literally faced a tsunami of challenges including the Royal Commission, FASEA, Productivity Commission Report, etc that in their wake has left the advice sector in particular shell shocked and polarised into camps he describes as ‘receptors’ and ‘rejectors’.   “The ‘receptors’ have accepted the new compliance and education reality and are embracing the fourth Industrial Revolution*, that by reengineering their practices, adapting and applying new technologies, they can ride the crest of the wave to new, exciting commercial opportunities”, said Dr Sinclair.   “The ‘rejectors’, mainly comprise mature age and experienced advisers, that gallantly weathered storm after storm in the past, have decided this current regulatory environment is much too much and have chosen to retire and exit the industry before 2024”.   This fourth Industrial Revolution of emerging digital technology breakthroughs is here, and it allows receptors to reach more people and offer them new services, and in the process greatly improve client experience and financial indicators.   Transforming into a digital advice practice requires passion for improving client centric processes, client experience and most importantly client outcomes by embracing new digital tools which are relatively accessible, easy to learn and cost effective.   For example, today’s customer relationship management (CRM) systems embody artificial intelligence, workflow management, machine learning, API integration to centralise all information and personalised (automatic) client interactions using the clients preferred communications channel, be it mobile phone, email, WeChat etc.   Combine this with faster internet speeds, video conferencing and compliance tools, and we have a wave of transformation which is engulfing the local and global economy at a faster rate than previously thought possible.    Financial advisers are not alone with accountants, brokers, real estate agents, the legal profession and educators facing similar challenges, affirmed Dr Sinclair.   Riding the digital wave is not just a priority for the advice sector, but also for Mentor Education.  EduTech is fast becoming a key differentiator across the education sector and Mentor is embracing, along-side advisers, this new digital age, said Dr Sinclair.    This has seen Dr. Sinclair identify and deploy within Mentor the best of breed CRM, learning management system (LMS), Student management System (SMS) and integrate across over 50 applications.   Business and technology transformation is in Dr Sinclair’s blood, cutting his teeth at KMPG and AT Kearney before founding Mentor in 2003, and Mentor has TV screens on every wall highlighting key metrics such as student satisfaction and response times.   However, it is only now in this new digital age that the enabling technology is readily accessible, relatively easy to implement and, most importantly, affordable to small and medium sized businesses.   As a result, Mentor is regarded as the ‘go to’ learning provider for a new and expanded range of programs, including – - Business and Management qualifications - Accounting & Bookkeeping qualifications - Financial Services qualifications - Finance & Mortgage Broking qualifications - Real Estate Agents Representative (Victoria) course - Diploma of Finance and Mortgage Broking Management - Financial Planning Aged & Disability Care Adviser - Cryptocurrency and Blockchain courses   Dr Sinclair continued, “Although immensely satisfied with our courses and collaborative industry programs, it is the individual success our students that we are most proud”.   Across all Mentor courses 2016 to 2018 –  - the completion rate was 85.35% of all enrolments in full qualifications, - the attrition rate 6.24%; and - retention rate 93.76%   Dr Sinclair concluded, “Although 2018 will end with a sigh of relief there are still hurdles ahead for the many sectors that comprise professional advisory services – but none more so than financial advisers”.   “The legacy of the Royal Commission and new education / professional development requirements will, over the long run, be positive for them (financial advisers) by creating a stronger environment which, over time, will result in improved transparency, governance and business growth / success”.   ENDS     Issued by Mentor Education RTO 21683:      www.mentor.edu.au                  Media enquiries:     Mr. Joe Perri, Joe Perri & Associates Pty Ltd Tel:  +61 3 9324 0362  Mob:  +61 412 112 545  E:  jperri@joeperri.com.au   * The four Industrial Revolutions.      1784 First Industrial Revolution – mechanisation, steam power and weaving loom.  1870 Second Industrial Revolution – mass production, assembly line and electrical energy.  1969 Third Industrial Revolution – automation, computers and electronics.  Today Fourth Industrial Revolution – cyber physical systems, internet of things and networks.    Health Insurance Rate Rise: What’s The Damage? 2018-12-19T06:43:33Z health-insurance-rate-rise-what-s-the-damage Press Release For Immediate Release Contact: Maddison Dwyer Level 5, 724-728 George Street, Haymarket Sydney, NSW 2000 Phone: 0404313244 Email: maddison.dwyer@alternativemedia.com.au Date: December 19, 2018 Sydney, New South Wales, December 19 2019. Private health insurance premiums will rise by 3.25 percent from April 1 next year, the lowest annual increase since 2001. Regardless of the ‘low’ increase, it is still an increase, meaning a single person will pay an average of $1.14 extra per week with families paying $2.35 more. In addition to the rate rise, an attempt to make health cover more accessible will take place, with new bands of Gold, Silver, Bronze and Basic product tiers to be implemented for hospital insurance products. Furthermore, some health insurers, including nib, will be introducing discounts of up to 10 percent for members aged 18 to 29. These discounted offers will be available for both new and existing members. It’s no secret Australians have been lowering their health insurance policies, or abandoning