The PRWIRE Press Releases https:// 2019-10-23T09:50:33Z THE BLOGGERS BRUNCH IS TRANSFORMING INFLUENCER MARKETING - MERGING THE ONLINE AND OFFLINE WORLDS 2019-10-23T09:50:33Z the-bloggers-brunch-is-transforming-influencer-marketing-merging-the-online-and-offline-worlds Australia’s number one agency that connects millions of mums with brands, Kids Business Communications is back with their Bloggers Brunch™ this October 25th in Melbourne with leading brands taking centre stage. What started as the industry’s best kept secret almost 10 years ago, has morphed into an organically grown platform that is accelerating and leveraging brand awareness, with grassroots marketing that brings the online world, offline – and then back again. In its journey, the event has been home to hundreds of brands, both established and emerging and involved thousands of influencers along the way. The Bloggers Brunch™, now Australia’s Premier Influencer Marketing Event, removes the online disconnect and unites mums and brands via face to face experiences with the influencers Mums turn to. It gives both the influencer and the brand a chance to discover one another personally, creating authentic interactions and facilitating real brand/consumer relationships that resonate with readers.   Christie Nicholas, Managing Director of Kids Business has spent almost 20 years marketing brands to women, primarily Mums, and curated the event from its beginning. Nicholas believes: “The Bloggers BrunchTM gives brands and influencers the unique opportunity to fast-track perfectly aligned partnerships that go beyond a single post, to deliver amplified results. We do this by creating a brand experience. Without an experience, there is no emotion. Without emotion there is no advocacy. And advocacy is the catalyst to a brand’s success.  In light Facebook and Instagram’s changes as well as today’s very noisy online marketing sphere, the power and ability to do this well is critical to growth.”  One of the long-term brand partners involved in previous events as well as the upcoming event, Jen Harwood of Happy Hair Brush fame explains:  “Influencers need to meet us, see us and most importantly experience our product. If they love our product and share it, that gives us the 3rd party credibility with potential customers. This event enables us to get to the majority of influencers FIRST, establishing ourselves as the leaders and the response has been incredible! We can hardly keep up. Influencers create powerful, genuine content that speaks about the problem our product solves and our relationships with them is personal.”  As online platforms are moving away from vanity metrics, it is relationships, now more than ever, that matter most. “Potential customers are more receptive to the messages coming from someone they already know, like and trust and who clearly believes in the product” Nicholas adds. The benefits not only lie with the brands – it is the ONLY event on an influencers calendar designed to directly introduce influencers with a stable of the hottest brands and key contacts who are keen to ignite relationships.  Brands participating at this event include a mix of global brands, FMCG essentials, emerging players and everyday home essentials, including: Moose Toys, VTech, LeapFrog, Black + Decker, Breville, Smash Enterprises, Mustela, Uganic by Wattlehealth, Beginners on Stage, Happy Hair Brush, KONG, Nutriderm, Dermavive and retailer Spotlight.   Discover what happens when the online and offline worlds unite, the role influencers play in educating the wider audience and why more brands want messages shared organically and transparently. -end-  Please contact for Media access and story ideas. Allan Van Planning Provides Critical Services for any Development 2019-10-22T06:07:59Z allan-van-planning-provides-critical-services-for-any-development A new development goes through an extensive process and a variety of steps before it becomes an accomplished fact. Before a city council undertakes any new development there’s critical information required and Allan Van Planning has the resources and experience to ensure that the principles of inclusion, human rights, social justice and empowerment is achieved. Communities may explore the feasibility of a wide range of developments to meet the needs of its citizens encompassing subdivisions and high-rises, retail, industrial, commercial and mixed-use endeavors. Developments must meet a myriad of criteria whether it’s the establishment of a new manufacturing complex or an addition to a church. Project planning includes multiple steps to define the scope of the development, the steps required to achieve it, and create a plan for accomplishing stated goals. Allan Van Planning can assist with tasks ranging from ensuring the usage is supported and allowed in a specific location, a mandatory survey to establish property lines, and presenting the proposed project to concerned citizens at public meetings. Allan Van Planning has extensive experience with developments in the booming Gold Coast area and can also aid city councils and planning commissions when property must be purchased for development. The agency is experienced in obtaining pertinent applications and permits, and can help when demolition of any existing structures are required for development to proceed. The planning process is highly complex and becoming more complicated each day. The firm has the expertise to handle pre-lodgement meetings, and provide expert advice on the highest and best uses. The company has experience with Show Cause Notices, resolving compliance actions, and can negotiate on behalf of clients. Allan Van Planning provides a comprehensive array of services for developments from the discovery phase to completion that facilitates approvals and minimizes risk. As town planning Brisbane experts, the firm is committed to providing honest and timely advice and assistance at every juncture for any type of development. ### Media Contact Allan Van Phone: 0418 312 724 Email: Daniel Ebert Phone: 0434 812 386 Email: 38 Park Road, Milton QLD 4064 Website: Financial planning practices can excel in the new era of advice – but growth must be the focus 2019-10-22T02:25:52Z financial-planning-practices-can-excel-in-the-new-era-of-advice-but-growth-must-be-the-focus Generally speaking, boutique financial planning practices can excel and prosper in the new era of advice, however the rules have changed and standing still or staying small, is no longer an option.   