The PRWIRE Press Releases https:// 2019-04-30T04:15:39Z New Media App Launches To Kill Off The Press Release 2019-04-30T04:15:39Z new-media-app-launches-to-kill-off-the-press-release A new technology platform has launches tomorrow made just for you. This tech platform called Story Match® will change the way that you receive your story pitches. No more emails, no more press releases and no more hassling PRs (I promise not to be one of those…) First, watch this! In 1.5 minutes it will explain it all to you… Story Match® is a two sided market place App and Desktop platform that allows brands to pitch story ideas to journalists, at the same time allowing journalists to select only what topics of stories they want to receive. Journalists, like you, set up their profile using 6 simple steps. You can select from up to 50 industry tags (food, finance, lifestyle, tech, etc etc) and can localise by State and Territories. If there’s a match on industry tags then you see the pitch. Using swiping technology you can scroll through stories, swipe left if you don’t like the story or right if you do. If you swipe right, it will open an immediate and private chat between you and the person who posted the pitch. The best bit…. The pitches have limitations – so brands can only upload selected images, a headline and up to 500 characters to bring their pitch to life. They then select which industry tag their story is relevant to, and localise it. So now you don’t need to read any more press releases or receive any more pitches that you’re not interested in. Story Match® was developed to improve efficiencies in the media industry, and allow all brands, no matter how big or small the opportunity to get their brand noticed. The tech platform has been developed by Founder and Director of Polkadot Communications Dionne Taylor – who has worked both as a journalist and a PR for the last 15 years. Dionne is available for an interview to chat about this new and exciting platform, built just for YOU! If interested in speaking with Dionne, please get in touch. ALVEYS at the ready! 2018-08-22T04:05:15Z alveys-at-the-ready ALVEY FISHING REELS are continuing to receive lots of support from the anglers that swear by them – and one group of keen Alvey enthusiasts is hosting a month-long fishing competition this September. Open to all members of the Alvey Anglers Australia Facebook Page, the only other qualifier is that only Alvey reels can be used.  The reel can be new, used, salvaged or inherited – as long as it’s a genuine Alvey!  “Most our members are second or third generation Alvey users – we have over 1600 members and there is some real history amongst this group,” said founder Brett Weiler (Caboolture, Qld). Just a few more entries are need to ensure minimum numbers for the competition to go ahead – so new members are encouraged to join and enter this year’s competition.  “Of those already registered, there are some fantastic reels intending to be cast this September – including old wooden and Bakelite models plus of course the newer lighter models.  The oldest reel that we know of that will be part of the competition is one from the 1950s – but entries are still open for another week,” said Brett. Using an Alvey reel is second nature to Brett Weiler – his maternal grandfather was an Alvey Casting Champion back in the 60s, and his father’s family ran a woodturning business that created prototypes for the classic wooden reels that avid ALVEY collectors admire.  It’s no wonder Brett sports an ALVEY logo tattoo – we suspect it may be a birthmark! While the Alveys do find favour amongst anglers up and down the Queensland coastline, the group’s membership includes anglers and collectors from all over the country – so a decision was made to open this up to be an Australia-wide competition.   With several fishing competitions based on targeting specific species or using particular gear – with another Alvey only competition happening in Queensland in October – the group decided that once it hit 1500 members they’d hold its own competition. Targeting off-the-beach favourites of Bream, Flathead, Tailor and Australian Salmon, the inaugural Alvey Anglers Australia Fishing Competition is an Australia-wide event and has great prizes on offer from great Australian companies - including Alvey reels, Platypus fishing line and rods from Wilson Australia and Gary Howard. Plus, to cater for occasional recreational fishers, they have allowed fish caught during the entire month of September to be eligible, and if you register your best fish and then land a better one – you can update your entry.  Responsible fishing practices such as catch and release is encouraged, with entry by photograph on a recognised brag mat/fish ruler. “Many of my own reels were passed on to me from my Pop,” said Brett. “I have over 20 of them – but the irony is that these reels were so well designed that I don’t really need to buy any new ones – the old models continue to fish really well – but you can never have enough Alvey reels!” “Alveys live up to their promise of being able to out fish, outcast and out last other reels.  Our members are proof that the reels themselves just keep on going, with many still using their old wooden reels on beaches around Australia and beyond – we even have a member based in the UK. “We know that many of our members have a number of reels in their fishing gear, but this is an ALVEY only competition,” said Brett. “We want to give further support to the trusted Alvey reel, allowing its production to continue”. The competition has been designed to encourage members to get out fishing with their ALVEY reels – be they old or new – not that they really need an excuse to go fishing!  FOR FURTHER INFORMATION, PHOTOGRAPHS OR INTERVIEWS: Brett Weiler, Founder, Alvey Anglers Australia Closed Facebook Group    @AlveyAnglersAustralia EMAIL: alveyanglersaustralia@gmail.com   MOBILE: 0478 636 241  JOIN & ENTER NOW – REGISTRATIONS CLOSING SOON  Payment of entry fees extended until Tuesday 28 August 2018. The entry fee is just $15, and is open to existing and new members of the Alvey Anglers Australia Facebook page.  To join the group, and to register for the competition, please visit https://www.facebook.com/groups/176422189632514/   or the event page: https://www.facebook.com/events/349173162284122/  Alvey Anglers Australia is a closed Facebook group, established in January this year by Brett Weiler as a community for those who love using and/or collecting the traditional Alvey sidecaster reel.  Joining the group is easy – just register and advise where you are from, where you like to fish and the ALVEY reels you use.  Once accepted, you can start sharing your stories, your garage sale finds and gain insights into the new ALVEY’s you are considering purchasing.  …and of course register for our September competition: Members share advice, gain information about the background of some of the older reels, post pictures of the beaches they have been to, the fish they have caught and tell the odd tale or two about the ones that got away. Being a closed group, members find themselves with like-minded anglers - those that really wish to talk about this Australian icon -  and ensure that these classic reels will continue to be an option for their kids and grandkids.  Active members include Alvey’s Managing Director Bruce Alvey and well-respected rod-builder Gary Howard – so it’s the perfect place for those new to using Alveys to ask for tips. The war on straws 2018-07-30T12:36:52Z the-war-on-straws Dear Editor, The war on straws seems to be going well, with McDonald's announcing that they will phase out the use of plastic straws by 2020. But, if you are concerned with keeping animals in the ocean safe, don't just look to your drinking straw—look to your dinner plate. In fact, eating fish does far more harm to our oceans than sipping your drink through a straw ever will. Abandoned, lost or discarded fishing gear — otherwise known as 'ghost gear' — is a problem that spells catastrophe for marine life. At least 640,000 tonnes of ghost gear are added to our oceans every year, killing and mutilating millions of marine animals— including endangered whales, seals and turtles. Swallowing plastic remnants from ghost gear leads to malnutrition, digestive blockages and death. In the Pacific Ocean, there is a floating patch of garbage twice the size of France and weighing roughly 88,000 tons. While this enormous area, like our oceans at large, is full of plastic, scientists estimate that 46 percent of the mass of the garbage patch comes from fishing nets alone. And other types of fishing gear account for much of the rest. So, while many people are stocking up on cloth shopping bags and signing petitions to ban single-use plastic straws to save the oceans, those who fish (or eat fish) need to re-examine their personal choices too. It's simple: Less fishing means less fishing gear—abandoned or otherwise. Clearly, fishing is hazardous to the environment. But it’s also horrifically cruel. Commercial fishing kills hundreds of billions of animals worldwide every year—far more than any other industry. Fish are intelligent, complex animals but, when caught, they are impaled, crushed, suffocated, or cut open and gutted, all while conscious. You can't eat fish and call yourself an environmentalist. Desmond Bellamy Special Projects Coordinator PETA Australia PO Box 2352 Byron Bay NSW 2481 0411 577 416 DesmondB@PETA.org.au Alarming drop in fish numbers 2018-06-07T03:23:58Z alarming-drop-in-fish-numbers Dear Editor, A new study has found that excessive fishing has caused numbers of Australian fish, like bream and snapper, to decline by a third. The 10-year study published in Aquatic Conservation, looked at nearly 200 species at 544 sites, and found the main cause for decline was overfishing and climate change. The research confirmed that there is an "urgent need" to declare more marine reserves. "Despite public desire for marine protected areas … [they] cover less than 2 per cent of global marine waters." It should come as no surprise that the fishing industry is the biggest killer of animals on the planet. Whether they are plentiful or not, all fish feel pain and suffer horribly on the journey from sea to supermarket as they are hauled up in commercial fishing nets that have been dragged along the ocean floor, tearing up whatever stands in their way. These sensitive animals are crushed to death, suffocated or thrown overboard to succumb to their injuries in the water. Altogether, more than one trillion fish and other sea animals die at the hands of humans each year. That's about 143 sea animals for every human on Earth. Deep-sea trawling is also responsible for widespread damage to coral reefs and underwater mountains, and as a result, the ecosystems that depend on these habitats are crumbling. This reckless destruction of the ocean is both cruel and unsustainable. The good news is that delicious cruelty-free options – such as fish-free fish fingers, faux-fish cakes and mock prawns – are delicious, affordable and easy to find. PETA’s free vegan starter kit has great tips and recipes to help you make the transition to a diet free of fish and other animals. Desmond Bellamy Special Projects Coordinator PETA Australia PO Box 2352 Byron Bay NSW 2481 0411 577416 DesmondB@PETA.org.au Businesses Are Investing in Technology to Improve Customer Experience, but Many Are Still Falling Short of Giving Customers What They Want 2018-06-06T23:06:57Z businesses-are-investing-in-technology-to-improve-customer-experience-but-many-are-still-falling-short-of-giving-customers-what-they-want Nearly two-thirds (60%) of respondents in Australia say more work is needed by companies to improve their online experience Customer experience (CX) ratings vary by vertical with hospitality leading the way globally More than half of all respondents think machine-to-people interactions will improve CX Australian consumers still believe they will have the better customer experience in a physical location than an online store A new Mitel® (Nasdaq:MITL) (TSX:MNW) survey of 5,000 adults from Australia, the United States, UK, France and Germany indicates a measurable disconnect between the advancements organisations think they are making to deliver exceptional customer experience and how customers actually view their commercial interactions. Specifically, less than half of respondents believe the technology needed to deliver the perfect online buying experience is available. This stands in stark contrast to findings of a previous Mitel survey in which 90 percent of IT decision-makers optimistically reported progress in improving customer experience through the use of technology. While a clear sign of the growing pains associated with digital transformation initiatives underway globally, the new survey also uncovers an opportunity for technology to play a key role in defining and keeping pace with changing buyer behaviour and preferences. In fact, over half of those surveyed believe machine-to-people interactions will positively transform the customer experience (51% in Australia). Vertical Visionaries, Leaders and Followers As customer experience becomes increasingly critical for businesses to remain relevant and compete, Mitel’s survey shows differences in customer satisfaction across vertical industries. Growing use of cloud communications and applications, combined with emerging technologies like the Internet of Things (IoT), artificial intelligence, chatbots, and natural language processing (NLP), are creating new ways for companies to nurture and build customer relationships. Winning companies will be those that are able to differentiate their brands by delivering seamless experiences across