them all together considering the increases we have seen in the past decade. A review conducted by the Australian Competition and Consumer Commission found more Australians are downgrading or dumping their private health insurance due to rising premiums. Andrew Davis, CEO of Health Insurance Comparison and Former Chair of the Private Health Insurance Intermediaries Association says “you are less likely to scrap (health insurance) if you compare and discover the best policy for you, rather than paying for something you don’t need”. According to Davis, the most common customer seen by Health Insurance Comparison are “individuals who are paying for a higher level of cover than necessary”. Davis stresses the importance of “comparing your health insurance options before you lower your policy or abandon it altogether”. It isn’t only individuals with private health insurance who are concerned about the increase in rates. Labor has shutdown the federal government for giving health insurers the A-OK to lift premiums. Catherine King, Shadow Minister for Health and Medicare, said the above-average increase will be a major blow to family budgets and only push more people to abandon their private health insurance. Consequently, Labour has vowed to cap health insurance premiums to only 2% if it wins the next federal election due to take place in May. Health Insurance Comparison gives you the low down on all things relevant to Australian Health Insurance. Whether you’re just trying to get an idea of the market in general or you have a specific policy in mind, we’ll help you find what you’re looking for from our panel of Australian funds. We provide you with the tools and knowledge you’ll need to thoroughly and decisively compare health insurance policies. For more information, visit healthinsurancecomparison.com.au. IXUP achieves global ISO/IEC 27001 Information Security certification 2018-12-19T01:44:21Z ixup-achieves-global-iso-iec-27001-information-security-certification Sydney, Australia - 19 December 2018 -- IXUP achieves global ISO/IEC 27001 Information Security certification Validates IXUP’s information security management system ISO/IEC 27001 certifies risk management processes Highlights IXUP’s commitment to information governance and safeguarding data Secure data collaboration company, IXUP Limited (ASX: IXU) (“IXUP” or the “Company”), today announced it has obtained ISO/IEC 27001 certification. The internationally recognised ISO/IEC 27001 certification is a best practice framework for managing information security within an organisation and is obtained only by companies with the highest security standards. The certification process included an independent audit of IXUP by the British Standards Institution (BSI) which covered areas such as risk management procedures, threat mitigation, access control and physical security. The internationally accepted information security standard was awarded to the Company for satisfying compliance criteria and demonstrating a systematic approach to managing sensitive information. This included ensuring IXUP has a formalised and structured business management system which can continually identify, assess and effectively treat information risks. IXUP CEO Peter Leihn said: “By gaining ISO/IEC 27001 certification, IXUP is further proving its credentials to secure sensitive information. Data governance, risk, compliance and security are all key concerns for today’s organisations. Our ISO/IEC 27001 certification will reassure current and prospective clients that we meet strict data compliance obligations. We have always sought to ensure we meet best practice standards - our clients demand the highest level of data security. Our ISO/IEC 27001 certification acknowledges we take data security seriously.” Chris Meehan, General Manager of Operations and Training at BSI said: “By achieving certification to ISO/IEC 27001, the world’s most widely recognised Information Security Management System standard, IXUP will be able to continually monitor and manage information security across the organisation, reassuring clients that they have implemented best practice information security methods.” ISO/IEC 27001 also provides a framework to identify and document possible threats, along with resultant recommended information security controls and other risk treatment initiatives; with compliance regularly monitored through internal and external audits. IXUP’s certification underpins its focus on continual improvement to ensure its risk systems always meet best practice information security standards. -ENDS- About IXUP Founded in 2011 and listed on the ASX in 2017, IXUP (ASX:IXU) is a pioneer of secure data collaboration. The company’s unique, proprietary software platform allows multiple parties to connect sensitive data and collaborate without exposure of that data. IXUP’s multilayered, encrypted approach eliminates the risks posed by sharing data or using third parties, and each collaborator retains complete control over their data at all times. Within IXUP’s trusted platform, collaborators explore the matches achieved and derive rich, actionable insights for competitive advantage. IXUP is headquartered in Sydney, Australia. For more information visit www.ixup.com. About BSI BSI is the business improvement company that enables organisations to turn standards of best practice into habits of excellence. Working with over 86,000 clients across 193 countries, it is a truly international business with skills and experience across a number of sectors including aerospace, automotive, built environment, food, and healthcare. Through its expertise in Standards Development and Knowledge Solutions, Assurance and Professional Services, BSI improves business performance to help clients grow sustainably, manage risk and ultimately be more resilient. For more information visit: www.bsigroup.com. Media Contacts: Dylan Hayley Rosenthal PR Executive - Filtered Media Tel: 0419 609 703 E: dylanhayley@filteredmedia.com.au AIIA iAwards extend early bird submission