Growth, whether in terms of profit, expansion or market share is an imperative if financial planning businesses are serious about the future.  It may sound harsh but the reality is if advice practices aren’t growing they’re dying!   However, the underlying need for growth is not an objective driven by ego but required to fund and resource business capacity in order to remain relevant to the changing needs of clients.  It is also reassuring and demonstrates the viability of the business to clients.    Therein is the reason for Cardena Private Wealth (Cardena) being in growth mode.    Yes, we have invested significantly in our staff, training, technology and processes (and will continue to do so) to lift efficiency, capacity, productivity and effectiveness.  This has also included the introduction of complementary service offerings – all dedicated to staying relevant and improving / enhancing the client experience.   However, it’s improving the client experience where Cardena has focussed the most and is committed to excel.   This objective is guided by connecting with our clients via many touch points, including bi-annual surveys that obtain in-depth insights and deeper understanding of their evolving needs and aspirational drivers.    Our clients are all successful people, very good at what they do, and most have little time or experience in managing their own financial affairs.  They turn to Cardena around the clock as it were, to help them make smart financial decisions and to take away the complexity, so that they can focus on doing what they do best, live their dreams and aspirations and just enjoy their lives.    Hence the importance for Cardena to keep in touch and stay ahead of changing habits and client expectations.  We learn from the surveys and the results monitored and benchmarked to ensure services and processes are keeping pace and delivering as expected.   Earlier this year, we conducted a client journey workshop to map out the Cardena client experience and identify ‘friction points’ for clients.    Often the solutions to these ‘friction points’ in the client experience can be found outside financial services as new players disrupt the old ways and conventions of the past.  Online streaming services like Netflix and Spotify that have revolutionised access to entertainment such as movies and music are excellent examples of new ways of doing business by removing ‘friction points’ for consumers.   We need to learn these lessons – especially those that relate to advances in technology and apply them in advice businesses.  Technology is the next big wave of innovation we are embedding within Cardena to free up more time to engage more deeply and effectively with our clients.    Too many advisers look at innovation and advances such as artificial intelligence, through the narrow prism of ‘robo-advice’.   The benefits for advice practitioners, planning businesses and our clients are far more wide reaching and deeper than that.    Cardena uses technology extensively and this will only increase as we replace manual, lower value-added tasks, with more-higher value and client related outcomes.        Finally, this is the era of authenticity and financial service clients / consumers want genuineness.  The world of spin and disingenuousness is over – hence the need to grow and engage more effectively and more personally with clients.   The dual outcomes that are an endorsement of Cardena’s growth strategy are measured in the increased number of alliance opportunities and satisfied clients that are passionate brand ambassadors to peers, family, friends and business associates.     Cardena Private Wealth and its advisers are Authorised Representatives of Fortnum Private Wealth Ltd  ABN 54 139 889 535 AFSL 357306   Issued by Cardena Private Wealth    Media Enquiries:     Mr. Joe Perri, Joe Perri & Associates Pty Ltd                                     Mobile:  +61 412 112 545  Email:   Prophecy International announced as winner of SA Business Australian Export Award 2019-10-20T22:31:35Z prophecy-international-announced-as-winner-of-sa-business-australian-export-award Adelaide — October 21, 2019 — Prophecy is very pleased and proud to announce that it has won the Technology and Innovation category at the SA Business Australian Export Awards. The Business SA 2019 Export Awards recognise South Australian companies which are excelling in the international marketplace by selling and promoting their products and services.   Announced at a gala event at the Adelaide Convention Centre on Friday night, Prophecy International Holdings was recognised as a leading innovator in the international tech space. Prophecy International Holdings is an ASX-listed company that develops analytics and cyber solutions software, operating globally since the 1980s across brands including Snare and eMite.   Our Snare monitoring and analysis tools gather and filter IT event data for security monitoring, analysis, auditing and archiving. eMite develops advanced real-time analytics and dashboard solutions especially for the contact centre market. More than 75 per cent of Prophecy’s revenue is generated from international markets, and it sells to more than 45 countries. Prophecy has operations in Sydney, London, Denver and Manilla.   