physical and digital environments, devices and channels. Currently, some segments are doing better than others. Hospitality leads the charge: Hospitality management knows the first stop on the itinerary for today’s travellers are online review sites. Before booking a trip, consumers want to hear what others have to say. In fact, it’s a near-universal activity. Given the impact reviews can have on average daily room rates, it’s no surprise this industry takes customer satisfaction seriously, receiving top marks among those surveyed. Australians also responded with high satisfaction rates (41%) with regards to their online experience with hospitality providers. Physical retail isn’t dead, but the customer experience is: More than 60 percent of shopping done by respondents still takes place in a physical store, though that number is shifting. When asked about the challenges faced by today’s brick-and-mortar retail outlets, three out of five respondents say the fact retail stores are struggling has more to do with the customer experience they provide, not products. While Australians are currently shopping in physical stores at much higher levels (74%) they agree with their global counterparts that customer service just doesn’t exist anymore. A seamless omnichannel approach is critical for this market, where more than one-third (36%) of Australian respondents note they make purchasing decisions based on the experiences brands provide versus the products and services offered. Chatbots can be used to manage simple tasks, while IoT and team collaboration tools open up new avenues for communications across media, whether it’s voice, email, SMS, web chat, social media or a website. Speed is the game in sports and entertainment: In the fast-paced world of sports and entertainment, immediate and clear communication is a necessity. Forty-nine percent of Australian respondents point to simplicity and speed as the most important factor in a good customer service experience, slightly higher than the global average (45%). Availability vital in healthcare: Healthcare organisations receive the lowest marks from respondents in all countries when it comes to customer service. Australian respondents, in particular, say availability and 24/7 service (40%) is the most important feature they look for from healthcare services, followed by simplicity and speed (36%). Additional insights from the data indicate: Bots, AI and machines can fill the customer service gap: Consumers appear to be increasingly comfortable with machine-to-people interactions when shopping online, with over 78 percent of Australian respondents saying they are satisfied dealing with automated processes. Most do not want to interact with a person while shopping online unless the service is very complicated, or they are having trouble finding the product or service they need. Half of Australian consumers and over 60 percent of U.S. respondents say if they could shop without speaking to a person, it would be a good thing. Even so, physical retailers need to balance the use of technology. Consumers do expect people to efficiently help them when shopping in a physical storefront. Mobile reigns supreme in the United States; Australia favours in-store: Of all respondents, U.S. and Australian consumers shop most frequently during a typical week. There are also notable differences by country regarding how and where consumers shop. U.S. respondents reach for their smartphone and use apps; Britons like shopping online via their tablets; French shoppers most often use their laptops; Germans are more likely to use a desktop computer; and Australians prefer a physical store location (74%). In Australia, brands can’t be complacent about improving their online presence. While more Australians still prefer buying goods and services in physical stores, more than two in five (42%) say they want to shop even more online, and just one in ten Australians (9%) say they don’t like shopping online at all. Seven in ten Australians (71%) say overall, shopping online is more convenient than shopping in a store. To meet this growing demand for online services, and the change taking place in consumer behaviours and expectations, brands need to consider a greater level of consistency across both the online and physical experience for their customers. Mitel’s study is the latest in its Business Insights Survey Series, which builds on previous research from August 2017 where more than 75 percent of IT decision-makers said they planned to tie together devices, emerging technologies, and communications and collaboration capabilities within two years to enable machine-to-people interactions to improve customer experience. This body of work expands on the concept established by Mitel in 2016 of “Giving Machines a Voice” to enable IoT and other machine triggers to launch real-time communications workflows that can improve how companies work and collaborate. Exploring a different angle, this survey examines how consumers view customer experience in shopping for goods and services across market segments, including retail, hospitality, sports and entertainment, health care, financial services and utilities. For more results and a closer look at regional or country-specific data, download the white paper. Quotes “As physical and digital worlds begin to seamlessly intersect, how effectively a company serves its customers across both domains determines tomorrow’s winners and losers,” said Jon Brinton, Senior Vice President of Customer Experience Solutions at Mitel. “By supplementing existing applications and investments with new technologies such as AI, team collaboration and IoT, companies can better communicate and collaborate internally and externally and begin to proactively deliver the level of customer experience buyers expect.” “The data shows no matter where you are in the world, customer experience matters—bottom line,” said survey administrator Regina Corso of Regina Corso Consulting. “In order to truly connect with customers on their own terms, organisations must look for new ways to balance technology investments with personalised customer service. Those that are able to navigate this balance will go on to build strong brand loyalty with their customers, helping them succeed in today’s highly competitive purchasing environment.” Additional Facts Mitel has been recognised as a Leader in the Gartner Magic Quadrant for Unified Communications for four consecutive years. Synergy Research Group has confirmed Mitel’s position as the #2 unified communications as a service (UCaaS) vendor worldwide. Mitel hosted cloud solutions are trusted by more than one million global subscribers. Related Materials Download the “Giving Machines a Voice” white paper Download the "Customer Experience for Dummies" e-book. Read the guide on "5 Steps to Increase Revenue Through Customer Experience." Download