to 4 February 2019 2018-12-18T22:19:31Z aiia-iawards-extend-early-bird-submission-to-4-february-2019 Sydney, Australia – 19 December -- The Australian Information Industry Association (AIIA), the nation’s peak representative body for the ICT sector, has announced that the early bird closing date for the 2019 AIIA iAwards entries has been extended to 4 February. Entrants who register before 4 February 2019 will still be able to amend their entries until the official closing date of 21 February. For the past 25 years, AIIA has been driving an innovation nation through its iAwards program. It is now Australia’s longest running and most broadly scoped innovation recognition program, promoting excellence in the Australian digital ecosystem. Commenting on the AIIA iAwards, newly appointed AIIA CEO Ron Gauci, said: “At the 2018 iAwards we saw life-changing innovations such as a modular, self-fitting hearing aid, and the use of virtual reality to treat phobias. We witnessed robots that write their own code and the world’s first automatic, real-time, artificial intelligence shark detection system. “Following on from this year’s success, we are excited about the prospect of more awe- inspiring entries in the 2019 program. By entering the 2019 AIIA iAwards, innovators will be taken on a journey that will bring them national exposure and media attention that has been enjoyed by past winners. Entry for Students and Startups is free, so if you have a great idea we look forward to hearing from you.” Leon Young, Founding CEO of Cogniss and 2017 Community Services Market iAwards Winner, offers the following advice to 2019 applicants. “If you’re considering applying, go in with the confidence that you've met the criteria, you know how to present your entry and you’re committed to the application process. It’s a highly competitive award with good industry recognition. “As a small business, the two things you rely on are your customer references and credibility. The AIIA iAwards act as some sort of mark of the quality of what your business is doing and is a great way to help you achieve your business goals.” The Yield, an Australian agricultural technology company on a mission to transform food and farming practices with scalable digital technology, won both the Big Data / Machine Learning Innovation of the Year and Startup of the Year categories at the 2017 iAwards. Since the win, the company has gone from strength to strength in ANZ and internationally, gaining several large corporate clients. Tallulah Robinson, Marketing Coordinator, said: “Our advice for those entering in future awards is to keep entries short, succinct and to the point. Include any statistics or evidence you can and keep the focus on the problem you’re solving. Remember the judges reading the entries are human too, so ensure it is well-written and engaging. And, of course, allow them to see the passion for your technology you undoubtedly have! “Winning two iAwards was an absolute honour, especially as there were so many amazing entries in those categories. It was great to see our hard work paid off and acknowledged, and to receive recognition from such a reputable industry body. Winning was also invaluable in terms of exposure; nothing helps our sales team more than starting a conversation with someone who has already heard of us, knows what we do – and knows we’ve won awards.” For more information visit www.aiia.com.au/iawards or to submit an entry for the iAwards program, please visit https://iawards.awardsplatform.com/ #iAwards @theiAwards ### About AIIA The Australian Information Industry Association (AIIA) is Australia’s peak representative body and advocacy group for those in the digital ecosystem. Since 1978 AIIA has pursued activities to stimulate and grow the digital ecosystem, to create a favorable business environment for members and to contribute to Australia’s economic prosperity. We do this by delivering outstanding member value by providing a strong voice of influence; building a sense of community through events and education; enabling a network for collaboration and inspiration; and developing compelling content and relevant and interesting information. For more information on AIIA Policy and Advocacy key areas please visit https://www.aiia.com.au/influence-And-leadership/policy-priorities Media Contacts Dylan Hayley Rosenthal PR Executive Filtered Media Tel: 0419 609 703 E: dylanhayley@filteredmedia.com.au Accru Felsers celebrates 75 years of serving local and global businesses 2018-12-18T07:36:44Z accounting-firm-celebrates-75-years-of-serving-local-and-global-businesses Accru Felsers is a Sydney accounting firm with surprisingly ‘big firm’ global capabilities. Founded by a young European accountant in 1941, the firm has adapted to the changing face of Australian trade and remains a successful multi-lingual, multi-cultural and globally focused firm. 75 years ago, Felsers Chartered Accountants began life in the dining room of Gerhard Felser, a wartime refugee who had immigrated to Australia the year before.   The 30 year old Austrian accountant had fled Nazi Germany to save his wife Erna who was Jewish. They had a narrow escape, managing to reach London without Erna’s Jewish identity being discovered.  Once in Sydney, Gerhard Felser found a ready market for his services. Soon he had a thriving practice in Phillip Street with a large clientele of European immigrant businesses. He also became Consul General for the Republic of Austria.  His services helped a small but growing number of German-speaking entrepreneurs to start and grow profitable businesses in Australia.  From these humble beginnings, one of Sydney’s most internationally-focused, mid-sized accounting firms was created – Accru Felsers. By the 1980s, a new generation of partners had grown Gerhard’s fledgling firm into a national Australian network comprising six firms and 125 staff.  The following decades saw the expansion and tailoring of audit, tax and accounting services for overseas subsidiary clients, and the development of international connections to help Australian-owned businesses export and manufacture overseas.  