Prophecy CEO Brad Thomas said, “This is a great endorsement of the efforts of our teams in all our offices around the world, we are all trying to build the next great Australian software company at Prophecy and this is a fantastic rewards for our efforts so far. With over 80% of our income generated from international markets and our US business growing at 25% for the last 2 years we are proud to have our efforts in building great products and having customer adopt globally them recognised.”   Now in their 57th year, the Business SA Export Awards recognise the success of local South Australian companies and organisations breaking into export markets and achieving sales, organisational and educational growth. As a result of winning the state award Prophecy will now become a finalist at the national awards which will be awarded in early December.   About Prophecy International Holdings Limited   Prophecy International Holding Limited is a listed Australian company (ASX:PRO) that operates globally. The focus at Prophecy is growing the eMite and Snare lines of business.   CX Intelligence by eMite provides a SaaS based real time and historical analytics platform, dashboards, wallboards, KPI and orchestration products for Customer Experience, Contact Center & IT Operations environments.    The Snare product suite is a highly scalable platform of Centralized Log Management, Security Analytics and SIEM products designed to enable customers to detect and manage cyber threats in real time & maintain regulatory compliance.   Prophecy operates globally from Adelaide and Sydney in Australia, London in the United Kingdom and in Denver, USA. Cross Plumbing 37 Years of Plumbing Services in South Brisbane and Logan City 2019-10-16T08:20:45Z cross-plumbing-37-years-of-plumbing-services-in-south-brisbane-and-logan-city Cross Plumbing is an Australian owned family business that has been in service for 37 years. The firm is also known as M.A. Cross Plumbing after the name of its owner Michael Cross. The plumbing service offers both commercial and residential plumbing services to customers in South Brisbane, Logan City. The service covers more than 50 suburbs in the South Brisbane area and is available 6 days a week. Besides plumbing Cross Plumbing offers drainage and roofing services as well! M.A. Cross Plumbing is committed to providing environmentally-friendly and sustainable solutions for clients. The company’s team has undergone Green Plumbers training for water audit assessments, waste water management, and solar hot water systems. The solutions are economical and lessen clients’ carbon footprint. The Logan plumber conducts installation, repair and maintenance of all water and drainage systems. M.A. Cross Plumbing has twenty years of membership with the Master Plumbers Association of Queensland. The plumber in Logan is not just able to fix common plumbing problems but being a Master Plumber Association member they are able to upgrade old plumbing works at both residential and commercial locations. M.A. Cross Plumbing is experienced in storm water systems, greywater systems, rainwater tanks , water pumps, taps and faucets. The company provides drainage and plumbing systems for new homes and renovations. The plumber Logan is also skilled in roofing, gutter systems, and leaf free gutter guards. Michael Cross, owner of M. A. Cross Plumbing says, “We understand how much damage a water leak can cause, so if you need plumbing repairs for leaking pipes or a broken water heater or a leaky toilet, we will send our plumbers Brisbane out to you promptly so that you can get on with the tasks of daily living. Our repair services include frozen or leaking pipes, leaky toilets, broken water heaters and more. No job is too small or large for our team of expert plumbers!” At Cross Plumbing, the plumbing work is always handled with the utmost care and caution to assure that we make no mistakes and that every plumbing job done is up to all of the appropriate construction codes, so you never have to worry about a poor or unreliable plumbing job. Also, remember that Cross Plumbing works at your convenience – not only will we work on your schedule, but we always clean up after ourselves when we finish a plumbing job. About M.A. Cross Plumbing Michael Cross is able to assist you with products and solutions that best fit your needs. We are fully qualified trades people and we are here to offer you sustainable solutions while delivering quality workmanship and expert advice. We’ve been a member of the Master Plumbers Association for more than 30 years. We were sponsors of the first Sustainable House Brisbane built at Seventeen Mile Rocks in 2007. Website: Is Tree Damaging your Property? Call Professional Arborist to Protect 2019-10-12T10:04:35Z is-tree-damaging-your-property-call-professional-arborist-to-protect Do you think a tree can become a reason of injury? After the years or decades, the tree needs to be cut or prune because if you don’t give Tree Removal Melbourne service then might your tree fall and can harm your kids or family who seat or playing under the roof of the tree. How can trees damage your property? Over something always leads to damage whether its tree or temper. So overgrown tree means overweighed branches and roots which have 100% possibility to fall down and also have the chance of damage home near the tree. The tree also can damage the other trees and plants because the root is always in big shape and size which fall on other small tree and plant which can damage plants. Water drainage is the most common problem you may found just because of weak turf. So how it can damage the whole property.  