the "Digital Transformation for Dummies" e-book. About Mitel A global market leader in business communications powering more than two billion business connections, Mitel (Nasdaq:MITL) (TSX:MNW) helps businesses and service providers connect, collaborate and provide innovative services to their customers. Our innovation and communications experts serve more than 70 million business users in more than 100 countries. For more information, go to www.mitel.com/en-au and follow us on Twitter @Mitel_AU. Contact Information PR agency contact Martin Aungle Explore Communications +61 (0)415 917 381 maungle@explorecomms.com.au Media – EMEA & APAC Sandrine Quinton +33 (0)130-964-301 sandrine.quinton@mitel.com Introduction of MOB+ Wireless Kill Switch to Australia 2016-09-15T02:08:42Z introduction-of-mob-wireless-kill-switch-to-australia The Maritime Safety Store, Sydney Australia, is pleased to announce the introduction of MOB+ Wireless Kill Switch and Man Overboard system to Australia. The MOB+ is a revolutionary and award winning marine safety product created by Fell Marine of Norway. The MOB+ Wireless Cut-Off Switch consists of only a few items. A xHUB, a xFOB which can be worn inside the wristband, lanyard or on your lifejacket or in your pocket. The xFOB is placed in the wristband, the xHUB is installed in the boat. The principle which the MOB+ function is based on, relies on a wireless connection between the xFOB and the xHUB. If the connection is broken, either because the user falls into the water, or distanced him/herself 50 feet from the boat unit, the engine will stop instantly. An extra safety feature is that the engine can be restarted after six seconds, allowing the others onboard to quickly rescue the person in the water.Stuart McDonald at The Maritime Safety Store: “We are extremely happy to bring Fell Marine products to Australia making their lifesaving and hi-tech safety products available to the Australian boating community”Make contact with The Maritime Safety Store for information about buying the MOB+ in Australia! Tickets on sale now for QLD's elite 4WD and outdoors expo 2016-07-19T04:55:05Z tickets-on-sale-now-for-qld-s-elite-4wd-and-outdoors-expo Tickets to the much-anticipated Explore Australia Expo on Fathers-Day weekend, 2 – 4 September 2016, are on sale now. The event, which is considered one of the best outdoor leisure exhibitions in the country promises exhibitors and visitors alike an unparalleled combination of entertainment, education, products and services at its new home, Doomben Racecourse, Brisbane. Paul Morgan, Director and Event Manager, Explore Australia Exhibitions says “we have created the ultimate ‘spy, try and buy’ experience for seasoned travellers, novice adrenalin junkies, well-travelled 4 x 4 and outdoor adventure lovers and mad-keen fisherman alike and we have put this all together to create the perfect Fathers-Day weekend.” “Visitors will be able to see, handle, compare and buy the best products and accessories around. They will also get to hear from some of the most experienced and knowledgeable outdoor adventurers, witness products and services in action and have access to special offers and amazing deals right along the way.” Explore Australia Exhibitions will be offering regular giveaways and promotions via its Facebook page and every visitor through the gate will have the chance to enter major prize draws including a TJM Explorers Pack, valued at $5,000 thanks to TJM 4x4 Megastore and an Ironman Deluxe Bullbar valued at $1,295 thanks to Adventure Offroad. With over 17,000 people attending the inaugural event in 2015, Explore Australia Exhibitions encourages people to get their tickets early. “Last year we were overwhelmed with visitor numbers, so this year we are encouraging people to purchase their tickets online, and take advantage of our online ticket discount,” says Paul. In addition, online ticket purchasers will be offered extra chances to win, with every online ticket purchase entering the draw to take home a fishing and outdoor package valued at $1000. “Online ticket holders will still be able to enter the major prize draws, but we’ve added the extra incentive to purchase online so visitors can avoid the queues and spend more time spying, trying and buying,” says Paul. The overwhelming attendance in 2015, was part of the decision for Explore Australia Exhibitions to move the event to the iconic and exciting Doomben Racecourse for 2016. “The site not only offers more usable exhibition space but is only 7kms from Brisbane city and has the added advantages of direct road access, free parking and nearby public transport,” Paul said. With increased exhibition and interactive display space, a revitalised program of events and the opportunity to take home some incredible prizes Paul says the show is the perfect place to find inspiration for outdoor adventure and the perfect place for dads this Fathers-Day. “There will be five highly integrated and functional precincts at the event including; a dedicated 4x4 showcase area with key 4x4 accessory exhibitors; a dedicated fishing and boating showcase area with key fishing and marine manufacturers and accessory exhibitors; medial areas with vehicle manufacturers, adventure pursuits and sites offering combined auto/camping/outdoor displays and products; a main-stage featuring free seminars, guest appearances, presentations and competition draws; and an entertaining, informative, and interactive 4WD and ATV test and display track, offering off-road stunts and racing, new vehicle test drives and key 4WD and off-road demonstrations.” Explore Australia Expo’s refreshing layout offers unique experiences and unprecedented access to some of the best brands all in one location and is shaping up to be the best outdoor leisure expo in Queensland this year. Further information on the Explore Australia Expo, Brisbane can be found at Explore Australia Expo Brisbane or by following us on Explore Australia Expo Facebook or Explore Australia Expo YouTube For exhibitor enquiries call the Explore Australia Expo Sales Team on 03 5255 1517 or e-mail info@exploreaustraliaexpo.com.au For ticket purchases head to Tickets for Explore Australia Expo Brisbane 2-4 September 2016 <ENDS> Media Enquiries: Sara Crowe, C7EVEN Communications, 0438 197 559 Pepper joins forces with St Kilda Football Club 2015-11-26T23:17:47Z pepper-joins-forces-with-st-kilda-football-club MEDIA RELEASE  27 November 2015 St Kilda Football Club has spiced up its corporate partnerships by announcing financial services provider Pepper Group Limited (‘Pepper’) as its new principal partner.     As one of Australia’s leading non-bank lenders, with a growing global presence, Pepper offers a range of consumer finance products and services, including home and car loans, and complements St Kilda Football Club’s existing line-up of exciting brand partners. Pepper’s relationship with ‘The Saints’ is in place for the next three years.   