German-born partner Michael Kersch reflects “In many respects, our story during the past 75 years mirrors the changing face of trade.  Our services have matured and modified with the transforming needs and demographics of our clients. For example, our team now speak Mandarin, Cantonese, Malay and Tamil, as well as German and French.  And while the majority of our international clients are headquartered in Europe, especially Germany and Austria, we are increasingly engaged by businesses based in China, Malaysia, Singapore and India.” As Managing Partner Glenda Nixon says “Our heritage has led to capabilities which firms of our size typically don’t have – like global M&As, stock exchange listings, transfer pricing, cross border agribusiness and hotel transactions. At the other end of the scale, we are very proud that a few of the grandchildren of Gerhard Felsers’ original clients are still clients – some became successful dentists, doctors, pharmacists and lawyers, hence our specialisation in health and legal practices.” If there was a need for a firm like Accru Felsers in 1941, there’s certainly a need for one now, with economic activity so globally intertwined, small businesses going global earlier and facing high levels of cultural and regulatory complexity.  Glenda adds “Gerhard Felser started the firm with a philosophy that emphasised commercial astuteness, collaborative partnerships and an international mindset. Accru Felsers will continue to build on his legacy as we help our clients navigate new challenges, wherever their business and their aspirations take them.” ABOUT ACCRU FELSERS  Accru Felsers offers a total support system to help clients manage their businesses and grow their wealth. We are experts in tax, accounting and audit, but also have a strong focus on business performance and wealth creation.  Accru Felsers has six partners and a skilled team of 50 located in central Sydney. We are part of Accru, a leading network of independent chartered accountants in Australia and New Zealand, and a member of CPA Associates International (CPAAI), one of the largest independent accounting and advisory associations in the world. Our teams work closely together to provide a seamless service for clients with national or international operations. Starting and growing Australian businesses is one of Accru Felsers significant strengths. We count hundreds of successful local entrepreneurs, mid-sized corporates and subsidiaries of European, Asian and North American companies amongst our clients. Our team has especially deep experience in the health, property, manufacturing, retail and digital media sectors.  Because of our European origins, we have many longstanding clients in Germany, Austria and Switzerland, including some of the world’s largest manufacturers and distributors.  See Accru Felsers history here http://www.accru.com/international-business/the-accru-felsers-story/ or contact Glenda Nixon (gnixon@accrusyd.com.au) or Michael Kersch (mkersch@accrusyd.com.au) on 02 8226 1655 for more information. ##### American Video Teleconferencing Corp. Announces Changes to its Board of Directors and Principal Officers 2018-12-18T04:33:42Z american-video-teleconferencing-corp-announces-changes-to-its-board-of-directors-and-principal-officers LAS VEGAS, NV / December 17, 2018 / American Video Teleconferencing Corp. (PINK SHEETS: AVOT) today announced the resignation of its: CEO/President and Chairman, Mike Zaman,  Chief Financial Officer and Director, Kenneth Bosket, Secretary and Director Montse Zaman, and Chief Operations Officer and Director Arnulfo Saucedo-Bardan, with each resigning being effective immediately.American Video Teleconferencing Corp. would like to thank Mr. Zaman, Mr. Bosket, Mrs. Zaman and Mr. Saucedo-Bardan for their contributions, as it welcomes two new board members. Kevin Wiltz, with his experience in real-estate investment and management for more than 15 years; and Theresa Kitt with more than 25 years of management, administration, and accounting experience.The Board will be reduce from four to two members.About American Video Teleconferencing Corp.The company owns and operates iB2BGlobal.com, which is an online, mobile optimized functional "Business to Business" international e-commerce web portal to facilitate e-commerce between manufacturers, wholesale businesses and buyers.  For more information visit: www.avotconf.com .Forward-Looking StatementsThis news release contains "forward-looking statements" as that term is defined in Section 27A of the United States Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended. Statements in this press release which are not purely historical are forward-looking statements and include any statements regarding beliefs, plans, expectations or intentions regarding the future. Such forward-looking statements include, among other things, the development, costs and results of new business opportunities. Actual results could differ from those projected in any forward-looking statements due to numerous factors. Such factors include, among others, the inherent uncertainties associated with new business opportunities and development stage companies. These forward-looking statements are made as of the date of this news release, and we assume no obligation to update the forward-looking statements, or to update the reasons why actual results could differ from those projected in the forward-looking statements. Although we believe that any beliefs, plans, expectations and intentions contained in this press release are reasonable, there can be no assurance that any such beliefs, plans, expectations or intentions will prove to be accurate. Investors should consult all of the information set forth herein and should also refer to the risk factors disclosure outlined in our annual report on Form 10-K for the most recent fiscal year, our quarterly reports on Form 10-Q and other periodic reports filed