Benefits to professional Arborist Melbourne Company: Make tree healthy As top said, an overgrown tree means overweighted branches and roots which need to be prune otherwise can damage property as well as your family. So professional arborists will reduce the chance of harm or damages by Tree Trimming Melbourne service. Professionals always eye on all the tree care services to make the tree healthier and strong. Ultimately, professionals will reduce the chance of tree fall, which saves your property like home, garage, fence and power system near your tree. Prevent tree disease The tree has few dead branches which create fungi and other diseases around the tree, and that’s why professional arborist will remove that all dead branches to give protection and also help to prevent other trees. Having expert arborist will remove each dead and dying branches from your tree to avoid the overspreading disease. Manage the tree every day Having arborist at hand means daily care and attention to a tree, which helps you to take pride in yourself to call professional. Arborist always takes care of each and every part of the tree and prune when need arises. A tree is the alluring spot of your neighbors, and by tree care, you can attract them more to visit your home. Maintain the Shape Most of the homes have a tree with the age of 30-40 years old, and that’s the reason by the time if you not cut some of the branches or prune the tree then it can block the air coming from the outside of your property. Hence, a professional arborist will solve your problem by Tree Removal Melbourne if any need arises or damage occurs. So calling professionals will never have been a disappointment and benefits you in many ways. Guide to select Landscape Might you don’t know or confuse about to plant a tree in your landscape then professional arborist will be the best choice as they help you to select the best landscape as well as the best place for your tree to plant. Wind Up! Has tree become tensity for your property? Then hire professional Arborist Melbourne and enhance the lifespan of your tree as well as your property. A professional arborist also helps by Tree Trimming Melbourne service to make alluring property spot for visitors FIFO Workers: Have Your Say on Mental Health 2019-10-11T07:56:25Z fifo-workers-have-your-say-on-mental-health Current and past FIFO workers are being urged to anonymously share their experience in a short online survey, as part of an author’s ongoing research into FIFO mental health. A 2018 study found one-third of FIFO workers in the resource sector experience high levels of psychological distress, a number double the rate of the general population (see related article). Writer John Toomey said his book would explore how FIFO workers can reverse this trend, and create themselves a successful and rewarding FIFO experience. “For a long time, I have been watching the unfolding mental health challenges that seem to impact so many FIFO workers across Australia. I can feel the impact on the individual, their families and their workmates. We need to move to reduce the suffering here.” “Having a great deal of experience in working with physical, mental and emotional wellbeing and providing workable solutions, I have felt strongly that I can offer some guidance and support.” According to the 2018 study, 33 percent of FIFO workers experienced high or very high levels of psychological distress (compared to 17 percent among non-FIFO workers). FIFO workers also reported higher levels of burnout and suffered more bullying. The report‘s recommendations include changing shifts and roster patterns to provide better downtime, building on community connections, providing workers with permanent rooms whilst on-site, and providing reliable communications for workers to talk to loved ones back home. Acknowledging the clear problem, Toomey said his book would help all workers and their families, new and old, to better prepare for the experience and make it work, for everyone. “This is my effort to reduce the unacceptable levels of mental health issues impacting this workforce.” Toomey is now seeking responses from the FIFO community as part of his research and has created a 10 minute, 35 question anonymous online survey – found at the bottom of the article. “I want to hear from the people on the ground, living the FIFO life, or who have lived the FIFO life.” “Your genuine responses to this survey will help me gain a clearer understanding. I will simply use the data to collate to give me a better understanding so that the book will be as relevant and useful as possible.” “Even if you are not currently working FIFO – if you have worked FIFO in the past, please do the survey and answer as you would have whilst working FIFO.” Take the survey Original Post is here: Small Business Takes Aim at Boland Review Into WHS Laws 2019-10-10T03:54:02Z small-business-takes-aim-at-boland-review-into-whs-laws The Council of Small Business Organisations Australia (COSBOA) has expressed concern about the Boland review of the model WHS laws commissioned by Safe Work Australia and called for it to be withdrawn. CEO of COSBOA, Peter Strong, said the report solely focusses on workers and gives no consideration to the mental health of employers and the self-employed. If the report’s recommendations are followed, Strong asserted that it could see employers sent to prison if one of their employees self-harms a result of a mental health condition. “If there are five people in a workplace and we only talk about the mental health of four of them, do we not fail those four people?” he said. “If the employer, the one ignored, has a mental health problem, will that not worry the four employees? Would they not be concerned for their employer? Would they not be concerned for their jobs and their income and their own future mental health?” Strong said the review is like ideology getting in the way of reality, in which a regulator potentially “imposes their ideological view of the world onto a group they demand be experts on a subject that is objective, confusing and challenging – mental