Patrick Tuttle, Co-Group CEO of Pepper, said: “As a founding club of the Victorian Football League, St Kilda has a strong heritage in the AFL and Pepper is excited by the opportunity to be associated with such an iconic Australian sporting organisation.    “As a club, The Saints proudly supports ambition, celebrates achievements and encourages all who are connected with it to aspire to its philosophy of ‘How I Want To Be’. These values are mirrored in Pepper’s culture, where we believe that everyone deserves the help and guidance necessary to realise their personal and financial goals.”    St Kilda Football Club CEO, Matt Finnis, welcomed Pepper Group to The Saints: “There is so much positivity surrounding our club and having an international business like Pepper join us and commit to being part of the journey we are taking is fantastic.” Pepper is seeking to boost awareness of its brand in key AFL states nationally and in particular, Victoria. The loyal St Kilda fan base represents the type of customers Pepper typically works with to help them get ahead in life, whatever their circumstances.    As part of the partnership announcement, Pepper will also unveil its new consumer-facing brand ‘Pepper Money’, which will be introduced over the course of 2016.     Commenting on the new brand, Pepper’s Co Group CEO, Mike Culhane said: “Following an extensive, and ongoing, period of acquisition, growth, and an ever-expanding suite of lending products, Pepper is embarking on a comprehensive rebranding exercise to better explain what products we offer to consumers.”   “To be named principal sponsor of St Kilda is a defining moment in Pepper’s story, bringing our brand to a wider audience of sporting fans in Victoria and across Australia, as well as expanding on our existing sporting relationships with the Western Sydney Wanderers and as naming rights sponsor of Pepper Stadium.”   Pepper is the only financial services brand to be associated with St Kilda and shares the principal partnership role with Dare Iced Coffee.    Ends    For more information, please contact DEC PR on behalf of Pepper Group: Joanne McIntosh or Sarah Bullen  02 8014 5036 | pepper@decpr.com.au    About Pepper Group Pepper Group (“Pepper”) is Australia’s largest non-bank residential mortgage lender (as measured by total assets under management), is a leading provider of specialty residential mortgage and consumer financing, and a highly experienced third-party loan servicer and asset manager. Pepper is listed on the Australian Securities Exchange (ASX:PEP) Worldwide, the Group currently has approximately A$36.8 billion of loan and lease assets under management (comprising prime and specialist residential mortgages, commercial mortgages, equipment leases, small business loans, consumer loans and car loans).  Pepper Group now comprises approximately 1,400 employees worldwide and has offices in Sydney, Parramatta, London, Dublin, Shannon, Madrid, Singapore and Seoul. Since establishing itself as a specialist residential mortgage lender in the Australian market in March 2001, Pepper has originated more than A$5.7 billion of specialist residential mortgages in Australia. It also commenced originating commercial auto & equipment finance in April 2013. In August 2011 Pepper acquired GE Capital’s Australian and New Zealand mortgage lending businesses, which comprised a portfolio of approximately A$5.0 billion of Australian and New Zealand residential mortgages. This transaction was one of the largest whole loan transactions in Australian history. Pepper’s current wholesale funding partners in Australia include Commonwealth Bank of Australia, National Australia Bank and Westpac Banking Corporation. In addition to lending and servicing its own residential mortgage and consumer finance portfolio, Pepper provides third party primary and special servicing across various types of mortgages, leases and unsecured loan products. Pepper is jointly led by Co-Group Chief Executive Officers, Mike Culhane and Patrick Tuttle. Mike and Patrick are focused on ensuring Pepper continues to leverage its core credit underwriting and loan servicing expertise both in its home market of Australia and other underserved markets in Europe and Asia. Pepper is regulated by the Australian Securities & Investments Commission (“ASIC”) in Australia. Pepper Finance Corporation (Ireland) is regulated by the Central Bank of Ireland (CBI) in Ireland. Pepper Savings Bank is regulated in South Korea by the Financial Supervisory Service (FSS). Pepper is ranked by S&P as a “STRONG” Residential Loan Servicer and is included on S&P’s Global Select Servicer List. 5 tips on using a solar charger for your mobile phone 2015-10-23T03:24:51Z 5-tips-on-using-a-solar-charger-for-your-mobile-phone Having a solar charger for your mobile phone or tablet means you can recharge your gear anywhere the sun shines. Perfect for travel, camping and most of all emergencies. Remember summer power failures, anyone? Imagine a holiday with no flat battery moments but instead the convenience of your camera and mobile phone fully usable anywhere. Solar power for your mobile devices also means you are taking less power from the grid – saving the planet one recharge at a time AND saving money. Here are some tips for getting the most out of your solar charger, whether this is for camping or everyday. 1. To increase the efficiency of your solar charger, make sure the panels directly face the sun at all times. As the sun moves across the sky throughout the day, adjust your solar charger accordingly. Pop it onto the car console or dashboard while driving to catch some rays. Leave it on the window sill at home through the day so you can recharge off the grid at night. 2. If you are charging through a window, windscreen, etc, be aware that the charging times will be increased especially if your windows are tinted. 3. A great way to use a solar charger for your mobile phone or tablet while camping or bushwalking is to WEAR IT! Strap it to your backpack and recharge your portable battery anywhere you go. Then its on hand to charge up your phone, camera, GPS or the kid’s iPod (so you can enjoy the serenity a bit longer). 