from time-to-time with the Securities and Exchange Commission.Contact:American Video Teleconferencing Corp.Kevin Wiltz, President/CEOkevinwiltz@avotconf.comSource: American Video Teleconferencing Corp. Melbourne Strengthens Position as Tech Capital 2018-12-18T03:25:10Z melbourne-strengthens-position-as-tech-capital Tuesday, 18 December 2018 - The Andrews Labor Government has announced that Melbourne will house the national headquarters of the Australian Information Industry Association (AIIA) – Australia’s peak representative body for the tech sector. The Labor Government also announced that it will host the AIIA National iAwards events as the major sponsor for the next four years, cementing Victoria’s position as Australia’s tech capital. The National iAwards is the leading awards program for the technology industry, recognising and rewarding entries from startups, government, corporates and students from across the nation. The AIIA National iAwards is the centrepiece of Victoria’s annual Digital Innovation Festival, celebrating the tech talent and ideas that help give Victoria our competitive edge. Moving into its 26th year, the AIIA iAwards recognise Australia’s leading digital technology innovators. Nominations for the 2019 awards are already open, with early bird applications closing on 4 February 2019. The Labor Government is a strong supporter of Victoria’s tech sector, which already employs more than 117,000 people, and will continue to invest in the sector to ensure Victoria grows as a technology hub of the Asia Pacific. The establishment of AIIA headquarters in Melbourne will boost opportunities for Victorian businesses to work together and grow the performance of numerous local industries. The AIIA will continue to have a strong national presence with local offices in Sydney and Canberra and state council activities in all states. Quotes attributable to Minister for Jobs, Innovation and Trade Martin Pakula “The decision by the AIIA to choose Melbourne as the location for its new national headquarters is a coup for our tech sector and strengthens our position as Australia’s tech capital.” “We look forward to continuing our work with the AIIA and its members to raise the profile of Australia’s innovators who are helping to create the jobs that will support our future economy.” Quotes attributable to AIIA CEO Ron Gauci “Following the success of the 2018 AIIA National iAwards ceremony in Melbourne, we’re excited to continue our work with the Victorian Government over the next four years." “Melbourne is a great base for our national headquarters as we look to further enhance the reputation of Australia’s leading awards program for the technology industry and pursue our strategic imperatives of innovation, skills and digitisation of the economy.” Small Lenders Prove to be a Big Help to SMEs 2018-12-17T22:57:53Z small-lenders-prove-to-be-a-big-help-to-smes When it comes to small business loans the Australian lendscape is changing. According to a recent RBA survey, the market is finding it increasingly difficult to obtain finance from the big four banks. So we are beginning to see entrepreneurs warm up to the idea of smaller alternative cash providers. This is mostly in response to the financial services royal commission’s fall out. Which has seen thousands of small business owners seeking small business loans from non-bank lenders. Banks are becoming increasingly unattractive to SMEs with 80% of business owners feeling less optimistic about their funding futures. So where to from here?   Tough times usher in opportunity But all is not bleak. When times get tough, there are often opportunities waiting in the wings. Small business loans are no different. Larry Prosser, CEO of Beyond Merchant Capital shares how “There is a real opportunity for alternative lenders to prove themselves here. Smaller lenders are able to offer what big banks can’t – quick working capital, flexibility, and reliability. Beyond Merchant Capital is one such lender. This fintech leader was created specifically for the retail market. They predicted how that market would change. And with a deep respect for the industry, developed a unique lending model to cater for it. This small business loan provider has quickly proved to be a real player in the lending market.   Merchant Financing is the ‘new’ small business loan So now instead of googling “small business loan”, small business owners are searching a new key phrase: “Merchant Cash Advance“. The quicker and far more flexible working capital solution for retailers. All a merchant needs is a 12 month EFTPOS history, a card terminal and monthly turnover of at least $5,000, and they are eligible for 80-100% of their monthly card turn-over. In the form of cash. Best of all a ten-minute application process and the ability to provide funding in under 48 hours, makes this Fintech leader extremely attractive to SMEs.   Why non-bank lenders? Banks have tighter lending criteria. So the lower your credit history, the more stringent their policies. Alternative small business loan providers, however, are not banks at all. So they are able to fund with an entirely different set of criteria. This allows for more flexible terms, unsecured deals and extremely quick turnaround times. The real difference comes down to how the business pays back the loan. Instead of working on the traditional fixed monthly repayment, a Merchant Cash Advance repayment occurs via the EFTPOS terminal. This works well for both parties.   The personal touch Banks are big institutions and because of this, lack that personal touch. Smaller lenders run very differently. And part of that package is welcomed attention and a hands-on attitude. Only where it counts though. They understand small business, and that the entrepreneur at the helm is the best person to run it. Not them. So while fintech lenders prefer that funds are used for growth-enhancing opportunities, they are not in any way prescriptive. You won’t find that kind of policy with a bank loan.   