health.” Published in December 2018, the Boland Review recommends that the psychological health and safety of workers be given equal consideration to their physical health and safety. It also recommends the introduction of an industrial manslaughter offence, and Strong said the combination of these two recommendations is concerning in that employers could be held responsible for the mental health of their employees and potentially charged with manslaughter if a mental health condition results in an employee self-harming. “The safety regulators will demand that every employer somehow or other become experts on mental health. That is not possible,” said Strong. He also expressed concern that the report’s recommendations could add to the societal stigma around mental health issues. “This report and its recommendations will enhance the stigma and send a message that employing someone with a mental health problem could result in prison,” he said. “If this is acted on will we tell small businesspeople – and people they are – not to employ others?” In a recent study by MYOB and Beyond Blue, 56 per cent of small business owners reported that running their own business lead to feelings of anxiety or depression, and 43 per cent reported that they had experienced a mental health condition since starting their business. “This report, if acted on, will add to the mental health problems of Australia – unless we only allow machines to employ people,” he said. “This report reflects attitudes that are stuck in the past and fail to grasp the reality of the modern world and the modern workplace.” Article originally published by the Australian Institute of Health and Safety. More Articles and Link : Controlling Methamphetamine Risks in the Workplace 2019-10-10T03:09:12Z controlling-methamphetamine-risks-in-the-workplace Long work hours, workplace isolation, and inadequate supervision and training can increase the likelihood that workers turn to drugs like methamphetamine, according to the WA Department of Mines, Industry Regulation and Safety (DMIRS). The DMIRS outlines several other drug abuse risk factors in its latest edition of ThinkSafe, including poor job suitability, workplace culture, and fatigue. The regulator says there is a number of strategies employers can adopt to mitigate these risks, and says each workplace should conduct a risk assessment on factors that have the potential to cause drug-related issues, in consultation with workers. “For the risk of worker isolation, employers can establish support networks, encourage social interaction internally and outside of the workplace, and establish communication channels with existing employee assistance programs (EAP) or appropriately qualified personnel.” “Employers can also monitor for impairment by training supervisors in how to identify the signs and symptoms of substance use and ensuring they know how to manage any risks.” “Monitor employees for fatigue and sleep deprivation, consider these factors when rostering and arranging shifts, and identify and address interpersonal issues.” Employers should also support rehabilitation efforts by providing information about EAPs, external resources and educational material, the regulator says. As far as minimising the work impact, the DMRIS recommends control measures including: eliminating excessive isolation demands from activities considering work or task rotations redesigning the activity to require a combination of mental and physical tasks ensuring rest periods are used • eliminating the need for long shifts to be worked designing spaces used by the public to include security controls providing information and training to staff who work with at-risk members of the public implementing a workplace policy stating action will be taken to protect workers from violence and aggression. Get more information here. Original Post WHS Systems That Meet AS4801 Standards Now Available Online 2019-10-09T05:47:12Z whs-systems-that-meet-as4801-standards-now-available-online Assured Health and Safety is now offering comprehensive Work Health and Safety Management systems that meet the requirements of Australian standard AS 4801 for Australian businesses in the construction, building and manufacturing industries. The systems are available for instant download on the AS 4801 website. Additionally, Assured Health and Safety is also offering a tailored system that is customisable to businesses with unique requirements.  Assured Health and Safety also provides a range of Workplace Health and Safety management plans, ISO 9001 quality assurance systems, ISO 14001 environmental management systems and corporate management systems. About Assured Health and Safety Assured Health and Safety is a team of safety experts with over 20 years experience in the construction industry. An Australian owned and operated business, Assured Health and Safety provides hassle-free Work Health and Safety systems for Australian businesses in the construction, building and manufacturing industries. Assured Health and Safety provide the necessary documents, systems and manuals for government projects, government and council tenders, construction projects and other commercial projects. The team is passionate about providing cost-effective OHS documentation with first-rate customer service. For more information on Assured Health and Safety visit the official company website at MOVUS announces technology partnership with OSIsoft 2019-10-09T00:21:19Z movus-announces-technology-partnership-with-osisoft MOVUS, the Australian developer of FitMachine, which is a continuous condition monitoring solution, today announced a technology partnership with OSIsoft - a leader in data technology for critical operations. This partnership will enable customers from around the globe to correlate the data from equipment and processes captured and curated by the PI System, with trends, real-time