4. The power of the sun’s rays depend on the season, as during summer the earth faces more directly towards the sun. So charge times can vary depending on the season where you are. The time of day is also an important factor to consider when using your solar charger. You will get the best performance when the sun is at the highest point in the sky, usually at noon. In fact, an hour charging at Noon will give better charge than a few hours later on the same day. 5. Extreme weather can affect your solar charger’s efficiency, so if its baking hot, protect your charger from until its a little cooler, ideally less than 45deg C. Powered Life www.poweredlife.com.au has solar chargers from leading brands including Powertraveller. From the waterproof Powermonkey Expedition or to the family sized pairing of Powergorilla + Solargorilla, from waterproof Powermonkey Extreme 12V to the all-in-one Solarmonkey Adventurer, we have a solar charger to suit your lifestyle and mobile devices. Christmas Gift Ideas for people who love technology 2015-10-23T02:43:49Z christmas-gift-ideas-for-people-who-love-technology Picking the right gift for family and friends who love technology just got easier, with the release of new ideas to help them take their favourite device away camping, to school or even to work. Mophie H2Pro case for iPhone 6/6S and Lifeproof Fre Power Case have it all: military-grade tough, waterproof and dropproof tough case, with inbuilt rechargeable battery pack, so you get 100% extra battery life built into your case wherever you go. Powertraveller Powermonkey Expedition solar charger is a revolution in portable charging technology, bringing together multiple ways in which to naturally, yet efficiently generate power - all housed in strong, aluminium, waterproof casing. The waterproof (IP65 rated) powermonkey expedition houses a 10,500mAh lithium polymer battery which can be charged in three ways; via hand-powered crank, solar or via the international AC mains charger. Does your home or office have multiple devices to recharge every day? A charging station can charge up to 5 devices from one powerpoint. Griffin PowerDock 5 and BlueFlame 4 Device Charging Station can save space, time and sanity. Educational technology toys mean the kids won’t realise they are learning while they have fun. Osmo Game System brings iPad into the physical play, with interactive games for creative thinking and problem solving. LittleBits Electronics, including kits on space and Arduino, teaches them about circuitry, leading them to robotics, coding and much more. Working with iPad is so much easier with an inbuilt keyboard in a protective case. Zagg Slim Book case for iPad Air 2 has backlit keyboard to make working that bit easier, even in low light. Powered Life helps you maximise your mobile technology – whether you are a school with iPad and laptop fleets to manage, or a family that needs to kidproof its iPads, as well as businesses large and small. Protect your devices with the choice of best brand protective tough cases while recharging anywhere with solar and portable power. Reduce admin cost and time of managing multiple devices in your school or business with charge-sync solutions. Find out more at www.poweredlife.com.au or call 1300 POWER 4 (1300 76937 4), email hello@poweredlife.com.au. Live a powered life! Power up your Dad this Father's Day 2015-08-21T04:15:16Z power-up-your-dad-this-father-s-day Dads come in all sorts of shapes and sizes, and spend their time doing different types of things. Here are some great gift ideas for YOUR kind of Dad. Sporty Dad If Dad likes to bike or hike, he might like to take his mobile phone with him. MAMILs (middle aged men in lycra) often like to record their hard-earned kms so waterproof phone kit with a mount to keep it safe while he works the pedals is a great gift. Lifeproof has waterproof, drop proof, dust proof cases for mobile phones – so they are also Dad proof – including iPhone 6 and iPhone 6 Plus, Samsung’s Galaxy S5 and Galaxy S6. iPod users get protected too. Add on an optional mount kit so Dad has his phone on his bike, car, boat - anywhere.   Business Dad Mophie’s range of powered cases for mobile phones is legendary. Yes, you read right: built-in back-up battery in a protective case. Flick a switch and recharge anywhere. Stock available right now for iPhone 5/5S, iPhone 6, iPhone 6 Plus as well as Samsung Galaxy S5. Lifeproof makes Dad even more powerful (get it??) with a waterproof PLUS powered case. Perfect for the endlessly busy Dad, the clumsy Dad; the travelling or tradie Dad. If Dad likes to recharge more than just his phone, check out the Mophie Powerstation XL which can recharge 2 devices at once, from its 12,000mAh rechargeable battery pack. Or a ruggedised powerstation with the Mophie Powerstation Pro, with a 6000mAh power bank that is drop proof and water resistant.   Adventure Dad Does Dad like to get out there in the wilds? Powertraveller portable power gear means Dad can venture far, while keeping in contact with his world, with solar and rechargeable power packs. Powermonkey Explorer 2 is crushproof, waterproof while Powermonkey Solarmonkey Adventurer has endless power for mobile devices. For the hardened explorer, the brand new Powermonkey Expedition power pack includes solar and hand crank recharge options. For the Dad who ventures overseas, the BlueFlame World Charger plus Portable Battery Pack can make simple work of recharging devices, with a single AC adaptor with international pins, plus a detachable portable pack to keep him recharged anywhere. Powered Life www.poweredlife.com.au helps you choose where to work or play. Use your mobile phone, tablet or notebook - anywhere, any time - with top brand portable power and tough cases for mobile devices including Lifeproof, Mophie, Powertraveller and much more. Solar chargers, waterproof mobile phone cases, kid-proof iPad/tablet cases. Glider Yachts Partners with Aalco Metals 2015-07-06T11:07:58Z glider-yachts-partners-with-aalco-metals Glider Yachts Limited, a new British luxury yacht manufacturer, has announced today that it has partnered with Aalco Metals to supply all of the major aluminium components for its SD18 sports yacht, which is currently being built by Burgess Marine and is to be publicly launched at Monaco boat show this September. "Glider Yachts’ mission is to become the world’s leading supplier of high-performance, luxury superyachts and to this end we have assembled a team of highly innovative partners and suppliers, who are devoted to excellence and are regarded and accredited as being the best in their particular field," said Robert McCall, Managing Director, Glider Yachts. Aalco supplies metals to the marine industry of the world’s highest marine standards and has provided specialist services to customers in this sector and allied industries, for many years. The metals for the debut Glider Yacht is being supplied from Aalco’s dedicated marine kit fabrication facility in Southampton, UK. "Aalco was selected as our metals supply partner due to the firm’s impressive track record in the marine industry and we are thrilled to be working with such an innovative leader in its field," continued Robert McCall. A particularly important and unique part of the Aalco offer is the company’s expertise in supplying marine ‘kits’, supplied shaped to size and ready for immediate assembly at the point of delivery, essential for this type of marine build. Simon Barron, General Manager, Aalco said: "Aalco