Small business loans can be flexible Banks typically work on a fixed term and rate. However, Merchant Financing has a unique repayment solution that works directly in line with turn-over. Here, an agreed percentage is withheld from each card terminal transaction. With the balance going back into the merchant’s account. This means that real-time cash flow dictates repayment timelines. Great for seasonal business. Which is not normally taken into account in a traditional loan setting.   Times may be tough, but entrepreneurs in the know will see this as much as an opportunity as the non-bank lenders do. A chance to do things differently, and maybe even more effectively than ever before. In this case, going small can lead to really big things. AIIA announces inspirational new Board and State Council Chair members to represent Australia’s ICT industry 2018-12-16T22:16:25Z aiia-announces-inspirational-new-board-and-state-council-chair-members-to-represent-australias-ict-industry Sydney, Australia – 17 December 2018 -- The Australian Information Industry Association (AIIA), the peak member body for the ICT industry, today announced seven new Board members and State Council Chairs from some of the largest, most well-known and respected global and national ICT companies, as well as leading representatives from small to medium-sized firms. “Our invigorated AIIA National Board and our State Councils embody the diversity of the Australian digital economy, including large Australian companies, multinationals and small and medium sized businesses,” said AIIA Chairman and Managing Director of Optus Business, John Paitaridis. The new Board members include Megan James (CEO, Australian Data Centres); David La Rose (Managing Director, IBM Australia & NZ); Sharryn Napier (Vice President & Regional Director Australia & NZ, Qlik); Angela Fox (Managing Director, Dell Australia & NZ); John Ieraci (Chief Customer Officer, Telstra Enterprise); and Matt Codrington (Managing Director, Lenovo Australia & NZ). This announcement also sees the return of Rob Hillard (Chief Strategy & Innovation Officer, Deloitte) as AIIA Board Deputy Chair. They join existing Board members Charles Lindop, AIIA Treasurer (Principal, KTM Capital); Steven Worrall (Managing Director, Microsoft Australia); Stuart Althaus (Chief Executive Officer, SME Gateway); Mark Nicholls (Managing Director, Information Professionals Pty Ltd); Seelan Nayagam (Managing Director, DXC Technology Australia & NZ); Murray Hurps (Director of Entrepreneurship at University of Technology Sydney); and Ken Boal (Vice President, Cisco). Commenting on the new Board members, John Paitaridis said: “I am delighted with the composition of the new AIIA Board. The Board members are all recognised leaders in the Australian technology industry bringing together a vast range of skills, industry insights and experiences to support and inspire the AIIA to realise its vision of growing Australia’s social and economic prosperity through technology innovation. “Our Board aspires to improve advocacy and shape policy for the Australian ICT sector, generate new business opportunities, increase collaboration with other members, and build professional standing.” Directors are elected for up to three year terms to set strategic direction for the AIIA and work closely with AIIA management to develop the National Business Plan and oversee operational excellence. “I’m delighted to welcome Megan James to the Board. Megan has played a dynamic role in Australia’s Information, Communications and Technology industry and is a leader in the rapidly expanding and competitive data centre sector,” said Mr Paitaridis. Mr Paitaridis said he is also delighted that David La Rose and Sharryn Napier have joined the Board. “David brings business acumen and strategic, innovative thinking to his role as Director and great international experience. Sharryn is respected as an authentic leader who motivates and inspires teams as a whole, which will no doubt result in high levels of dedication and commitment within the AIIA. “Angela Fox is another outstanding addition to the Board as she is a firm believer in diversity in the ICT industry, having launched the Australia and New Zealand Diversity and Inclusion Council, and being a founding member of the APJ Diversity and Inclusion Council. “John Ieraci is a real asset to the organisation as he has been part of the Telstra Executive Team since 2007 and will no doubt bring his expertise on security, protection and threat intelligence services to the AIIA. Matt Codrington has long been a supporter of the AIIA and I’m excited that he will adding value with his strong transformational experience and ability to identify new opportunities for the AIIA,” added Mr Paitaridis. The AIIA has established six State and Territory Councils to promote the AlIA's objectives, programs, policies, interests and objectives within those specific State and Territories. The State and Territory Councils are responsible to the AIIA Board and report to the recently appointed CEO, Ron Gauci. The AIIA State Chairs for 2019 are: Deirdre Diamante, VIC – M.I.A. Consulting Services Pty Ltd Greg Boorer, ACT – Canberra Data Centres Proprietary Ltd Sharon Brown, WA – Sharon Brown & Associates Mark Nicholls, QLD – Information Professionals Pty Ltd Matt Wynn-Jones, NSW – Counterparts Technology Tim Chopping, SA – SRA Information Technology Pty Ltd # # # Additional information on new AIIA Board members Megan James – As CEO at Australian Data Centres, Megan has been instrumental in growing the offering of the company to what it is today, and qualifying it for appropriate panels for Government Business. A highly respected industry executive and passionate human being, Megan lends her time to support and advocate women in business and the burgeoning IT industry. Commenting on her role as Director, Ms James said: “I’m thrilled to be elected to the AIIA Board as it caps off 25 years in the information technology industry, and I’m genuinely very excited to connect and engage with small and