data and alarms on equipment condition provided by FitMachine. This new partnership also allows MOVUS's FitMachine solution to complement OSIsoft's offering by bringing key equipment health data and insights to the operations technology ecosystem, without adding any complexity. OSIsoft’s PI System serves as a data infrastructure, connecting people to industrial equipment, sensors and other devices to cut costs, increase productivity or create new services. PI System data can be used directly by engineers or streamed into other applications to accelerate data preparation and analytics. MOVUS FitMachine is unique, as it builds a model for every piece of equipment; FitMachine collects real time condition data and quickly learns "normal behaviour". From then on, it monitors 24/7 for subtle condition changes and sends early warnings of potential failures. Brad Parsons, CEO of MOVUS, said this new business relationship supports both companies’ mutual goal to help their customers with their ongoing digital transformation journeys. “OSIsoft’s origins are similar to that of MOVUS - we both have a credible history of developing unique technology which supports industrial operational processes by capturing, managing and visualising critical real-time data,” said Brad. “OSIsoft PI Vision is one of the dominant platforms in the data historian market and both companies have customers in common. MOVUS is excited to integrate our technologies, so that we can offer our customers unrivaled support to help them make important business decisions about their connected-asset operations,” added Brad. Yong Thé, Regional Manager of Oceania for OSIsoft said this partnership will also help both companies to better scale their reach across the growing US and Australian markets. “OSIsoft is dedicated to helping people transform their world through data and MOVUS’ FitMachine’s underlying use of artificial intelligence and machine learning data complements our mission,” said Yong. “It is a vital AI solution for any heavy asset industry. Our combined offerings will no doubt be of great benefit to our customers, particularly those based in Asia Pacific and the US, where we already have a significant presence.” Adding to Yong’s comments, Brad Parsons said he is keen to help companies that are looking for ways to improve efficiencies through real-time data management. He especially looks forward to seeing the successful outcomes this technology partnership will achieve for their mining, chemicals, food and beverage, and manufacturing customers globally. For more information please visit Return of mutual model needed for an industry that has lost focus & sense of purpose 2019-10-03T02:11:05Z return-of-mutual-model-needed-for-an-industry-that-has-lost-focus-amp-sense-of-purpose Although it’s impossible to undo the failures of history, there is hope for the future of financial services with a modern-day adaption of the mutual life insurance model to restore much-needed certainty, trust and confidence to the insurance sector.   For nearly 150 years the financial services industry in Australia prospered immensely from the life insurance mutual companies until the 1990s when the industry lost its sense of purpose and abandoned long-held conservative principles.  Under the direction of a new breed of managers, the industry went on a frenzy devouring itself with one household brand after another lost in a steady stream of amalgamation and buy-outs that saw one group after another disappear.   To compound the dilemma, the situation has worsened since 2001 with the introduction of FSR and ongoing government intervention seeking to improve the performance of the financial sector.    As a consequence of the federal government’s efforts to bring about change and restore confidence, the number of financial advisers has plummeted whilst simultaneously increasing the cost of providing professional advice for consumers.    In hindsight the post mutual era has been a disaster and with major banks announcing they are jettisoning their wealth / insurance arms and many like the AMP restructuring and downsizing their adviser networks.    Industry and consumers are justified in asking what exactly has been the benefit of industry vertical amalgamation and government intervention?   In my recently released white paper ‘Australian Financial Services – an industry that has lost its focus & sense purpose’ I affirm that the re-emergence of the mutual insurance model in Australia is the answer to the industry’s future viability.   For mutual companies to succeed they need to be aligned with the best interests of their policyholder members.  What’s more, mutual companies are owned by their policyholders, not shareholders – and that’s a very important and crucial distinction.   Mutual companies share their profits with policyholder members, look after their interests and needs first and develop products and services accordingly.  This differs from the current bank owned model that sells and markets products to generate profits / dividends for their shareholders without necessarily benefiting policyholders.   Furthermore, the profits of mutual insurance companies are distributed to policyholders in the form of lower premiums or bonuses on policies.   Two further differentiators to shareholder ownership are 1) mutuals are driven by decisions that deliver long-term benefits to their members as opposed to short-term gains to equity holders; and 2) policyholders can be elected to the board as opposed to shareholder owned institutions.   The Hayne Royal Commission and adverse media coverage have highlighted the depth of reputational damage and how much work is needed to restore the public’s trust and confidence in the life insurance sector and industry more broadly.  At the core of the industry’s failings has been the principle that shareholders’ interests are prioritised ahead of those of consumers.   