is delighted to have been selected as the metals supplier to Glider Yachts, which is a very unique and exciting design that we are proud to be involved with." "Our unique approach means that the boat designer provides drawings that Aalco imports into our sophisticated cutting equipment. This produces precise cut pieces that are individually numbered and ready for welding. Our capability means that we can nest the component parts for the most efficient yield from the plates. Aalco supplies rider bars, bulb bars, keel sections, standard angles, channels and tees - indeed everything needed so that an entire hull, deck and superstructure can be built from a kit all sourced from the same supplier," continued Simon Barron. Aalco supplies ‘kits’ for many leading yacht manufacturers and recent interest from far eastern markets will continue its growth. Ends Notes for editors: There are a selection of accompanying images: Aalco  & Glider Yachts partnership celebration at Glider Yachts’ HQ – from left to right, Clive Bush – Aalco Metals, Southampton, Simon Barron, General Manager, Aalco Metals Southampton & Jeremy Chase, Aalco Metals, Southampton. About Aalco Metals Aalco is one of Europe’s largest independent stockholders, processors and distributors of Aluminium, aluminium extrusion, transition joints (Triplate®), stainless steels and copper alloys. It specialises in the supply of semi-finished metal products including bar, sheet, plate, tube, custom die extrusions and forgings to the marine, oil and gas and high tech industries. Aalco offers a complete processing service including plate and bar sawing, guillotining, waterjet, router and laser profiling. Its inventory covers a wide range of grades/alloys, shapes and sizes – both industry standards and special or bespoke items for particular applications or customer requirements. With offices in 18 locations around the UK including Southampton, Norwich, Hull and Aberdeen, all of which currently service the marine industry, Aalco is able to utilise its extensive distribution network to deliver guaranteed delivery on time and to customer specification. Please see www.aalco.co.uk for more information. About Glider Yachts Glider Yachts is a new British luxury yacht manufacturer, headquartered in London with build partners in Southampton, England. The company has a clear mission to become the world’s leading supplier of high performance, luxury sports yachts, and to deliver a more cost-effective and ultimately more comfortable, efficient and sustainable way of navigating the world’s oceans. Please see www.glideryachts.com for more information. To download high resolution images please see here: http://bit.ly/GliderYachtsImages MEDIA CONTACTS Glider Yachts Europe – E: glideryachts@brazenpr.com | UK: +44 (0)161 923 4994 Middle East – E: glideryachts@brazenpr.com | Tel: UAE on +971 (0)4 428 0939 Asia Pacific – E: glideryachts@spherepr.com.au | Tel: Australia on +61 (0)2 8006 2960 USA/Americas – glideryachts@brazenpr.com | Tel: USA on +1 (786) 374 2429 Aalco - UK Simon Trott, Shaw & Underwood PR E: simontrott@shawandunderwood.co.uk  - Tel: +44 (0)121 454 5584 Guide To Loan Pre Approval 2015-07-03T00:09:38Z guide-to-loan-pre-approval Getting pre approved for a loan before you commit to buying your new car, motorbike etc. is an increasingly popular way to organise your finances. But how do you organise a loan pre approval and what are the advantages of arranging your financing in advance? To help you decide whether it's right for you here's our complete Guide to Loan Pre Approval. At www.LoanPlace.com.au you can use our Information Resources and Free Quote Service to find the very best Car Finance deals for your individual circumstances. What is a Loan Pre Approval? A loan pre approval means that you have an agreement with a lender that they will provide you with a loan for an agreed amount for an agreed purpose in advance of you making a purchase. So instead of finding a car, for example and then seeing if you can obtain a loan for it you already have the loan facility in place before you go shopping.   Why Get Pre Approved? There are a number of advantages to getting your loan organised in advance. Here's some of the main reasons why getting pre approved can benefit you:    1. Better Planning & Preparation - You have time to consider your requirements and shop around without being rushed into making a decision. 2. Effective Budgeting – You can determine your budget in advance and stick to it. By pre arranging your loan based on how much you want to spend you remove the chance of making impulse buys and spending more than you can afford. 3. Improved Negotiating Position – When your finances are already in place you put yourself in a stronger negotiating position. You're not relying on the seller (e.g. car dealer) to organise the financing for you. Also, If they can’t get the price to fit within your pre arranged budget you walk away and shop elsewhere. It’s amazing what can happen once the seller realises that your serious about your best offer! 4. The Power of Cash - For all intents and purposes you are a cash buyer. Your money is organised and you're ready to go. This makes you a serious buyer in the eyes of the seller. Once they know that you're in a position to buy today the chances are you'll get their undivided attention! 5. Quick Response - With your loan already organised you can move quickly when you find what you want, which means that you don't lose out to another buyer due to the time that it would take to organise your finance. 6. Greater Choice – Compare a range of different banks and finance companies in advance so you can see what's available and get the best deal for your individual circumstances.   How do you Organise a Loan Pre Approval? These days many banks and finance companies can organise a pre approval for you if you approach them directly. However, more and more people are now working with Qualified Finance Brokers to arrange a loan pre approval. That way you can deal with an expert who searches the market for the best deals, negotiates with lenders on your behalf and handles the application process for you.   