large businesses for a more innovative Australia.” David La Rose – As Managing Director of IBM Australia and New Zealand, David is responsible for the vision and overall performance of the business in the region. Having worked in the technology industry in Asia, Europe, Australia and New Zealand, he has extensive experience in resolving complex business issues, identifying growth opportunities and a passion for building the skills we need in emerging technology to drive Australia’s innovation agenda. “Having the opportunity to be part of the AIIA Board to share ideas and define strategies for the benefit of Australia’s innovation agenda is a privilege. With emerging technology playing such a pivotal role in the future of Australia, the plans we put in place over the next couple of years will be critical to our ongoing success and prosperity,” said Mr La Rose. Sharryn Napier – In her role as Vice President & Regional Director Australia & NZ at Qlik, Sharryn is responsible for driving sustained growth and sales for Qlik’s visual analytics business, and providing strategic direction for the company. She has held senior positions at several global companies over a career spanning 20 years. Angela Fox - As Managing Director of Dell Australia & New Zealand, Angela is responsible for leading Dell’s efforts to deliver innovative technology solutions to consumers, small and medium businesses, Dell partners, public institutions and large enterprises across the region. John Ieraci – John has been part of the Telstra Executive Team since 2007. As Chief Customer Officer for Telstra Enterprise in Australia, he is responsible for Sales and Service for 14,000 largest Enterprise and Government Accounts. His goal is to further develop Telstra's strategic relationship with these customers through technology and service innovation, and business relevant co-creation opportunities. Matt Codrington – In his role as Managing Director, Lenovo Australia and New Zealand, Matt is responsible for Lenovo’s business within the ANZ region across all Government, Commercial, Consumer and Emerging PC+ segments. Matt works with IT executives who are looking to define strategies that can add value to their business. Matt is able to rapidly build and execute practical solutions for a growing topline and profitable bottom line. Rob Hillard, Deputy Chair – As Chief Strategy & Innovation Officer at Deloitte, Robert positions the firm to tackle the disruption of technology, new competitors, challenging economic conditions and changing regulatory priorities. Robert is also a member of the global Deloitte board. His contribution to the Australian technology industry was recognised in late 2014 with his admission as a Fellow of the Australian Computer Society. He has served terms on the AIIA Board and national executive, MIKE2.0 Governance Association board (the Swiss non-profit governance body for MIKE2.0) as well as various university and professional advisory groups. About AIIA The Australian Information Industry Association (AIIA) is Australia’s peak representative body and advocacy group for those in the digital ecosystem. Since 1978 AIIA has pursued activities to stimulate and grow the digital ecosystem, to create a favorable business environment for members and to contribute to Australia’s economic prosperity. We do this by delivering outstanding member value by providing a strong voice of influence; building a sense of community through events and education; enabling a network for collaboration and inspiration; and developing compelling content and relevant and interesting information. Media Contacts For more information please contact: Jeffrey Coote Tel: (02) 8355 3130 jeffrey@filteredmedia.com.au Australia's Best Fund - 10 Years Running 2018-12-14T03:59:04Z australia-s-best-fund-10-years-running La Trobe Financial wins “Best Mortgage Fund” in Australia in Money magazine awards. No other fund has matched this achievement. Today, La Trobe Financial’s Credit Fund stands at $2.8 billion and continues its proud performance of delivering capital-stable income to its 35,000 registered members. Monday, 3 December 2018 – Today, Australia’s oldest and highest rated credit investment manager, La Trobe Financial, announced that it had won the Best Mortgage Fund category in Money magazine’s prestigious 2019 Best of the Best Awards. This award marks a record tenth consecutive win for La Trobe Financial. No other investment fund has ever won 10 consecutive awards. In announcing the award, the eminent panel of Australia’s leading independent fund ratings agencies, including Zenith Investment Partners, SQM Research and Lonsec, paid tribute to La Trobe Financial’s consistency in difficult times. Zenith Investment Partners stated that the fund has “delivered returns consistently above its peers and benchmarks.” SQM Research pointed to “strengths includ[ing] knowledgeable and experienced staff and diversification across geographical sectors and borrowers.” La Trobe Financial’s Chief Investment Officer, Chris Andrews, stated that “La Trobe Financial has been managing other people’s money for almost seven decades. We have seen the good times and the bad and have built a resilient investment strategy that targets capital stability and consistent monthly income across the economic cycle. With the share market still down by over 15% a full decade after pre-GFC peaks, we continue to believe that we can deliver real value for investors through our transparent, time-tested approach to investment.” La Trobe Financial’s Chief Corporate Treasurer, Martin Barry, stated that “La Trobe Financial’s retail credit fund is a key part of our overall group funding strategy. It differentiates us from our peers and allows us to deploy our asset class expertise for the benefit of ordinary, “mum and dad” investors. Our investment team brings considerable asset and liquidity management skills to the table and that has helped produce market-leading returns for our investors in times of considerable market volatility.” La Trobe