Then there were the revelations surrounding conflicted advice, denial or avoidance of claims that highlighted the misalignment of internal interests that in turn drove the behaviours that adversely impacted on policyholders.    The growing strength of the mutual model in global marketplaces has affirmed my belief of its re-emergence and inevitability in a modern-day format in Australia.   In the International Cooperative and Mutual Insurance Federation (ICMIF) Global Mutual Market Share 10 report released in February, the mutual and cooperative insurance market has been the fastest growing part of the global insurance industry in the ten-year period since the GFC.      Premium income of the global mutual/cooperative insurance sector grew by a total of 30% over ten years    The global market share of mutual/cooperative insurers rose to 26.7% in 2017    922 million members/policyholders were served by mutual/cooperative insurers in 2017    1.16 million people employed by the sector in 2017 – a 24% growth since 2007   In the foreword of the report, ICMIF Chair Hilde Vernaillen said, “At this financially volatile time, as consumer trust, consumer spending and interest rates plummeted, the cooperative/mutual insurance sector began to emerge, even flourish, outperforming the insurance industry average and capturing more market share”.   ICMIF qualitative research suggests that this positive performance is linked to consumers’ preference for providers that demonstrate characteristics most commonly associated with mutuals i.e. trustworthiness, security and service excellence.   Issued by Barry J Daniels                  Media enquiries       Mr. Joe Perri, Joe Perri & Associates Pty Ltd Tel:  +61 3 9324 0362  Mob:  +61 412 112 545  Email: MEDIA RELEASE: SANCTUARY COVE MARINA EXPANSION 2019-09-30T04:23:01Z media-release-sanctuary-cove-marina-expansion Following an $8.31million investment, the new development will take the Sanctuary Cove marina capacity from 237 to 303 vessels. And in a first for the Australian recreational marina industry, the new marina will include covered berths. This 6-star offering will provide premier marina berthing complemented by unparalleled customer service, facilities and amenities. Marina General Manger, Steve Sammes said “The new facility will be a ‘signature project’, setting a new benchmark in marina design and facilities in Australia. “Sanctuary Cove is uniquely positioned to offer berth holders the ultimate boating and lifestyle experience. “Marina facilities have direct access to the Sanctuary Cove retail Village, home to one of the best dining and retail destinations on the Gold Coast, the five-star InterContinental Sanctuary Cove Resort, two championship golf courses, and the Sanctuary Cove Country club offering an outstanding range of gym, massage, pilates and fitness services, all at the fingertips of our berth holders.” A six-star level of customer service offering will be available to further enhance the berth holders’ boating experience. As Mr Sammes explained “‘Admiral Club Membership’ has a host of benefits and privileges together with Intercontinental Hotel Sanctuary Cove concierge services, including valet vehicle parking, golf buggy transfer from the hotel reception onto the marina piers, room service for on board meals and even laundry pick up and return.” Mulpha has been encouraged by the continued growth of the Gold Coast marine industry. Recent announcements such as the multi-million-dollar private investment in the refit and maintenance facilities in the adjacent Coomera Marine Precinct and the Queensland government’s commitment to long-term dredging of the Coomera River demonstrate the industry’s commitment to making the Northern Gold Coast the premium boating destination in the region. Mulpha CEO Greg Shaw said Sanctuary Cove boasts a unique value proposition as “Australia’s best positioned marina in terms of location and facilities”. “Sanctuary Cove is a truly integrated lifestyle resort offering the very best in Resort Hotel, retail, golf, fitness and lifestyle facilities. This unique setting also hosts an impressive calendar of events, including the annual Sanctuary Cove International Boat Show and the annual Sanctuary Cove Food and Wine Festival. “We are confident local, interstate and international boat owners will see the benefits of leasing a berth at Sanctuary Cove and enjoying a sojourn on the Gold Coast as part of their itinerary.” Opened with euphoric optimism in 1986, accompanied by the dulcet tones of Frank Sinatra and Whitney Houston, Sanctuary Cove is to this day, the globally recognised benchmark for master planned waterfront communities. Mr Shaw said the marina expansion forms part on an ongoing long-term investment program to continue to enhance Sanctuary Cove facilities for the benefit all stakeholders including guests, residents and tenants. “Extending the marina facilities will attract a new superyacht market to the destination.” The marina expansion is due for completion prior to the 2020 Sanctuary Cove International Boat show, 21 to 24 May. Mulpha is the owner and event manager of the Sanctuary Cove International Boat Show. Mr Shaw confirmed the marina expansion means a bigger and better boat show in 2020.  The event, in its 32nd year, attracts more than 40,000 visitors and 300 exhibitors annually. Mulpha is an established owner and manager of property, hotel and leisure assets, with an extensive portfolio of real estate, property development, hospitality, education, retirement and infrastructure assets. Current investments include the ultimate luxury private island, InterContinental Hayman Island Resort, Intercontinental Hotel Sydney, Sanctuary Cove and Intercontinental Hotel Sanctuary Cove, Bimbadgen Winery Estate, Norwest Business Park, Mulgoa Rise and Bella Vista Waters Residential Estates, The Hotel School (Sydney, Melbourne and Brisbane), Marritz Hotel and Salzburg Apartments in Perisher. Businesses Trust New BPO Company in the Philippines 2019-09-30T00:57:09Z businesses-trust-new-bpo-company-in-the-philippines Forward BPO, a full-service Australian owned Philippine-based Business Process Outsourcing company is pleased to announce that 2019 will be its 11th anniversary of Operations in this sector.  