Find the Best Loan Pre Approval Deals Using the tools and resources at www.LoanPlace.com.au and working with a Qualified Finance Broker can help you to find the very best Loan Pre Approval deals for your individual circumstances. Loan vs Lease 2015-06-26T03:50:50Z loan-vs-lease Do you want to know the differences between a loan and a lease? Are you wondering what's the best way to finance your next car purchase? Our Loan vs Lease analysis will help you to understand the pros and cons of each method so you can decide what's best for you. At www.LoanPlace.com.au you can use our Information Resources and Free Quote Service to find the very best Car Finance deals for your individual circumstances. How Does A Car Loan Work? A car loan allows someone to borrow the money to buy a car. Car loans are usually secured, which means that the lender (e.g. bank, finance company) uses the car as collateral and registers an interest (also known as an encumbrance) to show others that they are using it as security for the loan. If the car loan is unsecured then the lender does not use the car as security. The Key Benefits Of A Car Loan: Equity – Loans can be much more effective for building equity, which means that once you've paid the loan you have value in the car. Additional payments – Generally, loans give you more flexibility to make additional payments and pay off early. Multi-purpose – With an unsecured loan you can use the loan amount for more than one purpose, for example part of the loan could be used for a car and part could be used to pay off a credit card balance. Financing minus equity - if you are trading in an car which is already financed and you owe more on this loan than the car is worth you may be able to include this minus equity amount in with the new loan for the car that you’re buying. Potential tax benefits* – If you are using the car for business purposes there are various tax benefits potentially available to you in relation to the interest charges that you pay. How Does A Car Lease Work? A lease allows someone to use a car for a given period in return for rental payments. The user of the car does not own the car. The Key Benefits Of A Car Lease: Low Repayments – By financing the GST exclusive price and including a residual value (balloon payment), which offsets an amount until the end of the lease term this can reduce your repayment and frees up more of your cash. Low Deposit – You can get the car that you want with $0 or minimal deposit, so you don't need to tie your cash up in the vehicle. Change Car More Often - By making repayments on a lower amount leasing can give you the option of a shorter payment term so you can change and update your car more often Effective Budgeting - With a maintained lease you can opt to include all scheduled servicing, fuel and maintenance costs, such as registration renewal and replacement tyres within your lease. This means that one repayment covers all of your main running costs enabling you to budget more effectively. Potential tax benefits* – If you are using the car for business purposes there are various tax benefits potentially available to you in relation to the lease payments that you pay. Pay from pre-tax income* – With a novated lease you can pay your lease and maintenance costs out of your pre-tax income and potentially benefit from the tax advantages associated with this.  Find the Best Car Finance Deals No matter whether you decide that a loan or a lease is the best option for you then using the tools and resources at www.LoanPlace.com.au and working with a Qualified Finance Broker can help you to find the very best deals for your individual circumstances. *We strongly recommend that you consult your accountant or tax advisor to confirm the tax benefits available to you prior to entering into any finance agreement. The information provided is not intended to be used as taxation, financial or legal advice. Borrow Or Pay Cash? 2015-06-12T00:51:45Z borrow-or-pay-cash-1 Thinking about buying a car? Got the cash sat in the bank to pay for it but not sure whether to use it to buy a car? Wondering whether to save for your next car or take out a loan? You may find the answers that you're looking for in our Borrowing vs. Cash Analysis. There's no right or wrong answer, it really depends on your circumstances. At www.LoanPlace.com.au you can use our information resources and tools to find the best Car Loan for your circumstances. This guide will help you to understand the pros and cons of borrowing and using your own cash so you can choose the best option for you. The Advantages Of Borrowing Buy Now & Use Now – Borrowing can enable you to have the car that you want or need now and have all the usage benefits instead of having to wait to save to accumulate enough cash to purchase it outright. Buy At Today's Prices – Borrowing enables you to buy at today’s prices. If you need to save over a prolonged period of time car prices may well rise due to inflation and other factors which would mean you having to pay more. Don’t Lose Investment Returns – If you use your own cash then you need to consider the return that you lose when you withdraw your cash from where it’s invested and use it to buy an asset. Often the interest you pay to borrow compared to the compound interest that you’d generate by keeping the cash invested is minimal. Establish A Credit History - if you haven't borrowed before, starting with a car loan can be a great way to establish a credit history which can help you to secure loans down the track when you need them.  Flexible Deposits - most mainstream car loan providers have a minimum loan amount of around $5,000. This means that you can set up a loan which allows you to use cash as part payment and a loan for the remainder. Shop Like A Cash Buyer – With pre-approved finance you can shop around for the best car price and negotiate with sellers with your money already pre-arranged. Potential Additional Protection – There can be additional protection available if you use finance that uses the asset as security. If you have issues with the quality of the asset you may be able to get some assistance from the lender in the event of a dispute with the supplier. Potential Tax Benefits* – If you are using the asset for business purposes there are various tax benefits potentially available to you in relation to the interest charges that you pay.   The Advantages Of Cash No Interest Or Fees – When you use your own cash there’s $0 interest or fees to pay. Complete Ownership – Unlike with some types of finance where ownership of the asset is transferred to you after the final payment is made and where there is the possibility of repossession if you miss payments when you buy with cash the asset is yours from day one. Easy Re-Sale – If you want to sell the asset it’s a simple process as you don’t need to worry about having to organise for any outstanding finance to be paid out. Strong Negotiating Position – With your funds already in place you’re in a position to buy immediately which can put you in a strong bargaining position with the seller.   Find the Best Car Loan Deals If you decide that borrowing is the best option for you then using the tools and resources at www.LoanPlace.com.au and working with a Qualified Finance Broker can help you to find the very best Car Loan deals for your individual circumstances. *We strongly recommend that you consult your accountant or tax advisor to confirm the tax benefits available to you prior to entering into any finance agreement.  The information provided is not intended to be used as taxation, financial or legal advice.