Financial’s President & CEO, Greg O’Neill, stated that “This achievement comes from sticking to our values and building a business based on a culture of “others before self”. In the context of our investment operations, that means remembering that we are managing other people’s money and should treat it as we would our own. It is an honour to lead a team who are inspired by this motto and who work so hard every single day to deliver consistently outstanding results for our investors. In FY2018, that hard work has resulted in an extraordinary $104.4 million in interest payments to investors and now this record, tenth consecutive award. Make no mistake, La Trobe Financial will not rest on its laurels but will remain completely focussed on delivering the best risk-adjusted returns for all of its investors, both retail and institutional.” La Trobe Financial will be making further announcements shortly. About La Trobe Financial With A$6.5 billion AUM La Trobe Financial is one of Australia’s leading non-bank credit and wealth managers, providing funding and investment solutions to a diverse range of 140,000 customers since 1952. We are 80% owned by Blackstone, the world’s largest alternative asset manager, with over US$457 billion of AUM worldwide. We are a proven and trusted investment partner for institutional and retail investors alike with over 66 years’ experience, managing investment mandates in excess of $16 billion since commencement.La Trobe Financial has been a leader in the credit industry for many years including, pioneering “Lite Doc®” lending in Australia in 1990, creating the first private Reverse Mortgage (Seniors LoanTM) in 2006, launching the first hybrid wealth management-loan product P2C® (Parent-to-Child) to assist first home buyers in 2013, introducing a unique to market Aged Care finance solution in 2015, and being one of the first lenders to introduce a fully digital KYC and AML checking of borrower applicants for brokers in 2017. La Trobe Financial is regulated by the Australian Securities & Investments Commission and holds the following requisite regulatory licences: La Trobe Financial Services Pty Limited ACN 006 479 527 (Australian Credit Licence 392385); La Trobe Financial Asset Management Limited ACN 007 332 363 (Australian Financial Services Licence 222213 & Australian Credit Licence 222213); and La Trobe Financial Custody & Securitisation Services Pty Limited (Australian Financial Services Licence 379454). For further details please visit our website www.latrobefinancial.com. Escrow.com launches in Australia 2018-12-13T00:27:01Z escrow-com-launches-in-australia Escrow.com, the leading provider of secure online payments and online transaction management for consumers and businesses on the Internet, has launched Australian Dollar capability to its escrow service, offering a safe and secure sale for local both buyers and sellers transacting big-ticket items. Escrow.com can be used for secure transactions involving any item of value, including domain names, vehicles, machinery, aircraft, space station hotel deposits or anything that a business or an individual might want to buy or sell safely online. Escrow.com is used to secure a wide range of transaction types Escrow.com, which has safely processed over US$3.5 billion in transactions with its secure escrow service, acts as a trusted third-party that collects, holds and only disburses funds when both a buyer and a seller are satisfied with a transaction. It is ideal for transaction sizes from $100 to $10,000,000 or more. Now, for the first time, merchants and online marketplaces in Australia have the ability to tap into the security and power of Escrow.com, ensuring safe transactions for buyers and no chargebacks, ever, for sellers. “Escrow.com has already made a name for itself in other markets, delivering unprecedented safety and security for online transactions, thanks to the escrow process, which sees funds kept in trust until all involved parties are satisfied with the deal,” said Escrow.com General Manager Jackson Elsegood. “With the launch of Australian Dollar capability, buyers and sellers in Australia can now make the most of what this escrow process has to offer.” Escrow.com’s Australian Dollar launch comes just weeks after the launch of Escrow Offer, the easiest way to introduce the power of price negotiation into online platforms. This followed the release of Escrow Pay, which lets businesses integrate the protection provided by the powerful Escrow.com API directly into their websites, mobile apps and online marketplaces. Payments Australia Pty Ltd (trading as Escrow.com) provides the escrow service in Australia, Australian Financial Services Licence No. 501215. Any advice provided is general in nature and does not take individual circumstances into account.  For more information see https://www.escrow.com and consider the Combined Financial Services Guide and Product Disclosure Statement, and terms and conditions. About Escrow.com Escrow.com is the leading provider of secure online payments and online transaction management for consumers and businesses on the Internet, having safely processed over US$3.5 billion in transactions. Founded by Fidelity in 1999, Escrow.com reduces the risk of fraud by acting as a trusted third party that collects, holds and disburses funds according to buyer and seller instructions. Escrow.com is also the winner of the 2017 BBB Torch Award for Ethics for Silicon Valley, San Francisco and the Bay Area, an award presented to a business that goes above and beyond in their business dealings with customers, other businesses and the community. Escrow.com is a subsidiary of eleven-time Webby Award winning Freelancer.com, the world’s largest freelancing and crowdsourcing marketplace by number of users and jobs posted. Freelancer Limited is listed on the Australian Securities Exchange under the ticker ASX:FLN For more information, contact: Jackson ElsegoodGeneral Managerjackson@escrow.com Leon SpencerDirector of Communicationslspencer@escrow.com