The company started its mission to deliver high-value service over a decade ago. Meeting clients’ business objectives with superior business performance and market leadership has been Forward’s mantra. With this, the company would like to extend its gratitude to its dedicated employees and clients for all the support and friendship that they have given over these many years.  Forward BPO continues to innovate its services to assist as many business industries as possible. The company’s wide array of offerings from Programming Development, Digital Marketing, Multi-channel Customer Care, Sales and Pre-Sales Service, Delivery and Support, Back-office Support, and Technical Support continue to deliver Client and Customer satisfaction.  “For years we have pursued excellence, excellence in the delivery of services to both our Clients and our Client’s Customers, excellence in operations, refining, tuning and honing processes and procedures,  excellence in Quality Assurance, developing agent skills through training, coaching and personal development, excellence in Program Management, extensive and apt management reporting - everything measured improves,  and excellence in Return on Investment for Clients, lowering operational costs and increasing efficiencies,” said Brad Norman, CEO, Forward BPO. As businesses outsourced with Forward BPO they have experienced cost reduction, gained highly-skilled professionals, improve productivity and focus on core activities—without the hassle on in-country labour issues. FORWARD BPO assists clients in everything from hiring skilled employees to increase business ROI.  Over the 11 years, Forward BPO has grown and matured and has always kept the company’s vision in sight; to be a premier BPO in the Philippines who assist propelling global brands to increase growth through a world-class workforce.  About Forward BPO:  Forward BPO is an Australian-owned, executively managed Business Process Outsourcing (BPO) situated in Mandaue City, Philippines. We partner with businesses from various industries such as Transport, Health and Beauty, Food, Retail, and Finance, supporting Australia, USA, Canada, UK, and Asia Pacific. We provide a wide range of full services, encompassing various business processes to meet the needs of companies in various industries.  Learn more about Forward BPO on  Our Social Media Channels:Twitter - Facebook - LinkedIn - Minuteman Press International Australia Franchises Review Life Without Print in New Marketing Video 2019-09-26T12:53:31Z minuteman-press-international-australia-franchises-review-life-without-print-in-new-marketing-video What does life without print look like in Australia? That is the question answered in a new video released by Minuteman Press International, the world’s leading design, marketing, and printing franchise. The video takes viewers on a journey of a typical day – waking up in the morning, driving to work, spending time at the office, ordering lunch, and coming home – and demonstrates just how different life would be without print. “No matter where we go, print is everywhere,” says Nick Titus, VP Marketing, Minuteman Press International. “The focus of this video is to raise awareness and remind people that print and marketing is literally all around us. Life without print simply just wouldn’t be the same and in fact, it would be extremely difficult.” Check out the Australia Life Without Print Video on the Minuteman Press Franchise Review YouTube channel at Feel free to share the video across social media with the hashtags #MinutemanPress #LifeWithoutPrint – copy/paste either of the below for easy sharing: Minuteman Press International Shows Life Without Print in New Australia Video #MinutemanPress #LifeWithoutPrint #Australia VIDEO: What does life look like without print in Australia? Let’s take a look! #MinutemanPress #LifeWithoutPrint #Australia About Minuteman Press International Minuteman Press International is the number one rated business marketing and printing franchise that offers world class training and unparalleled ongoing local support. Started in 1973 by Roy Titus and his son Bob, Minuteman Press began franchising in 1975 and has grown to nearly 1,000 business service franchise locations worldwide including the U.S., Australia, Canada, South Africa, and the United Kingdom. Minuteman Press is ranked #1 in category by Entrepreneur 28 times and 16 years in a row, including 2019. Independent franchisee satisfaction firm Franchise Business Review has also named Minuteman Press International to its 2019 Top Franchises, 2018 Top Franchise Leaders, Top Franchises for Women, and Top Franchises for Veterans lists thanks to positive reviews from our owners. At Minuteman Press, We Are The Modern Printing Industry™ providing high quality products and services that meet the needs of today's business professionals and go way beyond ink on paper. Today, our franchises offer innovative branding solutions and produce custom designs, promotional products, branded apparel, direct mail marketing, large format printing (banners and posters), signs and graphics, and much more. Prior experience is not necessary to own and operate a successful Minuteman Press franchise. To learn more about #1 rated Minuteman Press franchise opportunities and speak with one of our experienced franchise representatives at no obligation, call 0390 690 309. Continue your franchise research, watch exclusive owner videos and access Minuteman Press franchise reviews at